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Author :
Publisher : DIANE Publishing
ISBN 13 : 1428926488
Total Pages : 95 pages
Book Rating : 4.4/5 (289 download)
Download or read book Debt burden four years after college written by and published by DIANE Publishing. This book was released on with total page 95 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Susan P. Choy
Publisher :
ISBN 13 :
Total Pages : 79 pages
Book Rating : 4.:/5 (457 download)
Download or read book Debt Burden Four Years After College written by Susan P. Choy and published by . This book was released on 2000 with total page 79 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Kari Alexander
Publisher :
ISBN 13 :
Total Pages : 44 pages
Book Rating : 4.3/5 (91 download)
Download or read book Debt Burden written by Kari Alexander and published by . This book was released on 1993 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher :
ISBN 13 :
Total Pages : 56 pages
Book Rating : 4.3/5 (91 download)
Download or read book Debt Burden Facing College Graduates written by and published by . This book was released on 1991 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Ute-Christine Klehe PhD
Publisher : Oxford University Press
ISBN 13 : 0190903503
Total Pages : 633 pages
Book Rating : 4.1/5 (99 download)
Download or read book The Oxford Handbook of Job Loss and Job Search written by Ute-Christine Klehe PhD and published by Oxford University Press. This book was released on 2018-05-08 with total page 633 pages. Available in PDF, EPUB and Kindle. Book excerpt: Job search is and always has been an integral part of people's working lives. Whether one is brand new to the labor market or considered a mature, experienced worker, job seekers are regularly met with new challenges in a variety of organizational settings. Edited by Ute-Christine Klehe and Edwin A.J. van Hooft, The Oxford Handbook of Job Loss and Job Search provides readers with one of the first comprehensive overviews of the latest research and empirical knowledge in the areas of job loss and job search. Multidisciplinary in nature, Klehe, van Hooft, and their contributing authors offer fascinating insight into the diverse theoretical and methodological perspectives from which job loss and job search have been studied, such as psychology, sociology, labor studies, and economics. Discussing the antecedents and consequences of job loss, as well as outside circumstances that may necessitate a more rigorous job hunt, this Handbook presents in-depth and up-to-date knowledge on the methods and processes of this important time in one's life. Further, it examines the unique circumstances faced by different populations during their job search, such as those working job-to-job, the unemployed, mature job seekers, international job seekers, and temporary employed workers. Job loss and unemployment are among the worst stressors individuals can encounter during their lifetimes. As a result, this Handbook concludes with a discussion of the various types of interventions developed to aid the unemployed. Further, it offers readers important insights and identifies best practices for both scholars and practitioners working in the areas of job loss, unemployment, career transitions, outplacement, and job search.
Author : Erin Dunlop Velez
Publisher :
ISBN 13 :
Total Pages : 40 pages
Book Rating : 4.:/5 (16 download)
Download or read book The Debt Burden of Bachelor's Degree Recipients. Stats in Brief. NCES 2017-436 written by Erin Dunlop Velez and published by . This book was released on 2017 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: As of May 2013, total outstanding student loan debt in the United States had reached $1.2 trillion, up from $1 trillion fewer than 18 months before. The growth in debt is due primarily to increases in both the rate of borrowing and the average amount borrowed, especially among graduates of 4-year institutions. In 1989-90, about half (51 percent) of college seniors had taken out federal student loans; 60 percent of 1999-2000 seniors had done so, as had 68 percent of 2011-12 college seniors. Adjusting for inflation to 2013-14 dollars, the average cumulative amount taken out in federal loans by borrowers in their senior year of college also increased over this time period, from $15,200 in 1989-90, to $22,100 in 1999-2000, and $26,300 in 2011-12. Despite rising student debt levels, the average increase in lifetime earnings from a bachelor's degree relative to a high school diploma still exceeds average student loan debt. Recent research has found a lifetime earnings premium for those with bachelor's degrees, relative to those with only