The Hard Times Guide To Retirement Security

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The Hard Times Guide to Retirement Security

Author : Mark Miller
Publisher : John Wiley & Sons
ISBN 13 : 0470908343
Total Pages : 263 pages
Book Rating : 4.4/5 (79 download)

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Book Synopsis The Hard Times Guide to Retirement Security by : Mark Miller

Download or read book The Hard Times Guide to Retirement Security written by Mark Miller and published by John Wiley & Sons. This book was released on 2010-06-15 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: A timely guide to overcoming the retirement challenges we all face The Great Recession has placed a wake-up call to America's baby boomers. Many have not saved enough for retirement and have not taken a hard look at how many post-work years they may need to finance. Written in a straightforward and accessible style, The Hard Times Guide to Retirement Security tackles the tough questions about retirement in the new post-crash economy. Page by page, it puts retirement in perspective by touching on important issues such as insuring against the risk of outliving your assets, recalibrating damaged retirement portfolios, managing the risk of health-care expenses in retirement, and career strategies for workers who are 50 years old and up. Reveals how to boost lifetime income through better planning, and working just a few additional years Offers advice on how to hire a financial advisor whose first loyalty is to you, not Wall Street Discusses why you should rethink housing in the wake of the real estate crash Offers detailed advice on career reinvention, the 50+ job market and midlife entrepreneurship Engaging and informative, this practical guide provides the strategies needed for a truly fulfilling and secure retirement.

Retirement Reboot

Author : Mark Miller
Publisher : Agate Publishing
ISBN 13 : 1572848707
Total Pages : 196 pages
Book Rating : 4.5/5 (728 download)

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Book Synopsis Retirement Reboot by : Mark Miller

Download or read book Retirement Reboot written by Mark Miller and published by Agate Publishing. This book was released on 2023-01-10 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: For millions of Americans, the COVID shock has brought retirement saving to an abrupt halt—now it’s time to get back on track. Even before the pandemic, a large share of households by Americans over age 50 faced the threat that their living standards would decline sharply in retirement. In the wake of COVID-19, these numbers will surely worsen. In Retirement Reboot: Commonsense Financial Strategies for Getting Back on Track, finance writer and regular New York Times retirement contributor Mark Miller offers practical strategies for Americans to improve their retirement prospects. If you’re nearing retirement age and worry you haven’t saved enough, Retirement Reboot will walk you through the core decisions to make now to improve your retirement outcomes—even if retirement is just a few years away. You’ll learn how to make a plan, think through the timing of retirement, optimize Social Security, navigate Medicare, build savings, and tap home equity. You’ll also explore ongoing strategies, such as careful budgeting, generating income from work even after retirement, planning for long-term care, and leveraging special assistance aimed at low-income workers. If you have low savings, or none at all, Miller’s simple steps can help you make the most of your remaining working years and reboot the retirement you always imagined.

Retirement Security

Author : David M. Walker
Publisher :
ISBN 13 :
Total Pages : 328 pages
Book Rating : 4.E/5 ( download)

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Book Synopsis Retirement Security by : David M. Walker

