Care Without Coverage

Download Care Without Coverage PDF Online Free

Author :
Publisher : National Academies Press
ISBN 13 : 0309083435
Total Pages : 213 pages
Book Rating : 4.3/5 (9 download)

DOWNLOAD NOW!


Book Synopsis Care Without Coverage by : Institute of Medicine

Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Policies and Perceptions of Insurance

Download Policies and Perceptions of Insurance PDF Online Free

Author :
Publisher : Oxford University Press, USA
ISBN 13 : 0198763417
Total Pages : 358 pages
Book Rating : 4.1/5 (987 download)

DOWNLOAD NOW!


Book Synopsis Policies and Perceptions of Insurance by : Malcolm Alistair Clarke

Download or read book Policies and Perceptions of Insurance written by Malcolm Alistair Clarke and published by Oxford University Press, USA. This book was released on 1997 with total page 358 pages. Available in PDF, EPUB and Kindle. Book excerpt: Policies and Perceptions of Insurance offers an introduction to insurance contract law in the United Kingdom today. Malcolm Clarke provides students with a clear outline of insurance law, while alerting them to the social and theoretical issues arising out of the law and practice of insurance.The framework for discussion is the tracing of the life of an insurance contract from purchase to claim, which is used to summarize settled and satisfactory legal rules, but also highlight more controversial matters and invite reflection on the objectives of insurance law and whether theseobjectives have been achieved.

Coverage Matters

Download Coverage Matters PDF Online Free

Author :
Publisher : National Academies Press
ISBN 13 : 0309076099
Total Pages : 204 pages
Book Rating : 4.3/5 (9 download)

DOWNLOAD NOW!


Book Synopsis Coverage Matters by : Institute of Medicine

Download or read book Coverage Matters written by Institute of Medicine and published by National Academies Press. This book was released on 2001-10-27 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.

Underwriters of the United States

Download Underwriters of the United States PDF Online Free

Author :
Publisher : UNC Press Books
ISBN 13 : 1469663643
Total Pages : 350 pages
Book Rating : 4.4/5 (696 download)

DOWNLOAD NOW!


Book Synopsis Underwriters of the United States by : Hannah Farber

Download or read book Underwriters of the United States written by Hannah Farber and published by UNC Press Books. This book was released on 2021-10-28 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: Unassuming but formidable, American maritime insurers used their position at the pinnacle of global trade to shape the new nation. The international information they gathered and the capital they generated enabled them to play central roles in state building and economic development. During the Revolution, they helped the U.S. negotiate foreign loans, sell state debts, and establish a single national bank. Afterward, they increased their influence by lending money to the federal government and to its citizens. Even as federal and state governments began to encroach on their domain, maritime insurers adapted, preserving their autonomy and authority through extensive involvement in the formation of commercial law. Leveraging their claims to unmatched expertise, they operated free from government interference while simultaneously embedding themselves into the nation's institutional fabric. By the early nineteenth century, insurers were no longer just risk assessors. They were nation builders and market makers. Deeply and imaginatively researched, Underwriters of the United States uses marine insurers to reveal a startlingly original story of risk, money, and power in the founding era.

Government-Sponsored Health Insurance in India

Download Government-Sponsored Health Insurance in India PDF Online Free

Author :
Publisher : World Bank Publications
ISBN 13 : 0821396196
Total Pages : 446 pages
Book Rating : 4.8/5 (213 download)

DOWNLOAD NOW!


Book Synopsis Government-Sponsored Health Insurance in India by : Gerard La Forgia

Download or read book Government-Sponsored Health Insurance in India written by Gerard La Forgia and published by World Bank Publications. This book was released on 2012-09-14 with total page 446 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book presents the first comprehensive review of all major government-supported health insurance schemes in India and their potential for contributing to the achievement of universal coverage in India are discussed.

Moral Hazard in Health Insurance

Download Moral Hazard in Health Insurance PDF Online Free

Author :
Publisher : Columbia University Press
ISBN 13 : 0231538685
Total Pages : 161 pages
Book Rating : 4.2/5 (315 download)

DOWNLOAD NOW!


