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Author : United States. General Accounting Office
Publisher :
ISBN 13 :
Total Pages : 84 pages
Book Rating : 4.3/5 (91 download)
Download or read book Retirement Before Age 65 written by United States. General Accounting Office and published by . This book was released on 1986 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : U S Government Accountability Office (G
Publisher : BiblioGov
ISBN 13 : 9781289097141
Total Pages : 82 pages
Book Rating : 4.0/5 (971 download)
Download or read book Retirement Before Age 65 written by U S Government Accountability Office (G and published by BiblioGov. This book was released on 2013-06 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt: In response to a congressional request, GAO reported on early retirement for individuals who have employer-sponsored pensions, including private, federal, state, local, and military plans. GAO analyses showed that: (1) the percentage of the population receiving employer-sponsored pensions at ages younger than 65 has increased rapidly; (2) individuals with employer-sponsored pension income have much lower labor-force participation rates than nonrecipients of the same age and sex; and (3) the resulting earlier retirements represent a potentially significant loss in federal revenue. GAO found that: (1) some legislative changes have reduced incentives for early retirement and removed obstacles to older worker employment; and (2) additional proposed changes would further remove some of the financial incentives to early retirement from public and private plans.
Author : J. L. Matthews
Publisher : NOLO
ISBN 13 : 9780873374873
Total Pages : 326 pages
Book Rating : 4.3/5 (748 download)
Download or read book Social Security, Medicare, and Pensions written by J. L. Matthews and published by NOLO. This book was released on 1999 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: Covers retirement, disability, survivor and health care benefits.
Author : Les Abromovitz
Publisher : Dearborn Trade
ISBN 13 :
Total Pages : 224 pages
Book Rating : 4.0/5 ( download)
Download or read book You Can Retire While You're Still Young Enough to Enjoy It written by Les Abromovitz and published by Dearborn Trade. This book was released on 1999 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Whose Life Is It Anyway? It's nice to dream about early retirement. We do it all the time. According to the seventh annual Retirement Confidence Survey, two-thirds of workers polled would like to retire before age 65. Only 27 percent have any idea how much money they will need to retire. Tired of watching your life fly by while you're at work? Imagine being able to take that job and shove it...and well before you're 65! People have a lot of excuses for not retiring early but it is possible if you follow the strategies Les Abromovitz shares in You Can Retire While You're Still Young Enough to Enjoy It. You can retire early or find a lifestyle where work isn't an activity to be dreaded. Learn what early retirement really means, and how to get there -- by making the right investments, tapping into retirement funds early without depleting your nest egg, working less and enjoying more, and living the good life.
Author : National Research Council
Publisher : National Academies Press
ISBN 13 : 0309254094
Total Pages : 486 pages
Book Rating : 4.3/5 (92 download)
Download or read book Aging in Asia written by National Research Council and published by National Academies Press. This book was released on 2012-07-31 with total page 486 pages. Available in PDF, EPUB and Kindle. Book excerpt: The population of Asia is growing both larger and older. Demographically the most important continent on the world, Asia's population, currently estimated to be 4.2 billion, is expected to increase to about 5.9 billion by 2050. Rapid declines in fertility, together with rising life expectancy, are altering the age structure of the population so that in 2050, for the first time in history, there will be roughly as many people in Asia over the age of 65 as under the age of 15. It is against this backdrop that the Division of Behavioral and Social Research at the U.S. National Institute on Aging (NIA) asked the National Research Council (NRC), through the Committee on Population, to undertake a project on advancing behavioral and social research on aging in Asia. Aging in Asia: Findings from New and Emerging Data Initiatives is a peer-reviewed collection of papers from China, India, Indonesia, Japan, and Thailand that were presented at two conferences organized in conjunction with the Chinese Academy of Sciences, Indian National Science Academy, Indonesian Academy of Sciences, and Science Council of Japan; the first conference was hosted by the Chinese Academy of Social Sciences in Beijing, and the second conference was hosted by the Indian National Science Academy in New Delhi. The papers in the volume highlight the contributions from new and emerging data initiatives in the region and cover subject areas such as economic growth, labor markets, and consumption; family roles and responsibilities; and labor markets and consumption.
Author : Anne L. Alstott
Publisher : Harvard University Press
ISBN 13 : 0674545834
Total Pages : pages
Book Rating : 4.6/5 (745 download)
Download or read book A New Deal for Old Age written by Anne L. Alstott and published by Harvard University Press. This book was released on 2016-03-08 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Changes in longevity, marriage, and the workplace have undermined Social Security, making the experience of old age increasingly unequal. Anne Alstott’s pragmatic, progressive revision would permit all Americans to retire between 62 and 76 but would provide generous early retirement benefits for workers with low wages or physically demanding jobs.