Download or read book Retirement Security written by David M. Walker and published by . This book was released on 1996-09-28 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: Millions of Americans face the possibility of a personal retirement crisis in the coming years. In the not too distant future, known demographic trends, projected financial imbalances in Social Security and Medicare programs, changes in employer pension and retiree health plans—and inadequate planning—threaten to derail your retirement security. Only through personal education, informed planning, and disciplined action can you insure a reasonable standard of living and quality of life throughout your retirement years. Retirement Security provides complete, candid, and insightful advice to help you separate retirement fact from fiction. Written by a retirement policy and planning expert with extensive experience in government and the private sector, this self-contained guide gives you the knowledge and the tools you need to make the most of your earnings and investments—both now and in the future. You will gain a solid understanding of the many components that affect your retirement security and the factors that drive them, including full coverage of Social Security, Medicare, pensions, retiree health arrangements, personal savings, and more. You will also find out how to design, implement, and amend your own retirement strategy, using a straightforward and effective seven-step method based on sound and proven retirement savings and investment principles. Whether you are embarking on a career, nearing retirement, or already retired, don't let your golden years be tarnished by financial insecurity. Retirement Security will show you how to plan, save, and invest in your future so that you can afford to retire. What is likely to happen to Social Security and Medicare programs? How can I make the most of my employer-sponsored pension and savings plans? How much income will I need for retirement? How should I invest what I save? When should I use IRAs or Keoghs? Now you can find answers to these and other critical questions in one book—Retirement Security, the most comprehensive and authoritative guide to retirement planning currently available. Combining sound analysis of the different components of retirement income with practical guidance on developing your own retirement strategy, the book's unique, two-pronged approach gives you the knowledge and the tools you need to make the most of your financial resources both now and in the future. Key features include: Comprehensive coverage of Social Security, Medicare, pensions, retiree healthcare, personal savings, and more. Clear explanations of the impact of demographics, economics, law, and politics on public and private sector programs and investments. A straightforward and effective seven-step method for devising and implementing your personal retirement plan. Crucial savings and investment principles to guide your retirement strategy. Informed guidance on where to seek further information about your government and employer-provided retirement benefits.

The New Commonsense Guide to Your 401(k)

Author : Mary Rowland
Publisher : John Wiley & Sons
ISBN 13 : 0470885424
Total Pages : 275 pages
Book Rating : 4.4/5 (78 download)

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Book Synopsis The New Commonsense Guide to Your 401(k) by : Mary Rowland

Download or read book The New Commonsense Guide to Your 401(k) written by Mary Rowland and published by John Wiley & Sons. This book was released on 2010-06-03 with total page 275 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the credit crash, investors have been searching for answers as 401(k) accounts have suffered unprecedented declines. Not only have markets been tumultuous but new regulations and concerns regarding hidden fees have been introduced to an already opaque area of investing. Despite the severe economic retreat in 2008-2009, one thing hasn't changed: 401(k) accounts—because of their tax benefits—are still the best way for most people to invest for retirement. Mary Rowland breaks down how they work, why they're still a smart investment, how to keep an eye out for hidden fees, and why now is the time to start reinvesting in your retirement. As the former personal finance columnist for the Sunday New York Times and the author of three books on investing, Mary Rowland has extensive experience covering the issues that 401(k) investors face when they consider how to best prepare for retirement.

Retire Secure!

Author : James Lange
Publisher :
ISBN 13 : 9780990358831
Total Pages : 0 pages
Book Rating : 4.3/5 (588 download)

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Book Synopsis Retire Secure! by : James Lange

Download or read book Retire Secure! written by James Lange and published by . This book was released on 2015-10 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the new edition of Retire Secure! CPA and attorney James Lange supplements his proven methods for making the most of your retirement plans with updated information, analysis and examples as well as offers recommendations for new tax-saving strategies for retirees and older Americans. Always a strong proponent of contributing as much as you can to all the tax-deferred retirement plans available to you, Jim makes a convincing case for adding a slight modification to his pay taxes later adage - pay taxes later, except for the Roth. On the accumulation side of the equation, when individuals are working to save money for retirement, he delves into great detail on the differences between traditional and Roth retirement plan options. Retire Secure! delivers the most sophisticated financial and legal advice in the most accessible of manners. Jim makes it possible for the reader to gain a unique understanding of these stages and plan for them.

