The Target and Other Financial Data Breaches

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Author :
Publisher : CreateSpace
ISBN 13 : 9781508432852
Total Pages : 38 pages
Book Rating : 4.4/5 (328 download)

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Book Synopsis The Target and Other Financial Data Breaches by : Congressional Research Service

Download or read book The Target and Other Financial Data Breaches written by Congressional Research Service and published by CreateSpace. This book was released on 2015-02-04 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: In November and December of 2013, cybercriminals breached the data security of Target, one of the largest U.S. retail chains, stealing the personal and financial information of millions of customers. On December 19, 2013, Target confirmed that some 40 million credit and debit card account numbers had been stolen. On January 10, 2014, Target announced that personal information, including the names, addresses, phone numbers, and email addresses of up to 70 million customers, was also stolen during the data breach. A report by the Senate Committee on Commerce in March 2014 concluded that Target missed opportunities to prevent the data breach. Target. To date, Target has reported data breach costs of $248 million. Independent sources have made back-of-the-envelope estimates ranging from $240 million to $2.2 billion in fraudulent charges alone. This does not include additional potential costs to consumers concerned about their personal information or credit histories; potential fines or penalties to Target, financial institutions or others; or any costs to Target related to a loss of consumer confidence. The breach was among the largest in U.S. history. Consumer concern over the scale of this data breach has fueled further congressional attention on the Target breach and data security and data breaches more broadly. In the wake of Target's revelations, between February 3 and April 2, 2014, Congress held seven hearings by six different committees related to these topics. In addition to examining the events surrounding the Target breach, hearings have focused on preventing such data breaches, improving data security standards, protecting consumers' personal data, and notifying consumers when their data have been compromised.

The Target Store Data Breaches

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Author :
Publisher : Nova Science Publishers
ISBN 13 : 9781633212695
Total Pages : 0 pages
Book Rating : 4.2/5 (126 download)

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Book Synopsis The Target Store Data Breaches by : Marianna Hardy

Download or read book The Target Store Data Breaches written by Marianna Hardy and published by Nova Science Publishers. This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In November and December of 2013, cyber-criminals breached the data security of Target, one of the largest U.S. retail chains, stealing the personal and financial information of millions of customers. On December 19, 2013, Target confirmed that some 40 million credit and debit card account numbers had been stolen. On January 10, 2014, Target announced that personal information, including the names, addresses, phone numbers, and email addresses of up to 70 million customers, was also stolen during the data breach. A report by the Senate Committee on Commerce in March 2014 concluded that Target missed opportunities to prevent the data breach. This book answers some frequently asked questions about the Target breach, including what is known to have happened in the breach, and what costs may result. It also examines some of the broader issues common to data breaches, including how the payment system works, how cybersecurity costs are shared and allocated within the payment system, who bears the losses in such breaches more generally, what emerging cybersecurity technologies may help prevent them, and what role the government could play in encouraging their adoption. The book addresses policy issues discussed in congressional hearings and describes some of the legislation that Congress has introduced to deal with these issues. This book also presents an explanation of how the Target breach occurred, based on media reports and expert analyses that have been published since Target publicly acknowledged this breach.

The Target and Other Financial Data Breaches

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Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (15 download)

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Book Synopsis The Target and Other Financial Data Breaches by : C. S. Redhead

Download or read book The Target and Other Financial Data Breaches written by C. S. Redhead and published by . This book was released on 2015 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This report summarizes legislative actions taken to repeal, defund, delay, or otherwise amend the Affordable Care Act (ACA) since it was signed into law. The report is divided into two sections. The first section focuses on authorizing legislation, and the second section discusses appropriations bills. While a detailed examination of the ACA itself is beyond the scope of this report, a brief overview of the ACA's core provisions and its impact on federal spending is provided.

