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Author : Ary Lans Bovenberg
Publisher :
ISBN 13 : 9789055391202
Total Pages : 27 pages
Book Rating : 4.3/5 (912 download)
Download or read book Financing Retirement in the European Union written by Ary Lans Bovenberg and published by . This book was released on 2002 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Financing Retirement in the European Union written by and published by . This book was released on 2002 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Nazaré da Costa Cabral
Publisher : Springer Nature
ISBN 13 : 3030294978
Total Pages : 359 pages
Book Rating : 4.0/5 (32 download)
Download or read book The Future of Pension Plans in the EU Internal Market written by Nazaré da Costa Cabral and published by Springer Nature. This book was released on 2019-11-26 with total page 359 pages. Available in PDF, EPUB and Kindle. Book excerpt: This edited volume takes a closer look at various European pension-plan models and the recent challenges, trends and predictions related to the design of such schemes. The contributors analyse new ideas, both from national governments and European institutions, and consider current debates on topics such as the Capital Markets Union (CMU) and the so-called ‘European Pillar of Social Rights’ – calling for a new approach to social policy at the European level in response to common challenges, such as ageing and the digital revolution.This interdisciplinary work embraces economic, financial and legal perspectives, while focusing on previously selected coherence aspects in order to ensure that the analyses are comprehensive and globally consistent.
Author : Gerard Hughes
Publisher : Springer Science & Business Media
ISBN 13 : 1461545277
Total Pages : 214 pages
Book Rating : 4.4/5 (615 download)
Download or read book Pensions in the European Union: Adapting to Economic and Social Change written by Gerard Hughes and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: The ageing, financial and labour market challenges facing the old age pension systems of the member states of the European Union are well known. Those who cast doubt on the ability of the present system of pension provision - at least to the extent that it is pay-as-you-go financed - to cope with the problems posed by these challenges are getting more vociferous. Increasingly there are calls for pay-as-you-go systems to be cut back and for funded systems to be expanded. This book contests the view that funding is the answer. It shows how adaptable the largely pay-as-you-go old age pension systems in the European Union are. Actuaries, economists, lawyers, political scientists, pension advisers, and sociologists, from nine European countries and the United States, consider four main themes: population ageing, competitiveness and retirement; pension financing and economic growth; adapting pension systems to meet change; and decision-making processes. They argue that pay-as-you-go-financed old age pension systems in the European Union have the ability to successfully adapt to economic and social change provided they do not take on too many non-insurance-related risks. Solving the problems of the labour market and controlling the direction and extent of economic development are beyond the powers of old age pension systems, regardless of how they are structured or financed. Separate budgets for separate risks is an indispensable principle if the complex processes of social protection are to be successfully managed, monitored, and made transparent. There can be no single plan for the future development of old age pension systems which would be universally valid for all the countries of the European Union. A single solution cannot take into account the special circumstances obtaining in every nation, and since respect for the special features of national systems is the basis of popular acceptance, the way forward is to reform existing systems in existing contexts.
Author : Olivia S. Mitchell
Publisher : Oxford University Press
ISBN 13 : 0192512323
Total Pages : 242 pages
Book Rating : 4.1/5 (925 download)
Download or read book Retirement System Risk Management written by Olivia S. Mitchell and published by Oxford University Press. This book was released on 2016-11-10 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the wake of the worst financial crisis since the Great Depression, lawmakers and regulators around the world have changed the playbook for how banks and other financial institutions must manage their risks and report their activities. The US Congress passed the Dodd-Frank Wall Street Reform and Consumer Protection Act, and the European System of Financial Supervision (ESFS) is also crafting a framework to supervise regulated financial sector institutions including banks, insurers, pension funds, and asset managers. The implosion of the financial sector has also prompted calls for accounting changes from those seeking to better understand how assets and liabilities are reported. Initially banks were seen by many as the most important focus for regulatory reform, but other institutions are now attracting policymaker attention. There is logic to this in terms of managing systemic risk and ensuring a level playing field that avoids arbitrage between institutional structures. Yet the nature of pension and insurer liabilities is so different from that of bank liabilities that careful attention is needed in drafting appropriate rules. The new rules are having both direct and spill-over effects on retirement systems around the world. The first half of this volume undertakes an assessment of how global responses to the financial crisis are potentially altering how insurers, pension plan sponsors, and policymakers will manage risk in the decades to come. The second half evaluates developments in retirement saving and retirement products, to determine which and how these might help meet shortfalls in retirement provision.
Author : Robert Holzmann
Publisher : World Bank Publications
ISBN 13 : 0821375598
Total Pages : 414 pages
Book Rating : 4.8/5 (213 download)
Download or read book Pension Reform in Southeastern Europe written by Robert Holzmann and published by World Bank Publications. This book was released on 2009-01-01 with total page 414 pages. Available in PDF, EPUB and Kindle. Book excerpt: Around the world, pension reform remains at the center of public debate. Its social, fiscal, and macroeconomic implications confront policy makers, practitioners, and academia with challenging questions. Pension systems in aging societies--in need of reform and further stressed by the pressures of globalization--require parallel reforms of the labor market and effective lifelong learning, not only to promote working longer, but to ensure that people can actually do so. At the same time, the working population should be motivated to contribute to pension schemes and prepare for old age. Diversify.