a high school diploma, of just under 70 percent. Other work has also found a clear financial advantage to earning a bachelor's degree. Nevertheless, there is concern about such negative effects of student loan debt for both individual borrowers and the economy as a reduction of home or auto purchases, net worth, and intergenerational financial security. There is evidence that bachelor's degree recipients with high student debt are less likely than their low-debt peers to work in such sectors as government, nonprofit organizations, or education. Additionally, compared to those without student debt, graduates with debt also have lower rates of attending graduate school, owning a home, and having savings or investments. Bachelor's degree recipients who graduated in 2007-08 may experience particular difficulties in repaying student loan debt. These graduates entered the labor market just as the economy was contracting and therefore faced poor employment conditions after they had already decided to incur student debt in a prerecession economy. Building on a previous study of these graduates' debt burden 1 year after they had received their degrees, this Statistics in Brief examines their loan repayment over a longer repayment window, 4 years after graduation, almost midway through the standard 10-year loan repayment period. The report examines debt accumulated for all postsecondary education, including any debt incurred for education programs in which graduates enrolled after completing the 2007-08 bachelor's degree. Additionally, this study utilizes a recent cohort of students, providing an update to older longitudinal studies of debt burden. Since this report examines a cohort of students who received bachelor's, and in some cases graduate, degrees, these estimates should not be compared with the debt and repayment experiences of students who earned certificates or associate's degrees or did not complete a postsecondary credential. The following are appended: (1) Data Tables; and (2) Standard Error Tables.
Author : Kari Alexander
Publisher :
ISBN 13 :
Total Pages : 40 pages
Book Rating : 4.:/5 (327 download)
Download or read book Debt Burden written by Kari Alexander and published by . This book was released on 1993 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : David F. Shutler
Publisher : Greenleaf Book Group
ISBN 13 :
Total Pages : 321 pages
Book Rating : 4.8/5 (864 download)
Download or read book Graduate Debt Free written by David F. Shutler and published by Greenleaf Book Group. This book was released on 2023-08-14 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: Escape the matrix of student loan debt In his new book, Dave Shutler analyzes twelve faulty assumptions about obtaining a higher education and shows how they can lead to debilitating college debt. Analogizing to the two realities in the Matrix movies, he reveals underlying facts about the assumptions to high schoolers and their parents. These assumptions range from deciding whether to attend college in the first place, to the importance of selecting a major, to how to minimize college living costs. This book is a systematic guide to the many misconceptions that students hold in the college application process. Shutler analyzes each misconception, showing how it can lead to debt, and then provides strategies to escape that debt. Dave Shutler sheds light on scholarships and other significant funding sources that are available for the enterprising student and explores the federal laws that govern student debt. He identifies underlying policy decisions that have contributed to the $1.7 trillion federal debt burden and offers several strategies to help individuals navigate student debt without succumbing to it. Through planning, students can take charge of their education and escape the matrix of ever-increasing college costs.
Author :
Publisher :
ISBN 13 :
Total Pages : 108 pages
Book Rating : 4.:/5 (319 download)
Download or read book Education Statistics Quarterly written by and published by . This book was released on 2000 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher :
ISBN 13 :
Total Pages : 764 pages
Book Rating : 4.U/5 (183 download)
Download or read book Resources in Education written by and published by . This book was released on 2001 with total page 764 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Anthony ONeal
Publisher : Ramsey Press
ISBN 13 : 1942121121
Total Pages : 224 pages
Book Rating : 4.9/5 (421 download)
Download or read book Debt-Free Degree written by Anthony ONeal and published by Ramsey Press. This book was released on 2019-10-07 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.