Book Synopsis Moral Hazard in Health Insurance by : Amy Finkelstein

Download or read book Moral Hazard in Health Insurance written by Amy Finkelstein and published by Columbia University Press. This book was released on 2014-12-02 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: Addressing the challenge of covering heath care expenses—while minimizing economic risks. Moral hazard—the tendency to change behavior when the cost of that behavior will be borne by others—is a particularly tricky question when considering health care. Kenneth J. Arrow’s seminal 1963 paper on this topic (included in this volume) was one of the first to explore the implication of moral hazard for health care, and Amy Finkelstein—recognized as one of the world’s foremost experts on the topic—here examines this issue in the context of contemporary American health care policy. Drawing on research from both the original RAND Health Insurance Experiment and her own research, including a 2008 Health Insurance Experiment in Oregon, Finkelstein presents compelling evidence that health insurance does indeed affect medical spending and encourages policy solutions that acknowledge and account for this. The volume also features commentaries and insights from other renowned economists, including an introduction by Joseph P. Newhouse that provides context for the discussion, a commentary from Jonathan Gruber that considers provider-side moral hazard, and reflections from Joseph E. Stiglitz and Kenneth J. Arrow. “Reads like a fireside chat among a group of distinguished, articulate health economists.” —Choice

Voluntary Health Insurance in Europe: Country Experience

Download Voluntary Health Insurance in Europe: Country Experience PDF Online Free

Author :
Publisher : World Health Organization
ISBN 13 : 9289050373
Total Pages : 163 pages
Book Rating : 4.2/5 (89 download)

DOWNLOAD NOW!


Book Synopsis Voluntary Health Insurance in Europe: Country Experience by : Sagan A.

Download or read book Voluntary Health Insurance in Europe: Country Experience written by Sagan A. and published by World Health Organization. This book was released on 2016-07-20 with total page 163 pages. Available in PDF, EPUB and Kindle. Book excerpt: No two markets for voluntary health insurance (VHI) are identical. All differ in some way because they are heavily shaped by the nature and performance of publicly financed health systems and by the contexts in which they have evolved. This volume contains short structured profiles of markets for VHI in 34 countries in Europe. These are drawn from European Union member states plus Armenia Iceland Georgia Norway the Russian Federation Switzerland and Ukraine. The book is aimed at policy-makers and researchers interested in knowing more about how VHI works in practice in a wide range of contexts. Each profile written by one or more local experts identifies gaps in publicly-financed health coverage describes the role VHI plays outlines the way in which the market for VHI operates summarises public policy towards VHI including major developments over time and highlights national debates and challenges. The book is part of a study on VHI in Europe prepared jointly by the European Observatory on Health Systems and Policies and the WHO Regional Office for Europe. A companion volume provides an analytical overview of VHI markets across the 34 countries.

Health-Care Utilization as a Proxy in Disability Determination

Download Health-Care Utilization as a Proxy in Disability Determination PDF Online Free

Author :
Publisher : National Academies Press
ISBN 13 : 030946921X
Total Pages : 161 pages
Book Rating : 4.3/5 (94 download)

DOWNLOAD NOW!


Book Synopsis Health-Care Utilization as a Proxy in Disability Determination by : National Academies of Sciences, Engineering, and Medicine

Download or read book Health-Care Utilization as a Proxy in Disability Determination written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2018-04-02 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Social Security Administration (SSA) administers two programs that provide benefits based on disability: the Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program. This report analyzes health care utilizations as they relate to impairment severity and SSA's definition of disability. Health Care Utilization as a Proxy in Disability Determination identifies types of utilizations that might be good proxies for "listing-level" severity; that is, what represents an impairment, or combination of impairments, that are severe enough to prevent a person from doing any gainful activity, regardless of age, education, or work experience.

Modelling in Life Insurance – A Management Perspective

Download Modelling in Life Insurance – A Management Perspective PDF Online Free

Author :
Publisher : Springer
ISBN 13 : 3319297767
Total Pages : 263 pages
Book Rating : 4.3/5 (192 download)

DOWNLOAD NOW!