Information is Beautiful

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Publisher : HarperCollins UK
ISBN 13 : 0007294662
Total Pages : 258 pages
Book Rating : 4.0/5 (72 download)

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Book Synopsis Information is Beautiful by : David McCandless

Download or read book Information is Beautiful written by David McCandless and published by HarperCollins UK. This book was released on 2009 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: Miscellaneous facts and ideas are interconnected and represented in a visual format, a "visual miscellaneum," which represents "a series of experiments in making information approachable and beautiful" -- from p.007

The Cambridge Handbook of Compliance

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Publisher : Cambridge University Press
ISBN 13 : 1108754139
Total Pages : 1559 pages
Book Rating : 4.1/5 (87 download)

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Book Synopsis The Cambridge Handbook of Compliance by : Benjamin van Rooij

Download or read book The Cambridge Handbook of Compliance written by Benjamin van Rooij and published by Cambridge University Press. This book was released on 2021-05-20 with total page 1559 pages. Available in PDF, EPUB and Kindle. Book excerpt: Compliance has become key to our contemporary markets, societies, and modes of governance across a variety of public and private domains. While this has stimulated a rich body of empirical and practical expertise on compliance, thus far, there has been no comprehensive understanding of what compliance is or how it influences various fields and sectors. The academic knowledge of compliance has remained siloed along different disciplinary domains, regulatory and legal spheres, and mechanisms and interventions. This handbook bridges these divides to provide the first one-stop overview of what compliance is, how we can best study it, and the core mechanisms that shape it. Written by leading experts, chapters offer perspectives from across law, regulatory studies, management science, criminology, economics, sociology, and psychology. This volume is the definitive and comprehensive account of compliance.

Effective Model-Based Systems Engineering

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Author :
Publisher : Springer
ISBN 13 : 3319956698
Total Pages : 779 pages
Book Rating : 4.3/5 (199 download)

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Book Synopsis Effective Model-Based Systems Engineering by : John M. Borky

Download or read book Effective Model-Based Systems Engineering written by John M. Borky and published by Springer. This book was released on 2018-09-08 with total page 779 pages. Available in PDF, EPUB and Kindle. Book excerpt: This textbook presents a proven, mature Model-Based Systems Engineering (MBSE) methodology that has delivered success in a wide range of system and enterprise programs. The authors introduce MBSE as the state of the practice in the vital Systems Engineering discipline that manages complexity and integrates technologies and design approaches to achieve effective, affordable, and balanced system solutions to the needs of a customer organization and its personnel. The book begins with a summary of the background and nature of MBSE. It summarizes the theory behind Object-Oriented Design applied to complex system architectures. It then walks through the phases of the MBSE methodology, using system examples to illustrate key points. Subsequent chapters broaden the application of MBSE in Service-Oriented Architectures (SOA), real-time systems, cybersecurity, networked enterprises, system simulations, and prototyping. The vital subject of system and architecture governance completes the discussion. The book features exercises at the end of each chapter intended to help readers/students focus on key points, as well as extensive appendices that furnish additional detail in particular areas. The self-contained text is ideal for students in a range of courses in systems architecture and MBSE as well as for practitioners seeking a highly practical presentation of MBSE principles and techniques.

Data Breaches

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Author :
Publisher : Addison-Wesley Professional
ISBN 13 : 9780134506784
Total Pages : 0 pages
Book Rating : 4.5/5 (67 download)

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Book Synopsis Data Breaches by : Sherri Davidoff