Author : Gerard Hughes
Publisher : Edward Elgar Publishing
ISBN 13 : 9781843765226
Total Pages : 0 pages
Book Rating : 4.7/5 (652 download)
Download or read book Reforming Pensions in Europe written by Gerard Hughes and published by Edward Elgar Publishing. This book was released on 2004 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Europe is facing a crisis as the age-group contributing to pensions diminishes in size and the recipient group increases as the population ages and remains healthy. These papers explore the evolution of pension financing in the European context.
Author : Jan H. W. Goslings
Publisher :
ISBN 13 : 9789290791638
Total Pages : 93 pages
Book Rating : 4.7/5 (916 download)
Download or read book Financing Retirement in Europe written by Jan H. W. Goslings and published by . This book was released on 1993 with total page 93 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : William G. Shipman
Publisher :
ISBN 13 :
Total Pages : 24 pages
Book Rating : 4.:/5 (526 download)
Download or read book Retirement Finance Reform Issues Facing the European Union written by William G. Shipman and published by . This book was released on 2003 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Dick Taverne
Publisher : Kogan Page Limited
ISBN 13 : 9780901573476
Total Pages : 39 pages
Book Rating : 4.5/5 (734 download)
Download or read book The Pension Time Bomb in Europe written by Dick Taverne and published by Kogan Page Limited. This book was released on 1995 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a report of a study group sponsored by the Federal Trust which argues that the liberalization of pensions is the major outstanding item of the European Community's single market programme. The text explores the legal, financial and political complexities of completing integration in this field. It makes important policy proposals aimed to ensure the future funding of Europe's pensions. It recommends that the Commission brings forward a new directive, and concludes that, with Europe's demographic trends, the level of indebtedness of state pensions systems will soon become intolerable.
Author : Jon Kvist
Publisher :
ISBN 13 :
Total Pages : 48 pages
Book Rating : 4.E/5 ( download)
Download or read book Retirement Provision and the Pension Industry in the EU written by Jon Kvist and published by . This book was released on 1995 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : H. M. Scobie
Publisher :
ISBN 13 :
Total Pages : 104 pages
Book Rating : 4.:/5 (31 download)
Download or read book Pension Fund Management Within the EU written by H. M. Scobie and published by . This book was released on 1999 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: Part of a series of Risk Executive Reports, this book examines the changing structure of this industry as a result of both demographic and economic factors. It also appraises the growth of the European pension investments.
Author :
Publisher :
ISBN 13 :
Total Pages : 93 pages
Book Rating : 4.:/5 (931 download)
Download or read book Report by the Task Force for the Establishment of a Pan-European Retirement Savings Vehicle for Research Professionals written by and published by . This book was released on 2013 with total page 93 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In 2009 the European Commission commissioned a feasibility study of a pan-European pension fund that could match the needs of researchers in the European Union (EU) and the European Economic Area (EEA). The study was carried out by Hewitt Associates on behalf of the Directorate-General for Research and Innovation (DG RTD) over the period June 2009 - April 2010. Within this project, Hewitt Associates examined the legal, technical and financial terms and requirements that should be considered to set up a viable pan-European framework for occupational pension arrangements for researchers. The report found that there is a demand for a cross-border pension fund for EU/EEA based researchers, and that it is possible in principle to establish such an arrangement. Based upon the outcome of the feasibility study the European Commission launched a project in 2011 to monitor the implementation of a pan-European Pension Fund. The aim of the three year project was to support employers willing to prepare and establish such a fund."--Editor.
Author : Alexandra Hennessy
Publisher :
ISBN 13 :
Total Pages : 504 pages
Book Rating : 4.:/5 (46 download)
Download or read book Economic Interests, Domestic Constraints, and the Creation of a European Single Pension Market written by Alexandra Hennessy and published by . This book was released on 2008 with total page 504 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: In light of aging populations, stretched social security budgets, and growing non-wage labor costs, workplace pensions play a mounting role in securing an adequate retirement income for Europe's citizens. The design of workplace pension policies, however, is no longer a strictly national affair. Although national governments still determine the weight they assign to public, corporate, and private sources of pension provision, European Union (EU) pension directives are increasingly permeating national welfare-finance regulations. Since occupational welfare differs radically across member states in terms of normative foundations, financial design, and levels of social protection, the EU's legislative activity in the pension sector poses a puzzle. This dissertation explores when, why, and how the European member states can agree on change in a policy area where each state still has considerable power, but differences in values and structure. Employing statistical analysis, formal modeling, and case study research, this dissertation yields four main results. One, the timing of recent pension reforms in Europe cannot be explained by a process of policy diffusion, but by independent government reactions to the "common shocks" of demographic aging (the domestic factor) and European Monetary Union (the international factor). Two, member states need to send credible--and therefore costly--signals to get their preferences implemented in EU directives. A reform-oriented pension policy discourse, which generates domestic opposition, serves as a costly signal to other member states. A status-quo oriented policy discourse, by contrast, indicates "cheap talk" and is therefore not credible. Three, the EU Commission is more likely to command a consensus among the member states when it uses its agenda setting tools effectively, such as holding educational sessions in the Council and limiting the range of policy choices. Four, variation in member states' support of EU pension policies depends on the extent to which these policies are congruent with national social and financial policies. These findings contribute to the Europeanization literature by demonstrating that the process of negotiating pension directives is more complex than the simple bottom-up projection of preferences or top-down imposition of directives, since the two are intimately intertwined.
