An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria

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Publisher :
ISBN 13 : 9783656331575
Total Pages : 20 pages
Book Rating : 4.3/5 (315 download)

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Book Synopsis An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria by : Saifullahi Sani Ibrahim

Download or read book An Analysis of Farmers' Access to Formal Credit in the Rural Areas of Nigeria written by Saifullahi Sani Ibrahim and published by . This book was released on 2013-09 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: Scholarly Research Paper from the year 2011 in the subject Economics - Other, grade: none, Usmanu Danfodiyo University, Sokoto (School of Arts and Social Sciences), course: Economics, language: English, comment: Saifullahi Sani Ibrahim: Isa Kaita College of Education, Dutsin-ma, abstract: This study examines the factors that influence Farmers access to formal banking credit in the rural areas of Nigeria. The data used was collected from rural areas of Katsina State. The study used probit modelling approach to analyse the factors that influence farmers' accessibility to formal credit. The study found that the level of income, collateral, educational attainment and marital status have significant positive influence on farmers' access to formal credit, while age and sex have insignificant positive influence on the farmers' access to credit. On the other hand, interest rate and transaction cost have significant negative influence on the farmers' access to formal credit. Thus, the paper concluded that with the prevailing banking arrangement in Nigeria, rural farmers have little or no access to credit from conventional banks. Therefore, the study recommended the use of both group lending arrangement and character lending, so that farmers in the rural areas could be reached with formal credit.

Rural Finance for Food Security for the Poor

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Publisher : Intl Food Policy Res Inst
ISBN 13 : 0896295036
Total Pages : 146 pages
Book Rating : 4.8/5 (962 download)

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Book Synopsis Rural Finance for Food Security for the Poor by : Manfred Zeller

Download or read book Rural Finance for Food Security for the Poor written by Manfred Zeller and published by Intl Food Policy Res Inst. This book was released on 1997-01-01 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: A broader role for rural finance for food security. The saving and borrowing behavior of the food-insecure poor. Innovative rural finance for the poor: a food security perspective. Conclusions for research and policy.

The Role of Agriculture in Poverty Reduction

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Publisher : World Bank Publications
ISBN 13 :
Total Pages : 49 pages
Book Rating : 4./5 ( download)

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Book Synopsis The Role of Agriculture in Poverty Reduction by : Luc J. Christiaensen

Download or read book The Role of Agriculture in Poverty Reduction written by Luc J. Christiaensen and published by World Bank Publications. This book was released on 2006 with total page 49 pages. Available in PDF, EPUB and Kindle. Book excerpt: The relative contribution of a sector to poverty reduction is shown to depend on its direct and indirect growth effects as well as its participation effect. The paper assesses how these effects compare between agriculture and non-agriculture by reviewing the literature and by analyzing cross-country national accounts and poverty data from household surveys. Special attention is given to Sub-Saharan Africa. While the direct growth effect of agriculture on poverty reduction is likely to be smaller than that of non-agriculture (though not because of inherently inferior productivity growth), the indirect growth effect of agriculture (through its linkages with nonagriculture) appears substantial and at least as large as the reverse feedback effect. The poor participate much more in growth in the agricultural sector, especially in low-income countries, resulting in much larger poverty reduction impact. Together, these findings support the overall premise that enhancing agricultural productivity is the critical entry-point in designing effective poverty reduction strategies, including in Sub-Saharan Africa. Yet, to maximize the poverty reducing effects, the right agricultural technology and investments must be pursued, underscoring the need for much more country specific analysis of the structure and institutional organization of the rural economy in designing poverty reduction strategies.

Essentials of Agricultural Economics

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Publisher :
ISBN 13 : 9789782386007
Total Pages : 251 pages
Book Rating : 4.3/5 (86 download)

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Book Synopsis Essentials of Agricultural Economics by : Adeduro J. Adegeye

Download or read book Essentials of Agricultural Economics written by Adeduro J. Adegeye and published by . This book was released on 1985 with total page 251 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Agricultural Finance

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Publisher : Routledge
ISBN 13 : 1135923566
Total Pages : 325 pages
Book Rating : 4.1/5 (359 download)

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Book Synopsis Agricultural Finance by : Charles B. Moss

Download or read book Agricultural Finance written by Charles B. Moss and published by Routledge. This book was released on 2013-04-17 with total page 325 pages. Available in PDF, EPUB and Kindle. Book excerpt: This textbook integrates financial economics and management in the area of agricultural finance. The presentation of financial economics discusses how the credit needs of farmer/borrowers are met by depositors through commercial banks. The financial management content presents methods used to make farm financial decisions including farm accounting, capital budgeting, and the analysis of risk. The textbook begins by developing the farm financial market focusing primarily on the market for debt. Next, the textbook presents an overview of accounting concepts important for the credit market. The accounting section provides a detailed discussion of the Farm Financial Standards Council’s suggestions for agricultural financial statements. Following the financial accounting, the book presents the use of ratio analysis applied to the farm firm. Next, the text describes capital budgeting followed by an introduction to risk analysis. Finally, the book presents the effect of debt decisions on the farm firm. In addition to the primary topics, the textbook includes a discussion of agricultural banking and monetary policy and an analysis of the choice of historical cost and market valued accounting methodologies on the farm debt decision.