Download or read book Data Breaches written by Sherri Davidoff and published by Addison-Wesley Professional. This book was released on 2019-10-16 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why do some organizations emerge from a data breach unscathed, while others are badly damaged, or even collapse? How can you make smart choices to protect your organization before and after a data breach? This book exposes the high-octane world of data breach disclosure and response, where IT help desk staff have the power to save or destroy a company, and cutting-edge attorneys must often parachute in to save the day. You'll watch as one of the world's most experienced cybersecurity professionals dissects high-profile data breaches, reveals what happened, and reveals exactly what you can do to navigate a massive data breach -- quickly mitigating damage to your digital assets, finances, and organizational reputation. Sherri Davidoff teaches through storytelling, making this book powerfully accessible and practically useful to everyone from the boardroom to the server closet. Along the way, she reveals what the press didn't cover about attacks on ChoicePoint, TJ Maxx, Heartland, Target, Anthem, and many other leading organizations -- and presenting specific lessons you can start applying right now, regardless of your technical or business infrastructure. Drawing on her immense personal experience with digital forensics, incident response, security awareness training, penetration testing, and web security assessment -- and her work teaching in venues from Black Hat to the Department of Defense -- Davidoff introduces today's most comprehensive and practical framework for data breach response. You'll discover: Critical turning points throughout data breach events, and how to respond to each of them How breach response lifecycles are changing: why classic incident response approaches are no longer sufficient, and what to do instead How internal politics can affect data breach response, and what to do about it How to read between the lines of public statements and notifications (or lack thereof) What you need to know about breaches in retail and other specific industries -- and the limitations of standards such as PCI/DSS How to protect against and recover from ransomware How to assess products and services such as Commercial Off-The-Shelf Breach Response, cybersecurity insurance, and crisis management services What you can do right now to make breach response less traumatic An insider's guide offering a new, systematic, and practical framework for data breach response: finally, an accessible, comprehensive playbook for what to do when Built around in-depth and highly-specific case studies: what really happened at ChoicePoint, TJ Maxx, Heartland, Target, Anthem, Sony, Children's Hospital Boston, and more Identifies critical decision points in high-profile data breaches, and explores the risks and benefits of the choices that were made at the time Written by the hacker featured in the bestseller 'Breaking and Entering: The Extraordinary Story of a Hacker Called "Alien" How to protect your organization against massive data breaches, and mitigate the financial and reputational consequences if they happen An insider's guide offering a new, systematic, and practical framework for data breach response: finally, an accessible, comprehensive playbook for what to do when Built around in-depth and highly-specific case studies: what really happened at ChoicePoint, TJ Maxx, Heartland, Target, Anthem, Sony, Children's Hospital Boston, and more Identifies critical decision points in high-profile data breaches, and explores the risks and benefits of the choices that were made at the time

Cyber Risk for the Financial Sector: A Framework for Quantitative Assessment

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Author :
Publisher : International Monetary Fund
ISBN 13 : 1484360753
Total Pages : 29 pages
Book Rating : 4.4/5 (843 download)

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Book Synopsis Cyber Risk for the Financial Sector: A Framework for Quantitative Assessment by : Antoine Bouveret

Download or read book Cyber Risk for the Financial Sector: A Framework for Quantitative Assessment written by Antoine Bouveret and published by International Monetary Fund. This book was released on 2018-06-22 with total page 29 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cyber risk has emerged as a key threat to financial stability, following recent attacks on financial institutions. This paper presents a novel documentation of cyber risk around the world for financial institutions by analyzing the different types of cyber incidents (data breaches, fraud and business disruption) and identifying patterns using a variety of datasets. The other novel contribution that is outlined is a quantitative framework to assess cyber risk for the financial sector. The framework draws on a standard VaR type framework used to assess various types of stability risk and can be easily applied at the individual country level. The framework is applied in this paper to the available cross-country data and yields illustrative aggregated losses for the financial sector in the sample across a variety of scenarios ranging from 10 to 30 percent of net income.

The Essentials of Risk Management, Second Edition

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Author :
Publisher : McGraw Hill Professional
ISBN 13 : 0071821155
Total Pages : 669 pages
Book Rating : 4.0/5 (718 download)

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Book Synopsis The Essentials of Risk Management, Second Edition by : Michel Crouhy

Download or read book The Essentials of Risk Management, Second Edition written by Michel Crouhy and published by McGraw Hill Professional. This book was released on 2013-12-06 with total page 669 pages. Available in PDF, EPUB and Kindle. Book excerpt: The essential guide to quantifying risk vs. return has been updated to reveal the newest, most effective innovations in financial risk management Written for risk professionals and non-risk professionals alike, this easy-to-understand guide helps readers meet the increasingly insistent demand to make sophisticated assessments of their company’s risk exposure Provides the latest methods for measuring and transferring credit risk, increase risk-management transparency, and implement an organization-wide Enterprise risk Management (ERM) approach The authors are renowned figures in risk management: Crouhy heads research and development at NATIXIS; Galai is the Abe Gray Professor of Finance and Business Asdministration at Hebrew University; and Mark is the founding CEO of Black Diamond Risk

Economic Analysis of the Digital Economy

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Publisher : University of Chicago Press
ISBN 13 : 022620684X
Total Pages : 510 pages
Book Rating : 4.2/5 (262 download)

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Book Synopsis Economic Analysis of the Digital Economy by : Avi Goldfarb

