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The Pension Puzzle
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Download or read book The Pension Puzzle written by Bruce Cohen and published by John Wiley and Sons. This book was released on 2008-02-15 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: An "owner's manual" for every Canadian with a pension plan. Millions of Canadians are covered by pension plans in one form or another-whether that's CPP or a company plan, or personal RRSPs. But pensions are the benefit least understood by employees. They're confusing and complex, but understanding pensions is crucial to every Canadian's financial security in retirement. Since its initial publication, The Pension Puzzle has become the definitive book on the subject. Now completely revised and updated, The Pension Puzzle remains a true owner's manual for anyone with a pension plan. The Pension Puzzle is not just for those about to retire. It's for every working Canadian who needs to make decisions about their pension plan and how it affects their financial future.
Book Synopsis The Pension Puzzle by : Mr.N. A. Barr
Download or read book The Pension Puzzle written by Mr.N. A. Barr and published by International Monetary Fund. This book was released on 2002-04-30 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt: Looks at the policy choices involved in creating pension schemes, particularly whether it is advisable to move away from government pay-as-you-go pensions toward private or publicly funded plans. Examines the reasons for the controversy surrounding pension design, and whether the second level of pension systems should be mandatory, private, funded, and defined-contribution.
Download or read book Pension Puzzles written by Melissa Hardy and published by Russell Sage Foundation. This book was released on 2007-07-19 with total page 301 pages. Available in PDF, EPUB and Kindle. Book excerpt: The rancorous debate over the future of Social Security reached a fever pitch in 2005 when President Bush unsuccessfully proposed a plan for private retirement accounts. Although efforts to reform Social Security seem to have reached an impasse, the long-term problem—the projected Social Security deficit—remains. In Pension Puzzles, sociologists Melissa Hardy and Lawrence Hazelrigg explain for a general audience the fiscal challenges facing Social Security and explore the larger political context of the Social Security debate. Pension Puzzles cuts through the sloganeering of politicians in both parties, presenting Social Security's technical problems evenhandedly and showing how the Social Security debate is one piece of a larger political struggle. Hardy and Hazelrigg strip away the ideological baggage to explicate the basic terms and concepts needed to understand the predicament of Social Security. They compare the cases for privatizing Social Security and for preserving the program in its current form with adjustments to taxes and benefits, and they examine the different economic projections assumed by proponents of each approach. In pursuit of its privatization agenda, Hardy and Hazelrigg argue, the Bush administration has misled the public on an issue that was already widely misunderstood. The authors show how privatization proponents have relied on dubious assumptions about future rates of return to stock market investments and about the average citizen's ability to make informed investment decisions. In addition, the administration has painted the real but manageable shortfalls in Social Security revenue as a fiscal crisis. Projections of Social Security revenues and benefits by the Social Security Administration have treated revenues as fixed, when in fact they are determined by choices made by Congress. Ultimately, as Hardy and Hazelrigg point out, the clash over Social Security is about more than technical fiscal issues: it is part of the larger culture wars and the ideological struggle over what kind of social responsibilities and rights American citizens should have. This rancorous partisan wrangling, the alarmist talk about a "crisis" in Social Security, and the outright deception employed in this debate have all undermined the trust between citizens and government that is needed to restore the solvency of Social Security for future generations of retirees. Drawing together economic analyses, public opinion data, and historical narratives, Pension Puzzles is a lucid and engaging guide to the major proposals for Social Security reform. It is also an insightful exploration of what that debate reveals about American political culture in the twenty-first century. A Volume in the American Sociological Association's Rose Series in Sociology
Book Synopsis The Couple's Retirement Puzzle by : Roberta Taylor RNCS, M.Ed
Download or read book The Couple's Retirement Puzzle written by Roberta Taylor RNCS, M.Ed and published by Sourcebooks, Inc.. This book was released on 2014-08-05 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: The essential retirement planning book, including the ten key conversations couples should have to create a happy, healthy, and successful retirement! Retirement can be the best time of your life, but for couples, there's far more to it than cashing in on your 401(k). The most important asset you have during retirement is each other, yet many couples aren't sure where to begin or how to plan for retirement. The Couple's Retirement Puzzle reveals the ten key conversations couples should tackle before retirement to ensure a rewarding second half of life together, including: Do we have enough money to support the lifestyle we want? Should we retire simultaneously or separately? Do we stay put or explore new frontiers? How will we balance time together and time apart? And more! Filled with smart practical advice, engaging anecdotes, and helpful exercises, The Couple's Retirement Puzzle is a marriage book for couples that will guide you and your partner to a fulfilling, happy retirement you can enjoy and celebrate together.