Couple’s Retirement Puzzle

Author : Roberta K. Taylor
Publisher : Sourcebooks, Inc.
ISBN 13 : 1402295928
Total Pages : 369 pages
Book Rating : 4.4/5 (22 download)

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Book Synopsis Couple’s Retirement Puzzle by : Roberta K. Taylor

Download or read book Couple’s Retirement Puzzle written by Roberta K. Taylor and published by Sourcebooks, Inc.. This book was released on 2014-08-05 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: The essential guide for couples to create a happy, healthy, and successful retirement! Retirement can be the best time of your life, but for couples, there's far more to it than cashing in on your 401(k). The most important asset you have during retirement is each other, yet many couples aren't sure where to begin to prepare for retired life or what to consider as they do. The Couple's Retirement Puzzle reveals ten key conversations couples should tackle before retirement to ensure a rewarding second half of life together, including: • Do we have enough money to support the lifestyle we want? • Should we retire simultaneously or separately? • Do we stay put or explore new frontiers? • What's the best way to stay healthy and fit after fifty? • How do we meet new friends and create new interests outside of work? • How will we balance time together and time apart? • And more! Filled with smart practical advice, engaging anecdotes, and helpful exercises,The Couple's Retirement Puzzle will guide you and your partner to a fulfilling retirement you can enjoy and celebrate together.

Great Jobs for Everyone 50+

Author : Kerry E. Hannon
Publisher : John Wiley & Sons
ISBN 13 : 1118240707
Total Pages : 287 pages
Book Rating : 4.1/5 (182 download)

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Book Synopsis Great Jobs for Everyone 50+ by : Kerry E. Hannon

Download or read book Great Jobs for Everyone 50+ written by Kerry E. Hannon and published by John Wiley & Sons. This book was released on 2012-08-30 with total page 287 pages. Available in PDF, EPUB and Kindle. Book excerpt: The how-to guide to finding profitable, fulfilling work after 50 Aimed at workers aged 50+ looking for a new job—whether they have been laid off or taken early retirement, need supplemental income, or want to pursue an encore career—Great Jobs for Everyone 50+ is the definitive guide to finding lasting financial security and personal and professional fulfillment. Opportunities abound—the trick is knowing where to look and what to expect. Whether readers are interested in trying jobs they've long dreamed of doing, or just want something with flexible hours that brings in a little extra income, this book covers all the options. As Americans live longer and healthier lives, the desire to work longer—for the income, the mental engagement, or the chance to give back—has grown. But there is little guidance for the 50+ crowd looking for work and few role models who've blazed a path. In Great Jobs for Everyone 50+, author and personal finance, retirement, and career transitions expert Kerry Hannon shows the way, with compelling stories from people who've been there. Presenting the nitty-gritty details of available job opportunities, wages to expect, typical hours, and the qualifications and savvy needed to get hired, the book is loaded with practical advice on how to prepare both professionally and financially to start out on a new adventure. Shows where the best opportunities for new employment lie Helps readers find profitable and rewarding jobs to save for retirement Understands that different workers want different things from their jobs and shows how to cast a wide net to find an opportunity that fits Provides incredible insights into working after 50 from Kerry Hannon, a nationally renowned expert in personal finance, retirement, and career transitions Motivational, inspirational, and thoroughly practical, Great Jobs for Everyone 50+ explains how to find part-time, temporary, work-at-home, or seasonal employment in profitable, rewarding jobs.

The Ultimate Retirement Guide for 50+

Author : Suze Orman
Publisher : Hay House, Inc
ISBN 13 : 1401959938
Total Pages : 321 pages
Book Rating : 4.4/5 (19 download)

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Book Synopsis The Ultimate Retirement Guide for 50+ by : Suze Orman

Download or read book The Ultimate Retirement Guide for 50+ written by Suze Orman and published by Hay House, Inc. This book was released on 2020-02-25 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."