Author : Eric R. Kingson
Publisher :
ISBN 13 :
Total Pages : 116 pages
Book Rating : 4.3/5 (91 download)
Download or read book The Early Retirement Myth written by Eric R. Kingson and published by . This book was released on 1981 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Kris Moller
Publisher : Trafford Publishing
ISBN 13 : 1490700668
Total Pages : 371 pages
Book Rating : 4.4/5 (97 download)
Download or read book Over 65 and Still in Demand written by Kris Moller and published by Trafford Publishing. This book was released on 2013-08 with total page 371 pages. Available in PDF, EPUB and Kindle. Book excerpt: From early in life many of us begin to dream about how we will spend our retirement years. Travelling, turning an avocation into a vocation, and spending more time with the family whilst remaining healthy and purposefully engaged are among popular retirement goals. For many, however, they remain dreams, since as many as 70 percent of baby boomers may not retire on time. In Over 65 and Still in Demand, author Kris Moller looks at the various facets of retirement. Moller's work is guided by the broader concepts of retirement: why one retires; why one would want to retire; what one does in retirement; and why some people find an easy rhythm into retirement, while for others it is an ongoing nightmare. He also reflects on what worries someone nearing retirement age and how the economy, inflation and health matters will erode your nest egg. For those who are able to retire, Moller provides a roadmap of the eight areas to address for a purposeful retirement and six steps to follow to arrive at what to do with your day. And for those who do not--or cannot--retire "on time," he explores ways to remain relevant in the job market. This guide combines the hindsight of experience and age with knowledge and research to help you prepare for the retirement you deserve.
Author : Anna M. Rappaport
Publisher :
ISBN 13 :
Total Pages : 48 pages
Book Rating : 4.3/5 (121 download)
Download or read book An Analysis of the Costs of Pension Accrual After Age 65 written by Anna M. Rappaport and published by . This book was released on 1982 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : National Research Council
Publisher : National Academies Press
ISBN 13 : 0309261961
Total Pages : 230 pages
Book Rating : 4.3/5 (92 download)
Download or read book Aging and the Macroeconomy written by National Research Council and published by National Academies Press. This book was released on 2013-01-10 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.
Author : Steven Nyce
Publisher :
ISBN 13 :
Total Pages : 49 pages
Book Rating : 4.:/5 (77 download)
Download or read book Does Retiree Health Insurance Encourage Early Retirement? written by Steven Nyce and published by . This book was released on 2011 with total page 49 pages. Available in PDF, EPUB and Kindle. Book excerpt: The strong link between health insurance and employment in the United States may cause workers to delay retirement until they become eligible for Medicare at age 65. However, some employers extend health insurance benefits to their retirees, and individuals who are eligible for such retiree health benefits need not wait until age 65 to retire with group health coverage. We investigate the impact of retiree health insurance on early retirement using employee-level data from 64 diverse firms that are clients of Towers Watson, a leading benefits consulting firm. We find that retiree health coverage has its strongest effects at ages 62 and 63, resulting in a 3.7 percentage point (21.2 percent) increase in the probability of turnover at age 62 and a 5.1 percentage point (32.2 percent) increase in the probability of turnover at age 63; it has a more modest effects for individuals under the age of 62. A more generous employer contribution of 50 percent or more raises turnover by 1-3 percentage points at ages 56-61, by 5.9 percentage points (33.7 percent) at age 62, and by 6.9 percentage points (43.7 percent) at age 63. Overall, an employer contribution of 50 percent or more reduces the total number of person-years worked between ages 56 and 64 by 9.6 percent relative to no coverage.
