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Payday Lending Federal Law Enforcement Uses A Multilayered Approach To Identify Employees In Financial Distress
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Book Synopsis Payday Lending: Federal Law Enforcement Uses a MultiLayered Approach to Identify Employees in Financial Distress by : Alicia Puente Cackley
Download or read book Payday Lending: Federal Law Enforcement Uses a MultiLayered Approach to Identify Employees in Financial Distress written by Alicia Puente Cackley and published by DIANE Publishing. This book was released on 2011-04 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the U.S., payday lending (PL) is a $40 billion a year industry. A PL is a small-dollar loan -- from $100 to $500 and re-payable in about two weeks. Consumers can pay fees of $15-20 for every $100 borrowed. In 2006 the DoD reported on predatory lending, incl. PL, and found that these loans impacted military readiness and troop morale. Concerns were raised about PL to federal employees in law enforcement and national security positions at four components. This report examined: (1) how these federal law enforcement agencies become aware of employees who are potential security risks due to financial problems, including PL; and (2) various alternatives to PL. Charts and tables. This is a print on demand edition of an important, hard-to-find report.
Author :United States Government Accountability Office Publisher :Createspace Independent Publishing Platform ISBN 13 :9781983611582 Total Pages :60 pages Book Rating :4.6/5 (115 download)
Book Synopsis Payday Lending by : United States Government Accountability Office
Download or read book Payday Lending written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-01-08 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: PAYDAY LENDING: Federal Law Enforcement Uses a Multilayered Approach to Identify Employees in Financial Distress
Book Synopsis Payday Lending by : U S Government Accountability Office (G
Download or read book Payday Lending written by U S Government Accountability Office (G and published by BiblioGov. This book was released on 2013-07 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: The U.S. Government Accountability Office (GAO) is an independent agency that works for Congress. The GAO watches over Congress, and investigates how the federal government spends taxpayers dollars. The Comptroller General of the United States is the leader of the GAO, and is appointed to a 15-year term by the U.S. President. The GAO wants to support Congress, while at the same time doing right by the citizens of the United States. They audit, investigate, perform analyses, issue legal decisions and report anything that the government is doing. This is one of their reports.
Book Synopsis Payday Lending by : U.s. Government Accountability Office
Download or read book Payday Lending written by U.s. Government Accountability Office and published by . This book was released on 2017-08-17 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In the United States, payday lending is estimated to be a slightly less than $40 billion a year industry. A payday loan is a small-dollar loan that is usually from $100 to $500 and repayable in a short term, usually 2 weeks. Consumers can pay fees of $15-20 for every $100 borrowed. In 2006 the Department of Defense (DOD) reported on predatory lending, including payday lending, and found that these loans impacted military readiness and troop morale. Concerns were raised about payday lending to federal employees in law enforcement and national security positions at four components-Customs and Border Protection (CBP), Immigration and Customs Enforcement (ICE), the Transportation Security Administration (TSA), and the Federal Bureau of Investigation (FBI). GAO examined (1) how these federal law enforcement agencies become aware of employees who are potential security risks due to financial problems, including payday lending, and (2) various alternatives to payday lending. GAO reviewed federal policies and procedures for collecting financial information and reviewed data from and interviewed representatives of the payday loan industry, depository institutions, consumer groups, nonprofits, and trade organizations.GAO makes no recommendations in this report. We provided copies..."
Book Synopsis Payday lending by : United States. Government Accountability Office
Download or read book Payday lending written by United States. Government Accountability Office and published by . This book was released on 2011 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Fringe Finance written by Rob Aitken and published by Routledge. This book was released on 2015-02-11 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most recent conversations about financial instability in International Political Economy have addressed the ongoing financial spasms of the past five years; a global financial spasm unleashed by the 2008 subprime debacle, ongoing Eurozone instability, and general price volatility in securities markets globally. Alongside and as part of these broader spasms, however, has been another key trend—the intensifying reach of global financial markets into and among those populations which live at its very edges. There are increasing, and increasingly profitable, experiments which are explicitly targeted to those without regular access to full or formalized financial practices. This book places the practices of fringe finance in critical context by situating them within a larger set of discussions in the field. Most importantly, this book is part of a much broader attempt in IPE to rethread the study of finance to questions of cultural and social theory in a meaningful manner. Finance is increasingly subjected to innovative forms of social inquiry influenced by a range of diverse methods including governmentality, actor-network theory and cultural economy. By drawing on several strands of social theory, this book contributes to this broader movement in IPE and helps open more space for the continuation of these interdisciplinary conversations. This work will be of great interest to students and scholars of IPE, development studies and economic sociology.
