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Reducing Mortgage Arrears And Possessions
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Author :Building Societies Association Publisher :Building Societies Associat ISBN 13 :0903277662 Total Pages :112 pages Book Rating :4.9/5 (32 download)
Book Synopsis Mortgage Repayment Difficulties by : Building Societies Association
Download or read book Mortgage Repayment Difficulties written by Building Societies Association and published by Building Societies Associat. This book was released on 1985 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :Great Britain: Parliament: House of Commons: Treasury Committee Publisher :The Stationery Office ISBN 13 :9780215540805 Total Pages :220 pages Book Rating :4.5/5 (48 download)
Book Synopsis Mortgage arrears and access to mortgage finance by : Great Britain: Parliament: House of Commons: Treasury Committee
Download or read book Mortgage arrears and access to mortgage finance written by Great Britain: Parliament: House of Commons: Treasury Committee and published by The Stationery Office. This book was released on 2009-08-08 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report focuses on households affected by the recession, struggling with mortgage arrears or at risk of repossession. The role of the Financial Services Authority (FSA) is also scrutinised. The report notes that both mortgage arrears and repossession levels are on an upward trend and that both are expected to continue rising over the next few years as a result of the recession. The Committee acknowledges that many mainstream lenders are taking pro-active steps to support consumers in mortgage difficulties, but expresses concern at the lack of flexibility and forbearance shown by some lenders in the sub-prime, specialist and second charge sectors towards homeowners in arrears, and the fact that some lenders are charging high and excessive mortgage arrears fees to customers who fall into mortgage difficulties. The FSA should take a much more robust stance towards tackling and eliminating unfair arrears charges. The report criticises the seemingly leisurely approach of the FSA in terms of completing its mortgage arrears review and enforcing possible breaches in the mortgage arrears rules. It calls upon the FSA to spell out clearly in its forthcoming review how it will improve its performance in terms of bringing miscreant firms to book. The report recommends that the Government re-examine its longer-term strategy towards supporting homeowners in mortgage difficulties to ensure that adequate mechanisms to support homeowners are in place even once the current downturn has ended.
Book Synopsis Transforming Private Landlords by : Tony Crook
Download or read book Transforming Private Landlords written by Tony Crook and published by John Wiley & Sons. This book was released on 2011-02-02 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the origins, extent and implications of this revival in the fortunes of private landlordism. It presents an in-depth, scholarly analysis of private landlords, the rationales for and ways in which governments have sought to revitalise investment in residential lettings, and their success in doing so. It also assesses the extent to which landlordism has been transformed in recent years and the lessons for policy that can be learned from this experience. The book draws on the extensive research into private landlords conducted by the authors over the past two decades. This includes projects funded by the Joseph Rowntree Foundation, the predecessor departments to the Department for Communities and Local Government, Scottish Homes, and the Economic and Social Research Council. It fills a major gap in the literature about an important actor in housing provision and the built environment. Most of the recent work on private landlords has been published as research reports and there is a lack of book length scholarly study aimed at an academic rather than a policy audience.
Book Synopsis Home Ownership in a Risk Society by : Ford, Janet
Download or read book Home Ownership in a Risk Society written by Ford, Janet and published by Policy Press. This book was released on 2001-07-25 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book argues that the emergence of unsustainable owner -occupation is emblematic of broader changes in contemporary society associated with the emergence of what commentators such as Beck and Giddens have characterised as a "risk society."
Book Synopsis Housing: Participation and Exclusion by : David Cowan
Download or read book Housing: Participation and Exclusion written by David Cowan and published by Routledge. This book was released on 2018-12-21 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: Published in 1998, current themes in housing are explored in this collection of papers. The gamut of issues surrounding participation, such as tenant participation or decision-making participation, together with the forces leading to exclusion, such as in relation to ethnic minorities, are examined. The book will be relevant to all those in the housing movement together with those working in related disciplines.
Book Synopsis House Prices, Arrears and Possessions by : Francis J. Breedon
Download or read book House Prices, Arrears and Possessions written by Francis J. Breedon and published by . This book was released on 1993 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Poverty and Home Ownership in Contemporary Britain by : Roger Burrows
Download or read book Poverty and Home Ownership in Contemporary Britain written by Roger Burrows and published by Policy Press. This book was released on 2003-01-08 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: Drawing on data from the Joseph Rowntree Foundation's Poverty and Social Exclusion Survey of Britain, it presents a detailed picture of the realities of home ownership at the margins and provides evidence in support of the need for radical changes in policy towards sustainable home ownership.