Book Synopsis Modelling in Life Insurance – A Management Perspective by : Jean-Paul Laurent

Download or read book Modelling in Life Insurance – A Management Perspective written by Jean-Paul Laurent and published by Springer. This book was released on 2016-05-02 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: Focusing on life insurance and pensions, this book addresses various aspects of modelling in modern insurance: insurance liabilities; asset-liability management; securitization, hedging, and investment strategies. With contributions from internationally renowned academics in actuarial science, finance, and management science and key people in major life insurance and reinsurance companies, there is expert coverage of a wide range of topics, for example: models in life insurance and their roles in decision making; an account of the contemporary history of insurance and life insurance mathematics; choice, calibration, and evaluation of models; documentation and quality checks of data; new insurance regulations and accounting rules; cash flow projection models; economic scenario generators; model uncertainty and model risk; model-based decision-making at line management level; models and behaviour of stakeholders. With author profiles ranging from highly specialized model builders to decision makers at chief executive level, this book should prove a useful resource to students and academics of actuarial science as well as practitioners.

Lives at Risk

Download Lives at Risk PDF Online Free

Author :
Publisher : Rowman & Littlefield
ISBN 13 : 9780742541528
Total Pages : 278 pages
Book Rating : 4.5/5 (415 download)

DOWNLOAD NOW!


Book Synopsis Lives at Risk by : John C. Goodman

Download or read book Lives at Risk written by John C. Goodman and published by Rowman & Littlefield. This book was released on 2004 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: Lives at Risk identifies 20 myths about health care as delivered in countries that have national health insurance. These myths have gained the status of fact in both the United States and abroad, even though the evidence shows a far different reality. The authors also explore the political and economic climate of the health care system and offer alternatives to the current health care public policies.

Private Voluntary Health Insurance

Download Private Voluntary Health Insurance PDF Online Free

Author :
Publisher : World Bank Publications
ISBN 13 : 082138757X
Total Pages : 135 pages
Book Rating : 4.8/5 (213 download)

DOWNLOAD NOW!


Book Synopsis Private Voluntary Health Insurance by : Greg Brunner

Download or read book Private Voluntary Health Insurance written by Greg Brunner and published by World Bank Publications. This book was released on 2012-05-14 with total page 135 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book aims to help countries design and implement a legal framework for a viable private health insurance market, with rationale for insurance regulation, institutions involved, and standards and protections used in regulating private health insurance.

Takaful and Mutual Insurance

Download Takaful and Mutual Insurance PDF Online Free

Author :
Publisher : World Bank Publications
ISBN 13 : 0821397257
Total Pages : 226 pages
Book Rating : 4.8/5 (213 download)

DOWNLOAD NOW!


Book Synopsis Takaful and Mutual Insurance by : Serap O. Gonulal

Download or read book Takaful and Mutual Insurance written by Serap O. Gonulal and published by World Bank Publications. This book was released on 2012-11-15 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: Takaful, which means 'cooperative', is an insurance approach that is instrumental to providing insurance services to Muslims and others with religious objections to aspects of conventional commercial insurance models, specifically interest payments, uncertainty, or gambling kind of transactions.

Determinants of Life Insurance Consumption across Countries

Download Determinants of Life Insurance Consumption across Countries PDF Online Free

Author :
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 50 pages
Book Rating : 4./5 ( download)

DOWNLOAD NOW!


Book Synopsis Determinants of Life Insurance Consumption across Countries by : Thorsten Beck

Download or read book Determinants of Life Insurance Consumption across Countries written by Thorsten Beck and published by World Bank Publications. This book was released on 2002 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Loss Coverage

Download Loss Coverage PDF Online Free

Author :
Publisher : Cambridge University Press
ISBN 13 : 110710033X
Total Pages : 285 pages
Book Rating : 4.1/5 (71 download)

DOWNLOAD NOW!