Author :Emile van der Does de Willebois Publisher :World Bank Publications ISBN 13 :0821388967 Total Pages :230 pages Book Rating :4.8/5 (213 download)
Book Synopsis The Puppet Masters by : Emile van der Does de Willebois
Download or read book The Puppet Masters written by Emile van der Does de Willebois and published by World Bank Publications. This book was released on 2011-11-01 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report examines the use of these entities in nearly all cases of corruption. It builds upon case law, interviews with investigators, corporate registries and financial institutions and a 'mystery shopping' exercise to provide evidence of this criminal practice.
Book Synopsis Annual Report by : Board of Governors of the Federal Reserve System (U.S.)
Download or read book Annual Report written by Board of Governors of the Federal Reserve System (U.S.) and published by . This book was released on 2011 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Access to Financial Services in Brazil by : Anjali Kumar
Download or read book Access to Financial Services in Brazil written by Anjali Kumar and published by World Bank Publications. This book was released on 2005 with total page 698 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is an increasing awareness that access to financial services can contribute to economic growth and poverty reduction. This study focuses on the delivery of financial services in Brazil, one of the world's most important emerging financial markets. It examines different aspects of financial service provision, and explores approaches to address problems of financial exclusion. Topics discussed include: microfinance schemes; private banking; rural finance systems; institutional infrastructure; and the role of government policy.
Book Synopsis INSPIRE Handbook by : World Health Organization
Download or read book INSPIRE Handbook written by World Health Organization and published by World Health Organization. This book was released on 2019-02-26 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: INSPIRE is a resource to help governments, international agencies, and non-government organisations prevent and respond to violence against children. It was developed by 10 international and U.S.-based agencies and includes strategy documents and implementation tools. This handbook provides guidance on how to choose and implement interventions based on specific needs and context, and is organised around the 7 key INSPIRE strategies: implementation and enforcement of laws; norms and values; safe environments; parent and caregiver support; income and economic strengthening; response and support services; and education and life skills. The handbook also provides an overview of implementation and impact indicators, drawn from the companion document 'INSPIRE indicator guidance and results framework'.
Book Synopsis Freedom in the World 2016 by : Freedom House
Download or read book Freedom in the World 2016 written by Freedom House and published by Rowman & Littlefield. This book was released on 2016-12-24 with total page 905 pages. Available in PDF, EPUB and Kindle. Book excerpt: Freedom in the World, the Freedom House flagship survey whose findings have been published annually since 1972, is the standard-setting comparative assessment of global political rights and civil liberties. The survey ratings and narrative reports on 195 countries and fifteen territories are used by policymakers, the media, international corporations, civic activists, and human rights defenders to monitor trends in democracy and track improvements and setbacks in freedom worldwide. The Freedom in the World political rights and civil liberties ratings are determined through a multi-layered process of research and evaluation by a team of regional analysts and eminent scholars. The analysts used a broad range of sources of information, including foreign and domestic news reports, academic studies, nongovernmental organizations, think tanks, individual professional contacts, and visits to the region, in conducting their research. The methodology of the survey is derived in large measure from the Universal Declaration of Human Rights, and these standards are applied to all countries and territories, irrespective of geographical location, ethnic or religious composition, or level of economic development.
Download or read book Broke, USA written by Gary Rivlin and published by Harper Collins. This book was released on 2010-05-25 with total page 472 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the author of the New York Times Notable Book of the Year Drive By comes a unique and riveting exploration of one of America’s largest and fastest-growing industries—the business of poverty. Broke, USA is a Fast Food Nation for the “poverty industry” that will also appeal to readers of Barbara Ehrenreich (Nickel and Dimed) and David Shipler (The Working Poor).