Author :The Rt Hon Lord Justice Maurice Kay Publisher :Oxford University Press, USA ISBN 13 :0199661375 Total Pages :1876 pages Book Rating :4.1/5 (996 download)
Book Synopsis Blackstone's Civil Practice 2013: The Commentary by : The Rt Hon Lord Justice Maurice Kay
Download or read book Blackstone's Civil Practice 2013: The Commentary written by The Rt Hon Lord Justice Maurice Kay and published by Oxford University Press, USA. This book was released on 2012-09-27 with total page 1876 pages. Available in PDF, EPUB and Kindle. Book excerpt: A detailed analysis of unrivalled quality, Blackstone's Civil Practice 2013: The Commentary delivers authoritative guidance on the process of civil litigation from commencement of a claim to enforcement of judgments, providing invaluable commentary on civil procedure in a new, concise format.
Book Synopsis The Financial Services Sourcebook by : Robert Cunnew
Download or read book The Financial Services Sourcebook written by Robert Cunnew and published by Routledge. This book was released on 2017-09-29 with total page 361 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides a first port of call for those seeking information sources in a sector that has undergone tremendous change in recent years. Includes information on banks and building societies, insurance companies, investment funds and pension funds. Highlights essential reference works, consumer information, career guides, technical reports, official publications, market and company research, product information and electronic resources. Identifies the most appropriate sources and provides assistance in choosing between competing items and provides an overview of significant international sources
Book Synopsis Home Ownership. Getting In, Getting From, Getting Out. by : P. Boelhouwer
Download or read book Home Ownership. Getting In, Getting From, Getting Out. written by P. Boelhouwer and published by IOS Press. This book was released on 2005 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Home ownership sectors in most European countries have grown in size. Whatever assets European households have acquired in recent decades, real estate appears to form a significant element in wealth portfolios. Frequently, national governments have been active in promoting the shift-in tenure balance. The general question pursued in this book is about the gains and losses accruing to individual households by virtue of their position as home owners. The focus, here, is on financial gains and losses. This book is also concerned with the losses, in the form of repayment risk, related to, difficulties that some households may experience in meeting housing loan repayment schedules. The immediate background to this volume is the Conference on Housing Growth and Regeneration. Hosted by the Cambridge Centre for Housing and Planning Research, Department of Land Economy, University of Cambridge, it was held under the auspices of the European Network of Housing Researchers.
Book Synopsis Housing, Markets and Policy by : Peter Malpass
Download or read book Housing, Markets and Policy written by Peter Malpass and published by Routledge. This book was released on 2009-09-10 with total page 279 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book of specially commissioned essays by distinguished housing scholars addresses the big issues in contemporary debates about housing and housing policy in the UK. Setting out a distinctive and coherent analysis, it steers a course between those accounts that rely on economic theory and analysis and those that emphasize policy. It is informed by the idea that the 1970s was a pivotal decade in the second half of the twentieth century, and that since that time there has been a profound transformation in the housing system and housing policy in the UK. The contributors describe, analyze and explain aspects of that transformation, as a basis for understanding the present and thinking about the future. The analysis of housing is set within an understanding of the wider changes affecting the economy and the welfare state since the crises of the mid 1970s.
Book Synopsis Land Law Directions by : Sandra Clarke
Download or read book Land Law Directions written by Sandra Clarke and published by Oxford University Press. This book was released on 2022-05-31 with total page 535 pages. Available in PDF, EPUB and Kindle. Book excerpt: Does land law's specialized and historic vocabulary make it hard for your students to engage? Designed to support a progressive learning experience, Land Law Directions provides a lively introduction to the subject and makes this often daunting area clear and engaging. The Directions series has been written with students in mind. The ideal guide as they approach the subject for the first time, this book will help them: - Gain a complete understanding of the topic: just the right amount of detail conveyed clearly - Understand the law in context: with scene-setting introductions and highlighted case extracts, the practical importance of the law becomes clear - Identify when and how to evaluate the law critically: they'll be introduced to the key areas of debate and given the confidence to question the law - Deepen and test knowledge: visually engaging learning and self-testing features aid understanding and help students tackle assessments with confidence - Elevate their learning: with the ground-work in place they can aspire to take learning to the next level, with direction provided on how to go further Digital formats and resources This eighth edition is available for students and institutions to purchase in a variety of formats and is supported by online resources. The e-book offers a mobile experience and convenient access along with functionality tools, navigation features and links that offer extra learning support: www.oxfordtextbooks.co.uk/ebooks The online resources are available at www.oup.com/he/landlaw directions8e/ and include: - New scenario questions aimed at helping to apply the law in practice - New animated diagrams providing visual explanation of complex topics - Guidance on answering the end-of-chapter questions - Quick fire self-test questions with answer feedback - Links to further reading suggestions - Flashcard glossary to revise key terms - Additional material and discussion of advanced topics including adverse possession, and easements and profits
Download or read book Property Law written by Alison Clarke and published by Cambridge University Press. This book was released on 2005-12-01 with total page 777 pages. Available in PDF, EPUB and Kindle. Book excerpt: An innovative examination of the law's treatment of property, this student textbook provides an extremely useful and readable account of general property law principles. It draws on a wide range of materials on property rights in general, and the English property law system in particular, looking at all kinds of property, not just land. It includes the core legal source materials in property law along with excerpts from social science literature, legal theory, and economics, many of which are not easily accessible to law students. These materials are accompanied by a critical commentary, as well as notes, questions and suggestions for further reading. It will be of interest to undergraduate property law students and to non-law students taking property law modules in courses covering planning, environmental law, economics and estate management.