Book Synopsis A Simple Guide to Pensions by : John Claxton
Download or read book A Simple Guide to Pensions written by John Claxton and published by How To Books Ltd. This book was released on 2002 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: Providing up-to-date and objective advice, this guide is written for anyone looking at pensions, from first provision to those nearing retirement. The author details the choices surrounding pension options: state pensions, personal pensions and occupational schemes.
Book Synopsis The Pension Puzzle by : Nicholas Barr
Download or read book The Pension Puzzle written by Nicholas Barr and published by . This book was released on 2002 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Welfare State, Universalism and Diversity by : Anneli Anttonen
Download or read book Welfare State, Universalism and Diversity written by Anneli Anttonen and published by Edward Elgar Publishing. This book was released on 2012-01-01 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: 'This book is a most timely academic intervention. The concept of universalism is central to social policy and welfare state development yet it is rarely explored with such attention to its time and place specificities as in this book. Nordic and British authors investigate the different dimensions and meanings of universalism and the challenges it has faced. Buffeted by markets and choice on the one side and diversity on the other, can universalism survive? To find out, read on...' - Fiona Williams, University of Leeds, UK 'Universalism in social policy is politically challenged and normatively contested. This book examines how the principle of universalism can be understood and how it has been put into practice in various national contexts. Universalism is contrasted with the idea of diversity which has gained strength as a result of growing affluent middle classes and of multiculturalism in highly developed welfare states. The book deals with varieties of universalism and inspires a re-thinking of the normative basis of the welfare state.' - Stein Kuhnle, University of Bergen, Norway and Hertie School of Governance, Berlin, Germany Welfare State, Universalism and Diversity is a thought-provoking book dealing with key ideas, values and principles of social policies and asking what exactly is meant by universal benefits and policies? Is the time of post-war universalism over? Are universalism and diversity contradictory policy and theory framings? Well-known scholars from different countries and fields of expertise provide a historically informative and comprehensive view on the making of universal social policies. Universalism is defined and implemented differently in the British and Scandinavian social policies. Service universalism is different from universalism in pensions. The book underlines the multiple and transformative nature of universalism and the challenge of diversity. There certainly is need for a greater diversity in meeting citizen's needs. Yet, universalism remains a principle essential for planning and implementing sustainable and legitimate policies in times characterized by complex interdependences and contradictory political aims. This impressive book is an attempt to untangle the multiple meanings of universalism and clarify the concept's relevance to contemporary policy debates. It will prove invaluable for students, researchers and practitioners in social policy, public policy, social administration, social welfare, social history, social work, sociology and political sciences. Policymakers and administrators involved with social and public policies, social services, social welfare, and social work will also find this book groundbreaking.
Book Synopsis Handbook of the Economics of Population Aging by : John Piggott
Download or read book Handbook of the Economics of Population Aging written by John Piggott and published by Elsevier. This book was released on 2016-11-21 with total page 1080 pages. Available in PDF, EPUB and Kindle. Book excerpt: Handbook of the Economics of Population Aging synthesizes the economic literature on aging and the subjects associated with it, including social insurance and healthcare costs, both of which are of interest to policymakers and academics. These volumes, the first of a new subseries in the Handbooks in Economics, describe and analyze scholarship created since the inception of serious attention began in the late 1970s, including information from general economics journals, from various field journals in economics, especially, but not exclusively, those covering labor markets and human resource issues, from interdisciplinary social science and life science journals, and from papers by economists published in journals associated with gerontology, history, sociology, political science, and demography, amongst others. - Dissolves the barriers between policymakers and scholars by presenting comprehensive portraits of social and theoretical issues - Synthesizes valuable data on the topic from a variety of journals dating back to the late 1970s in a convenient, comprehensive resource - Presents diverse perspectives on subjects that can be closely associated with national and regional concerns - Offers comprehensive, critical reviews and expositions of the essential aspects of the economics of population aging
Download or read book Money 101 written by Ellen Roseman and published by John Wiley & Sons. This book was released on 2010-02-18 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money 101 The One Class You Can't Afford to Cut! You are working hard and trying to save some money, but at the end of the day, there never seems to be enough to go around. Money 101 is a crash course on financial basics from one of Canada's most trusted personal finance columnists. Ellen Roseman offers easy-to-understand advice on a wide range of topics, including tips on spending less and saving more, managing a budget, negotiating mortgages and car leases, getting the insurance you need, investing, saving for children's education and your own retirement, and much more. Money 101 helps you master personal finance without pain, whether you're a novice or experienced. Your own personal tutor, it'll teach you to get better control of your money so you'll have more to save and invest. Portrait Photography by Joseph Marranca. Used by Permission.
