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Small Business Community Development Lending
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Author :United States. Congress. Senate. Select Committee on Small Business. Subcommittee on Economic Development, Marketing, and the Family Farmer Publisher : ISBN 13 : Total Pages :56 pages Book Rating :4.3/5 (91 download)
Book Synopsis Small Business Community Development Lending by : United States. Congress. Senate. Select Committee on Small Business. Subcommittee on Economic Development, Marketing, and the Family Farmer
Download or read book Small Business Community Development Lending written by United States. Congress. Senate. Select Committee on Small Business. Subcommittee on Economic Development, Marketing, and the Family Farmer and published by . This book was released on 1978 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Community Development Financial Institutions Fund by : Andre L. Wright
Download or read book The Community Development Financial Institutions Fund written by Andre L. Wright and published by Nova Science Publishers. This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: As communities face a variety of economic challenges, some are looking to local banks and financial institutions for solutions that address the specific development needs of low-income and distressed communities. Community development financial institutions (CDFIs) provide financial products and services, such as mortgage financing for homebuyers and not-for-profit developers, underwriting and risk capital for community facilities; technical assistance; and commercial loans and investments to small, start-up, or expanding businesses. CDFIs include regulated institutions, such as community development banks and credit unions, and non-regulated institutions, such as loan and venture capital funds. This book describes the Fund's history, current appropriations, and each of its programmes.
Author :United States. Congress. Senate. Select Committee on Small Business. Subcommittee on Economic Development, Marketing, and the Family Farmer Publisher : ISBN 13 : Total Pages :56 pages Book Rating :4.:/5 (327 download)
Book Synopsis Small Business Community Development Lending by : United States. Congress. Senate. Select Committee on Small Business. Subcommittee on Economic Development, Marketing, and the Family Farmer
Download or read book Small Business Community Development Lending written by United States. Congress. Senate. Select Committee on Small Business. Subcommittee on Economic Development, Marketing, and the Family Farmer and published by . This book was released on 1978 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Small Business. Subcommittee on Regulation, Business Opportunities, and Technology Publisher : ISBN 13 : Total Pages :184 pages Book Rating :4.0/5 ( download)
Book Synopsis Banking on Small Business by : United States. Congress. House. Committee on Small Business. Subcommittee on Regulation, Business Opportunities, and Technology
Download or read book Banking on Small Business written by United States. Congress. House. Committee on Small Business. Subcommittee on Regulation, Business Opportunities, and Technology and published by . This book was released on 1993 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Select Committee on Small Business. Subcommittee on Economic Development, Marketing, and the Family Farmer Publisher : ISBN 13 : Total Pages :52 pages Book Rating :4.:/5 (786 download)
Book Synopsis Small Business Community Development Lending by : United States. Congress. Senate. Select Committee on Small Business. Subcommittee on Economic Development, Marketing, and the Family Farmer
Download or read book Small Business Community Development Lending written by United States. Congress. Senate. Select Committee on Small Business. Subcommittee on Economic Development, Marketing, and the Family Farmer and published by . This book was released on 1978 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Small Business. Subcommittee on Minority Enterprise, Finance, and Urban Development Publisher : ISBN 13 : Total Pages :368 pages Book Rating :4.0/5 ( download)
Book Synopsis Access to Credit in "distressed" Communities by : United States. Congress. House. Committee on Small Business. Subcommittee on Minority Enterprise, Finance, and Urban Development
Download or read book Access to Credit in "distressed" Communities written by United States. Congress. House. Committee on Small Business. Subcommittee on Minority Enterprise, Finance, and Urban Development and published by . This book was released on 1994 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The State Small Business Credit Initiative (SSBCI) by : Marcus Powell
Download or read book The State Small Business Credit Initiative (SSBCI) written by Marcus Powell and published by Nova Science Publishers. This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The SSBCI provides funding to states, territories, and eligible municipalities to expand existing or to create new state small business investment programs, including state capital access programs, collateral support programs, loan participation programs, loan guarantee programs, and venture capital programs. This book examines the SSBCI and its implementation, including Treasury's response to initial program audits conducted by the U.S. Government Accountability Office and Treasury's Office of Inspector General. These audits suggested that SSBCI participants were generally complying with the statute's requirements, but that some compliance problems existed, in that, the Treasury's oversight of the program could be improved; and performance measures were needed to assess the program's efficacy.
Book Synopsis Credit to the Community by : Dan Immergluck
Download or read book Credit to the Community written by Dan Immergluck and published by Routledge. This book was released on 2016-07-08 with total page 331 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides the most comprehensive examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlining in U.S. mortgage and small business lending markets, and documents the persistence of such problems today. The author explains the role that government has played in developing banking and credit markets in the United States, from the creation of Alexander Hamilton's First Bank of the United States to the ongoing support government provides through the subsidization of secondary markets and through maintenance of critical regulatory infrastructure. Immergluck takes issue with those calling for deregulation of financial services - especially in the arena of fair lending and consumer protection - and gives new voice to rationales for social contract policies such as the Community Reinvestment Act. He provides new long-term analysis of the failure of federal bank regulators to enforce the CRA, and also shows how increased community activism and media attention have led to sporadic periods of stronger CRA enforcement. Finally, he recommends a number of policy changes that are needed to modernize the nation's fair lending and community reinvestment laws and make them more relevant for the 21st century.
