Financial Inclusion Of Street Vendors

Download Financial Inclusion Of Street Vendors full books in PDF, epub, and Kindle. Read online Financial Inclusion Of Street Vendors ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!

Financial Inclusion of the Marginalised

Author : Sharit K. Bhowmik
Publisher : Springer Science & Business Media
ISBN 13 : 8132215060
Total Pages : 134 pages
Book Rating : 4.1/5 (322 download)

DOWNLOAD NOW!

Book Synopsis Financial Inclusion of the Marginalised by : Sharit K. Bhowmik

Download or read book Financial Inclusion of the Marginalised written by Sharit K. Bhowmik and published by Springer Science & Business Media. This book was released on 2013-07-03 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is the product of a study conducted by the Tata Institute of Social Sciences (TISS) in collaboration with the United Nations Development Programme (UNDP) and Ministry of Urban Housing and Poverty Alleviation (MoHUPA). Its objective is to highlight some of the problems faced by street vendors in conducting their daily business and to examine how financial institutions, especially those in the banking sector, can include street vendors in their credit policies. Data was collected from 15 cities across the country. Not surprisingly, while issues such as public space utilisation have been deliberated upon at length, those concerning the nature of credit transactions and concurrently the financial inclusion of street vendors have scarcely received focussed attention. In the absence of formal credit, street vendors largely depend on loan sharks, who charge high interest rates ranging from 350% to 800% per annum. The problem of formal credit aside, another equally important factor is the inflexible attitude of the civic authorities towards street vending. Given their informal status, this is particularly apparent because they are forced to conduct business in the absence of legal protection, making them vulnerable to rent seeking by the authorities. The acceptance of the National Policy for Urban Street Vendors by a few states and the subsequent bill to protect the livelihood of street vendors should help them gain legitimacy and subsequently credit to run their businesses at proper rates. The book examines and analyses these issues.

Financial Inclusion of Street vendors

Author : Aparna Samudra
Publisher : Mahi publication
ISBN 13 : 9391556116
Total Pages : 120 pages
Book Rating : 4.3/5 (915 download)

DOWNLOAD NOW!

Book Synopsis Financial Inclusion of Street vendors by : Aparna Samudra

Download or read book Financial Inclusion of Street vendors written by Aparna Samudra and published by Mahi publication . This book was released on 2022-02-21 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: On the path of achieving inclusive growth and adhering to the Sustainable Development Goals 2030, which envisages inclusive and sustainable economic growth and decent work for all, the ground-level situation of this huge section of the informal sector in India needs to be mainstreamed into the economic policies. Studies estimate that 11% per cent of the urban workforce in India is engaged in street vending. The problems faced by these sellers are unique, as they struggle not only to make their ends meet by selling on the streets facing all vagaries of the whether but also many times are at the receiving end of the civic bodies and law enforcement agencies. The government in India has taken commendable initiatives to bring this informal sector into the formal financial sector through its financial inclusion. Pradhan Mantri Jan Dhan Yojana, the flagship financial inclusion scheme started by the Government in 2014 aims at assuring financial access to everyone without a bank account. The drive of financial inclusion does not stop just at opening an account but also aims to facilitate access to credit and micro insurance. This book will be good and resourceful reading for anyone interested to know about the global, national and regional status of the financial inclusion of street vendors and would initiate further discussions on the subject through the in-depth analysis of various critical issues covered in this book.

Financial Inclusion in Emerging Markets

Author : Ananda S.
Publisher : Springer Nature
ISBN 13 : 9811626529
Total Pages : 343 pages
Book Rating : 4.8/5 (116 download)

DOWNLOAD NOW!

Book Synopsis Financial Inclusion in Emerging Markets by : Ananda S.

