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How To Afford A Baby
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Book Synopsis The Procrastinator's Guide to Retirement by : David Trahair
Download or read book The Procrastinator's Guide to Retirement written by David Trahair and published by Cormorant Books. This book was released on 2021-03-06 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: Let’s face it, planning and saving for retirement is not easy. We are told that the earlier we start the better and that the “magic of compounding” will make our dreams come true if we simply trust the stock market and our investment advisor. But for most people it’s simply not possible. People in their twenties are often saddled with student debt and may be struggling to find suitable full-time employment. Saving for retirement is the last thing on their minds, as it should be. Then in our thirties and forties we tend to do things like get married, have kids, and buy houses. All these things cost a lot of money! So for many people there simply isn’t any money left to put away for retirement. Therefore many of us become procrastinators when it comes to saving for retirement. But there is hope. This book will take you step-by-step though planning and saving for retirement starting in your fifties and the best way to fund your retirement years. It is designed for people approaching retirement who want to ensure it is comfortable and stress-free.
Book Synopsis Bless Me, Father, for I Have Kids by : Susie Lloyd
Download or read book Bless Me, Father, for I Have Kids written by Susie Lloyd and published by Sophia Institute Press. This book was released on 2009 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: The uninterrupted life is not worth living. Got questions about Catholic family life? You've come to the right place! As a lifelong Catholic, devoted wife, diligent homeschooler, and mother of seven, Susie Lloyd knows lots of people who just might have the answers for you. Susie herself is too busy to give advice: busy giving home haircuts and finding missing socks; busy teaching her teen girls to drive, cook, and diagram sentences; busy praying for divine protection while she races off to church (late) in her full-size van. As she did in her beloved first book, Please Don't Drink the Holy Water, in these pages Susie Lloyd will charm and edify you with her offbeat but always pitch-perfect take on the joys and challenges of raising a Catholic family in today's world.
Book Synopsis Finance 101 for Kids by : Walter Andal
Download or read book Finance 101 for Kids written by Walter Andal and published by Gatekeeper Press. This book was released on 2021-10-13 with total page 99 pages. Available in PDF, EPUB and Kindle. Book excerpt: Book 1 of 2 Series How do we equip the next generation with money management skills that they can carry forth into their adult lives? One of the most important lessons that you can teach your kids is how to handle their money. Unfortunately, for most parents, giving their kids a sound financial education is an afterthought at best. Frustrated by the lack of resources that apply the concept of finance to real life situations for his own children to learn from, author Walter Andal was inspired to create an informative and entertaining book to help children get on the right path to making smart personal financial decisions. In Finance 101 for Kids, children and parents will explore: * How money started * How to earn and make money * Saving and investing * What credit is and the dangers of mishandling credit * What the stock market is * Economic forces that can affect personal finance * What currencies and foreign exchanges are * The importance of giving back to the community And much, much more! ** Now Available! Finance 102 for Kids: Practical Money Lessons Children Cannot Afford to Miss **
Book Synopsis The Wall Street Journal. Financial Guidebook for New Parents by : Stacey L. Bradford
Download or read book The Wall Street Journal. Financial Guidebook for New Parents written by Stacey L. Bradford and published by Crown Currency. This book was released on 2009-06-02 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical approach to affording your kids from cradle to college. Bringing home your bouncing baby boy or girl should be an exciting time of celebration–not cause for worry about how you’re going to pay for feeding, clothing, and caring for your new bundle of expenses. The average family will spend between $11,000 and $16,000 during a new baby’s first year, and more than $200,000 before a kid’s eighteenth birthday. Unfortunately, a second child only doubles your costs, with little economy of scale for each additional baby. Before you start using these statistics as birth control, take a deep breath and know that you can have a family and make a comfortable future for your children while saving for your own important goals. The Wall Street Journal Financial Guidebook for New Parents shows you the way, with information on how to: • Safeguard your child’s well-being with wills, trusts, and life insurance • Best weigh your child-care options and decide whether to go back to work • Save on taxes with child-friendly tax credits and deductions plus tax-advantaged benefits at work • Manage your family’s health-care costs • Save for long-term costs by setting up a college fund • Spend smart and save money at every stage of your child’s development • Continue to contribute to your own retirement savings From maternity (and paternity) leave to flexible spending accounts to 529 college plans, The Wall Street Journal Financial Guidebook for New Parents provides all the information you need to meet your child’s expenses while also protecting your family’s financial security.
