The Retirement Nightmare

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The Retirement Nightmare

Author : Diane G. Armstrong
Publisher : Prometheus Books
ISBN 13 : 1615925457
Total Pages : 405 pages
Book Rating : 4.6/5 (159 download)

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Book Synopsis The Retirement Nightmare by : Diane G. Armstrong

Download or read book The Retirement Nightmare written by Diane G. Armstrong and published by Prometheus Books. This book was released on 2000-05 with total page 405 pages. Available in PDF, EPUB and Kindle. Book excerpt: WARNING: At the hearing you may lose many of your rights. A guardian may be appointed to make personal decisions for you. A conservator may be appointed to make decisions concerning your property and finances. The appointment may affect control of how you spend your money, how your property is managed and controlled, who makes your medical decisions, where you live, whether you are allowed to vote, and other important rights.The above warning, sent to all allegedly incapacitated seniors in the state of Virginia, summarizes the nightmare that can befall senior citizens anywhere in the United States as a result of involuntary conservatorship or guardianship proceedings. Statutes originally designed to help elderly friends and relatives who are unable to look after their own personal or financial needs are now being increasingly abused by calculating heirs to direct the transfer of family assets to themselves-with the courts' blessings. Based on fifty-five cases drawn from courtrooms across America and the author's own bitter experience, The Retirement Nightmare describes what can happen to competent senior citizens when such proceedings are filed against them by relatives or other so-called protectors in the social welfare community.Dr. Armstrong, who was forced to battle her own siblings in a million-dollar court battle to place her competent mother in an involuntary conservatorship, reveals how these arcane conservatorship and guardianship codes function in our courts today; unfortunately, as the author learned firsthand, the actual application of these codes is determined almost solely by the competence and attitudes of individual judges and investigators. She highlights the key problem areas common to the codes that should be changed and recommends ways that seniors can protect themselves to preserve their personal and financial freedom in their retirement years. She also suggests alternatives to conservatorships and guardianships that exist in every state to help the elderly with various aspects of daily living, such as balancing checkbooks, paying bills, grocery shopping, preparing meals, etc.This breakthrough book exposes the secretive world of involuntary protective proceedings and more importantly gives seniors the tools they need to protect themselves from this predatory litigation.Diane G. Armstrong, Ph.D. (Santa Barbara, CA) is a clinical psychologist who works as a writer and consultant specializing in conservatorship/guardianship issues.

The Retirement Nightmare

Author : Diane G. Armstrong
Publisher :
ISBN 13 :
Total Pages : 405 pages
Book Rating : 4.:/5 (115 download)

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Book Synopsis The Retirement Nightmare by : Diane G. Armstrong

Download or read book The Retirement Nightmare written by Diane G. Armstrong and published by . This book was released on 2000 with total page 405 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Can I Retire?

Author : Mike Piper
Publisher :
ISBN 13 : 9781950967070
Total Pages : 122 pages
Book Rating : 4.9/5 (67 download)

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Book Synopsis Can I Retire? by : Mike Piper

Download or read book Can I Retire? written by Mike Piper and published by . This book was released on 2020-08-23 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: Find all of the following, explained in plain-English with no technical jargon: How to calculate how much you'll need saved before you can retire How to use annuities to minimize the risk of outliving your money How to choose which accounts (Roth vs. traditional IRA vs. taxable) to withdraw from each year When it makes sense to use a Roth IRA conversion to save on taxes How to choose an appropriate asset allocation for your retirement portfolio How to minimize taxes by proper use of an asset location strategy How to reliably pick winning mutual funds

12 Ways to Retire on Less

Author : Harriet Edleson
Publisher : Rowman & Littlefield
ISBN 13 : 1538114755
Total Pages : 153 pages
Book Rating : 4.5/5 (381 download)

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Book Synopsis 12 Ways to Retire on Less by : Harriet Edleson

Download or read book 12 Ways to Retire on Less written by Harriet Edleson and published by Rowman & Littlefield. This book was released on 2021-05-29 with total page 153 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn how to save and prepare for retirement no matter your age or your income. 12 Ways to Retire on Lessoffers a roadmap for anyone seeking financial security and peace of mind for their retirement years ahead, regardless of savings or income in the present moment. In a time when fewer retirees have the kind of pension many of their parents had, those looking to retire can be especially vulnerable. But here, the author outlines those steps people can take to ensure their security and enjoy those activities they look forward to in the future. Offering case studies and actionable steps in the form of bullet points, questions and lists, the book focuses on the importance of planning and analyzing one’s total financial picture in the context of goals, hopes, and dreams.

