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The Attack On Pensions
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Book Synopsis The Attack on Pensions by : Frank Goldsmith
Download or read book The Attack on Pensions written by Frank Goldsmith and published by . This book was released on 2018-10-14 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: AN LABOR TODAY SPECIAL REPORTTHE ATTACK ON PENSIONSThe history of pensions and the struggle to defend guaranteed income after retirement.We live in a country with private ownership of the means of production. Social Security is the only publicly guaranteed pension system in the United States. It must be defended by the working class and the trade unions. The struggle to defend and expand Social Security needs to be first on the workers 'agenda. As Joe Glazier said: "What do you do when you are too old to work and too young to die?" The demand for the 8-hour day was so that workers could have leisure time for "what they will." What good is leisure time in old age without sufficient guaranteed income?http://www.labortoday.us/
Book Synopsis Pensions Under Attack by : Monica Townson
Download or read book Pensions Under Attack written by Monica Townson and published by James Lorimer & Company. This book was released on 2001-02-07 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt: Canada's aging population has raised cries of alarm from some quarters. Critics warn of a demographic time bomb waiting to explode and an age war over pensions as the baby boom generation starts to retire in the next decade. They say the answer is to get rid of public pension programs like the Canada Pension Plan and force people to contribute to their own personal savings plans instead. Will this spell disaster for the elderly, or is it a bold new idea for coping with rising costs? Monica Townson, a prominent independent economist, discusses the forces behind the push to privatize public pensions and looks at the likely impact of privatization on the financial security of futre seniors. She describes how Chile, under the Pinochet dictatorship, replaced its public pension plan with a forced savings scheme and became the darling of right-wing governments around the world, and how Britain, under Margaret Thatcher, introduced opting out of public pensions and triggered a major scandal involving some of the big names in the insurance industry. As the debate about pivatization heats up the new millennium, Pensions Under Attack provides the information needed to question the hidded agenda behind the current push to privatize public pensions. It will be a timely contribution to a discussion whose outcome affects the personal financial security of every Canadian.
Book Synopsis Hope We Die Before We Get Old by : Patricia Dilley
Download or read book Hope We Die Before We Get Old written by Patricia Dilley and published by . This book was released on 2015 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The American institution of retirement has sustained numerous attacks over the last twenty years, to the extent that it may cease to exist in its current form by the time most of today's workers reach their mid-sixties. Two of the major components of the U.S. retirement system, private pensions and Social Security, have either declined or are under attack, and thus may not be able to provide support for the elderly in the future, particularly low and middle income retirees. Changes in employment policies, volatility in investments available for retirement savings plans, and proposals to privatize Social Security threaten the financial basis for retirement itself over the next twenty years. Human beings have always structured their societies, dating back to ancient Mesopotamia, to some extent around sustaining elderly members of the population, but for almost all elderly people, work into extreme old age and disability was the norm until the twentieth century. The innovation of the last century, and specifically of Social Security, was to make retirement the mechanism for caring for the elderly, and to make retirement the norm for the elderly of all income groups. The current debate over privatizing Social Security, combined with legislative neglect of the weakening employer-provided pension system, threatens to return the United States to the pre-20th century methods of caring for the old - requiring them to work until death or disability makes work impossible, or allowing responsibility for their care and upkeep to fall on individual family members or friends. The alternative is to make moderate revisions in the institution of retirement itself; phased retirement, increased funding for Social Security benefits for lower and moderate wage workers, and exploration of a citizen-based, rather than employment-based, retirement income system, are all possible avenues to maintain retirement as an expectation for workers at all income levels.
Book Synopsis When the Good Pensions Go Away by : Thomas J. Mackell
Download or read book When the Good Pensions Go Away written by Thomas J. Mackell and published by John Wiley & Sons. This book was released on 2008-03-31 with total page 206 pages. Available in PDF, EPUB and Kindle. Book excerpt: In When the Good Pensions Go Away, Thomas Mackell suggests remedies to the quagmire that has been created by the conflicting interests of health care and pension service providers, the aging population, and the inertia that has permeated our policymakers. Mackell includes his “Top List” of recommendations that anyone (and hope-fully everyone) can adopt to address the problem that the shift of our benefit programs—from organizations to the shoulders of the individual—has created.
