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Report On The Social Implications Of Introducing New Technology In The Banking Sector
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Author :Emil Joseph Kirchner Publisher :Luxembourg : Office for Official Publications of the European Communities ISBN 13 : Total Pages :216 pages Book Rating :4.X/5 (1 download)
Book Synopsis Report on the Social Implications of Introducing New Technology in the Banking Sector by : Emil Joseph Kirchner
Download or read book Report on the Social Implications of Introducing New Technology in the Banking Sector written by Emil Joseph Kirchner and published by Luxembourg : Office for Official Publications of the European Communities. This book was released on 1984 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance by : El Bachir Boukherouaa
Download or read book Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance written by El Bachir Boukherouaa and published by International Monetary Fund. This book was released on 2021-10-22 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.
Book Synopsis Stay Competitive in the Digital Age: The Future of Banks by : MissEstelle X Liu
Download or read book Stay Competitive in the Digital Age: The Future of Banks written by MissEstelle X Liu and published by International Monetary Fund. This book was released on 2021-02-19 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: The latest advancement in financial technology has posed unprecedented challenges for incumbent banks. This paper analyzes the implications of these challenges on bank competitveness, and explores the factors that could support digital advancement in banks. The analysis shows that the traditionally leading role of banks in advancing financial technology has diminished in recent years, and suggests that onoing efforts to catch up to the digital frontier could lead to a more concentrated banking industry, as smaller and less tech-savvy banks struggle to survive. Cross-country evidence has suggested that banks in high-income economies appear to have been the digital leaders, likely benefiting from a sound digital infrastructure, a strong legal and business environment, and healthy competition. Nonetheless, some digital leaders may fall behind in the coming years in adopting newer technologies due to entrenched consumer behavior favoring older technologies, less active fintech and bigtech companies, and weak bank balance sheets.
Book Synopsis Technological Change, Financial Innovation, and Diffusion in Banking by : W. Scott Frame
Download or read book Technological Change, Financial Innovation, and Diffusion in Banking written by W. Scott Frame and published by DIANE Publishing. This book was released on 2010-08 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discusses the technological change and financial innovation that commercial banking has experienced during the past 25 years. Describes the role of the financial system in economies and how technological change and financial innovation can improve social welfare. Surveys the literature relating to several specific financial innovations, which are new products or services, production processes, or organizational forms. The past quarter century has been a period of substantial change in terms of banking products, services, and production technologies. Moreover, while much effort has been devoted to understanding the characteristics of users and adopters of financial innovations, we still know little about how and why financial innovations are initially developed.
Author :International Labour Office Publisher :International Labour Organization ISBN 13 :9789221072850 Total Pages :176 pages Book Rating :4.0/5 (728 download)
Book Synopsis Multinational Banks and Their Social and Labour Practices by : International Labour Office
Download or read book Multinational Banks and Their Social and Labour Practices written by International Labour Office and published by International Labour Organization. This book was released on 1991 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book looks at the increased world-wide competition in multinational banking which is largely attributable to technological improvements, deregulation, the emergence of off-shore banking and new financial services. The increased competition has affected both employers and employees.
Book Synopsis Artificial Intelligence in Banking by : Introbooks
Download or read book Artificial Intelligence in Banking written by Introbooks and published by . This book was released on 2020-04-07 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: In these highly competitive times and with so many technological advancements, it is impossible for any industry to remain isolated and untouched by innovations. In this era of digital economy, the banking sector cannot exist and operate without the various digital tools offered by the ever new innovations happening in the field of Artificial Intelligence (AI) and its sub-set technologies. New technologies have enabled incredible progression in the finance industry. Artificial Intelligence (AI) and Machine Learning (ML) have provided the investors and customers with more innovative tools, new types of financial products and a new potential for growth.According to Cathy Bessant (the Chief Operations and Technology Officer, Bank of America), AI is not just a technology discussion. It is also a discussion about data and how it is used and protected. She says, "In a world focused on using AI in new ways, we're focused on using it wisely and responsibly."
Book Synopsis Effects of Information Technology on Financial Services Systems by :
Download or read book Effects of Information Technology on Financial Services Systems written by and published by . This book was released on 1984 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Does IT Help? written by Toni Ahnert and published by . This book was released on 2022 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This paper provides novel evidence on the importance of information technology (IT) in banking for entrepreneurship. To guide our analysis, we build a parsimonious model of bank screening and lending. The model predicts that IT in banking can spur entrepreneurship by making it easier for startups to borrow against collateral. We empirically show that job creation by young firms is stronger in US counties that are more exposed to IT-intensive banks. Consistent with a strengthened collateral channel, entrepreneurship increases by more in IT-exposed counties when house prices rise. Regressions at the bank level further show that banks' IT adoption makes credit supply more responsive to changes in local house prices, and reduces the importance of geographical distance between borrowers and lenders. These results suggest that IT adoption in the financial sector can increase dynamism by improving startups' access to finance."--Abstract.
Book Synopsis The Social Direction of the Public Sciences by : Stuart Blume
Download or read book The Social Direction of the Public Sciences written by Stuart Blume and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 365 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume of the Sociology of the Sciences Yearbooks stems from our experience that collaborations between non-scientists and scientists, often initiated by scientists seeking greater social relevance for science, can be of major importance for cognitive development. It seemed to us that it would be useful to explore the conditions under which such collaborations affect scientific change and the nature of the processes involved. This book therefore focuses on a number of instances in which scientists and non-scientists were jointly involved in the genera tion of scientific results at the "interface" of science and society. Despite the considerable variety of cases reported here, a number of questions are central. Under what conditions do such cooperative processes occur? What perceptions of social relevance and what sorts of col laborations with non-scientific groups are involved? How is this collaboration achieved, and through what forums? How can insights into its conditions and mechanisms stabilize such cooperations over a longer period of time? If they are stabilized, do they really affect science, or do they mainly function to shield the rest of the science system against external influences? These questions are pertinent both to intellectual problems in the sociology of science and to the practical concerns of modern science policies. The significance of relations between knowledge producers and knowledge consumers and interest in how these relations affect science and society have changed considerably in recent decades.