Download or read book Babies written by Lisa van de Geyn and published by Cormorant Books. This book was released on with total page 74 pages. Available in PDF, EPUB and Kindle. Book excerpt: You’ve taken the pregnancy tests, made the big announcement and you’ve probably caught a glimpse of your baby on a sonogram. Congratulations! You’ve got a bundle of joy on the way and the one thing you’re probably not prepared for is the bundle of money it’s going to cost to raise that little one. In Babies: How to Afford Your Bundle of Joy, writer Lisa van de Geyn leans on financial experts to help parents save a few dollars and get the most bang for their bucks before and after their new additions arrive. While there doesn’t seem to be one specific amount of money experts agree on, raising kids costs a pretty penny. The good news is that there are trade-offs expectant and new parents can make to their lifestyles to make having a baby — and the price tag attached to it — more manageable. This guide will ensure you’re well-versed in everything from the benefits of seeing up a registered education savings plan and what maternity and parental leave means when it’s tax time, to the payments you’re entitled to from the government after you deliver your baby and advice on getting on employment insurance. We’ll walk you through budgeting and offer plenty of tips and tricks from parents like you who are so wrapped up in the sheer excitement of pregnancy they forget to research what a baby will mean to their bank accounts.
Book Synopsis Hands Free Mama by : Rachel Macy Stafford
Download or read book Hands Free Mama written by Rachel Macy Stafford and published by Zondervan. This book was released on 2014-01-07 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover the power, joy, and love of living a present, authentic, and intentional life despite a world full of distractions. If technology is the new addiction, then multitasking is the new marching order. We check our email while cooking dinner, send a text while bathing the kids, and spend more time looking into electronic screens than into the eyes of our loved ones. With our never-ending to-do lists and jam-packed schedules, it's no wonder we're distracted. But this isn't the way it has to be. Special education teacher, New York Times bestselling author, and mother Rachel Macy Stafford says enough is enough. Tired of losing track of what matters most in life, Rachel began practicing simple strategies that enabled her to momentarily let go of largely meaningless distractions and engage in meaningful soul-to-soul connections. Finding balance doesn't mean giving up all technology forever. And it doesn't mean forgoing our jobs and responsibilities. What it does mean is seizing the little moments that life offers us to engage in real and meaningful interaction. In these pages, Rachel guides you through how to: Acknowledge the cost of your distraction Make purposeful connection with your family Give your kids the gift of your undivided attention Silence your inner critic Let go of the guilt from past mistakes And move forward with compassion and gratefulness So join Rachel and go hands-free. Discover what happens when you choose to open your heart--and your hands--to the possibilities of each God-given moment.
