The Best Ever Guide to Getting Out of Debt for South Africans

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Author :
Publisher : CreateSpace
ISBN 13 : 9781492394716
Total Pages : 106 pages
Book Rating : 4.3/5 (947 download)

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Book Synopsis The Best Ever Guide to Getting Out of Debt for South Africans by : Mark Geoffrey Young

Download or read book The Best Ever Guide to Getting Out of Debt for South Africans written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-10-14 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Guide to Getting Out of Debt for South Africans: Hundreds of Ways to Ditch Your Debt, Manage Your Money and Fix Your Finances is a groundbreaking resource filled with hundreds of strategies that will totally transform your life. The Best Ever Guide to Getting Out of Debt for South Africans is filled with so many tips that even if you only implement a few of the ideas suggested, you'll still be able to repay your debts years sooner than would be otherwise possible. You'll discover how to:• Reduce the amount of interest you pay on your credit cards • Get your credit card companies to cut your interest rates • Save money and eliminate wasteful spending without totally changing your lifestyle • Have friends and relatives help you achieve your goals without giving you money • Reduce your living expenses • Pay less for almost everything you buy. This book is different than the other books on the market because it doesn't just offer a single strategy. It offers multiple methodologies that have all been proven to work. Since you're not locked into a single strategy, you can implement the ideas that suit you. Ask yourself: Do you want to get out of debt and live the life you want, or do you want to continue struggling others use your money get richer?

The Best Pocket Guide Ever for Eliminating Debt

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Author :
Publisher :
ISBN 13 : 9781770226883
Total Pages : 76 pages
Book Rating : 4.2/5 (268 download)

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Book Synopsis The Best Pocket Guide Ever for Eliminating Debt by : Jillian Howard

Download or read book The Best Pocket Guide Ever for Eliminating Debt written by Jillian Howard and published by . This book was released on 2014 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Best Pocket Guide Ever for Eliminating Debt

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Author :
Publisher : Penguin Random House South Africa
ISBN 13 : 1770226893
Total Pages : 66 pages
Book Rating : 4.7/5 (72 download)

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Book Synopsis The Best Pocket Guide Ever for Eliminating Debt by : Jillian Howard

Download or read book The Best Pocket Guide Ever for Eliminating Debt written by Jillian Howard and published by Penguin Random House South Africa. This book was released on 2014-06-05 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you are one of the more than five million South Africans who are deeply in debt, or would like advice on how to become and stay debt-free, this is the book for you ... Figures from the National Credit Regulator Credit Bureau Monitor show that more than 9.5 million people have bad debt records, as they have fallen behind on their repayments. And this figure is bound to increase as many more turn to credit to survive rising food and fuel costs. A bleak picture indeed. But much-needed and timeous help is now at hand with this useful guide to eliminating personal debt. This condensed but highly informative book will help you to assess the extent of your debt and what to do about it; assist you in drawing up a budget and sticking to it; and provide you with options on how to best pay off your debt and create new spending habits in order to live debt-free. It is essential reading for each and every South African who finds him- or herself trapped in debt, whether you are just starting out, are in mid-career or facing retirement. Because it is possible to live a debt-free life, and live it well!

How to Get Out of Debt, Stay Out of Debt, and Live Prosperously*

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Author :
Publisher : Bantam
ISBN 13 : 0345534794
Total Pages : 338 pages
Book Rating : 4.3/5 (455 download)

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Book Synopsis How to Get Out of Debt, Stay Out of Debt, and Live Prosperously* by : Jerrold Mundis

Download or read book How to Get Out of Debt, Stay Out of Debt, and Live Prosperously* written by Jerrold Mundis and published by Bantam. This book was released on 2012-05-08 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: A simple, proven-effective formula for freeing yourself from debt—and staying that way • Revised and updated, with a new Preface by the author “A must read for anyone wanting to get their head above water.”—The Wall Street Journal THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION OUT OF THE RED • Do this month’s bills pile up before you’ve paid last month’s? • Do you regularly receive past-due notices? • Do you get letters threatening legal action if immediate payment is not made? • Do the total amounts of your revolving charge accounts keep rising? INTO THE BLACK Whether you are currently in debt or fear you’re falling into debt, you are not alone. Sixty million Americans—from doctors to secretaries, from executives to the unemployed—face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You’ll learn • how to recognize the warning signs of serious debt • how to negotiate with angry creditors, collection agencies, and the IRS • how to design a realistic and painless payback schedule • how to identify your spending blind spots • how to cope with the anxiety and daily pressures of owing money • plus the three cardinal rules for staying out of debt forever, and much more! This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.