Book Synopsis Tools and Ethics for Applied Behavioural Insights: The BASIC Toolkit by : OECD
Download or read book Tools and Ethics for Applied Behavioural Insights: The BASIC Toolkit written by OECD and published by OECD Publishing. This book was released on 2019-06-18 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: Behavioural insights (BI) are lessons derived from the behavioural and social sciences, including decision making, psychology, cognitive science, neuroscience, organisational and group behaviour.
Book Synopsis Literature on Personnel Vetting Processes and Procedures by : David Stebbins
Download or read book Literature on Personnel Vetting Processes and Procedures written by David Stebbins and published by . This book was released on 2019-12-15 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: U.S. government vetting processes and procedures for public trust and national security positions are evolving to improve their effectiveness and to incorporate new technological capabilities. The rise of social media and other sources of information not historically used for vetting purposes are increasingly enhancing legacy vetting systems that otherwise might not uncover a prospective government employee's or contractor's propensity to cause harm to national security institutions. This reform effort is intended to protect government systems, information, and assets by ensuring aligned, effective, efficient, secure, and reciprocal processes to support a trusted federal workforce. The authors researched, reviewed, and assembled a selected bibliography of relevant literature related to government and other relevant vetting processes and procedures. The bibliography is organized into 13 categories, each containing a short summary and analysis of the respective literature. The bibliography addresses current U.S. government practices, policies, and procedures, as well as those of the United States' Five Eyes (FVEY) community partners (the United Kingdom, Australia, New Zealand, and Canada), and it also highlights research conducted by others within the private sector and by academic institutions.
Author :National Academies of Sciences, Engineering, and Medicine Publisher :National Academies Press ISBN 13 :0309452961 Total Pages :583 pages Book Rating :4.3/5 (94 download)
Book Synopsis Communities in Action by : National Academies of Sciences, Engineering, and Medicine
Download or read book Communities in Action written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2017-04-27 with total page 583 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differences in health status across segments of the population, but also because of inequities in factors that impact health status, so-called determinants of health. Only part of an individual's health status depends on his or her behavior and choice; community-wide problems like poverty, unemployment, poor education, inadequate housing, poor public transportation, interpersonal violence, and decaying neighborhoods also contribute to health inequities, as well as the historic and ongoing interplay of structures, policies, and norms that shape lives. When these factors are not optimal in a community, it does not mean they are intractable: such inequities can be mitigated by social policies that can shape health in powerful ways. Communities in Action: Pathways to Health Equity seeks to delineate the causes of and the solutions to health inequities in the United States. This report focuses on what communities can do to promote health equity, what actions are needed by the many and varied stakeholders that are part of communities or support them, as well as the root causes and structural barriers that need to be overcome.
Book Synopsis The Future of Money by : Mary Mellor
Download or read book The Future of Money written by Mary Mellor and published by Pluto Press. This book was released on 2010-05-15 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the recent financial crisis has revealed, the state is central to the stability of the money system, while the chaotic privately-owned banks reap the benefits without shouldering the risks. This book argues that money is a public resource that has been hijacked by capitalism. Mary Mellor explores the history of money and modern banking, showing how finance capital has captured bank-created money to enhance speculative leveraged profits as well as destroying collective approaches to economic life. Meanwhile, most individuals, and the public economy, have been mired in debt. To correct this obvious injustice, Mellor proposes a public and democratic future for money. Ways are put forward for structuring the money and banking system to provision societies on an equitable, ecologically sustainable sufficiency basis. This fascinating study of money should be read by all economics students looking for an original analysis of the economy during the current crisis.
Download or read book Aftershocks written by Anton Hemerijck and published by Amsterdam University Press. This book was released on 2009 with total page 285 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Aftershocks was written in the midst of the deepest economic crisis since the Great Depression. Although it would be premature to presume to identify the repercussions of the crisis, it is clear that it will have profound aftershock effects in the political, economic, and social spheres. The book contains essays based on semi-structured interviews with leading scholars, European politicians and representatives from the world of business. They reflect on the origins of the crisis as well as the possible social, economic, and political transformations it may engender."--Publisher's description.
