Racial Policies and Practices of Real Estate Brokers

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Publisher : U of Minnesota Press
ISBN 13 : 1452911339
Total Pages : 405 pages
Book Rating : 4.4/5 (529 download)

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Book Synopsis Racial Policies and Practices of Real Estate Brokers by : Rose Helper

Download or read book Racial Policies and Practices of Real Estate Brokers written by Rose Helper and published by U of Minnesota Press. This book was released on with total page 405 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Race Brokers

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Publisher : Oxford University Press, USA
ISBN 13 : 0190063866
Total Pages : 241 pages
Book Rating : 4.1/5 (9 download)

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Book Synopsis Race Brokers by : Elizabeth Korver-Glenn

Download or read book Race Brokers written by Elizabeth Korver-Glenn and published by Oxford University Press, USA. This book was released on 2021-04-08 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Race Brokers examines how housing market professionals-including housing developers, real estate agents, mortgage lenders, and appraisers-construct 21st century urban housing markets in ways that contribute to or undermine racial segregation. Drawing on extensive ethnographic and interview data collected in Houston, Texas, Race Brokers shows that housing market professionals play a key role in connecting people-or refusing to connect people-to housing resources and opportunities. They make these brokering decisions through reference to racist or anti-racist ideas. Typically, housing market professionals draw from racist ideas that rank-order people and neighborhoods according to their perceived economic and cultural housing market value, entwining racism with their housing market activities and interactions. Racialized housing market routines encourage this entwinement by naturalizing racism as a professional tool. Race Brokers tracks how professionals broker racism across the housing exchange process-from the home's construction, to real estate brokerage, mortgage lending, home appraisals, and the home sale closing. In doing so, it shows that professionals make housing exchange a racialized process that contributes to neighbourhood inequality and racial segregation. However, in contrast to the racialized status-quo, a small number of housing market professionals draw on anti-racist ideas and strategies to extend equal opportunities to individuals and neighborhoods, de-naturalizing housing market racism. Race Brokers highlights the imperative to interrupt the racism that pervades housing market professionals' work, dismantle the racialized routines that underwrite such racism, and cultivate a truly fair housing market"--

An Analysis of Discrimination by Real Estate Brokers

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Publisher :
ISBN 13 :
Total Pages : 52 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis An Analysis of Discrimination by Real Estate Brokers by : John Yinger

Download or read book An Analysis of Discrimination by Real Estate Brokers written by John Yinger and published by . This book was released on 1975 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Race for Profit

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Publisher : UNC Press Books
ISBN 13 : 1469653672
Total Pages : 364 pages
Book Rating : 4.4/5 (696 download)

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Book Synopsis Race for Profit by : Keeanga-Yamahtta Taylor

Download or read book Race for Profit written by Keeanga-Yamahtta Taylor and published by UNC Press Books. This book was released on 2019-09-03 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.

The Racial Practices of Real Estate Institutions in Selected Areas of Chicago

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Publisher :
ISBN 13 :
Total Pages : 1660 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis The Racial Practices of Real Estate Institutions in Selected Areas of Chicago by : Rose Helper

Download or read book The Racial Practices of Real Estate Institutions in Selected Areas of Chicago written by Rose Helper and published by . This book was released on 1958 with total page 1660 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Economic Incentives, Institutions, and Racial Discrimination

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Publisher :
ISBN 13 :
Total Pages : 60 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Economic Incentives, Institutions, and Racial Discrimination by : John Milton Yinger

Download or read book Economic Incentives, Institutions, and Racial Discrimination written by John Milton Yinger and published by . This book was released on 1978 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Freedom to Discriminate

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Publisher : Heyday Books
ISBN 13 : 9781597145442
Total Pages : 0 pages
Book Rating : 4.1/5 (454 download)

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Book Synopsis Freedom to Discriminate by : Gene Slater

Download or read book Freedom to Discriminate written by Gene Slater and published by Heyday Books. This book was released on 2021 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Freedom to Discriminate uncovers realtors' definitive role in segregating America and shaping modern conservative thought"--

