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Author :
Publisher :
ISBN 13 :
Total Pages : 196 pages
Book Rating : 4.:/5 (754 download)
Download or read book The Financial Services Regulatory Revolution written by and published by . This book was released on 2011 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Michael R. King
Publisher : University of Toronto Press
ISBN 13 : 1487533144
Total Pages : 443 pages
Book Rating : 4.4/5 (875 download)
Download or read book The Technological Revolution in Financial Services written by Michael R. King and published by University of Toronto Press. This book was released on 2020-08-26 with total page 443 pages. Available in PDF, EPUB and Kindle. Book excerpt: The financial services industry is being transformed by heightened regulation, technological disruption, and changing demographics. These structural forces have lowered barriers to entry, increasing competition from within and outside the industry, in the form of entrepreneurial fintech start-ups to large, non-financial technology-based companies. The Technological Revolution in Financial Services is an invaluable resource for those eager to understand the evolving financial industry. This edited volume outlines the strategic implications for financial services firms in North America, Europe, and other advanced economies. The most successful banks, insurance companies, and asset managers will partner with financial technology companies to provide a better and more innovative experience services to retail customers and small businesses. Ultimately this technological revolution will benefit customers and lead to a more open and inclusive financial system.
Author : Catherine England
Publisher : Springer Science & Business Media
ISBN 13 : 9400932774
Total Pages : 350 pages
Book Rating : 4.4/5 (9 download)
Download or read book The Financial Services Revolution written by Catherine England and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Chapter 5, William Shughart also considers the part that politics played in banking legislation during the 1930s, but he looks at the banking legislation passed in the United States. Shughart draws par ticular attention to the provisions in the Banking Act of 1933 that required the separation of commercial and investment banking activ ities. Applying a public choice analysis, Shughart asks who gained from the provisions, and he concludes that the commercial banking industry, the investment banking industry, and the U. S. Treasury Department can all be said to have benefited in the years immedi ately following the passage of the act. Richard Timberlake, in his comment, extends Shughart's analysis to show how the federal gov ernment manipulated the monetary policy of the 1930s for its own benefit. The history of the regulation of the savings and loan industry is the subject of Chapter 6. James Barth and Martin Regalia examine the way in which regulation of the industry has evolved since the first savings and loan was established in the 1830s. They conclude that the stated purpose of regulation appears to have changed, even while the regulations themselves often have not. Barth and Regalia provide some important insights into the contribution of thrift regu lation to the current problems facing the indusb-y as well as some suggestions about the direction reform should-and should not take.
Author : Elbert V. Bowden
Publisher :
ISBN 13 :
Total Pages : 228 pages
Book Rating : 4.3/5 (91 download)
Download or read book Revolution in Banking written by Elbert V. Bowden and published by . This book was released on 1980 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : M. Moran
Publisher : Springer
ISBN 13 : 0230377890
Total Pages : 178 pages
Book Rating : 4.2/5 (33 download)
Download or read book The Politics of the Financial Services Revolution written by M. Moran and published by Springer. This book was released on 1990-11-15 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: The financial services revolution has transformed what was once a backwater into a glamorous and dangerous part of modern economies. Intense competition and ferocious struggles for advantage in world markets are the signs of revolutionary change. Michael Moran's book breaks new ground by examining the politics of that revolution. Moran compares the struggles between private interests and public agencies in three great world financial centres - New York, London and Tokyo.
Author : Clifford E. Kirsch
Publisher : McGraw-Hill Companies
ISBN 13 :
Total Pages : 600 pages
Book Rating : 4.3/5 (91 download)
Download or read book The Financial Services Revolution written by Clifford E. Kirsch and published by McGraw-Hill Companies. This book was released on 1997 with total page 600 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial services are facing numerous challenges caused by the rapid changes occurring in the marketplace. These events have called into question the fundamental principles upon which the current regulatory structure was built. In the past, the roles of banks, mutual funds, and insurance companies have been somewhat separate; today the differences are becoming less noticeable. The Financial Services Revolution explores the current regulatory environment. This title is an essential tool for any financial professional seeking to keep abreast of this rapidly changing industry. Specific topics include: Banks and insurance companies moving away from their traditional business operations and entering the investment management arena; The increasing role of mutual funds in the financial services industry; The explosion of new financial instruments into the industry.