Book Synopsis Innovations in Banking by : Tim Morris
Download or read book Innovations in Banking written by Tim Morris and published by Routledge. This book was released on 2012 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking and finance is one of the most successful and rapidly expanding sectors in the world economy. From the 1960s this whole area of employment has undergone profound changes. The banks diversified, adopted new corporate strategies, introduced new technologies and faced new and intense competition. This book examines the importance of employee relations strategies in contributing to a prosperous industry. Drawing upon a wide range of original and undocumented material derived from the banks and the unions, it explores both employer and union strategies and examines the continuing competition for predominance between the 'orthodox' trade unions and the staff associations.
Book Synopsis The Social and Economic Impact of New Technology 1978–84: A Select Bibliography by : Leslie Grayson
Download or read book The Social and Economic Impact of New Technology 1978–84: A Select Bibliography written by Leslie Grayson and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt: Silicon chip technology; microprocessor technology; information technology; or quite simply new technology. These are some of the names representing the microelectronics revolution depending upon the audience being addressed by speaker or writer. No previous new industrial development has caused such widespread publicity and discussion amongst users and researchers as the new technology. Concern is being expressed about the effects of new technology on employment, job satisfaction, social life, leisure activities and the economics of commerce and industry. The late 70s saw many doom-laden predictions of those effects but by 1983 both management and trade unions were taking a more objective view of the social and economic impacts, and many correspondents now see the new technology as a means of opening up new industries and overcoming the effects of world recessions. The "chip" has involved the factory floor, the office, the supermarket and the home. Electronic funds transfer, electronic shopping, microelectronic domestic appliances, word processors and microprocessor-controlled machinery mean that the new technology has pervaded all aspects of social and economic life, and the developed countries are now coming to accept it as part of society as a whole. Inevitably the flood of literature on the social and economic impacts of new technology has been overwhelming. Unfortunately the quality of information and arguments propagated at conferences, in journal papers and research reports has indicated that there has been little quantifiable evidence available on the effects of these impacts.
Book Synopsis Information Technology and Workplace Democracy by : Martin Beirne
Download or read book Information Technology and Workplace Democracy written by Martin Beirne and published by Routledge. This book was released on 2018-03-22 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: The revolution in new technology gave rise to new work patterns and improved productivity, all of which affect the management of human resources. Expectations for increased efficiency have not always been fulfilled because of the problems that have arisen in workings of labour relations. How can management maximize the benefits of these technologies while co-operating with their employees? How far are trade unions involved in the decisions as companies adopt new technology? Is the workforce consulted in systems design? This book, originally published in 1992 looks at the problems of developing strategies in information technology when considering labour relations. Experts in industrial sociology, human resource management and organizational behaviour assess the achievements and failures, including consideration of issues such as public sector work, gender and race. Drawing on empirical evidence, the contributors cover a wide range of industries including case studies in electronics and banking, together with international comparisons.
Book Synopsis The Promise of Fintech by : Ms.Ratna Sahay
Download or read book The Promise of Fintech written by Ms.Ratna Sahay and published by International Monetary Fund. This book was released on 2020-07-01 with total page 83 pages. Available in PDF, EPUB and Kindle. Book excerpt: Technology is changing the landscape of the financial sector, increasing access to financial services in profound ways. These changes have been in motion for several years, affecting nearly all countries in the world. During the COVID-19 pandemic, technology has created new opportunities for digital financial services to accelerate and enhance financial inclusion, amid social distancing and containment measures. At the same time, the risks emerging prior to COVID-19, as digital financial services developed, are becoming even more relevant.
Author :International Federation of Commercial, Clerical, Professional, and Technical Employees Publisher : ISBN 13 : Total Pages :326 pages Book Rating :4.E/5 ( download)
Book Synopsis Report on Activities by : International Federation of Commercial, Clerical, Professional, and Technical Employees
Download or read book Report on Activities written by International Federation of Commercial, Clerical, Professional, and Technical Employees and published by . This book was released on 1983 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :European Foundation for the Improvement of Living and Working Conditions Publisher : ISBN 13 : Total Pages :280 pages Book Rating :4.:/5 (318 download)
Book Synopsis New Technology and the Quality of Life by : European Foundation for the Improvement of Living and Working Conditions
Download or read book New Technology and the Quality of Life written by European Foundation for the Improvement of Living and Working Conditions and published by . This book was released on 1986 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Retail Banking and Technology by : Francesc Bosch Font
Download or read book Retail Banking and Technology written by Francesc Bosch Font and published by . This book was released on 1985 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Work and Employment in Europe by : Peter Cressey
Download or read book Work and Employment in Europe written by Peter Cressey and published by Routledge. This book was released on 2013-01-11 with total page 287 pages. Available in PDF, EPUB and Kindle. Book excerpt: Europe's work force is subject to a dual convergence process: from the transnational spread of new management practices and from the political force of European union. Trade union rights, hours of work, working practices and training provisions are all being subjected to these twin pressures. Work and Employment in Europe assesses both the convergent and divergent developments taking place at both pan-European and cross-national levels. Comparisons of British and French retailing, German and Italian manufacturing jobs, German and British youth training schemes, and small business strategies of Britain, France and Italy show simultaneous elements of convergence and national specifity.