Download or read book Financial Inclusion in Emerging Markets written by Ananda S. and published by Springer Nature. This book was released on 2021-10-04 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book discusses ideas for stakeholders to develop strategies to access and use financial products and services such as deposits, loans, and fund transfer mechanism, insurance, payment services, and intermediaries, distribution channels at economical prices in order to cater to the needs of the poor and underprivileged people. Financial inclusion ensures ease of access, availability, and usage of the financial products and services to all the sections of the society. The book will help in recognizing the role of financial inclusion as one of the main drivers in reducing income inequality and thus supporting sustainable economic growth of the countries, especially of an emerging economy. The book provides conceptual and practical ideas from the practitioners, best practices from the experts, and empirical views from the researchers on the best practices and how to mitigate the challenges and issues plaguing the development of the financial inclusion.

Informal Markets, Livelihood and Politics

Author : Debdulal Saha
Publisher : Taylor & Francis
ISBN 13 : 1134865082
Total Pages : 198 pages
Book Rating : 4.1/5 (348 download)

DOWNLOAD NOW!

Book Synopsis Informal Markets, Livelihood and Politics by : Debdulal Saha

Download or read book Informal Markets, Livelihood and Politics written by Debdulal Saha and published by Taylor & Francis. This book was released on 2016-07-15 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt: Low industrial growth, declining agricultural sector and limited expansion of formal sector employment in India have increasingly forced the poor to take recourse to informal sources of livelihoods. Street vending is one such thriving source of self-employment across cities. This book delves into the sustenance and survival strategies of street vendors across 17 cities in India and assesses the issues revolving around self-created markets, livelihood and politics that are contested in public space. It also presents a conceptual and theoretical understanding of different socio-economic and policy concerns pertaining to street vending in the country. The study shows how despite the absence of legal frameworks and institutional support, these urban self-employed informal workers subsist by arranging ad-hoc alternatives, creating informal institutions and negotiating with formal and informal actors in the market. It also discusses the Street Vendors (Protection of Livelihood and Regulation of Street Vending) Act, 2014, and examines how inclusive the legal recognition is for these workers of informal economy. Drawing on exhaustive research and a wealth of primary data, this book will be useful to scholars and researchers in development studies, labour studies, economics, sociology and those in public policy and urban planning.

Financial Inclusion - Viable Opportunities in India

Author :
Publisher : Ajay Garg
ISBN 13 : 8184659156
Total Pages : 136 pages
Book Rating : 4.1/5 (846 download)

DOWNLOAD NOW!

Book Synopsis Financial Inclusion - Viable Opportunities in India by :

Download or read book Financial Inclusion - Viable Opportunities in India written by and published by Ajay Garg. This book was released on with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Access to Financial Services

Author : Stijn Claessens
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 38 pages
Book Rating : 4./5 ( download)

DOWNLOAD NOW!

Book Synopsis Access to Financial Services by : Stijn Claessens

Download or read book Access to Financial Services written by Stijn Claessens and published by World Bank Publications. This book was released on 2005 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This paper reviews the evidence on the importance of finance for economic well-being, provides data on the degree of use of basic financial services by households and firms across a sample of countries, assesses the desirability of more universal access, and overviews the macroeconomic, legal, and regulatory obstacles to access using general evidence and case studies. Although access to finance can be very beneficial, the data show that universal use is far from prevalent in many countries, especially developing countries. At the same time, universal access has generally not been a public policy objective and is surely not easily achievable in most countries.

The Routledge Handbook of Exclusion, Inequality and Stigma in India

Author : NMP Verma
Publisher : Taylor & Francis
ISBN 13 : 1000096696
Total Pages : 352 pages
Book Rating : 4.0/5 ( download)

DOWNLOAD NOW!