Credit Hell

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Author :
Publisher :
ISBN 13 : 9780470917626
Total Pages : 248 pages
Book Rating : 4.9/5 (176 download)

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Book Synopsis Credit Hell by : Howard S. Dvorkin

Download or read book Credit Hell written by Howard S. Dvorkin and published by . This book was released on 2010-07-28 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Manage Your Money Like a F*cking Grown-Up

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Author :
Publisher : Robinson
ISBN 13 : 1472143434
Total Pages : 256 pages
Book Rating : 4.4/5 (721 download)

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Book Synopsis Manage Your Money Like a F*cking Grown-Up by : Sam Beckbessinger

Download or read book Manage Your Money Like a F*cking Grown-Up written by Sam Beckbessinger and published by Robinson. This book was released on 2019-04-18 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: You're going to earn plenty of money over your lifetime. Are you going to waste it on stupid crap that doesn't make you happy, or let it buy your freedom and your most audacious dreams? We never get an instruction manual about how money works. Most of what we learn about money comes from advertising or from other people who know as little as we do. No wonder we make such basic mistakes. No wonder we feel disempowered and scared. No wonder so many of us just decide to stick our heads in the damn sand and never deal with it. In Manage Your Money Like a F*cking Grown Up, Sam Beckbessinger tells it to you straight: how to take control of your money to take control of your life. In this clear and engaging basic guide to managing your finances, you will learn: - How to trick your dumb brain into saving more, without giving up fun - How to make a bona fide grown-up budget - Why you need to forget what you've learned about credit - How to negotiate a raise - Why buying a house (probably) won't make you rich - The one super-simple investment you need With helpful exercises, informative illustrations (also: kittens) and straightforward advice, this book doesn't shy away from the psychology of money, and is empowering, humorous and helpful. The book you wish you'd had at 25, but is never too late to read.

Debt Swaps for Sustainable Development

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Author :
Publisher : Iucn
ISBN 13 :
Total Pages : 76 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis Debt Swaps for Sustainable Development by : Dr. Jürgen Kaiser

Download or read book Debt Swaps for Sustainable Development written by Dr. Jürgen Kaiser and published by Iucn. This book was released on 1996 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication is aimed at helping IUCN's members to understand the scope and mechanisms of debt conversion and to spot opportunities for their own action in this important field.

My Money

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Author :
Publisher : Jonathan Ball Publishers
ISBN 13 : 0994722621
Total Pages : 269 pages
Book Rating : 4.9/5 (947 download)

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Book Synopsis My Money by : Gerald Mwandiambira

Download or read book My Money written by Gerald Mwandiambira and published by Jonathan Ball Publishers. This book was released on 2024-06-07 with total page 269 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money is a tool that we can all master. You choose to either be a Money Slave or a Money Master. My Money, written by Gerald Mwandiambira, is a practical, easy to read, personal finance book. A guide that will help many ordinary people begin to create wealth and not fear the subject of personal financial planning. A treasure trove of useful advice and tips, this book is essential reading to gain a basic understanding of money mechanics. A guide to help you find your confidence, and see money as it really is; a tool that anyone can use. With a chapter dedicated to almost every financial situation we face in our lives, My Money will become your go-to book that will help you unlock your financial potential and gain control of your financial affairs. You, too, have the potential to become a Money Master.