Book Synopsis Pensions Under Attack by : Monica Townson
Download or read book Pensions Under Attack written by Monica Townson and published by . This book was released on 2001 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Annotation Will privatizing public pension plans spell disaster for the elderly, or is it a bold idea for coping with rising costs? Major changes to the Canada Pension Plan (CPP) were made in 1998. Most likely on future agendas will be the abolition of the CPP and its replacement with a system of mandatory RRSPs. Monica Townson looks at the forces behind this push to privatize public pensions and examines countries where privatization has already taken place. As the debate continues in the new millennium, Pensions Under Attack provides the information needed to question the agenda behind the push to privatize public pensions.
Book Synopsis Retirement Heist by : Ellen E. Schultz
Download or read book Retirement Heist written by Ellen E. Schultz and published by National Geographic Books. This book was released on 2012-10-30 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Winner of the 2012 Helen Bernstein Book Award for Excellence in Journalism Hundreds of companies have slashed pensions and health coverage for millions of retirees, claiming that a “perfect storm” of stock market losses, aging workers, and spiraling costs have forced them to take drastic measures. But this so-called retirement crisis is no accident. Ellen E. Schultz, an award-winning investigative reporter formerly of The Wall Street Journal, reveals how large employers and the retirement industry have all played a huge and hidden role in the death spiral of American pensions and benefits. A little over a decade ago, pension plans were fat. But companies used slick accounting and dubious loopholes to turn their pension plans into piggy banks, tax shelters, and profit centers. As pensions weakened, companies slashed benefits for workers while doling out gargantuan pensions to their top executives. Drawing on original analysis of company data, government filings, and confidential memos, Schultz uncovers decades of widespread deception during which employers exaggerated their retiree burdens while tricking employees, misleading shareholders, and lobbying for taxpayer handouts.
Book Synopsis The People's Pension by : Eric Laursen
Download or read book The People's Pension written by Eric Laursen and published by AK Press. This book was released on 2012 with total page 834 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explores the potential benefits of a government-independent, democratized Social Security system to support dependents suffering from the reduction of other government benefits.
Book Synopsis The Betrayal of the American Dream by : Donald L. Barlett
Download or read book The Betrayal of the American Dream written by Donald L. Barlett and published by Public Affairs. This book was released on 2012-07-31 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: Examines the formidable challenges facing the middle class, calling for fundamental changes while surveying the extent of the problem and identifying the people and agencies most responsible.
Book Synopsis The Rise of the Working-Class Shareholder by : David Webber
Download or read book The Rise of the Working-Class Shareholder written by David Webber and published by Harvard University Press. This book was released on 2018-04-02 with total page 351 pages. Available in PDF, EPUB and Kindle. Book excerpt: When Steven Burd, CEO of the supermarket chain Safeway, cut wages and benefits, starting a five-month strike by 59,000 unionized workers, he was confident he would win. But where traditional labor action failed, a novel approach was more successful. With the aid of the California Public Employees’ Retirement System, a $300 billion pension fund, workers led a shareholder revolt that unseated three of Burd’s boardroom allies. In The Rise of the Working-Class Shareholder: Labor's Last Best Weapon, David Webber uses cases such as Safeway’s to shine a light on labor’s most potent remaining weapon: its multitrillion-dollar pension funds. Outmaneuvered at the bargaining table and under constant assault in Washington, state houses, and the courts, worker organizations are beginning to exercise muscle through markets. Shareholder activism has been used to divest from anti-labor companies, gun makers, and tobacco; diversify corporate boards; support Occupy Wall Street; force global warming onto the corporate agenda; create jobs; and challenge outlandish CEO pay. Webber argues that workers have found in labor’s capital a potent strategy against their exploiters. He explains the tactic’s surmountable difficulties even as he cautions that corporate interests are already working to deny labor’s access to this powerful and underused tool. The Rise of the Working-Class Shareholder is a rare good-news story for American workers, an opportunity hiding in plain sight. Combining legal rigor with inspiring narratives of labor victory, Webber shows how workers can wield their own capital to reclaim their strength.