Book Synopsis The Routledge Handbook of Exclusion, Inequality and Stigma in India by : NMP Verma

Download or read book The Routledge Handbook of Exclusion, Inequality and Stigma in India written by NMP Verma and published by Taylor & Francis. This book was released on 2020-08-20 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: This handbook critically examines the three concepts of exclusion, inequality and stigma and their interrelationship in the Indian context. Divided into five parts, the volume deals with the issues of exclusion, inequality, gender discrimination, health and disability, and assault and violence. It discusses important topical themes such as caste and social exclusion in rural labour markets, impact of poverty and unemployment, discrimination in education and literacy, income inequality and financial inclusion, social security of street vendors, women social entrepreneurs, rural–urban digital divide, workplace inequality, women trafficking, acid attacks, inter-caste marriages, honour killings, health care and sanitation, discrimination faced by those with disabilities, and regional disparities in India. The book traces rising socio-economic inequality and discrimination along with the severe lack of access to resources and opportunities, redressal instruments, legal provisions and implementation challenges, while also looking at deep-rooted causes responsible for their persistence in society. With emphasis on affirmative action, systemic mechanisms, and the role of state and citizens in bridging gaps, the volume presents several policies and strategies for development. It combines wide-ranging empirical case studies backed by relevant theoretical frameworks to map out a new agenda for research on socio-economic inequality in India with important implications for public policy. Comprehensive and first of its kind, this handbook will serve as a key reference to scholars, researchers and teachers of exclusion and discrimination studies, social justice, political economy, sociology, anthropology, economics, political science, development studies, education and public administration. It will also be useful to policymakers, bureaucrats, civil society activists, non-governmental organisations and social entrepreneurs in the development sector, in addition to those interested in third world studies, developing economies and the global south.

Information and Communication Technologies for Development. Strengthening Southern-Driven Cooperation as a Catalyst for ICT4D

Author : Petter Nielsen
Publisher : Springer
ISBN 13 : 303019115X
Total Pages : 461 pages
Book Rating : 4.0/5 (31 download)

DOWNLOAD NOW!

Book Synopsis Information and Communication Technologies for Development. Strengthening Southern-Driven Cooperation as a Catalyst for ICT4D by : Petter Nielsen

Download or read book Information and Communication Technologies for Development. Strengthening Southern-Driven Cooperation as a Catalyst for ICT4D written by Petter Nielsen and published by Springer. This book was released on 2019-04-26 with total page 461 pages. Available in PDF, EPUB and Kindle. Book excerpt: The two volumes IFIP AICT 551 and 552 constitute the refereed proceedings of the 15th IFIP WG 9.4 International Conference on Social Implications of Computers in Developing Countries, ICT4D 2019, held in Dar es Salaam, Tanzania, in May 2019. The 97 revised full papers and 2 short papers presented were carefully reviewed and selected from 185 submissions. The papers present a wide range of perspectives and disciplines including (but not limited to) public administration, entrepreneurship, business administration, information technology for development, information management systems, organization studies, philosophy, and management. They are organized in the following topical sections: communities, ICT-enabled networks, and development; digital platforms for development; ICT for displaced population and refugees. How it helps? How it hurts?; ICT4D for the indigenous, by the indigenous and of the indigenous; local technical papers; pushing the boundaries - new research methods, theory and philosophy in ICT4D; southern-driven human-computer interaction; sustainable ICT, informatics, education and learning in a turbulent world - "doing the safari way”.

20 Practice Sets for SBI Bank PO Prarhambhik Pariksha

Author : Disha Experts
Publisher : Disha Publications
ISBN 13 : 9387421961
Total Pages : 221 pages
Book Rating : 4.3/5 (874 download)

DOWNLOAD NOW!

Book Synopsis 20 Practice Sets for SBI Bank PO Prarhambhik Pariksha by : Disha Experts

Download or read book 20 Practice Sets for SBI Bank PO Prarhambhik Pariksha written by Disha Experts and published by Disha Publications. This book was released on with total page 221 pages. Available in PDF, EPUB and Kindle. Book excerpt: 20 Practice Sets for SBI Bank PO Prarhambhik Pariksha is written exclusively for the New pattern Prelim Exam being conducted by SBI for recruitment in PO in the SBI. The book provides Fully Solved 20 Practice Sets for the Preliminary Exam. Each Test contains all the 3 sections Reasoning Ability, Numerical Ability and English Language as per the latest pattern. This book will really help the students in developing the required Speed and Strike Rate, which will increase their final score in the exam.