A. I. D. Spring Review of Small Farmer Credit

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Publisher :
ISBN 13 :
Total Pages : 936 pages
Book Rating : 4.:/5 (89 download)

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Book Synopsis A. I. D. Spring Review of Small Farmer Credit by : United States. Agency for International Development

Download or read book A. I. D. Spring Review of Small Farmer Credit written by United States. Agency for International Development and published by . This book was released on 1973 with total page 936 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Formal and Informal Institutions' Lending Policies and Access to Credit by Small-scale Enterprises in Kenya

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Publisher :
ISBN 13 :
Total Pages : 62 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Formal and Informal Institutions' Lending Policies and Access to Credit by Small-scale Enterprises in Kenya by : Rosemary Atieno

Download or read book Formal and Informal Institutions' Lending Policies and Access to Credit by Small-scale Enterprises in Kenya written by Rosemary Atieno and published by . This book was released on 2001 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Household Monthly

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Publisher :
ISBN 13 :
Total Pages : 630 pages
Book Rating : 4.:/5 (334 download)

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Book Synopsis The Household Monthly by :

Download or read book The Household Monthly written by and published by . This book was released on 1860 with total page 630 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Agricultural Input Subsidies

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Publisher : Oxford University Press, USA
ISBN 13 : 0199683522
Total Pages : 315 pages
Book Rating : 4.1/5 (996 download)

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Book Synopsis Agricultural Input Subsidies by : Ephraim Chirwa

Download or read book Agricultural Input Subsidies written by Ephraim Chirwa and published by Oxford University Press, USA. This book was released on 2013-09-26 with total page 315 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book takes forward our understanding of agricultural input subsidies in low income countries.

The Role of Smallholder Farms in Food and Nutrition Security

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Publisher : Springer Nature
ISBN 13 : 3030421481
Total Pages : 253 pages
Book Rating : 4.0/5 (34 download)

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Book Synopsis The Role of Smallholder Farms in Food and Nutrition Security by : Sergio Gomez y Paloma

Download or read book The Role of Smallholder Farms in Food and Nutrition Security written by Sergio Gomez y Paloma and published by Springer Nature. This book was released on 2020-01-01 with total page 253 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access book discusses the current role of smallholders in connection with food security and poverty reduction in developing countries. It addresses the opportunities they enjoy, and the constraints they face, by analysing the availability, access to and utilization of production factors. Due to the relevance of smallholder farms, enhancing their production capacities and economic and social resilience could produce positive impacts on food security and nutrition at a number of levels. In addition to the role of small farmers as food suppliers, the book considers their role as consumers and their level of nutrition security. It investigates the link between agriculture and nutrition in order to better understand how agriculture affects human health and dietary patterns. Given the importance of smallholdings, strategies to increase their productivity are essential to improving food and nutrition security, as well as food diversity.

Working with Smallholders

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Publisher : World Bank Publications
ISBN 13 : 9781464819629
Total Pages : 0 pages
Book Rating : 4.8/5 (196 download)

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Book Synopsis Working with Smallholders by : World Bank

Download or read book Working with Smallholders written by World Bank and published by World Bank Publications. This book was released on 2023-11-09 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Smallholder farmers are the stewards of more than 80 percent of the world's farms. These small family businesses produce about one-third of the world's food. In Africa and Asia, smallholders dominate the production of food crops, as well as export commodities such as cocoa, coffee, and cotton. However, smallholders and farm workers remain among the poorest segments of the population, and they are on the frontline of climate change. Smallholder farmers face constraints in accessing inputs, finance, knowledge, technology, labor, and markets. Raising farm-level productivity in a sustainable way is a key development priority. Agribusinesses are increasingly working with smallholder farmers in low- and middle-income countries to secure agricultural commodities. More productive smallholders boost rural incomes and economic growth, as well as reduce poverty. Smallholders also represent a growing underserved market for farm inputs, information, and financial services. Working with Smallholders: A Handbook for Firms Building Sustainable Supply Chains (third edition) shows agribusinesses how to engage more effectively with smallholders and to develop sustainable, resilient, and productive supply chains. The book compiles practical solutions and cutting-edge ideas to overcome the challenges facing smallholders. This third edition is substantially revised from the second edition and incorporates new material on the potential for digital technologies and sustainable farming. This handbook is written principally to outline opportunities for the private sector. The content may also be useful to the staffs of governmental or nongovernmental development programs working with smallholders, as well as to academic and research institutions."--