Download or read book Economic Analysis of the Digital Economy written by Avi Goldfarb and published by University of Chicago Press. This book was released on 2015-05-08 with total page 510 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is a small and growing literature that explores the impact of digitization in a variety of contexts, but its economic consequences, surprisingly, remain poorly understood. This volume aims to set the agenda for research in the economics of digitization, with each chapter identifying a promising area of research. "Economics of Digitization "identifies urgent topics with research already underway that warrant further exploration from economists. In addition to the growing importance of digitization itself, digital technologies have some features that suggest that many well-studied economic models may not apply and, indeed, so many aspects of the digital economy throw normal economics in a loop. "Economics of Digitization" will be one of the first to focus on the economic implications of digitization and to bring together leading scholars in the economics of digitization to explore emerging research.

Understanding the Creeping Crisis

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Author :
Publisher : Springer Nature
ISBN 13 : 3030706923
Total Pages : 195 pages
Book Rating : 4.0/5 (37 download)

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Book Synopsis Understanding the Creeping Crisis by : Arjen Boin

Download or read book Understanding the Creeping Crisis written by Arjen Boin and published by Springer Nature. This book was released on 2021-05-10 with total page 195 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access book explores a special species of trouble afflicting modern societies: creeping crises. These crises evolve over time, reveal themselves in different ways, and resist comprehensive responses despite periodic public attention. As a result, these crises continue to creep in front of our eyes. This book begins by defining the concept of a creeping crisis, showing how existing literature fails to properly define and explore this phenomenon and outlining the challenges such crises pose to practitioners. Drawing on ongoing research, this book presents a diverse set of case studies on: antimicrobial resistance, climate change-induced migration, energy extraction, big data, Covid-19, migration, foreign fighters, and cyberattacks. Each chapter explores how creeping crises come into existence, why they can develop unimpeded, and the consequences they bring in terms of damage and legitimacy loss. The book provides a proof-of-concept to help launch the systematic study of creeping crises. Our analysis helps academics understand a new species of threat and practitioners recognize and prepare for creeping crises.

Spam Nation

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Author :
Publisher : Sourcebooks, Inc.
ISBN 13 : 1402295634
Total Pages : 322 pages
Book Rating : 4.4/5 (22 download)

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Book Synopsis Spam Nation by : Brian Krebs

Download or read book Spam Nation written by Brian Krebs and published by Sourcebooks, Inc.. This book was released on 2014-11-18 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now a New York Times bestseller! There is a Threat Lurking Online with the Power to Destroy Your Finances, Steal Your Personal Data, and Endanger Your Life. In Spam Nation, investigative journalist and cybersecurity expert Brian Krebs unmasks the criminal masterminds driving some of the biggest spam and hacker operations targeting Americans and their bank accounts. Tracing the rise, fall, and alarming resurrection of the digital mafia behind the two largest spam pharmacies-and countless viruses, phishing, and spyware attacks-he delivers the first definitive narrative of the global spam problem and its threat to consumers everywhere. Blending cutting-edge research, investigative reporting, and firsthand interviews, this terrifying true story reveals how we unwittingly invite these digital thieves into our lives every day. From unassuming computer programmers right next door to digital mobsters like "Cosma"-who unleashed a massive malware attack that has stolen thousands of Americans' logins and passwords-Krebs uncovers the shocking lengths to which these people will go to profit from our data and our wallets. Not only are hundreds of thousands of Americans exposing themselves to fraud and dangerously toxic products from rogue online pharmacies, but even those who never open junk messages are at risk. As Krebs notes, spammers can-and do-hack into accounts through these emails, harvest personal information like usernames and passwords, and sell them on the digital black market. The fallout from this global epidemic doesn't just cost consumers and companies billions, it costs lives too. Fast-paced and utterly gripping, Spam Nation ultimately proposes concrete solutions for protecting ourselves online and stemming this tidal wave of cybercrime-before it's too late. "Krebs's talent for exposing the weaknesses in online security has earned him respect in the IT business and loathing among cybercriminals... His track record of scoops...has helped him become the rare blogger who supports himself on the strength of his reputation for hard-nosed reporting." -Bloomberg Businessweek

Data Breaches

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Author :
Publisher : Addison-Wesley Professional
ISBN 13 : 013450772X
Total Pages : 552 pages
Book Rating : 4.1/5 (345 download)