Colored Property

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Publisher : University of Chicago Press
ISBN 13 : 0226262774
Total Pages : 528 pages
Book Rating : 4.2/5 (262 download)

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Book Synopsis Colored Property by : David M. P. Freund

Download or read book Colored Property written by David M. P. Freund and published by University of Chicago Press. This book was released on 2010-04-13 with total page 528 pages. Available in PDF, EPUB and Kindle. Book excerpt: Northern whites in the post–World War II era began to support the principle of civil rights, so why did many of them continue to oppose racial integration in their communities? Challenging conventional wisdom about the growth, prosperity, and racial exclusivity of American suburbs, David M. P. Freund argues that previous attempts to answer this question have overlooked a change in the racial thinking of whites and the role of suburban politics in effecting this change. In Colored Property, he shows how federal intervention spurred a dramatic shift in the language and logic of residential exclusion—away from invocations of a mythical racial hierarchy and toward talk of markets, property, and citizenship. Freund begins his exploration by tracing the emergence of a powerful public-private alliance that facilitated postwar suburban growth across the nation with federal programs that significantly favored whites. Then, showing how this national story played out in metropolitan Detroit, he visits zoning board and city council meetings, details the efforts of neighborhood “property improvement” associations, and reconstructs battles over race and housing to demonstrate how whites learned to view discrimination not as an act of racism but as a legitimate response to the needs of the market. Illuminating government’s powerful yet still-hidden role in the segregation of U.S. cities, Colored Property presents a dramatic new vision of metropolitan growth, segregation, and white identity in modern America.

Upsold

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Publisher : University of Chicago Press
ISBN 13 : 022672140X
Total Pages : 228 pages
Book Rating : 4.2/5 (267 download)

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Book Synopsis Upsold by : Max Besbris

Download or read book Upsold written by Max Besbris and published by University of Chicago Press. This book was released on 2020-09-05 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: What do you want for yourself in the next five, ten years? Do your plans involve marriage, kids, a new job? These are the questions a real estate agent might ask in an attempt to unearth information they can employ to complete a sale, which as Upsold shows, often results in upselling. In this book, sociologist Max Besbris shows how agents successfully upsell, inducing buyers to spend more than their initially stated price ceilings. His research reveals how face-to-face interactions influence buyers’ ideas about which neighborhoods are desirable and which are less-worthy investments and how these preferences ultimately contribute to neighborhood inequality. ​ Stratification defines cities in the contemporary United States. In an era marked by increasing income segregation, one of the main sources of this inequality is housing prices. A crucial part of wealth inequality, housing prices are also directly linked to the uneven distribution of resources across neighborhoods and to racial and ethnic segregation. Upsold shows how the interactions between real estate agents and buyers make or break neighborhood reputations and construct neighborhoods by price. Employing revealing ethnographic and quantitative housing data, Besbris outlines precisely how social influences come together during the sales process. In Upsold, we get a deep dive into the role that the interactions with sales agents play in buyers’ decision-making and how neighborhoods are differentiated, valorized, and deemed to be worthy of a certain price.

Family Properties

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Publisher : Metropolitan Books
ISBN 13 : 1429952601
Total Pages : 330 pages
Book Rating : 4.4/5 (299 download)

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Book Synopsis Family Properties by : Beryl Satter