Credit constraints and agricultural technology adoption: Evidence from Nigeria

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Publisher : Intl Food Policy Res Inst
ISBN 13 :
Total Pages : 28 pages
Book Rating : 4./5 ( download)

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Book Synopsis Credit constraints and agricultural technology adoption: Evidence from Nigeria by : Balana, Bedru

Download or read book Credit constraints and agricultural technology adoption: Evidence from Nigeria written by Balana, Bedru and published by Intl Food Policy Res Inst. This book was released on 2020-08-19 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt: The agricultural sector in Nigeria is characterized by low productivity that is driven by low use of modern agricultural technologies, such as improved seed, chemical fertilizer, agrochemicals, and agricultural machinery. Poor access to credit is claimed to be one of the key barriers to adoption of these technologies. This study examines the nature of credit constraints among smallholder farmers – whether smallholders are credit constrained or not and the extent to which credit constraints emanate from supply-side or demand-side factors. Using multinomial probit and seeming unrelated simultaneous equations econometric models with data from the 2018/19 Living Standards Measurement Study-Integrated Surveys on Agriculture (LSMS-ISA) for Nigeria, the study investigates the factors affecting credit access and the effects of these credit constraints on adoption of four agricultural technologies – inorganic fertilizer, improved seed, agrochemicals, and mechanization. The results show that about 27 percent of survey households were found to be credit constrained – 12.8 percent due to supply-side factors and 14.2 percent due to demand-side factors. Lack of access to information and communication technology, extension services, and insurance coverage are the major demand-side factors negatively affecting smallholder’s access to credit. Registered land tiles and livestock ownership enhance credit access. Credit constraints manifests themselves differentially on the adoption of different agricultural technologies. While adoption of inorganic fertilizer and improved seed are significantly affected by credit constraints from both the supply and the demand-sides; use of agricultural machinery is affected only by demand-side factors, while use of agrochemicals is not affected from either supply or demand-side credit factors. From a policy perspective, our findings indicate that improving credit access via supply-side interventions alone may not necessarily boost use of modern agricultural technologies by smallholder farmers in Nigeria. Demand-side factors, such as access to information, extension services, and insurance cover, should equally be addressed to mitigate the credit constraints faced by smallholders and increase their adoption of modern agricultural technologies and improve their productivity.

White Gold: The Commercialisation of Rice Farming in the Lower Mekong Basin

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Publisher : Springer Nature
ISBN 13 : 9811509980
Total Pages : 462 pages
Book Rating : 4.8/5 (115 download)

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Book Synopsis White Gold: The Commercialisation of Rice Farming in the Lower Mekong Basin by : Rob Cramb

Download or read book White Gold: The Commercialisation of Rice Farming in the Lower Mekong Basin written by Rob Cramb and published by Springer Nature. This book was released on 2020-01-03 with total page 462 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access book is about understanding the processes involved in the transformation of smallholder rice farming in the Lower Mekong Basin from a low-yielding subsistence activity to one producing the surpluses needed for national self-sufficiency and a high-value export industry. For centuries, farmers in the Basin have regarded rice as “white gold”, reflecting its centrality to their food security and well-being. In the past four decades, rice has also become a commercial crop of great importance to Mekong farmers, augmenting but not replacing its role in securing their subsistence. This book is based on collaborative research to (a) compare the current situation and trajectories of rice farmers within and between different regions of the Lower Mekong, (b) explore the value chains linking rice farmers with new technologies and input and output markets within and across national borders, and (c) understand the changing role of government policies in facilitating the on-going evolution of commercial rice farming. An introductory section places the research in geographical and historical context. Four major sections deal in turn with studies of rice farming, value chains, and policies in Northeast Thailand, Central Laos, Southeastern Cambodia, and the Mekong Delta. The final section examines the implications for rice policy in the region as a whole.

Formal versus informal

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Publisher : Intl Food Policy Res Inst
ISBN 13 :
Total Pages : 40 pages
Book Rating : 4./5 ( download)

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Book Synopsis Formal versus informal by : Birthal, Pratap S.