Author :
Publisher :
ISBN 13 :
Total Pages : 20 pages
Book Rating : 4.:/5 (319 download)
Download or read book Retirement written by and published by . This book was released on 1993 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Jonathan Gruber
Publisher :
ISBN 13 :
Total Pages : 60 pages
Book Rating : 4.3/5 (91 download)
Download or read book Health Insurance and Early Retirement written by Jonathan Gruber and published by . This book was released on 1993 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: Although the vast majority of working individuals aged 55-64 receive health insurance coverage through their employment, many of these individuals face the prospect of losing such coverage should they retire before becoming eligible for guaranteed public coverage through Medicare at age 65. Because the expected medical expenses of this group are large and uncertain, the availability of health insurance coverage after retirement could be a key factor in the retirement decision of older workers. We examine the effect of health insurance on retirement by looking at variation in state and federal 'continuation of coverage' mandates, laws which allow individuals to continue purchasing health insurance through a previous employer for a specified number of months after leaving the firm. By allowing individuals to maintain their employer-provided health insurance after retirement, these laws decrease the cost of early retirement for those who do not have other retiree health insurance available. Using data on 55-64 year old men from the Current Population Survey, we find that one year of continuation benefits increases the probability of being retired by 1 percentage point; this represents a 5.4 percent increase in the baseline probability of being retired for this group. We also find that continuation mandates increase the likelihood of being insured after retirement.
Author : Jonathan Gruber
Publisher :
ISBN 13 :
Total Pages : 49 pages
Book Rating : 4.:/5 (129 download)
Download or read book Health Insurance and Early Retirement written by Jonathan Gruber and published by . This book was released on 2010 with total page 49 pages. Available in PDF, EPUB and Kindle. Book excerpt: Although the vast majority of working individuals aged 55-64 receive health insurance coverage through their employment, many of these individuals face the prospect of losing such coverage should they retire before becoming eligible for guaranteed public coverage through Medicare at age 65. Because the expected medical expenses of this group are large and uncertain, the availability of health insurance coverage after retirement could be a key factor in the retirement decision of older workers. We examine the effect of health insurance on retirement by looking at variation in state and federal 'continuation of coverage' mandates, laws which allow individuals to continue purchasing health insurance through a previous employer for a specified number of months after leaving the firm. By allowing individuals to maintain their employer-provided health insurance after retirement, these laws decrease the cost of early retirement for those who do not have other retiree health insurance available. Using data on 55-64 year old men from the Current Population Survey, we find that one year of continuation benefits increases the probability of being retired by 1 percentage point; this represents a 5.4 percent increase in the baseline probability of being retired for this group. We also find that continuation mandates increase the likelihood of being insured after retirement.
Author : Incomes Data Services
Publisher :
ISBN 13 :
Total Pages : 124 pages
Book Rating : 4.E/5 ( download)
Download or read book Guide to Early Retirement written by Incomes Data Services and published by . This book was released on 1981 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Guide to early retirement practice in the UK, with particular reference to related pension scheme and old age benefits - notes labour costs, examines redundancy, employee's Motivation and disability reasons for retiring early, and outlines characteristics of the job release scheme, phased retirement and flexible retirement age plans for aiding the transition from work. References.
Author : United States. Congress. House. Select Committee on Aging
Publisher :
ISBN 13 :
Total Pages : 388 pages
Book Rating : 4.:/5 (327 download)
Download or read book Abolishing Mandatory Retirement written by United States. Congress. House. Select Committee on Aging and published by . This book was released on 1981 with total page 388 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : U S Government Accountability Office (G
Publisher : BiblioGov
ISBN 13 : 9781289064563
Total Pages : 32 pages
Book Rating : 4.0/5 (645 download)
Download or read book Retirement Security written by U S Government Accountability Office (G and published by BiblioGov. This book was released on 2013-06 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: In response to a congressional request, GAO provided information on private sector retirement patterns concerning: (1) the extent people are receiving private pension income before they are 65 years old; (2) if there has been a growing trend in the receipt of early private pension income; and (3) the extent early private pension receipt is due to disabilities or health problems. GAO found that about half of the individuals who received private pensions in 1983 started to receive them by age 62, and almost 60 percent started to receive them before reaching 65. The proportion of people receiving private pension income before they reached 65 increased rapidly between 1973 and 1983. The proportion of men who received private pension income doubled, and women experienced a substantial, but smaller, increase in private pension receipt. In addition, the ratio of private pension recipients to private sector workers more than doubled over a 10-year period. The increase in early private pension receipt may reflect the growth in pension coverage since World War II and a trend toward earlier retirement. It is impossible to distinguish disability benefits from retirement benefits. However, assuming that: (1) persons receiving government disability benefits were receiving a disability pension as opposed to a retirement pension from their employer; and (2) all men receiving social security benefits at ages under 62 are receiving disability benefits based on their own earnings records, GAO found that about one-third of male private pension recipients age 50 to 61 were receiving social security disability payments, supplemental security income, or workers' compensation. However, the proportion of private pension recipients who receive private disability pensions may be underestimated because some persons may have retired on private disability pensions and may not be receiving any government-provided disability benefits.