Author : William Elliott III
Publisher : Bloomsbury Publishing USA
ISBN 13 :
Total Pages : 232 pages
Book Rating : 4.2/5 (161 download)
Download or read book The Real College Debt Crisis written by William Elliott III and published by Bloomsbury Publishing USA. This book was released on 2015-07-14 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is it still worth it for low-income students to attend college, given the debt incurred? This book provides a new framework for evaluating the financial aid system in America, positing that aid must not only allow access to higher education, but also help students succeed in college and facilitate their financial health post-college. Higher education plays a critical role in the economy and society of the United States, creating a ladder of economic opportunity for American children, especially for those in poverty. Unfortunately, higher education today increasingly reinforces patterns of relative privilege, particularly as students without the benefit of affluent parents rely more and more on student loans to finance college access. This book presents penetrating new information about the fiscal realities of the current debt-based college loan system and raises tough questions about the extent to which student loans can be a viable way to facilitate equitable access to higher education. The book opens with relevant parts of the life stories of two students—one who grew up poor and had to take on high amounts of student debt, and another whose family could offer financial help at critical times. These real-life examples provide invaluable insight into the student debt problem and help make the complex data more understandable. A wide range of readers—from scholars of poverty, social policy, and educational equality to policymakers to practitioners in the fields of student financial aid and financial planning—will find the information in this text invaluable.
Author : Philip G. Schrag
Publisher : Bloomsbury Publishing USA
ISBN 13 : 0313075689
Total Pages : 172 pages
Book Rating : 4.3/5 (13 download)
Download or read book Repay As You Earn written by Philip G. Schrag and published by Bloomsbury Publishing USA. This book was released on 2001-11-30 with total page 172 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 1993, Congress created a student loan repayment plan intended to enable high-debt graduates to accept low-income, public service jobs by reducing their loan payments and eventually forgiving part of their debts. But this Congressional initiative only helps those with catastrophically low incomes. It has failed to attract many users because, as implemented through regulations of the U.S. Department of Education, it requires payment over too long a period (25 years before forgiveness). Many students go to graduate and professional schools in pursuit of careers in public service. But they often must borrow $100,000 or more to finance their education. Their loan repayment obligations become so high that they can no longer afford to follow their ideals, and they abandon their plans to have public service careers and seek employment with corporations or firms offering high salaries. The income-contingent repayment plan should have appealed to would-be public interest lawyers, who are among the graduates with the highest debt-to-income ratios; but the plan has failed them, and Schrag explores why and how the plan should be reformed, either by Congress or by the federal administration.
Author : Elizabeth A. Bremer
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (917 download)
Download or read book Paying it Back written by Elizabeth A. Bremer and published by . This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Student loan burden has been an increasingly popular topic in the mainstream media. As the number of student loans grows nation-wide, there are studies looking at how repayment is impacting graduates several years out, but few that study students' perceptions on their loans at the conclusion of their undergraduate education. This paper examines student perceptions and awareness of student loan debt burden immediately prior to graduation and explores information on how students are anticipating their post-college lives and the prospect of managing student loan repayment. A closed-ended survey was administered at a large 4-year private institution and the results were used to draw conclusions on students' perceptions and awareness of their student loan debt prior to graduation; students' sources of information regarding student loans; if there are connections between perceived loan burden and current/future decision making; and if students value their student loan debt burden with respect to their satisfaction with the education they just received"--Page 2
Author :
Publisher :
ISBN 13 :
Total Pages : 358 pages
Book Rating : 4.:/5 (319 download)
Download or read book The Condition of Education written by and published by . This book was released on 2001 with total page 358 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Derek V. Price
Publisher : Lynne Rienner Publishers
ISBN 13 : 9781588262165
Total Pages : 186 pages
Book Rating : 4.2/5 (621 download)
Download or read book Borrowing Inequality written by Derek V. Price and published by Lynne Rienner Publishers. This book was released on 2004 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Price concludes with provocative proposals for aid policies that would expand the range of college and career choices for students - policies that would in fact support the role of higher education as a vehicle for individual opportunity and social change."--BOOK JACKET.
Author : Little Little G
Publisher : CreateSpace
ISBN 13 : 9781514327036
Total Pages : 120 pages
Book Rating : 4.3/5 (27 download)
Download or read book Financing College written by Little Little G and published by CreateSpace. This book was released on 2015-06-12 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financing college is one of the most important decisions a young adult makes. Too many times these decisions are made too quickly and many mistakes are made that will cost tens of thousands of dollars more than the actual cost of attending college. Prospective college students should take their time and develop a strategy to minimize their debt burden. It is possible to graduate from college with little to no debt and live a happy and successful life free of the constrictive nature of bearing student loan debt after college.