Download or read book Formal versus informal written by Birthal, Pratap S. and published by Intl Food Policy Res Inst. This book was released on 2016-03-04 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite a growing dairy industry in India, farmers’ lack of access to organized markets and institutional credit remains one of the major hindrances in improving the scale and productivity of dairying. Using data from a survey of 612 households from the state of Punjab, India, this paper evaluates farmers’ choices of dairy value chains and their financing mechanisms. The study finds that 62 percent of the sample farmers representing 69 percent of the total milk sales are connected with formal value chains driven by cooperatives, multinational companies and private domestic processors. Small dairy farmers are associated more with informal value chains but they are not excluded from the formal value chains. The performance of different value chains in terms of productivity and profitability of dairying is almost on par. Also, there is hardly any difference in the milk price offered by formal and informal buyers pointing towards milk market being competitive. More than half of the farmers borrow credit both from within and outside the chain for dairying related activities. Chain-based financing is restricted to only one-fourth of the borrowers and mostly to those associated with informal value chains. Financing by commercial banks and other financial institutions is limited to only 9 percent of the borrowers, mainly larger farmers. The socially-disadvantaged and smallholder farmers are often neglected in institutional lending because of their lack of physical assets to use as collateral against loans. Value chain approach, due to its product market orientation, can serve as an entry point for financial institutions to improve their outreach to smallholders. The innovative financial products, such as ‘dairy credit card’ and ‘contract as collateral’ would enable them to adopt yield-enhancing technology and inputs and also to scale up their dairy activity.

The Family Farm in a Globalizing World

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Publisher : Intl Food Policy Res Inst
ISBN 13 : 0896296547
Total Pages : 44 pages
Book Rating : 4.8/5 (962 download)

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Book Synopsis The Family Farm in a Globalizing World by : Michael Lipton

Download or read book The Family Farm in a Globalizing World written by Michael Lipton and published by Intl Food Policy Res Inst. This book was released on 2005 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: References p. 25-28.

Crop Production Technologies

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Publisher : BoD – Books on Demand
ISBN 13 : 9533077875
Total Pages : 292 pages
Book Rating : 4.5/5 (33 download)

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Book Synopsis Crop Production Technologies by : Peeyush Sharma

Download or read book Crop Production Technologies written by Peeyush Sharma and published by BoD – Books on Demand. This book was released on 2012-01-05 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: Crop production depends on the successful implementation of the soil, water, and nutrient management technologies. Food production by the year 2020 needs to be increased by 50 percent more than the present levels to satisfy the needs of around 8 billion people. Much of the increase would have to come from intensification of agricultural production. Importance of wise usage of water, nutrient management, and tillage in the agricultural sector for sustaining agricultural growth and slowing down environmental degradation calls for urgent attention of researchers, planners, and policy makers. Crop models enable researchers to promptly speculate on the long-term consequences of changes in agricultural practices. In addition, cropping systems, under different conditions, are making it possible to identify the adaptations required to respond to changes. This book adopts an interdisciplinary approach and contributes to this new vision. Leading authors analyze topics related to crop production technologies. The efforts have been made to keep the language as simple as possible, keeping in mind the readers of different language origins. The emphasis has been on general descriptions and principles of each topic, technical details, original research work, and modeling aspects. However, the comprehensive journal references in each area should enable the reader to pursue further studies of special interest. The subject has been presented through fifteen chapters to clearly specify different topics for convenience of the readers.

Sustainable Agricultural Mechanization: A Framework for Africa

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Publisher : Food & Agriculture Org.
ISBN 13 : 9251308713
Total Pages : 150 pages
Book Rating : 4.2/5 (513 download)

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Book Synopsis Sustainable Agricultural Mechanization: A Framework for Africa by : Food and Agriculture Organization of the United Nations

Download or read book Sustainable Agricultural Mechanization: A Framework for Africa written by Food and Agriculture Organization of the United Nations and published by Food & Agriculture Org.. This book was released on 2019-03-13 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: This framework presents ten interrelated principles/elements to guide Sustainable Agricultural Mechanization in Africa (SAMA). Further, it presents the technical issues to be considered under SAMA and the options to be analysed at the country and sub regional levels. The ten key elements required in a framework for SAMA are as follows: The analysis in the framework calls for a specific approach, involving learning from other parts of the world where significant transformation of the agricultural mechanization sector has already occurred within a three-to-four decade time frame, and developing policies and programmes to realize Africa’s aspirations of Zero Hunger by 2025. This approach entails the identification and prioritization of relevant and interrelated elements to help countries develop strategies and practical development plans that create synergies in line with their agricultural transformation plans. Given the unique characteristics of each country and the diverse needs of Africa due to the ecological heterogeneity and the wide range of farm sizes, the framework avoids being prescriptive.