Download or read book Family Properties written by Beryl Satter and published by Metropolitan Books. This book was released on 2010-03-02 with total page 330 pages. Available in PDF, EPUB and Kindle. Book excerpt: Part family story and part urban history, a landmark investigation of segregation and urban decay in Chicago -- and cities across the nation The "promised land" for thousands of Southern blacks, postwar Chicago quickly became the most segregated city in the North, the site of the nation's worst ghettos and the target of Martin Luther King Jr.'s first campaign beyond the South. In this powerful book, Beryl Satter identifies the true causes of the city's black slums and the ruin of urban neighborhoods throughout the country: not, as some have argued, black pathology, the culture of poverty, or white flight, but a widespread and institutionalized system of legal and financial exploitation. In Satter's riveting account of a city in crisis, unscrupulous lawyers, slumlords, and speculators are pitched against religious reformers, community organizers, and an impassioned attorney who launched a crusade against the profiteers—the author's father, Mark J. Satter. At the heart of the struggle stand the black migrants who, having left the South with its legacy of sharecropping, suddenly find themselves caught in a new kind of debt peonage. Satter shows the interlocking forces at work in their oppression: the discriminatory practices of the banking industry; the federal policies that created the country's shameful "dual housing market"; the economic anxieties that fueled white violence; and the tempting profits to be made by preying on the city's most vulnerable population. Family Properties: Race, Real Estate, and the Exploitation of Black Urban America is a monumental work of history, this tale of racism and real estate, politics and finance, will forever change our understanding of the forces that transformed urban America. "Gripping . . . This painstaking portrayal of the human costs of financial racism is the most important book yet written on the black freedom struggle in the urban North."—David Garrow, The Washington Post

A Nation of Realtors®

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Publisher : Duke University Press
ISBN 13 : 0822386607
Total Pages : 267 pages
Book Rating : 4.8/5 (223 download)

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Book Synopsis A Nation of Realtors® by : Jeffrey M. Hornstein

Download or read book A Nation of Realtors® written by Jeffrey M. Hornstein and published by Duke University Press. This book was released on 2005-05-11 with total page 267 pages. Available in PDF, EPUB and Kindle. Book excerpt: How is it that in the twentieth century virtually all Americans came to think of themselves as “middle class”? In this cultural history of real estate brokerage, Jeffrey M. Hornstein argues that the rise of the Realtors as dealers in both domestic space and the ideology of home ownership provides tremendous insight into this critical question. At the dawn of the twentieth century, a group of prominent real estate brokers attempted to transform their occupation into a profession. Drawing on traditional notions of the learned professions, they developed a new identity—the professional entrepreneur—and a brand name, “Realtor.” The Realtors worked doggedly to make home ownership a central element of what became known as the “American dream.” Hornstein analyzes the internal evolution of the occupation, particularly the gender dynamics culminating in the rise of women brokers to predominance after the Second World War. At the same time, he examines the ways organized real estate brokers influenced American housing policy throughout the century. Hornstein draws on trade journals, government documents on housing policy, material from the archives of the National Association of Realtors and local real estate boards, demographic data, and fictional accounts of real estate agents. He chronicles the early efforts of real estate brokers to establish their profession by creating local and national boards, business practices, ethical codes, and educational programs and by working to influence laws from local zoning ordinances to national housing policy. A rich and original work of American history, A Nation of Realtors® illuminates class, gender, and business through a look at the development of a profession and its enormously successful effort to make the owner-occupied, single-family home a key element of twentieth-century American identity.

City of Segregation

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Publisher : Verso Books
ISBN 13 : 1786632721
Total Pages : 241 pages
Book Rating : 4.7/5 (866 download)

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Book Synopsis City of Segregation by : Andrea Gibbons

Download or read book City of Segregation written by Andrea Gibbons and published by Verso Books. This book was released on 2018-09-18 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: A majestic one-hundred-year study of segregation in Los Angeles City of Segregation documents one hundred years of struggle against the enforced separation of racial groups through property markets, constructions of community, and the growth of neoliberalism. This movement history covers the decades of work to end legal support for segregation in 1948; the 1960s Civil Rights movement and CORE’s efforts to integrate LA’s white suburbs; and the 2006 victory preserving 10,000 downtown residential hotel units from gentrification enfolded within ongoing resistance to the criminalization and displacement of the homeless. Andrea Gibbons reveals the shape and nature of the racist ideology that must be fought, in Los Angeles and across the United States, if we hope to found just cities.