SBI Bank PO Prarhambhik Pariksha 23 Practice Sets with 3 Online Tests 2nd Edition

Author : Disha Experts
Publisher : Disha Publications
ISBN 13 : 9389645832
Total Pages : pages
Book Rating : 4.3/5 (896 download)

DOWNLOAD NOW!

Book Synopsis SBI Bank PO Prarhambhik Pariksha 23 Practice Sets with 3 Online Tests 2nd Edition by : Disha Experts

Download or read book SBI Bank PO Prarhambhik Pariksha 23 Practice Sets with 3 Online Tests 2nd Edition written by Disha Experts and published by Disha Publications. This book was released on 2020-02-04 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Basic Analytics of Access to Financial Services

Author : Thorsten Beck
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 58 pages
Book Rating : 4./5 ( download)

DOWNLOAD NOW!

Book Synopsis The Basic Analytics of Access to Financial Services by : Thorsten Beck

Download or read book The Basic Analytics of Access to Financial Services written by Thorsten Beck and published by World Bank Publications. This book was released on 2006 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt: Access to financial services, or rather the lack thereof, is often indiscriminately decried as a problem in many developing countries. The authors argue that the "problem of access" should rather be analyzed by identifying different demand and supply constraints. They use the concept of an access possibilities frontier, drawn for a given set of state variables, to distinguish between cases where a financial system settles below the constrained optimum, cases where this constrained optimum is too low, and-in credit services-cases where the observed outcome is excessively high. They distinguish between payment and savings services and fixed intermediation costs, on the one hand, and lending services and different sources of credit risk, on the other hand. The authors include both supply and demand side frictions that can lead to lower access. The analysis helps identify bankable and banked population, the binding constraint to close the gap between the two, and policies to prudently expand the bankable population. This new conceptual framework can inform the debate on adequate policies to expand access to financial services and can serve as the basis for an informed measurement of access.

Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn?

Author : Adolfo Barajas
Publisher :
ISBN 13 : 9781513553009
Total Pages : 51 pages
Book Rating : 4.5/5 (53 download)

DOWNLOAD NOW!

Book Synopsis Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn? by : Adolfo Barajas

Download or read book Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn? written by Adolfo Barajas and published by . This book was released on 2020-08-07 with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt: The past two decades have seen a rapid increase in interest in financial inclusion, both from policymakers and researchers. This paper surveys the main findings from the literature, documenting the trends over time and gaps that have arisen across regions, income levels, and gender, among others. It points out that structural, as well as policy-related, factors, such as encouraging banking competition or channeling government payments through bank accounts, play an important role, and describes the potential macro and microeconomic benefits that can be derived from greater financial inclusion. It argues that policy should aim to identify and reduce frictions holding back financial inclusion, rather than targeting specific levels of inclusion. Finally, it suggests areas for future research.

The State of Labour

Author : Sharit K. Bhowmik
Publisher : Routledge
ISBN 13 : 1317560027
Total Pages : 372 pages
Book Rating : 4.3/5 (175 download)

DOWNLOAD NOW!

Book Synopsis The State of Labour by : Sharit K. Bhowmik

Download or read book The State of Labour written by Sharit K. Bhowmik and published by Routledge. This book was released on 2014-08-07 with total page 372 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyzes the adverse effects of globalization and liberalization — acutely manifest in the increased financialization of capital and the concomitant global financial crisis of 2008–09 — on the labour force, especially in the developing countries. Drawing upon case studies from several countries including India, Columbia, Malawi, Brazil and Thailand, it highlights the worsening plight of working class as a whole and informal labour in particular. The essays examine issues such as down-sizing, lowering of wages, insecurity and erosion of labour rights, and show how labour is grappling with the situation. The volume critically re-assesses varied aspects of the growing informal sector: its dubious credential as an employment provider during crises; its non-adherence to internationally recognized standards of decent work; the problems and potential of workers' unions; and the need for a regulatory regime. It also discusses changes in the Indian labour market induced by business environment and technology as well as its future dynamics. Presenting a historical review of labour markets, the work explores the deregulation wave under the globalization of 1980s and the interactions between existing unstable asset markets and labour markets. The book will prove especially useful to students and scholars in economics, labour studies and sociology, and those engaged in public policy and governance.