Book Synopsis Clinton's Radical Attack on Middle Class Pension Wealth by :
Download or read book Clinton's Radical Attack on Middle Class Pension Wealth written by and published by . This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The Joint Economic Committee (JEC), based in Washington, D.C., presents the full text of a paper entitled "Clinton's Radical Attack on Middle Class Pension Wealth," published September 1995. The paper discusses the use of pensions to invest in economically targeted investments (ETIs) and the impact on the middle class.
Book Synopsis The Pension Fund Revolution by : Peter F. Drucker
Download or read book The Pension Fund Revolution written by Peter F. Drucker and published by Transaction Publishers. This book was released on 1992 with total page 245 pages. Available in PDF, EPUB and Kindle. Book excerpt: In The Pension Fund Revolution, originally published nearly two decades ago under the title The Unseen Revolution, Peter F. Drucker reports that institutional investors, especially pension funds, have become the controlling owners of America's large companies, the country's only capitalists. He maintains that the shift began in 1952 with the establishment of the first modern pension fund by General Motors. By 1960 it had become so obvious that a group of young men decided to found a stock-exchange firm catering exclusively to these new investors. Ten years later this firm (Donaldson, Lufkin & Jenrette) became the most successful, and one of the biggest, Wall Street firms. Drucker's argument, that through pension funds ownership of the means of production had become socialized without becoming nationalized, was unacceptable to the conventional wisdom of the country in the 1970s. Among the predictions made by Drucker in The Pension Fund Revolution are: that a major health care issue would be longevity; that pensions and social security would be central to American economy and society; that the retirement age would have to be extended; and that altogether American politics would increasingly be dominated by middle-class issues and the values of elderly people. While readers of the original edition found these conclusions hard to accept, Drucker's work has proven to be prescient. In the new epilogue, Drucker discusses how the increasing dominance of pension funds represents one of the most startling power shifts in economic history, and he examines their present-day impact.
Book Synopsis A History of Public Sector Pensions in the United States by : Robert Louis Clark
Download or read book A History of Public Sector Pensions in the United States written by Robert Louis Clark and published by University of Pennsylvania Press. This book was released on 2003-05-12 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the Wharton School, offering a comprehensive assessment of the political and financial dimensions of public-sector pensions from the colonial period until the emergence of modern retirement plans in the twentieth century.
Book Synopsis The Golden Albatross: How To Determine If Your Pension Is Worth It by : Grumpus Maximus
Download or read book The Golden Albatross: How To Determine If Your Pension Is Worth It written by Grumpus Maximus and published by . This book was released on 2020-06-06 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: "I don't love this job anymore, but should I stay for the pension?" This gut-wrenching question is common for many people working in pensionable careers. But how much is your pension worth? And, is staying worth it? Since 2017, Grumpus Maximus has researched and written about this critical decision point, which he calls The Golden Albatross. Having served 20 years in the U.S. Military, he too struggled with the same questions, and now he helps others learn from his mistakes. If your job offers a pension, then this book is a must-read. Easily learn how to calculate your pension's objective value and weigh it against the subjective benefits of leaving for more fulfilling work. When done, you will agree, it was worth it.