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Book Synopsis Data Breaches by : Sherri Davidoff

Download or read book Data Breaches written by Sherri Davidoff and published by Addison-Wesley Professional. This book was released on 2019-10-08 with total page 552 pages. Available in PDF, EPUB and Kindle. Book excerpt: Protect Your Organization Against Massive Data Breaches and Their Consequences Data breaches can be catastrophic, but they remain mysterious because victims don’t want to talk about them. In Data Breaches, world-renowned cybersecurity expert Sherri Davidoff shines a light on these events, offering practical guidance for reducing risk and mitigating consequences. Reflecting extensive personal experience and lessons from the world’s most damaging breaches, Davidoff identifies proven tactics for reducing damage caused by breaches and avoiding common mistakes that cause them to spiral out of control. You’ll learn how to manage data breaches as the true crises they are; minimize reputational damage and legal exposure; address unique challenges associated with health and payment card data; respond to hacktivism, ransomware, and cyber extortion; and prepare for the emerging battlefront of cloud-based breaches. Understand what you need to know about data breaches, the dark web, and markets for stolen data Limit damage by going beyond conventional incident response Navigate high-risk payment card breaches in the context of PCI DSS Assess and mitigate data breach risks associated with vendors and third-party suppliers Manage compliance requirements associated with healthcare and HIPAA Quickly respond to ransomware and data exposure cases Make better decisions about cyber insurance and maximize the value of your policy Reduce cloud risks and properly prepare for cloud-based data breaches Data Breaches is indispensable for everyone involved in breach avoidance or response: executives, managers, IT staff, consultants, investigators, students, and more. Read it before a breach happens! Register your book for convenient access to downloads, updates, and/or corrections as they become available. See inside book for details.

At the Nexus of Cybersecurity and Public Policy

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Author :
Publisher : National Academies Press
ISBN 13 : 0309303214
Total Pages : 170 pages
Book Rating : 4.3/5 (93 download)

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Book Synopsis At the Nexus of Cybersecurity and Public Policy by : National Research Council

Download or read book At the Nexus of Cybersecurity and Public Policy written by National Research Council and published by National Academies Press. This book was released on 2014-06-16 with total page 170 pages. Available in PDF, EPUB and Kindle. Book excerpt: We depend on information and information technology (IT) to make many of our day-to-day tasks easier and more convenient. Computers play key roles in transportation, health care, banking, and energy. Businesses use IT for payroll and accounting, inventory and sales, and research and development. Modern military forces use weapons that are increasingly coordinated through computer-based networks. Cybersecurity is vital to protecting all of these functions. Cyberspace is vulnerable to a broad spectrum of hackers, criminals, terrorists, and state actors. Working in cyberspace, these malevolent actors can steal money, intellectual property, or classified information; impersonate law-abiding parties for their own purposes; damage important data; or deny the availability of normally accessible services. Cybersecurity issues arise because of three factors taken together - the presence of malevolent actors in cyberspace, societal reliance on IT for many important functions, and the presence of vulnerabilities in IT systems. What steps can policy makers take to protect our government, businesses, and the public from those would take advantage of system vulnerabilities? At the Nexus of Cybersecurity and Public Policy offers a wealth of information on practical measures, technical and nontechnical challenges, and potential policy responses. According to this report, cybersecurity is a never-ending battle; threats will evolve as adversaries adopt new tools and techniques to compromise security. Cybersecurity is therefore an ongoing process that needs to evolve as new threats are identified. At the Nexus of Cybersecurity and Public Policy is a call for action to make cybersecurity a public safety priority. For a number of years, the cybersecurity issue has received increasing public attention; however, most policy focus has been on the short-term costs of improving systems. In its explanation of the fundamentals of cybersecurity and the discussion of potential policy responses, this book will be a resource for policy makers, cybersecurity and IT professionals, and anyone who wants to understand threats to cyberspace.