Author : American Law Institute
Publisher :
ISBN 13 :
Total Pages : 345 pages
Book Rating : 4.F/5 ( download)
Download or read book The financial services regulatory revolution written by American Law Institute and published by . This book was released on 2009 with total page 345 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Alex Tapscott
Publisher :
ISBN 13 : 9781988025513
Total Pages : pages
Book Rating : 4.0/5 (255 download)
Download or read book Financial Services Revolution written by Alex Tapscott and published by . This book was released on 2020 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : John Moore
Publisher :
ISBN 13 : 9781902581293
Total Pages : 76 pages
Book Rating : 4.5/5 (812 download)
Download or read book UK Financial Services written by John Moore and published by . This book was released on 1999-12-31 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report aims to show how the FSA affects businesses. It looks at the inreasing demands made on business by government to ensure systems and skills conform to best practice in order to protect the customer. Covering issues such as: the creation of the FSA; trends, their implications and challenges for financial regulators; how the system fares against global counterparts in Europe, the US and other major financial centres; and the future for professional bodies not regulated by the FSA, this report provides a concise review of regulatory developments for the UK financial services industry.
Author : Alan Gart
Publisher : McGraw-Hill Companies
ISBN 13 :
Total Pages : 218 pages
Book Rating : 4.:/5 (44 download)
Download or read book The Insider's Guide to the Financial Services Revolution written by Alan Gart and published by McGraw-Hill Companies. This book was released on 1984 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Riccardo Viale
Publisher : Edward Elgar Publishing
ISBN 13 : 1788973062
Total Pages : 272 pages
Book Rating : 4.7/5 (889 download)
Download or read book The Behavioural Finance Revolution written by Riccardo Viale and published by Edward Elgar Publishing. This book was released on with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial markets are complex. Regulators strive to predict ways in which they can malfunction and create rules to prevent this from happening, yet behavioural impacts are often overlooked. This book explores how behavioural finance can go hand-in-hand with traditional methods to help banks and regulators create better policies. It also demonstrates how the behavioural finance revolution has opened the way to a more integrated approach to the analysis of economic phenomena.
Author : Douglas W. Arner
Publisher : CFA Institute Research Foundation
ISBN 13 : 1944960260
Total Pages : 30 pages
Book Rating : 4.9/5 (449 download)
Download or read book FinTech and RegTech in a Nutshell, and the Future in a Sandbox written by Douglas W. Arner and published by CFA Institute Research Foundation. This book was released on 2017-07-31 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt: The 2008 global financial crisis represented a pivotal moment that separated prior phases of the development of financial technology (FinTech) and regulatory technology (RegTech) from the current paradigm. Today, FinTech has entered a phase of rapid development marked by the proliferation of startups and other new entrants, such as IT and ecommerce firms that have fragmented the financial services market. This new era presents fresh challenges for regulators and highlights why the evolution of FinTech necessitates a parallel development of RegTech. In particular, regulators must develop a robust new framework that promotes innovation and market confidence, aided by the use of regulatory "sandboxes." Certain RegTech developments today are highlighting the path toward another paradigm shift, which will be marked by a reconceptualization of the nature of financial regulation.
Author : Raffaele Scalcione
Publisher : Kluwer Law International B.V.
ISBN 13 : 9041134301
Total Pages : 458 pages
Book Rating : 4.0/5 (411 download)
Download or read book The Derivatives Revolution written by Raffaele Scalcione and published by Kluwer Law International B.V.. This book was released on 2011-01-01 with total page 458 pages. Available in PDF, EPUB and Kindle. Book excerpt: It is now widely recognized that an uncontrolled "derivatives revolution" triggered one of the most spectacular worst-case scenarios of modern times. This book - the most cogent legal analysis of the subject yet to appear in any language - lays bare the core role played by the failure to adequately regulate derivatives in the financial crisis of recent years. The author's insistence that derivatives must be viewed not as profit-seeking investments but as risk management tools - and his well-grounded prescriptions to ensure that they are regulated in that way - sheds clear light on the best way for companies, financial institutions, and hedge funds to move forward in their use of these useful but highly hazardous instruments. This book clearly shows how such elements as the following fit into the legal analysis of derivatives, and how proper regulation will preserve their usefulness and economic value: ; derivatives allow for the most efficient and cost-effective risk fractioning, hence risk taking, techniques ever conceived; derivatives allow for all measurable and identifiable risks that may exist in modern finance; the ability to isolate risks and insure against risk exposures is the key to the very survival of modern financial markets; risk buyers effectively take on financial exposure to various types of risk while hedgers unload unwanted exposures; derivatives allow domestic investors to acquire exposure to foreign markets without the necessity of dealing with foreign laws, foreign investments, currency exchange, or foreign fiscal regimes; derivatives increase social welfare by making it easier and less expensive to carry out many types of financial transactions; derivatives allow governments to insulate, manage, hedge or concentrate risks deriving from financial, meteorological, and even geopolitical exposure; and derivatives allow radical changes to financial and risk structure to be performed silently and rapidly. To the question: how do we ensure that a company trading derivatives is regulated effectively? this work offers a clear and convincing answer. The author's detailed recommendations for regulatory and corporate governance measures are designed to prevent excessive risk taking, the emergence of rogue traders, and ultimately the emergence of another systemic disturbance caused by chains of derivatives-related losses.