Book Synopsis A Vindication of the Duke of Bedford's Attack Upon Burke's Pension: in Reply to a Letter from the Right Hon. Edmund Burke to a Noble Lord by : Thomas George Street
Download or read book A Vindication of the Duke of Bedford's Attack Upon Burke's Pension: in Reply to a Letter from the Right Hon. Edmund Burke to a Noble Lord written by Thomas George Street and published by . This book was released on 1796 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Irish Revolution, 1916-1923 by : Marie Coleman
Download or read book The Irish Revolution, 1916-1923 written by Marie Coleman and published by Routledge. This book was released on 2013-11-20 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: This concise study of Ireland’s revolutionary years charts the demise of the home rule movement and the rise of militant nationalism that led eventually to the partition of Ireland and independence for southern Ireland. The book provides a clear chronology of events but also adopts a thematic approach to ensure that the role of women and labour are examined, in addition to the principal political and military developments during the period. Incorporating the most recent literature on the period, it provides a good introduction to some of the most controversial debates on the subject, including the extent of sectarianism, the nature of violence and the motivation of guerrilla fighters. The supplementary documents have been chosen carefully to provide a wide-ranging perspective of political views, including those of constitutional nationalists, republicans, unionists, the British government and the labour movement. The Irish Revolution 1916-1923 is ideal for students and interested readers at all levels, providing a diverse range of primary sources and the tools to unlock them.
Book Synopsis Purposeful Retirement by : Hyrum W. Smith
Download or read book Purposeful Retirement written by Hyrum W. Smith and published by Mango Media Inc.. This book was released on 2017-03-14 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: Retirement and good living Are you getting ready to simplify life and move from the world of work to a life of retirement and good living ─ to enter a happy retirement? Retirement and good living: The author of Purposeful Retirement, Hyrum W. Smith, is one of the original creators of the popular Franklin Day Planner, the former Chairman and CEO of Franklin Covey Co., and the recognized “Father of Time Management”. In this book, Hyram shows you how you can move from your world of work, simplify life and enter what can be the most satisfying phase of your life ─ a new world of purposeful retirement and good living. Aging well and a happy retirement: You have had a successful career by almost all measures and now you are concerned about aging well and looking toward a happy retirement. You are definitely not a couch potato. • How are you going to create a retirement that is meaningful and inspiring for your second act? • Can you simplify life? • Is there a way to make intelligent and anxiety free retirement planning choices? • Can you learn from the lives and experiences of people who have found their pathway to happy retirement? • What are their secrets to aging well and a happy retirement? Retirement guide: For four decades, Hyrum W. Smith has been empowering people to effectively govern their personal and professional lives. An award winning author, distinguished speaker, and successful businessman, Hyrum offers a tested and actionable retirement guide to finding that perfect retirement niche. In his book, Hyrum enables you to map the step-by-step route to a retirement that is not just enjoyable but is also deeply fulfilling on a personal level. Welcome to your new life of retirement and good living: This distinguished author, speaker, and businessman combines wit and enthusiasm with a gift for communicating compelling principles that inspire lasting personal change. Hyrum shares a lifetime of wisdom in this powerful retirement guide to discovering your true passion, re-imagining your life, and trying new possibilities. Welcome to a new life of retirement and good living ─ to a purposeful retirement.
Download or read book Pension Ponzi written by Bill Tufts and published by John Wiley & Sons. This book was released on 2011-01-25 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: The vast majority of Canadians are blissfully unaware that every man, woman and child in Canada now owes a $35,000 share of government debt and must pay this back, with interest! Make no mistake, this debt will change our country and affect every single Canadian in the decades to come. You may think you have planned for your retirement and are safe, but the government must find a way to recover this borrowed money, and they can only do that by raising your taxes and reducing your hard-earned benefits. How did this debt come about, and why can't we simply pay it off? Pension Ponzi lays the blame squarely at the feet of the politicians who refused to stand up to Canada's public sector unions. The fact is Canada's public sector, which accounts for 20% of the workforce, has been grossly overpaid relative to their counterparts in the private sector with cushy pensions paid for with your taxes and new debt. There is no denying that the country does not have the financial resources to ensure that the next generation of Canadians will have the same standard of living as the ones before it-or to support our growing seniors population. Meeting our public sector pension obligations will break the current social safety net that is a pillar of the Canadian way. Can you escape this bleak future? Can you afford to live longer? Nationally-recognized pension expert Bill Tufts and award-winning journalist Lee Fairbanks explore how this catastrophe came about and then suggest ways that government can fix what's broken, and how you as an individual can protect yourself from the financial calamity that is about to engulf Canada.