The Best Pocket Guide Ever for Wealth-building Investment

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Author :
Publisher : Penguin Random House South Africa
ISBN 13 : 177022680X
Total Pages : 68 pages
Book Rating : 4.7/5 (72 download)

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Book Synopsis The Best Pocket Guide Ever for Wealth-building Investment by : Jillian Howard

Download or read book The Best Pocket Guide Ever for Wealth-building Investment written by Jillian Howard and published by Penguin Random House South Africa. This book was released on 2014-06-05 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you just starting out and need easy-to-follow advice on how, and in what, to invest so that you can maximise your returns and build your wealth? If so, this is the book for you ... Money plays a role in nearly every aspect of our lives, and yet very few of us know how to save, where to invest and how to make our money grow. There are a great many questions surrounding successful investing and building wealth: where to invest, how to invest, how to diversify, who to trust, how to save on costs, which investments perform the best and yet are safe ... the list is endless. This reliable and highly accessible guide is aimed at the financial novice who needs clear basic guidelines on how to deal with money, and covers all aspects of investment that the average person would encounter in his or her life, from earning the first salary cheque to retirement. This book will show you that financial freedom is possible for everyone – and that means you, too!

The Best Pocket Guide Ever for Minimising Insurance

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Author :
Publisher : Penguin Random House South Africa
ISBN 13 : 1770226869
Total Pages : 71 pages
Book Rating : 4.7/5 (72 download)

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Book Synopsis The Best Pocket Guide Ever for Minimising Insurance by : Jillian Howard

Download or read book The Best Pocket Guide Ever for Minimising Insurance written by Jillian Howard and published by Penguin Random House South Africa. This book was released on 2014-06-05 with total page 71 pages. Available in PDF, EPUB and Kindle. Book excerpt: Would you like to pay less for your insurance premiums but still access some decent cover? Or discover just when you should have insurance and when it’s not really necessary? Then this is the book for you ... No one likes to pay for insurance, and when money is tight, many people opt to live without cover. Yet it is an essential service in the event of an emergency, an accident or a loss. Without insurance it will take you a long time after a mishap to financially get back to where you once were. But how can you get a decent amount of cover for the least amount of money, and what should be insured, and for how much? This accessible, easy to understand and highly informative guide provides you with all the tools that will enable you to minimise what you pay for insurance while enjoying the best possible cover. It looks at all of the different types of insurance, short and long term, and provides solid advice on why and what protection to choose.

Guidelines for Public Debt Management -- Amended

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Author :
Publisher : International Monetary Fund
ISBN 13 : 149832892X
Total Pages : 39 pages
Book Rating : 4.4/5 (983 download)

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Book Synopsis Guidelines for Public Debt Management -- Amended by : International Monetary Fund

Download or read book Guidelines for Public Debt Management -- Amended written by International Monetary Fund and published by International Monetary Fund. This book was released on 2003-09-12 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt: NULL

The Expositor

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Author :
Publisher :
ISBN 13 :
Total Pages : 1456 pages
Book Rating : 4.A/5 ( download)

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Book Synopsis The Expositor by :

Download or read book The Expositor written by and published by . This book was released on 1919 with total page 1456 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Living Debt-Free

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Author :
Publisher : HarperCollins
ISBN 13 : 1443457604
Total Pages : 336 pages
Book Rating : 4.4/5 (434 download)

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Book Synopsis Living Debt-Free by : Shannon Lee Simmons

Download or read book Living Debt-Free written by Shannon Lee Simmons and published by HarperCollins. This book was released on 2018-12-18 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get rid of your debt without giving up your life No one wants to be in debt. But life happens and if you’ve got debt, life has happened to you. Whether you have a rolling balance of $2,000 on your credit card or an $80,000 line of credit you are positive you will carry to your grave, debt can be a huge cause of stress—affecting both your emotional and financial wellness. After working with thousands of financial planning clients, Shannon Lee Simmons knows that your only way out of the debt cycle is to truly understand all of your spending triggers so you can shut them down for good. In Living Debt-Free, she shows you that it is possible to have a life and pay down debt at the same time. In fact, that’s the only way your debt plan will work. You will learn to take control of your finances and pay down your debt in a realistic way that will keep you motivated long enough to see it through to the end. No shame. No blame. No scare tactics. In Living Debt-Free, Simmons focuses on creating a debt repayment plan that will motivate you for a long time, rather than an unrealistic one that’s strictly about paying the least amount of interest charges. (Collective gasp—how dare she!?) Listen, everyone knows that paying interest on debt is bad and to be avoided as much as possible, but human beings are complex. Life is complex. Debt is complex. There cannot be a one-size-fits-all plan, so Living Debt-Free will help you build your plan—the one that will help you finally put the debt behind you, start fresh and feel good about your money again.