What Color Is Your Parachute? for Retirement, Second Edition

Author : John E. Nelson
Publisher : Ten Speed Press
ISBN 13 : 158008205X
Total Pages : 290 pages
Book Rating : 4.5/5 (8 download)

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Book Synopsis What Color Is Your Parachute? for Retirement, Second Edition by : John E. Nelson

Download or read book What Color Is Your Parachute? for Retirement, Second Edition written by John E. Nelson and published by Ten Speed Press. This book was released on 2010-07-13 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Plan Now for the Life You Want Today’s economic realities have reset our expectations of what retirement is, yet there’s still the promise for what it can be: a life stage filled with more freedom and potential than ever before. Given the new normal, how do you plan for a future filled with prosperity, health, and happiness? As a companion to What Color Is Your Parachute?, the world’s best-selling career book, What Color Is Your Parachute? for Retirement offers both a holistic, big-picture look at these years as well as practical tools and exercises to help you build a life full of security, vitality, and community. This second edition contains updates throughout, including a section on Social Security, an in-depth exercise on values and how they inform your retirement map, and the one-of-a-kind resource for organizing the sea of information on finances and mental and physical health: the Retirement Well-Being Profile. More than a guide on where to live, how to stay active, or which investments to choose, What Color Is Your Parachute? for Retirement helps you develop a detailed picture of your ideal retirement, so that—whether you’re planning retirement or are there already—you can take a comprehensive approach to make the most of these vital years.

The Encore Career Handbook

Author : Marci Alboher
Publisher : Workman Publishing Company
ISBN 13 : 0761175105
Total Pages : 337 pages
Book Rating : 4.7/5 (611 download)

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Book Synopsis The Encore Career Handbook by : Marci Alboher

Download or read book The Encore Career Handbook written by Marci Alboher and published by Workman Publishing Company. This book was released on 2012-12-26 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: Until recently, most Americans equated the end of a successful career with the beginning of retirement. No more. Now they want to stay in the game (or better, change the game). They want to leave a mark. Make a difference—and continue to make money. From Encore.org, the leading organization in the field, comes a road map to every step of the encore career journey. Here’s how to plan the transition. How much you need to make. The pros and cons of going back to school. When to volunteer, and when to intern. How to network effectively and harness the power of social media. Who’s hiring and for what jobs? (Check out the Encore Hot List of 35 viable careers). A comprehensive, nuts-and-bolts guide, filled with inspiring stories and answering—in extensive FAQ sections—the concerns of its readers, this book is everything you need to help you strike a balance between doing good and doing well--in a way that will sustain you through this new stage of life.

The New Retirement Savings Time Bomb

Author : Ed Slott
Publisher : Penguin
ISBN 13 : 014313454X
Total Pages : 450 pages
Book Rating : 4.1/5 (431 download)

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Book Synopsis The New Retirement Savings Time Bomb by : Ed Slott

Download or read book The New Retirement Savings Time Bomb written by Ed Slott and published by Penguin. This book was released on 2021-03-02 with total page 450 pages. Available in PDF, EPUB and Kindle. Book excerpt: AS SEEN ON PUBLIC TELEVISION New for 2021—The complete action plan from Ed Slott, "the best source of IRA advice" (Wall Street Journal), to help you make sure your 401(k)s, IRAs, and retirement savings aren't depleted by taxes by the time you need to use them. If you're like most Americans, your most valuable asset is your retirement fund. We diligently save money for years, yet most of us don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in the midst of a financial crisis, there is more need than ever to protect your assets. The New Retirement Savings Time Bomb, by renowned tax advisor Ed Slott, shows you in clear-cut layman's terms how to take control over your retirement savings plan. This easy-to-follow plan helps you place your assets to avoid the latest traps set out by congress in addition to any that might be set down the road, so you can keep your hard-earned money no matter what. And, it's fully up-to date with information on the SECURE Act and everything you need to know about how the coronavirus relief bills will affect your savings down the road. This book is required reading for every American with savings and investments who is planning to retire, be it five years from now or fifty.