Book Synopsis The Reform of Property Law by : Paul Jackson
Download or read book The Reform of Property Law written by Paul Jackson and published by Routledge. This book was released on 2019-01-15 with total page 360 pages. Available in PDF, EPUB and Kindle. Book excerpt: First published in 1997, this volume constitutes a collection of new papers by more than 20 United Kingdom and International experts on general and specific issues relating to the reform of all aspects of property law. Topics covered include the language of property law and the dangers of reform, the role of the Law Commission and the workings of Parliamentary procedures, registration of title to land, landlord and tenant, land pollution, mortgages, sale of goods, the Hague Convention on trusts, together with general comparative papers and papers dealing with specific issues of property law reform affecting Hong Kong, Ireland, Scotland and South Africa. The volume arises out of the successful conference 'The Reform of Property Law' hosted by the Centre for Property Law at The University of Reading in 1996.
Book Synopsis Modern Studies in Property Law - Volume 6 by : Susan Bright
Download or read book Modern Studies in Property Law - Volume 6 written by Susan Bright and published by Bloomsbury Publishing. This book was released on 2011-05-13 with total page 426 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Modern Studies in Property Law Conference has become well-known as a unique opportunity for property lawyers to meet and confer both formally and informally. The eighth biennial conference was held at the University of Oxford in March 2010, and this book is the sixth in the series Modern Studies in Property Law. The volume is a refereed and revised selection of the papers given at the Oxford conference, covering a broad range of topics of contemporary importance, both nationally and internationally. The book includes chapters written by the key speakers at the conference: Lady Justice Arden, Professor Kevin Gray and Law Commissioner, Professor Elizabeth Cooke.
Download or read book Property Finance written by David Isaac and published by Bloomsbury Publishing. This book was released on 2020-01-25 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: Property Finance is an accessible and comprehensive guide to the field of property finance, linking the practicalities of property and construction with an understanding of core financial structures and concepts. It introduces the key components of real estate investment and development cycles, and explores the interconnected roles of the financial services industry, property companies, joint ventures, banks, and real estate developers. For this edition, a new co-author, Mark Daley, has been brought on board. He brings a wealth of knowledge and teaching experience to this well-established textbook. An ideal book for students undertaking real estate or construction-related degrees, it is also useful for personal study or further information and help in this particular area of finance.
Author :Great Britain. Parliament. House of Commons. Communities and Local Government Committee Publisher :The Stationery Office ISBN 13 :9780215526526 Total Pages :276 pages Book Rating :4.5/5 (265 download)
Book Synopsis Housing and the Credit Crunch by : Great Britain. Parliament. House of Commons. Communities and Local Government Committee
Download or read book Housing and the Credit Crunch written by Great Britain. Parliament. House of Commons. Communities and Local Government Committee and published by The Stationery Office. This book was released on 2009 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this report the Communities and Local Government Committee says the Government must stick to its long term house building targets, despite the credit crunch, but a greater proportion of the homes built should be social housing. The Committee is concerned that the £975 million borrowed by the Government from its 2010-11 budgets to build social rented housing now is not new money, and that the Government has been unable to say how that borrowing will be replaced. The Committee urges the Department for Communities and Local Government to: put pressure on the Treasury to ensure measures to revive the mortgage markets are implemented immediately; increase construction of new social housing, both to provide for housing need and as a means of maintaining capacity in the homebuilding industry whilst the market recovers; accelerate refurbishment programmes for social housing; acquire further social housing through the purchase of unsold stock and street properties; consider the purchase of unsold family homes which have been on the market for more than a year; encourage public sector bodies to make land available for the development of new homes. The report also urges the Government to do more to help those at risk of repossession by considering sanctions against lenders who repossess too quickly and by doing more to protect tenants and homeowners from unscrupulous landlords. An Office of Fair Trading recommendation for sale-and-rent back schemes should be implemented as a matter of urgency to protect the growing number of households falling behind in mortgage payments. The Committee would like to see more done to support housing associations, including increasing social housing grant where necessary.