Author : Sunduzwayo Madise
Publisher :
ISBN 13 :
Total Pages : 25 pages
Book Rating : 4.:/5 (13 download)
Download or read book Rationale of Regulating the Financial Services, Models of Regulation and Need for Regulatory Independence written by Sunduzwayo Madise and published by . This book was released on 2014 with total page 25 pages. Available in PDF, EPUB and Kindle. Book excerpt: Theory suggests that the primary role of financial institutions and capital markets is to facilitate the allocation of resources in an uncertain environment across space and time.Therefore regulation of the financial sector has a crucial role to play, especially in the development of third world countries, most of whom have enormous wealth disparities between sections of their populace. A key objective of regulation is to redress information asymmetries that sometimes exist in financial services businesses usually to the disfavour of the consumer. Although most often the regulator is also the supervisor, the role of the regulator and that of the supervisor are. In most jurisdictions however, the powers to regulate and to supervise the activities of the financial services sector reside in the same institution. The regulatory framework of financial services often comprises primary regulation, secondary legislation and guidance and (policy) directives and directions issued by the regulator. This paper looks at the rationale for regulation, the different models of regulation in the financial services and what they are aimed to achieve. The paper also looks at the broad objectives of regulation even in the absence of a unified theory of financial service regulation, such as investor protection, ensuring fairness, reducing contagion, protection against malpractices and maintaining consumer confidence.The paper also analyses the pros and cons of single, twin-peaks and multiple financial regulator and why regulators need to be independent [but accountable] whilst at the same time avoiding industry capture.Although the paper discussed regulation broadly, it discusses financial services regulation in the context of the Malaŵian financial regulatory framework with a brief overview of the regulatory models in the United Kingdom and Zambia.
Author : Terri Friedline
Publisher : Oxford University Press, USA
ISBN 13 : 0190944137
Total Pages : 313 pages
Book Rating : 4.1/5 (99 download)
Download or read book Banking on a Revolution written by Terri Friedline and published by Oxford University Press, USA. This book was released on 2020-12 with total page 313 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The Revolution Will Not Be Financed takes the perspective that the financial system needs a revolution-and not the impending revolution driven by technology. Studying various ways the financial system advantages whites by exploiting and marginalizing Black and Brown communities, Terri Friedline challenges the optimistic belief that fintech can expand access to banking and finance. Friedline applies the lens of financialized racial neoliberal capitalism to demonstrate the financial system's inherent racism, and explores examples from student loan debt, corporate landlords, community benefits agreements, and banking and payday lending. She makes the case that the financial system needs a people-led revolution that centers the needs, experiences, and perspectives of those that it has historically excluded, marginalized, and exploited"--
Author : Jihad Dagher
Publisher : International Monetary Fund
ISBN 13 : 1484337743
Total Pages : 89 pages
Book Rating : 4.4/5 (843 download)
Download or read book Regulatory Cycles: Revisiting the Political Economy of Financial Crises written by Jihad Dagher and published by International Monetary Fund. This book was released on 2018-01-15 with total page 89 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial crises are traditionally analyzed as purely economic phenomena. The political economy of financial booms and busts remains both under-emphasized and limited to isolated episodes. This paper examines the political economy of financial policy during ten of the most infamous financial booms and busts since the 18th century, and presents consistent evidence of pro-cyclical regulatory policies by governments. Financial booms, and risk-taking during these episodes, were often amplified by political regulatory stimuli, credit subsidies, and an increasing light-touch approach to financial supervision. The regulatory backlash that ensues from financial crises can only be understood in the context of the deep political ramifications of these crises. Post-crisis regulations do not always survive the following boom. The interplay between politics and financial policy over these cycles deserves further attention. History suggests that politics can be the undoing of macro-prudential regulations.
Author : Roger Brownsword
Publisher : Bloomsbury Publishing
ISBN 13 : 1847312969
Total Pages : 186 pages
Book Rating : 4.8/5 (473 download)
Download or read book Law and Human Genetics written by Roger Brownsword and published by Bloomsbury Publishing. This book was released on 1998-12-01 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: As developments in human genetics proceed apace,the regulation of genetic research and its applications is set to represent one of the major legal challenges of the next century. At every turn - in the fields of medicine and commerce, in insurance and employment, in the family and even in the criminal justice system - advances in human genetics threaten to transform our understanding of ourselves and the basis upon which we relate to one another. This special issue of the Modern Law Review addresses a range of key issues - conceptual, ethical, political and practical - arising from the regulatory challenge confronting the law in the face of the genetic revolution.