Book Synopsis You Can't F*ck Up Your Kids by : Lindsay Powers
Download or read book You Can't F*ck Up Your Kids written by Lindsay Powers and published by Atria Books. This book was released on 2020-03-31 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cribsheet meets The Sh!t No One Tells You in this no-holds-barred, judgment-free parenting guide that sets the record straight on every hot-button parenting topic by longtime journalist and founder of the viral #NoShameParenting movement. What if you could do more for your kids, by doing a whole lot less? Parenting today has become a competitive sport, and it seems that everyone is losing. From the very moment that little line turns blue, parents-to-be find themselves in a brave new world where every decision they make is fraught, every action they take is judged, and everything they do seems to be the wrong thing. Formula feed? Breast is best. Breastfeed in public? That’s indecent. Cry it out? You’re causing permanent harm to your child. Don’t sleep train? Your child will never learn to sleep on his or her own. Stay home? You’re setting a bad example for your kids. Go back to work? Don’t you love your kids more than your job? Lindsay Powers—former editor-in-chief of Yahoo! Parenting, creator of the #NoShameParenting movement, and mom of two—is here to help parents everywhere breathe a collective sigh of relief. This laugh-out-loud funny, accessible, and reassuring book sets the record straight on all of the insane conflicts that parents face—from having a glass of wine while pregnant to sleep training, childcare, feeding, and even sex after baby. Drawing on the latest research and delivered in a relatable, comforting voice, You Can’t F*ck Up Your Kids demonstrates that it is possible to take the stress out of parenting and sit back and enjoy the ride.
Download or read book Baby Proof written by Emily Giffin and published by St. Martin's Press. This book was released on 2010-04-01 with total page 355 pages. Available in PDF, EPUB and Kindle. Book excerpt: Baby Proof Emily Griffin A novel that explores the question: Is there ever a deal-breaker when it comes to true love? Claudia Parr has everything going for her. A successful editor at a publishing house in Manhattan, she's also a devoted sister, aunt, and friend. Yet she's never wanted to become a mother--which she discovers is a major hurdle to marriage, something she desperately wants. Then she meets her soul mate Ben who, miraculously, feels the same way about parenthood. The two fall in love and marry, committed to one another and their life of adventure and discovery. All's well until one of them has a change of heart. Someone wants a baby after all. This is the witty, heartfelt story about what happens to the perfect couple when they suddenly want different things and there is no compromise. It's about deciding what is most important in life and wagering everything to get it. And most of all, it's about the things we will--and won't--do for love.
Download or read book 7 Feasts written by Erin Davis and published by Moody Publishers. This book was released on 2020-06-02 with total page 301 pages. Available in PDF, EPUB and Kindle. Book excerpt: What’s the story behind all those feasts? It’s hard to know when you read about the Feast of Booths why exactly it matters for your life. What in the world is the Feast of Trumpets supposed to be teaching you? And, in this case, the text itself doesn’t tell you. You need a resource, a guide that can help you understand the cultural significance and how these feasts relate to the rest of the Bible. That’s exactly what Erin Davis does in this new 8-week Bible study, 7 Feasts. She’ll teach you: The significance of these feasts and why God wanted His people to celebrate How each of them point to Jesus and His work in redemption Why all of this matters for our lives today You will discover that passages you once skimmed over are now rich and meaningful in your life today.
Book Synopsis How to Afford Time Off with your Baby by : Becky Goddard-Hill
Download or read book How to Afford Time Off with your Baby written by Becky Goddard-Hill and published by Random House. This book was released on 2009-11-10 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: A new baby brings a great deal of excitement to a household, but managing on a reduced income can be a daunting prospect. Full of top tips and creative ideas, this practical guide will help you make the right financial decisions during your pregnancy and throughout your maternity leave - whether this is 6 weeks or 6 years! How to Afford Time Off with Your Baby will: * help you to budget at each and every stage, from pregnancy to starting school * offer guidance on the essential pieces of baby kit so you don't overbuy * propose creative ways to generate a little extra cash and achieve more with less * advise you on how to release and save money during this critical time With an extensive resource section full of up-to-date websites, activity groups and key advisors, How to Afford Time off with Your Baby is an indispensable guide that will help you worry less so you can enjoy those precious moments with your new baby much more.
