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Author : Diana Mitlin
Publisher :
ISBN 13 :
Total Pages : 50 pages
Book Rating : 4.:/5 (236 download)
Download or read book Reaching Low Income Groups with Housing Finance written by Diana Mitlin and published by . This book was released on 1997* with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Daphne Frank
Publisher : Nomos Verlagsgesellschaft
ISBN 13 :
Total Pages : 290 pages
Book Rating : 4.A/5 ( download)
Download or read book Sustainable Housing Finance for Low-income Groups written by Daphne Frank and published by Nomos Verlagsgesellschaft. This book was released on 2008 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Achieving sustainable housing finance is a daunting goal for an increasing number of countries around the world. Time and again, this proves to be a challenge, particularly for programs that support low-income groups. The failure of government support can have devastating consequences and places added constraints on opportunities for social and economic development. This book investigates the institutional, financial, and social conditions that are necessary for housing programs to effectively address the increasing demand for shelter. Particular emphasis is placed on social networks as a critical component of sustainability. The book proposes an analytical model that illustrates the complexity of relationships and interactions between the diverse actors that participate, contest, and coalesce in and around housing finance programs. Drawing from a rich international experience - with six case studies from Chile, Ecuador, South Africa, and Thailand - it covers a wide range of organizational arrangements. The author demonstrates that the provision and continuity of housing solutions rest fundamentally on community groups and their social networks, with self-sufficiency in organizational capacity and resource management being paramount.
Author : N. O. Jorgensen
Publisher :
ISBN 13 :
Total Pages : 246 pages
Book Rating : 4.:/5 (31 download)
Download or read book Housing Finance for Low Income Groups written by N. O. Jorgensen and published by . This book was released on 1977 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Niels Ove Joergensen
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (712 download)
Download or read book Housing Finance for Low Income Groups written by Niels Ove Joergensen and published by . This book was released on 1975 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : N. V. Jorgenson
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (5 download)
Download or read book Housing Finance for Low Income Groups written by N. V. Jorgenson and published by . This book was released on 1977 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : David Crosbie
Publisher : UN-HABITAT
ISBN 13 :
Total Pages : 75 pages
Book Rating : 4./5 ( download)
Download or read book Social Investment Funds written by David Crosbie and published by UN-HABITAT. This book was released on 2009 with total page 75 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Niels O. Jørgensen
Publisher :
ISBN 13 :
Total Pages : 240 pages
Book Rating : 4.:/5 (466 download)
Download or read book Housing finance for low income groups written by Niels O. Jørgensen and published by . This book was released on 1977 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Niels Ove Joergenson
Publisher :
ISBN 13 :
Total Pages : 240 pages
Book Rating : 4.:/5 (674 download)
Download or read book Housing Finance for Low Income Groups written by Niels Ove Joergenson and published by . This book was released on 1977 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Nations Unies. Centre pour les établissements humains
Publisher :
ISBN 13 :
Total Pages : 54 pages
Book Rating : 4.:/5 (716 download)
Download or read book The Promotion of Non-conventional Approaches to Housing Finance for Low-income Groups written by Nations Unies. Centre pour les établissements humains and published by . This book was released on 1984 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : David Crosbie
Publisher :
ISBN 13 :
Total Pages : 82 pages
Book Rating : 4.:/5 (9 download)
Download or read book Social Investment Funds written by David Crosbie and published by . This book was released on 2009 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Nicolas P. Retsinas
Publisher : Brookings Institution Press
ISBN 13 : 0815797842
Total Pages : 413 pages
Book Rating : 4.8/5 (157 download)
Download or read book Building Assets, Building Credit written by Nicolas P. Retsinas and published by Brookings Institution Press. This book was released on 2006-05-25 with total page 413 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication Poor people spend their money living day to day. How can they accumulate wealth? In the United States, homeownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. Mortgage credit becomes a crucial factor. More Americans than ever now have some access to credit. However. thanks in large part to the growth of global capital markets and greater use of "credit scores," not all homeowners have benefited equally from the opened spigots. Different terms and conditions mean that some applicants are overpaying for mortgage credit, while some are getting in over their heads. And the door is left wide open for predatory lenders. In this important new volume, accomplished analysts examine the situation, illustrate its ramifications, and recommend steps to improve it. Today, low-income Americans have more access to credit than ever before. The challenge is to increase the chances that homeownership becomes the new pathway to asset-building that everyone hopes it will be.