Book Synopsis Thanks, But No Banks! by : Patricia Ayres
Download or read book Thanks, But No Banks! written by Patricia Ayres and published by . This book was released on 1994-09 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Effectiveness of SBA Loan Programs in Serving Economically Distressed and Disadvantaged Areas by : United States. Congress. House. Committee on Small Business
Download or read book The Effectiveness of SBA Loan Programs in Serving Economically Distressed and Disadvantaged Areas written by United States. Congress. House. Committee on Small Business and published by . This book was released on 1997 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Economic Growth at the Community Level by : United States. Small Business Administration
Download or read book Economic Growth at the Community Level written by United States. Small Business Administration and published by . This book was released on 1966 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Select Committee on Small Business Publisher : ISBN 13 : Total Pages :222 pages Book Rating :4.0/5 (18 download)
Book Synopsis Oversight of Small Business Administration Development Company Loan (501/502) Programs by : United States. Congress. Senate. Select Committee on Small Business
Download or read book Oversight of Small Business Administration Development Company Loan (501/502) Programs written by United States. Congress. Senate. Select Committee on Small Business and published by . This book was released on 1979 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Small Business Advocate written by and published by . This book was released on 1996-05 with total page 554 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Financing Low Income Communities by : Julia Sass Rubin
Download or read book Financing Low Income Communities written by Julia Sass Rubin and published by . This book was released on 2007-11-15 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: Access to capital and financial services is crucial for healthy communities. However, many impoverished individuals and neighborhoods are routinely ignored by mainstream financial institutions. This neglect led to the creation of community development financial institutions (CDFIs), which provide low-income communities with financial services and act as a conduit to conventional financial organizations and capital markets. Edited by Julia Sass Rubin, Financing Low-Income Communities brings together leading experts in the field to assess what we know about the challenges of bringing financial services and capital to poor communities, map out future lines of research, and propose policy reforms to make these efforts more effective. The contributors to Financing Low-Income Communities distill research on key topics related to community development finance. Daniel Schneider and Peter Tufano examine the obstacles that make saving and asset accumulation difficult for low-income households—such as the fact that tens of millions of low-income and minority adults don't have a bank account—and consider solutions, like making it easier for low-wage workers to enroll in 401(K) plans. Jeanne Hogarth, Jane Kolodinksy, and Marianne Hilgert review evidence showing that community-based financial education programs can be effective in changing families' saving and budgeting patterns. Lisa Servon proposes strategies for addressing the challenges facing the microenterprise field in the United States. Julia Sass Rubin discusses ways community loan and venture capital funds have adapted in response to the decreased availability of funding, and considers potential sources of new capital, such as state governments and public pension funds. Marva Williams explores the evolution and recent performance of community development banks and credit unions. Kathleen Engel and Patricia McCoy document the proliferation of predatory lenders, who market loans at onerous interest rates to financially vulnerable families and the devastating effects of such lending on communities—from increased crime to falling home values and lower tax revenues. Rachel Bratt reviews the policies and programs used to make rental and owned housing financially accessible. Rob Hollister proposes a framework for evaluating the contributions of community development financial institutions. Despite the many accomplishments of CDFIs over the last four decades, changing political and economic conditions make it imperative that they adapt in order to survive. Financing Low-Income Communities charts out new directions for public and private organizations which aim to end the financial exclusion of marginalized neighborhoods.
Author :United States. Congress. House. Committee on Small Business. Subcommittee on Regulation, Business Opportunities, and Energy Publisher : ISBN 13 : Total Pages :88 pages Book Rating :4.0/5 ( download)
Book Synopsis Assisting Neighborhood Businesses in the Minority Community by : United States. Congress. House. Committee on Small Business. Subcommittee on Regulation, Business Opportunities, and Energy
Download or read book Assisting Neighborhood Businesses in the Minority Community written by United States. Congress. House. Committee on Small Business. Subcommittee on Regulation, Business Opportunities, and Energy and published by . This book was released on 1992 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Select Committee on Small Business Publisher : ISBN 13 : Total Pages :120 pages Book Rating :4.:/5 (327 download)
Book Synopsis Local Development Company (502) Loan Program of the Small Business Administration by : United States. Congress. Senate. Select Committee on Small Business
Download or read book Local Development Company (502) Loan Program of the Small Business Administration written by United States. Congress. Senate. Select Committee on Small Business and published by . This book was released on 1976 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Community Owned Businesses by : Norman Walzer
Download or read book Community Owned Businesses written by Norman Walzer and published by Routledge. This book was released on 2021-07-20 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyses community-owned businesses in countries around the world to show successful approaches and important strategies to improve access to essential services in vastly different economic contexts. Through eleven chapters, authors from various countries use case studies and analyse findings in ways which can be applied to new development initiatives, including rural grocery store retention in Kansas, socially responsible community cooperatives in Italy, preserving pubs and shops in England and Wales, serving residents with special needs in Canada, and financing basic goods and services for aging populations in Taiwan, plus other examples. The chapters explore practices and approaches used in various locations to address concerns about loss of access to essential services, making clear that this approach to financing is useful in different scenarios. The chapters provide key insights suggesting that these approaches will be even more prevalent in the future and will be of interest to students, scholars, and community-development practitioners around the world.