Tweak It

Author : Cali Williams Yost
Publisher : Center Street
ISBN 13 : 1455517860
Total Pages : 147 pages
Book Rating : 4.4/5 (555 download)

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Book Synopsis Tweak It by : Cali Williams Yost

Download or read book Tweak It written by Cali Williams Yost and published by Center Street. This book was released on 2013-01-08 with total page 147 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the demands of work grow more intense, personal life can get shoved to the side. But resolving the job-versus-life conflict doesn't require the kind of big, disruptive, scary transformation that so many time-management "experts" recommend. In Tweak it, Cali Williams Yost proves that a comfortable work+life fit can be achieved through making small, consistent, everyday changes -- tweaks -- that, cumulatively, will optimize job performance and well-being. This engaging, practical book, filled with case studies of people who've tweaked their way to professional success and personal satisfaction, guides readers through an easy-to-implement program that can be tailored to suit any individual's life, both on off the job.

Step-by-step Guide to Your Retirement Security

Author : Jack Melnick
Publisher : Crown
ISBN 13 :
Total Pages : 152 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Step-by-step Guide to Your Retirement Security by : Jack Melnick

Download or read book Step-by-step Guide to Your Retirement Security written by Jack Melnick and published by Crown. This book was released on 1978 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Unretirement

Author : Chris Farrell
Publisher : Bloomsbury Publishing USA
ISBN 13 : 1620401576
Total Pages : 257 pages
Book Rating : 4.6/5 (24 download)

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Book Synopsis Unretirement by : Chris Farrell

Download or read book Unretirement written by Chris Farrell and published by Bloomsbury Publishing USA. This book was released on 2014-09-02 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: An optimistic report on how aging baby boomers are positively contributing to the economy argues that an avoidance of retirement through new careers, entrepreneurial ventures and volunteer services has brought motivation and purpose to countless Americans.

Investing for Retirement

Author : Robert Harwood
Publisher : Advantage Media Group
ISBN 13 : 1599322986
Total Pages : 185 pages
Book Rating : 4.5/5 (993 download)

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Book Synopsis Investing for Retirement by : Robert Harwood

Download or read book Investing for Retirement written by Robert Harwood and published by Advantage Media Group. This book was released on 2013-05-10 with total page 185 pages. Available in PDF, EPUB and Kindle. Book excerpt: Strategies That Can Help You KEEP IT SIMPLE, KEEP IT SAFE Living a Worry-Free & Secure Retirement A meltdown of the markets, a large federal deficit, a high number of baby boomers leaving the workforce and going on to Social Security—these factors all amount to an economic “perfect storm” for retirees. Americans need a better way to invest their hard earned assets. They need an understanding of how Wall Street functions and how markets work. They need the confidence in knowing that they are investing prudently and making smart financial decisions. This book provides the ideas and insights needed to navigate through these challenging times. Whether you are already retired or saving for retirement, this will be the most important financial book you will ever read.

The Big Shift

Author : Marc Freedman
Publisher : PublicAffairs
ISBN 13 : 1610392086
Total Pages : 256 pages
Book Rating : 4.6/5 (13 download)

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Book Synopsis The Big Shift by : Marc Freedman

Download or read book The Big Shift written by Marc Freedman and published by PublicAffairs. This book was released on 2012-04-10 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Marc Freedman, hailed by the New York Times as “the voice of aging baby boomers [seeking] meaningful and sustaining work later in life,” offers a recipe for how we can transform America's coming midlife crisis into a midlife opportunity. Millions of people in their fifties, sixties, and seventies are searching for answers to the question “What's next?” and are navigating their way to an entirely new stage of life and work, one that could last as long as midlife. Shifting to a much longer lifespan isn't as easy as it may seem. Unlike the transition from adolescence to adulthood, managing this process for many is a do-it-yourself project. Drawing on powerful personal stories, The Big Shift provides not only direction but a vision of what it would take to help millions find their footing in a new map of life.

The Power of Zero, Revised and Updated

Author : David McKnight
Publisher : Crown Currency
ISBN 13 : 1984823078
Total Pages : 162 pages
Book Rating : 4.9/5 (848 download)

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Book Synopsis The Power of Zero, Revised and Updated by : David McKnight

Download or read book The Power of Zero, Revised and Updated written by David McKnight and published by Crown Currency. This book was released on 2018-09-04 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?