Book Synopsis Joe Celko's SQL Puzzles and Answers by : Joe Celko
Download or read book Joe Celko's SQL Puzzles and Answers written by Joe Celko and published by Elsevier. This book was released on 2006-10-09 with total page 347 pages. Available in PDF, EPUB and Kindle. Book excerpt: Joe Celko's SQL Puzzles and Answers, Second Edition, challenges you with his trickiest puzzles and then helps solve them with a variety of solutions and explanations. Author Joe Celko demonstrates the thought processes that are involved in attacking a problem from an SQL perspective to help advanced database programmers solve the puzzles you frequently face. These techniques not only help with the puzzle at hand, but also help develop the mindset needed to solve the many difficult SQL puzzles you face every day. This updated edition features many new puzzles; dozens of new solutions to puzzles; and new chapters on temporal query puzzles and common misconceptions about SQL and RDBMS that leads to problems. This book is recommended for database programmers with a good knowledge of SQL. - A great collection of tricky SQL puzzles with a variety of solutions and explanations - Uses the proven format of puzzles and solutions to provide a user-friendly, practical look into SQL programming problems - many of which will help users solve their own problems - New edition features: Many new puzzles added!, Dozens of new solutions to puzzles, and using features in SQL-99, Code is edited to conform to SQL STYLE rules, New chapter on temporal query puzzles, New chapter on common misconceptions about SQL and RDBMS that leads to problems
Book Synopsis 11.5 Ira Essentials for Retirement by : Dr. Kevin Skipper ChFC
Download or read book 11.5 Ira Essentials for Retirement written by Dr. Kevin Skipper ChFC and published by AuthorHouse. This book was released on 2015-02-24 with total page 135 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you have an IRA, 401k, or other retirement plan, this book is important for you to read. It is likely that you have heard about how to invest your IRA, but what happens to the IRA in the future when you pass or your spouse passes? This book lays out the journey and strategies of what happens to the IRA and the tax strategies on how to keep the most of your IRA from the IRS. Pre-Retirement: If you are five years or less from retirement, this book helps you understand the decisions that you will face in the future. It will give you the road map that you would need to follow with your IRA. Retiree: If you have already rolled your retirement plan to an IRA, this book can serve as a checkup. Did you make the right moves? Are you working with the right IRA advisor? Do you have your beneficiaries in place? Are there ways that you can improve the investment, safety, and structure of your IRA today and when you are gone?
Book Synopsis Don't Eat Dog Food When You're Old! by : Roger Roemmich
Download or read book Don't Eat Dog Food When You're Old! written by Roger Roemmich and published by iUniverse. This book was released on 2013-06 with total page 199 pages. Available in PDF, EPUB and Kindle. Book excerpt: An estimated seventy-eight million baby boomers will hit retirement age in the coming decades. It's an exciting time, but many retirees miscalculate their retirement readiness before leaving their jobs and seeking a more carefree life. In Don't Eat Dog Food When You're Old! author Roger Roemmich who has more than forty years experience in the field of finance presents a big-picture look at what you need to know to plan for your retirement or to better manage the various components of your financial life if you already are retired. In this guide Roemmich first looks at whether you can afford to retire and then discusses retirement planning and financial management. He introduces his unique CAMP score methodology considering cash flow, aging, medical needs, and purchasing power that both provides a basis for quick evaluation of retirement readiness and serves to identify remedies for inadequacies. He also identifies the most important aspects of six key areas and helps show how they factor into having excellent cash flow throughout retirement. You can calculate your retirement readiness accurately if you know the right questions to ask. Roemmich's guide which assumes little or no prior knowledge but a keen interest in doing the right thing helps you move forward carefully and confidently so that you can enjoy financial peace of mind during your golden years.