Author : Vyjayanti Tharmaratnam
Publisher :
ISBN 13 :
Total Pages : 50 pages
Book Rating : 4.:/5 (212 download)
Download or read book Expanding the Supply of Housing Finance for Low-Income Families written by Vyjayanti Tharmaratnam and published by . This book was released on 1995 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Orville F. Grimes
Publisher : Baltimore : Published for the World Bank [by] Johns Hopkins University Press
ISBN 13 :
Total Pages : 200 pages
Book Rating : 4.:/5 (42 download)
Download or read book Housing for Low-income Urban Families written by Orville F. Grimes and published by Baltimore : Published for the World Bank [by] Johns Hopkins University Press. This book was released on 1976 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: The considerable importance of housing to the urban and national economy contrasts sharply with housing conditions and official policies that exist in many developing countries. For all but the middle- and upper-income groups, housing is usually costly in relation to income and the quality of dwellings available. Cramped, crowded, and unsanitary settlements are the lot of low-income families, conditions that debilitate their energy and reduce national productivity. Families in illegal dwellings constantly face the threat of eviction as well as scarcities of water, sewerage, and transport. Often, under the banner of slum clearance, low-income groups are removed to higher-quality dwellings located far from income-earning opportunities and asked to pay rents they cannot afford. This study is intended to contribute to the discussions of housing policy options among urban planners and policymakers in developing countries. It does not attempt to analyze the optimal allocation of investment in urban areas or to suggest what place housing should have in such investment. There is no argument for a shift of capital and other resources from other sectors into housing. Instead, the principal intention is to achieve a better understanding of the workings of the urban housing market, especially as it affects low-income families, so as to bring about an improved use of the resources already used for housing and to allow new resources to be used effectively.
Author : United Nations Human Settlements Programme
Publisher : UN-HABITAT
ISBN 13 : 1844072118
Total Pages : 300 pages
Book Rating : 4.8/5 (44 download)
Download or read book Financing Urban Shelter written by United Nations Human Settlements Programme and published by UN-HABITAT. This book was released on 2005 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financing Urban Shelter presents the first global assessment of housing finance systems, placing shelter and urban development challenges within the overall context of macroeconomic policies and the Millennium Development Goals target on slums - "a significant improvement in the lives of at least 100 million slum dwellers by 2020". The report describes and analyses housing finance conditions and trends in all regions of the world, including formal housing finance mechanisms, microfinance and community funding, highlighting their relevance to the upgrading of slums. Recent shelter finance policy development is discussed at the international and national levels, and directions that could be taken to strengthen shelter finance systems ere examined.