Your Retirement

Author : Gayla Zoz
Publisher :
ISBN 13 : 9781774822234
Total Pages : 0 pages
Book Rating : 4.8/5 (222 download)

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Book Synopsis Your Retirement by : Gayla Zoz

Download or read book Your Retirement written by Gayla Zoz and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over more than 20-plus years of helping Americans achieve their retirement dreams, Rajiv Nagaich has developed a step-by-step guide to retirement planning by connecting the various dots of the retirement planning process. LifePlanning is a system that brings together legal, financial, and housing issues into a coordinated effort that can work to make sure you don't end up being forced into institutionalized care, going broke, and being a burden on your family.

Bank On Yourself

Author : Pamela Yellen
Publisher : Vanguard
ISBN 13 : 0786745347
Total Pages : 258 pages
Book Rating : 4.7/5 (867 download)

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Book Synopsis Bank On Yourself by : Pamela Yellen

Download or read book Bank On Yourself written by Pamela Yellen and published by Vanguard. This book was released on 2010-03-23 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.

Retirement Planning Guide

Author : ARX Reads
Publisher : ARX Brand International LLC
ISBN 13 :
Total Pages : 18 pages
Book Rating : 4./5 ( download)

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Book Synopsis Retirement Planning Guide by : ARX Reads

Download or read book Retirement Planning Guide written by ARX Reads and published by ARX Brand International LLC. This book was released on with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt: So, how can you have the retirement you’ve always wanted? After all, retirees want to experience all the things they couldn’t do when they were too busy working. Exotic travel vacations, marathon running, novel writing, spending more time with friends and family — the possibilities are almost endless. There are several steps, which we explain in this retirement guide, from budgeting and setting goals to choosing the right retirement savings account that will help you map out a plan that’s right for you.

Over 65 and Still in Demand

Author : Kris Moller
Publisher : Trafford Publishing
ISBN 13 : 1490700668
Total Pages : 371 pages
Book Rating : 4.4/5 (97 download)

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Book Synopsis Over 65 and Still in Demand by : Kris Moller

Download or read book Over 65 and Still in Demand written by Kris Moller and published by Trafford Publishing. This book was released on 2013-08 with total page 371 pages. Available in PDF, EPUB and Kindle. Book excerpt: From early in life many of us begin to dream about how we will spend our retirement years. Travelling, turning an avocation into a vocation, and spending more time with the family whilst remaining healthy and purposefully engaged are among popular retirement goals. For many, however, they remain dreams, since as many as 70 percent of baby boomers may not retire on time. In Over 65 and Still in Demand, author Kris Moller looks at the various facets of retirement. Moller's work is guided by the broader concepts of retirement: why one retires; why one would want to retire; what one does in retirement; and why some people find an easy rhythm into retirement, while for others it is an ongoing nightmare. He also reflects on what worries someone nearing retirement age and how the economy, inflation and health matters will erode your nest egg. For those who are able to retire, Moller provides a roadmap of the eight areas to address for a purposeful retirement and six steps to follow to arrive at what to do with your day. And for those who do not--or cannot--retire "on time," he explores ways to remain relevant in the job market. This guide combines the hindsight of experience and age with knowledge and research to help you prepare for the retirement you deserve.

Bobby's Retirement Humor

Author : Claude Filion
Publisher : Xlibris Corporation
ISBN 13 : 1477100997
Total Pages : 120 pages
Book Rating : 4.4/5 (771 download)

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Book Synopsis Bobby's Retirement Humor by : Claude Filion

Download or read book Bobby's Retirement Humor written by Claude Filion and published by Xlibris Corporation. This book was released on 2012-04-30 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a cartoon book featuring Bobby, a dog with ideas on how people can be active after they retire. In the book, Bobby shares his ideas with the reader. He also provides illustrations of his two masters, both retirees, performing each activity in a way that is silly or perilous to them, but humorous to the reader. The humor is witty, lighthearted and unpretentious.

The Hard Times Guide to Retirement Security

Author : Mark Miller
Publisher : John Wiley & Sons
ISBN 13 : 0470908343
Total Pages : 263 pages
Book Rating : 4.4/5 (79 download)

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Book Synopsis The Hard Times Guide to Retirement Security by : Mark Miller

Download or read book The Hard Times Guide to Retirement Security written by Mark Miller and published by John Wiley & Sons. This book was released on 2010-06-15 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: A timely guide to overcoming the retirement challenges we all face The Great Recession has placed a wake-up call to America's baby boomers. Many have not saved enough for retirement and have not taken a hard look at how many post-work years they may need to finance. Written in a straightforward and accessible style, The Hard Times Guide to Retirement Security tackles the tough questions about retirement in the new post-crash economy. Page by page, it puts retirement in perspective by touching on important issues such as insuring against the risk of outliving your assets, recalibrating damaged retirement portfolios, managing the risk of health-care expenses in retirement, and career strategies for workers who are 50 years old and up. Reveals how to boost lifetime income through better planning, and working just a few additional years Offers advice on how to hire a financial advisor whose first loyalty is to you, not Wall Street Discusses why you should rethink housing in the wake of the real estate crash Offers detailed advice on career reinvention, the 50+ job market and midlife entrepreneurship Engaging and informative, this practical guide provides the strategies needed for a truly fulfilling and secure retirement.