Author :National Academies of Sciences, Engineering, and Medicine Publisher :National Academies Press ISBN 13 :0309483980 Total Pages :619 pages Book Rating :4.3/5 (94 download)
Book Synopsis A Roadmap to Reducing Child Poverty by : National Academies of Sciences, Engineering, and Medicine
Download or read book A Roadmap to Reducing Child Poverty written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2019-09-16 with total page 619 pages. Available in PDF, EPUB and Kindle. Book excerpt: The strengths and abilities children develop from infancy through adolescence are crucial for their physical, emotional, and cognitive growth, which in turn help them to achieve success in school and to become responsible, economically self-sufficient, and healthy adults. Capable, responsible, and healthy adults are clearly the foundation of a well-functioning and prosperous society, yet America's future is not as secure as it could be because millions of American children live in families with incomes below the poverty line. A wealth of evidence suggests that a lack of adequate economic resources for families with children compromises these children's ability to grow and achieve adult success, hurting them and the broader society. A Roadmap to Reducing Child Poverty reviews the research on linkages between child poverty and child well-being, and analyzes the poverty-reducing effects of major assistance programs directed at children and families. This report also provides policy and program recommendations for reducing the number of children living in poverty in the United States by half within 10 years.
Book Synopsis The Prairie Homestead Cookbook by : Jill Winger
Download or read book The Prairie Homestead Cookbook written by Jill Winger and published by Flatiron Books. This book was released on 2019-04-02 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: Jill Winger, creator of the award-winning blog The Prairie Homestead, introduces her debut The Prairie Homestead Cookbook, including 100+ delicious, wholesome recipes made with fresh ingredients to bring the flavors and spirit of homestead cooking to any kitchen table. With a foreword by bestselling author Joel Salatin The Pioneer Woman Cooks meets 100 Days of Real Food, on the Wyoming prairie. While Jill produces much of her own food on her Wyoming ranch, you don’t have to grow all—or even any—of your own food to cook and eat like a homesteader. Jill teaches people how to make delicious traditional American comfort food recipes with whole ingredients and shows that you don’t have to use obscure items to enjoy this lifestyle. And as a busy mother of three, Jill knows how to make recipes easy and delicious for all ages. "Jill takes you on an insightful and delicious journey of becoming a homesteader. This book is packed with so much easy to follow, practical, hands-on information about steps you can take towards integrating homesteading into your life. It is packed full of exciting and mouth-watering recipes and heartwarming stories of her unique adventure into homesteading. These recipes are ones I know I will be using regularly in my kitchen." - Eve Kilcher These 109 recipes include her family’s favorites, with maple-glazed pork chops, butternut Alfredo pasta, and browned butter skillet corn. Jill also shares 17 bonus recipes for homemade sauces, salt rubs, sour cream, and the like—staples that many people are surprised to learn you can make yourself. Beyond these recipes, The Prairie Homestead Cookbook shares the tools and tips Jill has learned from life on the homestead, like how to churn your own butter, feed a family on a budget, and experience all the fulfilling satisfaction of a DIY lifestyle.
Download or read book Ask a Manager written by Alison Green and published by Ballantine Books. This book was released on 2018-05-01 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together
Book Synopsis The White Coat Investor by : James M. Dahle
Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!