Book Synopsis Loss Coverage by : Guy Thomas

Download or read book Loss Coverage written by Guy Thomas and published by Cambridge University Press. This book was released on 2017-05-11 with total page 285 pages. Available in PDF, EPUB and Kindle. Book excerpt: A novel book that argues that, contrary to received wisdom, some adverse selection in insurance markets is beneficial to society as a whole. It is for all those interested in public policy arguments about insurance and discrimination: policymakers, academics, actuaries, underwriters, disability activists, geneticists and other medical professionals.

Investing in Life

Download Investing in Life PDF Online Free

Author :
Publisher : Johns Hopkins University Press+ORM
ISBN 13 : 0801899478
Total Pages : 411 pages
Book Rating : 4.8/5 (18 download)

DOWNLOAD NOW!


Book Synopsis Investing in Life by : Sharon Ann Murphy

Download or read book Investing in Life written by Sharon Ann Murphy and published by Johns Hopkins University Press+ORM. This book was released on 2010-10-01 with total page 411 pages. Available in PDF, EPUB and Kindle. Book excerpt: A study of the early years of the life insurance industry in 19th century America. Investing in Life considers the creation and expansion of the American life insurance industry from its early origins in the 1810s through the 1860s and examines how its growth paralleled and influenced the emergence of the middle class. Using the economic instability of the period as her backdrop, Sharon Ann Murphy also analyzes changing roles for women; the attempts to adapt slavery to an urban, industrialized setting; the rise of statistical thinking; and efforts to regulate the business environment. Her research directly challenges the conclusions of previous scholars who have dismissed the importance of the earliest industry innovators while exaggerating clerical opposition to life insurance. Murphy examines insurance as both a business and a social phenomenon. She looks at how insurance companies positioned themselves within the marketplace, calculated risks associated with disease, intemperance, occupational hazard, and war, and battled fraud, murder, and suicide. She also discusses the role of consumers?their reasons for purchasing life insurance, their perceptions of the industry, and how their desires and demands shaped the ultimate product. Winner, Hagley Prize in Business History, Hagley Museum and Library and the Business History Conference Praise for Investing in Life “A well-written, well-argued book that makes a number of important contributions to the history of business and capitalism in antebellum America.” —Sean H. Vanatta, Common Place “An intriguing, instructive history of the establishment and development of the life insurance industry that reveals a good deal about changing social and commercial conditions in antebellum America . . . Highly recommended.” —Choice

Model Rules of Professional Conduct

Download Model Rules of Professional Conduct PDF Online Free

Author :
Publisher : American Bar Association
ISBN 13 : 9781590318737
Total Pages : 216 pages
Book Rating : 4.3/5 (187 download)

DOWNLOAD NOW!


Book Synopsis Model Rules of Professional Conduct by : American Bar Association. House of Delegates

Download or read book Model Rules of Professional Conduct written by American Bar Association. House of Delegates and published by American Bar Association. This book was released on 2007 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.

Private Health Insurance

Download Private Health Insurance PDF Online Free

Author :
Publisher : Cambridge University Press
ISBN 13 : 1108901166
Total Pages : 593 pages
Book Rating : 4.1/5 (89 download)

DOWNLOAD NOW!


Book Synopsis Private Health Insurance by : Sarah Thomson

Download or read book Private Health Insurance written by Sarah Thomson and published by Cambridge University Press. This book was released on 2020-10-01 with total page 593 pages. Available in PDF, EPUB and Kindle. Book excerpt: Can private health insurance fill gaps in publicly financed coverage? Does it enhance access to health care or improve efficiency in health service delivery? Will it provide fiscal relief for governments struggling to raise public revenue for health? This book examines the successes, failures and challenges of private health insurance globally through country case studies written by leading national experts. Each case study considers the role of history and politics in shaping private health insurance and determining its impact on health system performance. Despite great diversity in the size and functioning of markets for private health insurance, the book identifies clear patterns across countries, drawing out valuable lessons for policymakers while showing how history and politics have proved a persistent barrier to effective public policy. This title is also available as Open Access on Cambridge Core.