How to Make Your Money Last - Completely Updated for Planning Today

Author : Jane Bryant Quinn
Publisher : Simon & Schuster
ISBN 13 : 1982115831
Total Pages : 432 pages
Book Rating : 4.9/5 (821 download)

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Book Synopsis How to Make Your Money Last - Completely Updated for Planning Today by : Jane Bryant Quinn

Download or read book How to Make Your Money Last - Completely Updated for Planning Today written by Jane Bryant Quinn and published by Simon & Schuster. This book was released on 2020-01-07 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.

Saving 80,000 Gold in Another World for my Retirement Vol. 1

Author : FUNA
Publisher : Sol Press, LLC.
ISBN 13 : 1948838044
Total Pages : 190 pages
Book Rating : 4.9/5 (488 download)

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Book Synopsis Saving 80,000 Gold in Another World for my Retirement Vol. 1 by : FUNA

Download or read book Saving 80,000 Gold in Another World for my Retirement Vol. 1 written by FUNA and published by Sol Press, LLC.. This book was released on 2019-01-07 with total page 190 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get that 2 billion yen for an easy retirement! And look at that—there's a little cutie tagging along! Having lost her family to a freak accident, eighteen-year-old Mitsuha Yamano was left to fend against the harsh world all on her own. She was at a loss, thinking about her future, when a mysterious entity gave her the power to jump between worlds. How will she wield it...? While at times Mitsuha can be a huge ditz, she's a tough nut to crack. She begins using all the modern tools and knowledge at her disposal to carve her own path in this money-making fantasy set in a medieval world!

Social Insecurity

Author : James W. Russell
Publisher : Beacon Press
ISBN 13 : 0807014702
Total Pages : 225 pages
Book Rating : 4.8/5 (7 download)

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Book Synopsis Social Insecurity by : James W. Russell

Download or read book Social Insecurity written by James W. Russell and published by Beacon Press. This book was released on 2015-04-07 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: How 401(k)s have gutted retirement security, from charging exorbitant hidden fees to failing to replace the income of traditional pensions Named one of PW's Top 10 for Business & Economics A retirement crisis is looming. In 2008, as the 401(k) fallout rippled across the country, horrified holders watched 25 percent of their funds evaporate overnight. Average 401(k) balances for those approaching retirement are too small to generate more than $4,000 in annual retirement income, and experts predict that nearly half of middle-class workers will be poor or near poor in retirement. But long before the recession, signs were mounting that few people would ever be able to accumulate enough wealth on their own to ensure financial security later in life. This hasn’t always been the case. Each generation of workers since the nineteenth century has had more retirement security than the previous generation. That is, until 1981, when shaky 401(k) plans began replacing traditional pensions. For the last thirty years, we’ve been advised that the best way to build one’s nest egg is to heavily invest in 401(k)-type programs, even though such plans were originally designed to be a supplement to rather than the basis for retirement. This financial experiment, promoted by neoliberals and aggressively peddled by Wall Street, has now come full circle, with tens of millions of Americans discovering that they would have been better off under traditional pension plans long since replaced. As James W. Russell explains, this do-it-yourself retirement system—in which individuals with modest incomes are expected to invest large sums of capital in order to reap the same rewards as high-end money managers—isn’t working. Social Insecurity tells the story of a massive and international retirement robbery—a substantial transfer of wealth from everyday workers to Wall Street financiers via tremendously costly hidden fees. Russell traces what amounts to a perfect swindle, from its ideological origins at Milton Friedman’s infamous Chicago School to its implementation in Chile under Pinochet’s dictatorship and its adoption in America through Reaganomics. Enraging yet hopeful, Russell offers concrete ideas on how individuals and society can arrest this downward spiral.