Book Synopsis The Limits of Europeanization by : K. Featherstone
Download or read book The Limits of Europeanization written by K. Featherstone and published by Springer. This book was released on 2008-09-24 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: An innovative case study of one of the most recalcitrant member states of the EU: Greece. Based on extensive empirical research, the book relates its evidence to two major conceptual frames: 'Europeanization' and 'varieties of capitalism'. These are complementary and one compensates for the limitations of the other.
Book Synopsis The Real Retirement by : Fred Vettese
Download or read book The Real Retirement written by Fred Vettese and published by John Wiley & Sons. This book was released on 2012-11-29 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt: Straight Talk and solid retirement advice for all Canadians In the face of government changes, financial market volatility, and an aging workforce, Canadians are understandably concerned about the impact on their finances and their future retirement. This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings. Offers practical advice for dealing with the changes to Canada's retirement system Includes advice for calculating your Neutral Retirement Income Target Contains solid financial advice in accessible language Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.
Book Synopsis State and Local Pensions by : Alicia H. Munnell
Download or read book State and Local Pensions written by Alicia H. Munnell and published by Rowman & Littlefield. This book was released on 2012-08-27 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the wake of the financial crisis and Great Recession, the health of state and local pension plans has emerged as a front burner policy issue. Elected officials, academic experts, and the media alike have pointed to funding shortfalls with alarm, expressing concern that pension promises are unsustainable or will squeeze out other pressing government priorities. A few local governments have even filed for bankruptcy, with pensions cited as a major cause. Alicia H. Munnell draws on both her practical experience and her research to provide a broad perspective on the challenge of state and local pensions. She shows that the story is big and complicated and cannot be viewed through a narrow prism such as accounting methods or the role of unions. By examining the diversity of the public plan universe, Munnell debunks the notion that all plans are in trouble. In fact, she finds that while a few plans are basket cases, many are functioning reasonably well. Munnell's analysis concludes that the plans in serious trouble need a major overhaul. But even the relatively healthy plans face three challenges ahead: an excessive concentration of plan assets in equities; the risk that steep benefit cuts for new hires will harm workforce quality; and the constraints plans face in adjusting future benefits for current employees. Here, Munnell proposes solutions that preserve the main strengths of state and local pensions while promoting needed reforms.
Book Synopsis Written Proposals on Tax Simplication by :
Download or read book Written Proposals on Tax Simplication written by and published by . This book was released on 1990 with total page 1204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contains reproductions of numerous letters and statements sent to the Ways and Means Committee on tax simplification by citizens, government officials, companies, and associations.
Book Synopsis Social Protection and the Market in Latin America by : Sarah M. Brooks
Download or read book Social Protection and the Market in Latin America written by Sarah M. Brooks and published by Cambridge University Press. This book was released on 2008-11-03 with total page 379 pages. Available in PDF, EPUB and Kindle. Book excerpt: Social security institutions have been among the most stable post-war social programs around the world. Increasingly, however, these institutions have undergone profound transformation from public risk-pooling systems to individual market-based designs. Why has this 'privatization' occurred? Why do some governments enact more radical pension privatizations than others? This book provides a theoretical and empirical account of when and to what degree governments privatize national old-age pension systems. Quantitative cross-national analysis simulates the degree of pension privatization around the world and tests competing hypotheses to explain reform outcomes. In addition, comparative analysis of pension reforms in Argentina, Brazil, Mexico and Uruguay evaluate a causal theory of institutional change. The central argument is that pension privatization emerges from political conflict, rather than from exogenous pressures. The argument is developed around three dimensions: the double bind of globalization, contingent path-dependent processes, and the legislative politics of loss imposition.