Race, Real Estate, and Uneven Development, Second Edition

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Publisher : SUNY Press
ISBN 13 : 1438449429
Total Pages : 242 pages
Book Rating : 4.4/5 (384 download)

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Book Synopsis Race, Real Estate, and Uneven Development, Second Edition by : Kevin Fox Gotham

Download or read book Race, Real Estate, and Uneven Development, Second Edition written by Kevin Fox Gotham and published by SUNY Press. This book was released on 2014-02-01 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: Updated second edition examining how the real estate industry and federal housing policy have facilitated the development of racial residential segregation. Traditional explanations of metropolitan development and urban racial segregation have emphasized the role of consumer demand and market dynamics. In the first edition of Race, Real Estate, and Uneven Development Kevin Fox Gotham reexamined the assumptions behind these explanations and offered a provocative new thesis. Using the Kansas City metropolitan area as a case study, Gotham provided both quantitative and qualitative documentation of the role of the real estate industry and the Federal Housing Administration, demonstrating how these institutions have promulgated racial residential segregation and uneven development. Gotham challenged contemporary explanations while providing fresh insights into the racialization of metropolitan space, the interlocking dimensions of class and race in metropolitan development, and the importance of analyzing housing as a system of social stratification. In this second edition, he includes new material that explains the racially unequal impact of the subprime real estate crisis that began in late 2007, and explains why racial disparities in housing and lending remain despite the passage of fair housing laws and antidiscrimination statutes. Praise for the First Edition “This work challenges the notion that demographic change and residential patterns are ‘natural’ or products of free market choices [it] contributes greatly to our understanding of how real estate interests shaped the hyper-segregation of American cities, and how government agencies[,] including school districts, worked in tandem to further demark the separate and unequal worlds in metropolitan life.” — H-Net Reviews (H-Education) “A hallmark of this book is its fine-grained analysis of just how specific activities of realtors, the FHA program, and members of the local school board contributed to the residential segregation of blacks in twentieth century urban America. A process Gotham labels the ‘racialization of urban space’—the social construction of urban neighborhoods that links race, place, behavior, culture, and economic factors—has led white residents, realtors, businessmen, bankers, land developers, and school board members to act in ways that restricted housing for blacks to specific neighborhoods in Kansas City, as well as in other cities.” — Philip Olson, University of Missouri–Kansas City “This is a book which is greatly needed in the field. Gotham integrates, using historical data, the involvement of the real estate industry and the collusion of the federal government in the manufacturing of racially biased housing practices. His work advances the struggle for civil rights by showing that solving the problem of racism is not as simple as banning legal discrimination, but rather needs to address the institutional practices at all levels of the real estate industry.” — Talmadge Wright, author of Out of Place: Homeless Mobilizations, Subcities, and Contested Landscapes

Race and Real Estate

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Author :
Publisher : Oxford University Press
ISBN 13 : 0199977283
Total Pages : 336 pages
Book Rating : 4.1/5 (999 download)

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Book Synopsis Race and Real Estate by : Adrienne Brown

Download or read book Race and Real Estate written by Adrienne Brown and published by Oxford University Press. This book was released on 2015-09-30 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Race and Real Estate brings together new work by architects, sociologists, legal scholars, and literary critics that qualifies and complicates traditional narratives of race, property, and citizenship in the United States. Rather than simply rehearsing the standard account of how blacks were historically excluded from homeownership, the authors of these essays explore how the raced history of property affects understandings of home and citizenship. While the narrative of race and real estate in America has usually been relayed in terms of institutional subjugation, dispossession, and forced segregation, the essays collected in this volume acknowledge the validity of these histories while presenting new perspectives on this story.

The Color of Law: A Forgotten History of How Our Government Segregated America

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Publisher : Liveright Publishing
ISBN 13 : 1631492861
Total Pages : 246 pages
Book Rating : 4.6/5 (314 download)

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Book Synopsis The Color of Law: A Forgotten History of How Our Government Segregated America by : Richard Rothstein