Retirement Secrets of Mexico

Author : Russell Blake
Publisher : Independently Published
ISBN 13 :
Total Pages : 222 pages
Book Rating : 4.6/5 (84 download)

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Book Synopsis Retirement Secrets of Mexico by : Russell Blake

Download or read book Retirement Secrets of Mexico written by Russell Blake and published by Independently Published. This book was released on 2020-10-30 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mexico. Land of enchantment and easy living? Or dangerous nightmare best avoided at all costs?Misinformation abounds about Mexico, and this practical guide debunks the myths to give you an accurate look at the country, with recommendations on locations that are unknown to most foreigners - locales that offer amazing lifestyles in safety, comfort, and with amazing value. It also lays out everything you need to know about every aspect of life in the various areas, and explains what to avoid, and what to search out, for the experience you want.Retirement Secrets of Mexico is written in an easy-to-read manner by an international bestselling author and Mexican resident of 16 years. It reveals seven of the best kept secret locations for expat living on virtually any budget, and comprehensively describes everything you've ever wondered about relocating but were afraid to ask. With sections covering health care, safety, culture, taxes, banking, infrastructure, driving, immigration, moving, language, renting or buying, building, starting and operating a business, working remotely, whether you can drink the water and why you'd want to...by the time you're done reading, you'll be armed with everything you need to know in order to make an informed choice on whether living in Mexico part or full-time is a good option for you, and what it would be like to do so.This comprehensive guide to some of Mexico's best hidden treasures is a must read for anyone curious about relocating south of the border, penned by a NY Times and USA Today bestseller who's been featured on the front page of the Wall Street Journal. Russell Blake's no-nonsense approach and straightforward style lays out all the insider info you need in an easily digestible format that's essential for those looking for a better life in the land of mariachis.Whether mildly curious about exploring a dream, or dead serious and looking for hard info with which to take action, Retirement Secrets of Mexico is a must-read by a Mexico expert who's done the research so you don't have to.Don't wait. Get your copy today!

How to Retire and Not Die

Author : Gary Sirak
Publisher : Linmax Publishing LLC
ISBN 13 : 9781544523743
Total Pages : 224 pages
Book Rating : 4.5/5 (237 download)

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Book Synopsis How to Retire and Not Die by : Gary Sirak

Download or read book How to Retire and Not Die written by Gary Sirak and published by Linmax Publishing LLC. This book was released on 2021-09-08 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Most people think of retirement as taking an extended vacation. In fact, it's more like running a marathon. But all too often, people only realize that after they start running. Fortunately, with a little planning, you'll be able to run that marathon easily-as long as you need to-for a happy, successful retirement. In How to Retire and Not Die, Gary and Max Sirak walk you step by step through the process of winning that marathon and living your best retired life. Embark on a guided journey of self-discovery and learn to identify your Likes, Loves, and Hates. Understand what you truly need to be happy, and create a clear Plan for meeting those needs. Create your ideal WishList, learn about the two pillars of successful retirement, and build the custom retirement Plan that's right for you. With a little patience and practice, you'll be enjoying the retirement of your dreams.

The Retirement Pitfall

Author : Simon Chu
Publisher :
ISBN 13 : 9781478714613
Total Pages : 212 pages
Book Rating : 4.7/5 (146 download)

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Book Synopsis The Retirement Pitfall by : Simon Chu

Download or read book The Retirement Pitfall written by Simon Chu and published by . This book was released on 2013-04 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to Have a Happy Retirement...Five things you should know when planning your golden years. 1. Do you know that when you retire, your paychecks may stop, but your expenses don't? How do you resolve that? 2. Do you know what control your employer has over your qualified savings plan? Learn how to retain control of your money. 3. Do you want to risk your money in the stock market? There are ways to protect your nest egg. 4. Do you know after a few years in a nursing home your assets could be wiped out? Learn strategies to keep them for your loved ones. 5. Do you know how to control your money when you are incapacitated? Find out how to pass your money on to your heirs. Many books have been written about how to properly plan for retirement, but they always assume that the retirement planning began when you are young. This book is for people who are approaching retirement or are in retirement that gives them the tools to help them reach success regardless of their financial history. It's never too late to plan for retirement. Even if you are older and don't have a plan, there are ways to catch up. From avoiding common mistakes and controlling your spending, to financial planning and constructing your estate, Simon teaches you to build a retirement plan designed to weather any storm.

But what If I Live? The American Retirement Crisis

Author : Gregory Brandon Salsbury
Publisher :
ISBN 13 :
Total Pages : 164 pages
Book Rating : 4.E/5 ( download)

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Book Synopsis But what If I Live? The American Retirement Crisis by : Gregory Brandon Salsbury

Download or read book But what If I Live? The American Retirement Crisis written by Gregory Brandon Salsbury and published by . This book was released on 2006 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is dramatic wake-up call for a generation of overspent and under-saved Americans who face the very real possibility of outliving their money. Yesterdays retirees were supported by guaranteed income sources. Today, baby boomers are looking at a very different picture, one where they are increasingly responsible for generating their retirement income from personal savings while facing a longer life expectancy and astounding leaps in expenses. Key Selling Points: explores the seven key challenges that stand between baby boomers and a successful retirement; helps baby boomers recognize and address the key challenges to retirement; guides baby boomers to better plan for the income they will need so they can achieve the retirement they deserve.