Asia-Pacific Financial Inclusion Forum 2021

Author : Asian Development Bank
Publisher : Asian Development Bank
ISBN 13 : 9292691910
Total Pages : 130 pages
Book Rating : 4.2/5 (926 download)

DOWNLOAD NOW!

Book Synopsis Asia-Pacific Financial Inclusion Forum 2021 by : Asian Development Bank

Download or read book Asia-Pacific Financial Inclusion Forum 2021 written by Asian Development Bank and published by Asian Development Bank. This book was released on 2021-12-01 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: The coronavirus disease (COVID-19) pandemic has highlighted the vital role of financial inclusion in supporting resilience and economic recovery among the most vulnerable populations in Asia and the Pacific. This publication identifies financial inclusion priorities to stimulate economic recovery and explores the challenges and opportunities of accelerated digital transformation. It proposes recommendations to aid policy makers and regulators. The publication shares insights from the 2021 Asia-Pacific Financial Inclusion Forum, a policy initiative of the Asia-Pacific Economic Cooperation (APEC) Finance Ministers’ Process. It was prepared in collaboration with the APEC Business Advisory Council, the Asian Development Bank Institute, and the Foundation for Development Cooperation.

Reaching Out

Author :
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 52 pages
Book Rating : 4./5 ( download)

DOWNLOAD NOW!

Book Synopsis Reaching Out by :

Download or read book Reaching Out written by and published by World Bank Publications. This book was released on 2005 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The authors (1) present new indicators of banking sector penetration across 99 countries based on a survey of bank regulatory authorities, (2) show that these indicators predict household and firm use of banking services, (3) explore the association between the outreach indicators and measures of financial, institutional, and infrastructure development across countries, and (4) relate these banking outreach indicators to measures of firms' financing constraints. In particular, they find that greater outreach is correlated with standard measures of financial development, as well as with economic activity. Controlling for these factors, the authors find that better communication and transport infrastructure and better governance are also associated with greater outreach. Government ownership of financial institutions translates into lower access, while more concentrated banking systems are associated with greater outreach. Finally, firms in countries with higher branch and ATM penetration and higher use of loan services report lower financing obstacles, thus linking banking sector outreach to the alleviation of firms' financing constraints. "--World Bank web site.

Global Financial Development Report 2014

Author : World Bank
Publisher : World Bank Publications
ISBN 13 : 0821399853
Total Pages : 226 pages
Book Rating : 4.8/5 (213 download)

DOWNLOAD NOW!

Book Synopsis Global Financial Development Report 2014 by : World Bank

Download or read book Global Financial Development Report 2014 written by World Bank and published by World Bank Publications. This book was released on 2013-11-07 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: The second issue in a new series, Global Financial Development Report 2014 takes a step back and re-examines financial inclusion from the perspective of new global datasets and new evidence. It builds on a critical mass of new research and operational work produced by World Bank Group staff as well as outside researchers and contributors.

Policy Issues on Street Vending

Author : Kyoko Kusakabe
Publisher :
ISBN 13 : 9789221191667
Total Pages : 38 pages
Book Rating : 4.1/5 (916 download)

DOWNLOAD NOW!

Book Synopsis Policy Issues on Street Vending by : Kyoko Kusakabe

Download or read book Policy Issues on Street Vending written by Kyoko Kusakabe and published by . This book was released on 2006-01-01 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: Compares the profiles of street vendors and policies on street vending in three countries to identify the links between street vending and urban development and planning. Explores ways in which street vending can be supported to facilitate the overal well-being of the urban population and economy.