Cyber Risk, Market Failures, and Financial Stability

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Author :
Publisher : International Monetary Fund
ISBN 13 : 148431378X
Total Pages : 36 pages
Book Rating : 4.4/5 (843 download)

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Book Synopsis Cyber Risk, Market Failures, and Financial Stability by : Emanuel Kopp

Download or read book Cyber Risk, Market Failures, and Financial Stability written by Emanuel Kopp and published by International Monetary Fund. This book was released on 2017-08-07 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cyber-attacks on financial institutions and financial market infrastructures are becoming more common and more sophisticated. Risk awareness has been increasing, firms actively manage cyber risk and invest in cybersecurity, and to some extent transfer and pool their risks through cyber liability insurance policies. This paper considers the properties of cyber risk, discusses why the private market can fail to provide the socially optimal level of cybersecurity, and explore how systemic cyber risk interacts with other financial stability risks. Furthermore, this study examines the current regulatory frameworks and supervisory approaches, and identifies information asymmetries and other inefficiencies that hamper the detection and management of systemic cyber risk. The paper concludes discussing policy measures that can increase the resilience of the financial system to systemic cyber risk.

Cybersecurity Law

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1119822173
Total Pages : 885 pages
Book Rating : 4.1/5 (198 download)

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Book Synopsis Cybersecurity Law by : Jeff Kosseff

Download or read book Cybersecurity Law written by Jeff Kosseff and published by John Wiley & Sons. This book was released on 2022-11-10 with total page 885 pages. Available in PDF, EPUB and Kindle. Book excerpt: CYBERSECURITY LAW Learn to protect your clients with this definitive guide to cybersecurity law in this fully-updated third edition Cybersecurity is an essential facet of modern society, and as a result, the application of security measures that ensure the confidentiality, integrity, and availability of data is crucial. Cybersecurity can be used to protect assets of all kinds, including data, desktops, servers, buildings, and most importantly, humans. Understanding the ins and outs of the legal rules governing this important field is vital for any lawyer or other professionals looking to protect these interests. The thoroughly revised and updated Cybersecurity Law offers an authoritative guide to the key statutes, regulations, and court rulings that pertain to cybersecurity, reflecting the latest legal developments on the subject. This comprehensive text deals with all aspects of cybersecurity law, from data security and enforcement actions to anti-hacking laws, from surveillance and privacy laws to national and international cybersecurity law. New material in this latest edition includes many expanded sections, such as the addition of more recent FTC data security consent decrees, including Zoom, SkyMed, and InfoTrax. Readers of the third edition of Cybersecurity Law will also find: An all-new chapter focused on laws related to ransomware and the latest attacks that compromise the availability of data and systems New and updated sections on new data security laws in New York and Alabama, President Biden’s cybersecurity executive order, the Supreme Court’s first opinion interpreting the Computer Fraud and Abuse Act, American Bar Association guidance on law firm cybersecurity, Internet of Things cybersecurity laws and guidance, the Cybersecurity Maturity Model Certification, the NIST Privacy Framework, and more New cases that feature the latest findings in the constantly evolving cybersecurity law space An article by the author of this textbook, assessing the major gaps in U.S. cybersecurity law A companion website for instructors that features expanded case studies, discussion questions by chapter, and exam questions by chapter Cybersecurity Law is an ideal textbook for undergraduate and graduate level courses in cybersecurity, cyber operations, management-oriented information technology (IT), and computer science. It is also a useful reference for IT professionals, government personnel, business managers, auditors, cybersecurity insurance agents, and academics in these fields, as well as academic and corporate libraries that support these professions.

Fintech, Inclusive Growth and Cyber Risks: Focus on the MENAP and CCA Regions

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Author :
Publisher : International Monetary Fund
ISBN 13 : 1484376544
Total Pages : 51 pages
Book Rating : 4.4/5 (843 download)

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Book Synopsis Fintech, Inclusive Growth and Cyber Risks: Focus on the MENAP and CCA Regions by : Ms.Inutu Lukonga

Download or read book Fintech, Inclusive Growth and Cyber Risks: Focus on the MENAP and CCA Regions written by Ms.Inutu Lukonga and published by International Monetary Fund. This book was released on 2018-09-11 with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial technology (fintech) is emerging as an innovative way to achieve financial inclusion and the broader objective of inclusive growth. Thus far, fintech in the MENAP and CCA remains below potential with limited impact on financial inclusion. This paper reviews the fintech landscape in the MENAP and CCA regions, identifies the constraints to the growth of fintech and its contribution to inclusive growth and considers policy options to unlock the potential.