Book Synopsis The Fourth Child by : Jessica Winter
Download or read book The Fourth Child written by Jessica Winter and published by HarperCollins. This book was released on 2021-03-09 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: “A beautifully observed and thrillingly honest novel about the dark corners of family life and the long, complicated search for understanding and grace.” —Jenny Offill, author of Dept. of Speculation and Weather “The Fourth Child is keen and beautiful and heartbreaking—an exploration of private guilt and unexpected obligation, of the intimate losses of power embedded in female adolescence, and of the fraught moments of glancing divinity that come with shouldering the burden of love.” —Jia Tolentino, New York Times bestselling author of Trick Mirror “A remarkable family saga . . . The Fourth Child is a balm—a reminder that it is possible for art to provide a nuanced exploration of life itself.” —Rumaan Alam, author of Leave the World Behind and Rich and Pretty The author of Break in Case of Emergency follows up her “extraordinary debut” (The Guardian) with a moving novel about motherhood and marriage, adolescence and bodily autonomy, family and love, religion and sexuality, and the delicate balance between the purity of faith and the messy reality of life. Book-smart, devoutly Catholic, and painfully unsure of herself, Jane becomes pregnant in high school; by her early twenties, she is raising three children in the suburbs of western New York State. In the fall of 1991, as her children are growing older and more independent, Jane is overcome by a spiritual and intellectual restlessness that leads her to become involved with a local pro-life group. Following the tenets of her beliefs, she also adopts a little girl from Eastern Europe. But Mirela is a difficult child. Deprived of a loving caregiver in infancy, she remains unattached to her new parents, no matter how much love Jane shows her. As Jane becomes consumed with chasing therapies that might help Mirela, her relationships with her family, especially her older daughter, Lauren, begin to fray. Feeling estranged from her mother and unsettled in her new high school, Lauren begins to discover the power of her own burgeoning creativity and sexuality—a journey that both echoes and departs from her mother’s own adolescent experiences. But when Lauren is confronted with the limits of her youth and independence, Jane is thrown into an emotional crisis, forced to reconcile her principles and faith with her determination to keep her daughters safe. The Fourth Child is a piercing love story and a haunting portrayal of how love can shatter—or strengthen—our beliefs.
Book Synopsis The Happiest Baby on the Block by : Harvey Karp, M.D.
Download or read book The Happiest Baby on the Block written by Harvey Karp, M.D. and published by Bantam. This book was released on 2008-11-19 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: Perfect for expecting parents who want to provide a soothing home for the newest member of their family, The Happiest Baby on the Block, the national bestseller by respected pediatrician and child development expert Dr. Harvey Karp, is a revolutionary method for calming a crying infant and promoting healthy sleep from day one. In perhaps the most important parenting book of the decade, Dr. Harvey Karp reveals an extraordinary treasure sought by parents for centuries --an automatic “off-switch” for their baby’s crying. No wonder pediatricians across the country are praising him and thousands of Los Angeles parents, from working moms to superstars like Madonna and Pierce Brosnan, have turned to him to learn the secrets for making babies happy. Never again will parents have to stand by helpless and frazzled while their poor baby cries and cries. Dr. Karp has found there IS a remedy for colic. “I share with parents techniques known only to the most gifted baby soothers throughout history …and I explain exactly how they work.” In a innovative and thought-provoking reevaluation of early infancy, Dr. Karp blends modern science and ancient wisdom to prove that newborns are not fully ready for the world when they are born. Through his research and experience, he has developed four basic principles that are crucial for understanding babies as well as improving their sleep and soothing their senses: ·The Missing Fourth Trimester: as odd as it may sound, one of the main reasons babies cry is because they are born three months too soon. ·The Calming Reflex: the automatic reset switch to stop crying of any baby in the first few months of life. ·The 5 “S’s”: the simple steps (swaddling, side/stomach position, shushing, swinging and sucking) that trigger the calming reflex. For centuries, parents have tried these methods only to fail because, as with a knee reflex, the calming reflex only works when it is triggered in precisely the right way. Unlike other books that merely list these techniques Dr. Karp teaches parents exactly how to do them, to guide cranky infants to calm and easy babies to serenity in minutes…and help them sleep longer too. ·The Cuddle Cure: the perfect mix the 5 “S’s” that can soothe even the most colicky of infants. In the book, Dr. Karp also explains: What is colic? Why do most babies get much more upset in the evening? How can a parent calm a baby--in mere minutes? Can babies be spoiled? When should a parent of a crying baby call the doctor? How can a parent get their baby to sleep a few hours longer? Even the most loving moms and dads sometimes feel pushed to the breaking point by their infant’s persistent cries. Coming to the rescue, however, Dr. Karp places in the hands of parents, grandparents, and all childcare givers the tools they need to be able to calm their babies almost as easily as…turning off a light. From the Hardcover edition.
Book Synopsis Beautiful Encounters by : Erin Davis
Download or read book Beautiful Encounters written by Erin Davis and published by . This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