Author : Antonio Sánchez Serrano
Publisher :
ISBN 13 : 9789294721327
Total Pages : pages
Book Rating : 4.7/5 (213 download)
Download or read book Pension Schemes in the European Union written by Antonio Sánchez Serrano and published by . This book was released on 2020 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: In October 2017, the European Systemic Risk Board (ESRB) set up a group whose objective was to examine cyber security vulnerabilities within the financial sector, and their potential impact on financial stability and the real economy. In its first year, the European Systemic Cyber Group (ESCG) sought to develop a shared understanding of Common Individual Vulnerabilities (CIVs) across ESRB members, and to identify the unique characteristics of cyber risk that could contribute to a systemic event. Building on this work, this paper describes a conceptual model for systemic cyber risk, and aims to: - provide a structured approach that can be used to describe cyber incidents, from genesis through to a potential systemic event; - demonstrate the link between the crystallisation of cyber risk in a firm-specific context (portraying microprudential concerns), and the possible ramifications for the financial system (applying a macroprudential focus); - identify system-wide vulnerabilities and the unique characteristics of cyber incidents which can act as amplifiers, thereby propagating shocks through the financial system; - support the use of historical or theoretical scenario-based analysis to demonstrate the viability of the model; - suggest system-wide interventions that could act as systemic mitigants. Although the model is geared towards disruption arising from cyber incidents, it can also be used for any source of operational disruption (although some elements of the model may be less relevant).
Author : Gordon L. Clark
Publisher :
ISBN 13 :
Total Pages : 25 pages
Book Rating : 4.:/5 (129 download)
Download or read book European Pensions and Global Finance written by Gordon L. Clark and published by . This book was released on 2002 with total page 25 pages. Available in PDF, EPUB and Kindle. Book excerpt: The retirement of the baby boom generation is a profound threat to the structure and organisation of continental European retirement systems. Whereas the German financial system, for example, has been often favourably compared to the Anglo-American system of corporate governance, it is argued in some quarters that it will have to become far more quot;Americanquot; if current living standards are to be maintained. The paper begins by suggesting that these issues should be taken seriously by economic geographers; we have a distinctive perspective that should not be lost in the more general debate. Subsequently, the paper focuses on three threads or themes. Why the demographic crisis is a crisis not just a transition; why global finance is deeply implicated in any European solution to the demographic crisis, and; whether continental European countries will be able to maintain their inherited retirement income systems in the face of competition from the Anglo-American model. Unfunded social security benefits threaten the economic welfare of all citizens; those that will be retired and those that will continue working over the next 20 to 30 years. Proffered solutions tend to rely upon the market rather than the state, and tend to match or mimic Anglo-American financial practices. This does not mean that continental Europe need converge upon the Anglo-American system of finance and retirement income provision. But it does seem highly likely that continental European countries will seek solutions that draw upon aspects of this system. Rather than thinking of convergence to the Anglo-American model as the most likely outcome, and rather than thinking of continuity of difference between systems as a viable scenario, European countries will in some way or another be forced to seek accommodation with global finance. Whether continental Europe will be able to hold global finance at bay remains to be seen. Global finance may penetrate national economic and social systems far deeper than ever intended.
Author : Stefania Amalia Jimon
Publisher : Springer Nature
ISBN 13 : 303074454X
Total Pages : 250 pages
Book Rating : 4.0/5 (37 download)
Download or read book Financial Sustainability of Pension Systems written by Stefania Amalia Jimon and published by Springer Nature. This book was released on 2021-05-31 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: The sustainability of public pension systems has become an important aspect for governments and institutions worldwide. This book addresses the multiple elements that influence the sustainability of pension systems with a special focus on central and eastern European countries. Supported by the results of econometric empirical studies, the authors discuss and analyse areas like social economy versus capitalist economy, globalization versus glocalization, population aging versus birth and fertility, emigration versus immigration, early retirement versus prolongation versus professional activity, the sustainability of public pension systems versus the adequacy of benefits provided, public pension systems compared to private pension funds and taxation of salary incomes versus subsidization of state social insurance.