Download or read book The Color of Law: A Forgotten History of How Our Government Segregated America written by Richard Rothstein and published by Liveright Publishing. This book was released on 2017-05-02 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt: New York Times Bestseller • Notable Book of the Year • Editors' Choice Selection One of Bill Gates’ “Amazing Books” of the Year One of Publishers Weekly’s 10 Best Books of the Year Longlisted for the National Book Award for Nonfiction An NPR Best Book of the Year Winner of the Hillman Prize for Nonfiction Gold Winner • California Book Award (Nonfiction) Finalist • Los Angeles Times Book Prize (History) Finalist • Brooklyn Public Library Literary Prize This “powerful and disturbing history” exposes how American governments deliberately imposed racial segregation on metropolitan areas nationwide (New York Times Book Review). Widely heralded as a “masterful” (Washington Post) and “essential” (Slate) history of the modern American metropolis, Richard Rothstein’s The Color of Law offers “the most forceful argument ever published on how federal, state, and local governments gave rise to and reinforced neighborhood segregation” (William Julius Wilson). Exploding the myth of de facto segregation arising from private prejudice or the unintended consequences of economic forces, Rothstein describes how the American government systematically imposed residential segregation: with undisguised racial zoning; public housing that purposefully segregated previously mixed communities; subsidies for builders to create whites-only suburbs; tax exemptions for institutions that enforced segregation; and support for violent resistance to African Americans in white neighborhoods. A groundbreaking, “virtually indispensable” study that has already transformed our understanding of twentieth-century urban history (Chicago Daily Observer), The Color of Law forces us to face the obligation to remedy our unconstitutional past.

Race Brokers

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Author :
Publisher : Oxford University Press
ISBN 13 : 0190063890
Total Pages : 288 pages
Book Rating : 4.1/5 (9 download)

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Book Synopsis Race Brokers by : Elizabeth Korver-Glenn

Download or read book Race Brokers written by Elizabeth Korver-Glenn and published by Oxford University Press. This book was released on 2021-03-19 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: How is it that America's cities remain almost as segregated as they were fifty years ago? In Race Brokers, Elizabeth Korver-Glenn examines how housing market professionals--including housing developers, real estate agents, mortgage lenders, and appraisers--construct contemporary urban housing markets in ways that contribute to neighborhood inequality and racial segregation. Drawing on extensive ethnographic and interview data collected in Houston, Texas, Korver-Glenn shows how these professionals, especially those who are White, use racist tools to build a fundamentally unequal housing market and are even encouraged to apply racist ideas to market activity and interactions. Korver-Glenn further tracks how professionals broker racism across the entirety of the housing exchange process--from the home's construction, to real estate brokerage, mortgage lending, home appraisals, and the home sale closing. Race Brokers highlights the imperative to interrupt the racism that pervades housing market professionals' work, dismantle the racialized routines that underwrite such racism, and cultivate a truly fair housing market.

Reproducing Racism

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Author :
Publisher : NYU Press
ISBN 13 : 1479811092
Total Pages : 216 pages
Book Rating : 4.4/5 (798 download)

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Book Synopsis Reproducing Racism by : Daria Roithmayr

Download or read book Reproducing Racism written by Daria Roithmayr and published by NYU Press. This book was released on 2021-03-01 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: Argues that racial inequality reproduces itself automatically over time because early unfair advantage for whites has paved the way for continuing advantage This book is designed to change the way we think about racial inequality. Long after the passage of civil rights laws, blacks and Latinos possess barely a nickel of wealth for every dollar that whites have. Why have we made so little progress? Legal scholar Daria Roithmayr provocatively argues that racial inequality lives on because white advantage functions as a powerful self-reinforcing monopoly, reproducing itself automatically from generation to generation even in the absence of intentional discrimination. Drawing on work in antitrust law and a range of other disciplines, Roithmayr brilliantly compares the dynamics of white advantage to the unfair tactics of giants like AT&T and Microsoft. With penetrating insight, Roithmayr locates the engine of white monopoly in positive feedback loops that connect the dramatic disparity of Jim Crow to modern racial gaps in jobs, housing and education. Wealthy white neighborhoods fund public schools that then turn out wealthy white neighbors. Whites with lucrative jobs informally refer their friends, who refer their friends, and so on. Roithmayr concludes that racial inequality might now be locked in place, unless policymakers immediately take drastic steps to dismantle this oppressive system.