Author : Un-Habitat
Publisher : Routledge
ISBN 13 : 1136565752
Total Pages : 297 pages
Book Rating : 4.1/5 (365 download)
Download or read book Financing Urban Shelter written by Un-Habitat and published by Routledge. This book was released on 2013-06-17 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: 'Achieving the goals set by world leaders in the United Nations Millennium Declaration will be difficult without a significant improvement in the lives of slum dwellers, and the lives of slum dwellers cannot be improved without the sound and sustainable economic development that is conducive to the establishment of a strong shelter sector. As Financing Urban Shelter: Global Report on Human Settlements 2005 emphasizes, one of the key challenges in meeting the Millennium Declaration Goal on slums is mobilization of the financial resources necessary for both slum upgrading and slum prevention by supplying new housing affordable to lower income groups on a large scale. . . . It is my hope that, by highlighting the impacts of current shelter financing systems on low-income households and by identifying the types of financing mechanisms that appear to have worked for them, this report will contribute to the efforts of the wide range of actors involved in improving the lives of slum dwellers, including governments at the central and local levels, as well as non-governmental and international organizations.' From the Foreword by KOFI ANNAN, Secretary-General, United Nations Financing Urban Shelter presents the first global assessment of housing finance systems, placing shelter and urban development challenges within the overall context of macroeconomic policies. The report describes and analyses housing finance conditions and trends in all regions of the world, including formal housing finance mechanisms, microfinance and community funding, highlighting their relevance to the upgrading of slums. Recent shelter finance policy development is discussed at the international and national levels, and the directions that could be taken to strengthen shelter finance systems are examined. The Global Report on Human Settlements is the most authoritative and up-to-date assessment of conditions and trends in the world's cities. It is an essential tool and reference for researchers, academics, public authorities and civil society organizations around the world. The preceding issues of the Global Report on Human Settlements have addressed such topics as An Urbanizing World, Cities in a Globalizing World and The Challenge of Slums. Published with UN-HABITAT
Author : Tatiana Nenova
Publisher : World Bank Publications
ISBN 13 : 082138323X
Total Pages : 358 pages
Book Rating : 4.8/5 (213 download)
Download or read book Expanding Housing Finance to the Underserved in South Asia written by Tatiana Nenova and published by World Bank Publications. This book was released on 2010-06-22 with total page 358 pages. Available in PDF, EPUB and Kindle. Book excerpt: Rapid economic growth in South Asia, urbanization, and a rising middle class have created considerable pent-up demand for housing and housing finance. More than 14 percent of low-income South Asians have no home. In response, South Asia s dynamic housing and housing finance markets have grown at rates of around 30%, but are still limited to upper-income groups. The contribution of housing and real-estate sector to overall economic growth, social uplift and employment is considerable. Housing and housing finance services have the clear potential to expand to middle- and even lower- income families. This requires an improved land administration, strengthened legal framework for land titling, registration, and foreclosure, better market data provision, and promotion of long-term funding for mortgage lenders and developers. Innovative traditional mortgage products and Islamic finance could match demand in underserved market segments. This report, a first regional effort on the topic, examines housing shortages in South Asia, as well as outlines shortcomings of the market for home mortgages. Information on good practice and country-specific examples are presented on enabling builder/developers, mortgage lenders, land administration, as well as foreclosure and other relevant regulations, to strengthen home ownership in South Asia. Special emphasis is accorded to low-income housing solutions.
Author : Loic Chiquier
Publisher : World Bank Publications
ISBN 13 : 0821377515
Total Pages : 540 pages
Book Rating : 4.8/5 (213 download)
Download or read book Housing Finance Policy in Emerging Markets written by Loic Chiquier and published by World Bank Publications. This book was released on 2009 with total page 540 pages. Available in PDF, EPUB and Kindle. Book excerpt: Housing finance markets have been changing dramatically in both emerging and developed economies. On the one hand, housing finance markets are expanding and represent a powerful engine for economic growth in many emerging economies. However, the unfolding sub-prime mortgage crisis highlights the risks and potential turbulence that this sector can introduce into the financial system when expanding without proper infrastructure and regulation. As housing finance keeps growing in emerging economies to match a rising demand for housing, new risk management approaches, business models, funding tools, and policy instruments can help. Yet many questions remain about the right balance between innovation and regulation, the extent of risks to the financial system, the appropriate role of the state to promote affordable housing, and the effects of the sub-prime crisis. This book provides a guide for policymakers dealing with housing finance in emerging markets. It highlights the prerequisites for an effective housing finance system; it lays out several policy alternatives and models of housing finance; and it explores the role of governments in expanding access to housing finance for lower-income households. There is no "best" model set out in this book. The aim is to provide a developmental roadmap that can be tailored and sequenced to each country's situation and timing.