A Guide to Buying & Selling a House in South Africa

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Author :
Publisher : New Africa Books
ISBN 13 : 9780864865762
Total Pages : 146 pages
Book Rating : 4.8/5 (657 download)

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Book Synopsis A Guide to Buying & Selling a House in South Africa by : Jill Fish

Download or read book A Guide to Buying & Selling a House in South Africa written by Jill Fish and published by New Africa Books. This book was released on 2005 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you buying a home for the first time, wanting to sell and buy again, or wanting to earn income from renting out property? A guide to buying or selling a house in South Africa is packed with ideas about how you can make the most out of investing in property.

Everyone’s Guide to the South African Economy (13th edition)

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Author :
Publisher : Penguin Random House South Africa
ISBN 13 : 1776094921
Total Pages : 132 pages
Book Rating : 4.7/5 (76 download)

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Book Synopsis Everyone’s Guide to the South African Economy (13th edition) by : André Roux

Download or read book Everyone’s Guide to the South African Economy (13th edition) written by André Roux and published by Penguin Random House South Africa. This book was released on 2019-12-01 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: Recession, inflation, interest rates, income tax, exchange rates ... We are bombarded with these terms every day - by newspapers, the radio, TV and the internet - but what do they actually mean? And how do they impact on you? In this updated edition of Everyone’s Guide to the South African Economy, all these issues - and more - are addressed. The book clearly explains and evaluates a wide range of economic occurrences - from the budget and the rand/dollar exchange rate to the balance of payments and the role of the South African Reserve Bank. The book investigates the causes and consequences of the 2008/2009 global financial and economic crisis, looks at the sub-Saharan African economy, and explores human development issues in South Africa and their implications for policy-making. If you are baffled by the specialised jargon of economists and bankers and want to know more about the economic forces that subtly dictate your day-to-day existence, Everyone’s Guide to the South African Economy will put you in the picture. This is essential reading for every South African consumer and taxpayer. Economics, after all, is too important to be left to economists.

Free and Clear

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Author :
Publisher : Moody Publishers
ISBN 13 : 1575674610
Total Pages : 220 pages
Book Rating : 4.5/5 (756 download)

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Book Synopsis Free and Clear by : Howard Dayton

Download or read book Free and Clear written by Howard Dayton and published by Moody Publishers. This book was released on 2006-01-01 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Overwhelmed with debt? There is hope and freedom for you no matter how big your problem. Skyrocketing debt has crippled and divided millions in this age of rampant credit, interest-only mortgages, and record loan defaults. The way out from under debt burdens is not a declaration of bankruptcy, but surrender to the Word of God. Becoming debt-free may seem an impossible dream for many, but it is actually an attainable goal according to Howard Dayton, cofounder of Crown Financial Ministries. He overcame his own struggle with debt by applying God's principles to managing his finances, principles he lays out in this practical, encouraging, never-give-up book.

Everyone’s Guide to South African Law

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Author :
Publisher : Penguin Random House South Africa
ISBN 13 : 1770228241
Total Pages : 298 pages
Book Rating : 4.7/5 (72 download)

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Book Synopsis Everyone’s Guide to South African Law by : Adriaan Anderson

Download or read book Everyone’s Guide to South African Law written by Adriaan Anderson and published by Penguin Random House South Africa. This book was released on 2016-07-12 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: The law affects us all, and even your most basic day-to-day choices and actions have legal implications. Yet few people have much knowledge of the law or understand complicated legal terminology – and lawyers’ fees are beyond many people’s reach. This book will provide you with the necessary information on a wide range of legal issues that may impact on your daily life – at work, in the home, on the road, in the marketplace, and in the courtroom. Written by experts specifically for the layperson, the book’s everyday language is free of obscure legal jargon. It is easily understandable, informative and essential for each and every household in South Africa. What’s new in the 4th edition? This new edition includes new or expanded information on procedures for DNA and other forensic samples; protection from harassment; parental duties and responsibilities; travelling with children; rights to education; fair and unfair dismissals; franchises; developments in property law; electronic fund transfers; the Road Accident Fund; and the law applying to sport.