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Author : Richard E. Gottlieb
Publisher :
ISBN 13 : 9781402422614
Total Pages : 1222 pages
Book Rating : 4.4/5 (226 download)
Download or read book Consumer Financial Services Answer Book (2015 Edition) written by Richard E. Gottlieb and published by . This book was released on 2014 with total page 1222 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : John J. Talamo
Publisher : SphinxLegal
ISBN 13 : 1572484802
Total Pages : 242 pages
Book Rating : 4.5/5 (724 download)
Download or read book Mortgage Answer Book written by John J. Talamo and published by SphinxLegal. This book was released on 2005 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : John Talamo
Publisher : Sphinx Publishing
ISBN 13 : 9781572486805
Total Pages : 0 pages
Book Rating : 4.4/5 (868 download)
Download or read book The Mortgage Answer Book written by John Talamo and published by Sphinx Publishing. This book was released on 2008 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Mortgage Answer Book answers the most common mortgage and loan questions asked by borrowers today and breaks down the complex mortgage industry with straightforward, easy-to-follow advice on finding the loan that is right for you.
Author : Jack Guttentag
Publisher : Mcgraw-hill
ISBN 13 : 9780071739580
Total Pages : 0 pages
Book Rating : 4.7/5 (395 download)
Download or read book The Mortgage Encyclopedia: The Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls, Second Edition written by Jack Guttentag and published by Mcgraw-hill. This book was released on 2010-05-07 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The bestselling one-stop guide to mortgages—updated for the post–housing crisis market! The Mortgage Encyclopedia demystifies all the various mortgage terms, features, and options by offering clear, precise explanations. Fully updated to address the new realities introduced by the housing crisis of 2007, The Mortgage Encyclopedia provides not just a complete description, but also in-depth discussion of the issues that may affect you, whether you're a homeowner (or homeowner-to-be), real estate agent, loan provider, or attorney. With this handy, comprehensive guide on hand, you have instant access to: Definitions and explanations of common mortgage-related terms, as well as arcane mortgage terminology, listed alphabetically Expert advice on the most pressing issues, such as whether to use a mortgage brokers, the benefits of paying points versus a larger down payment, and the hazards of cosigning a loan The truth about common mortgage myths and misperceptions—and the pitfalls you need to avoid Helpful tables on affordability, interest cost of fixed-rate versus adjustable rate mortgages, and much more So the next time you ask yourself such questions as "Is this FHA loan right for me?" or "Can I negotiate this fee?" reach for this indispensable guide and get the fast, accurate information you need!
Author : Casey Fleming
Publisher :
ISBN 13 : 9780615980706
Total Pages : 268 pages
Book Rating : 4.9/5 (87 download)
Download or read book The Loan Guide written by Casey Fleming and published by . This book was released on 2014-02-28 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Before you take on the largest debt you'll ever have, you should have more - and better - information than you've ever had before. Whether you are a novice or an expert real estate investor this book provides the information you need to finally understand what lending channel, what loan product, and what price point truly fits your need. If you are an engineer looking to dig deeply into the nuts and bolts of how this works you will love the tools and analyses in this book. If you are more interested in just drilling in and getting quick answers, this book is an excellent reference guide with easy-to-find, high quality advice. In order to get the best mortgage possible you need to do five things very well: 1 - Decide whether you should even get a loan in the first place 2 - Choose the best lending channel for your needs 3 - Choose the best loan program for your needs 4 - Choose the best price point for your specific plans 5 - Lock your interest rate at the right time The Loan Guide provides a complete guide to doing all these things well. Finally, The Loan Guide covers how to manage your mortgage in order to keep as much money in your pocket over the course of your lifetime, how to interpret and avoid common marketing gimmicks, and how to use the Excel-based analytical tools used in examples throughout the book. Since 2008 all the rules of lending have changed. The Loan Guide, published in 2014, was written between 2008 and 2014 and updated as it was being written, to reflect the most current rules and guidelines possible. The Loan Guide is current, clear and complete, and you will find it answers exactly the questions you have, and many that you should have but don't know it.
Author : John Talamo
Publisher : Sphinx Publishing
ISBN 13 : 9781572484801
Total Pages : 0 pages
Book Rating : 4.4/5 (848 download)
Download or read book The Mortgage Answer Book written by John Talamo and published by Sphinx Publishing. This book was released on 2005 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Mortgage Answer Book breaks down the complex mortgage industry with straightforward, easy-to-follow advice on finding the loan that is right for you. Whether you are a first-time home buyer or refinancing for the third time, The Mortgage Answer Book will help match your needs with the best loan.
Author : Mary Callegari
Publisher : Dearborn Real Estate Education
ISBN 13 : 9780793112982
Total Pages : 196 pages
Book Rating : 4.1/5 (129 download)
Download or read book Your Home Mortgage Answer Book written by Mary Callegari and published by Dearborn Real Estate Education. This book was released on 1995 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: Understanding the mortgage process is a crucial step in house hunting. Prior to finding the house of their dreams, buyers must understand how mortgage financing works. Written in a non-intimidating, Q&A format, this helpful guide takes the fear out of applying for a mortgage by arming readers with knowledge and foresight.
Author : David Reed
Publisher : AMACOM
ISBN 13 : 081443875X
Total Pages : 330 pages
Book Rating : 4.8/5 (144 download)
Download or read book Mortgages 101 written by David Reed and published by AMACOM. This book was released on 2018-02-08 with total page 330 pages. Available in PDF, EPUB and Kindle. Book excerpt: Questions about the mortgage process seem so complex and intimidating, yet they must be worked through achieve the American Dream of home ownership. Thankfully, this guide eliminates the confusion and stress with clear-cut answers to all your questions. How much house can you afford (or not afford)? Is every mortgage loan the same, or are there specifics to look for that meet your individual needs? How can you increase your chances of getting those almost unbelievable rates you see banks advertising? Is there any end to the paperwork? Because unless you're sitting on a pile of cash, chances are you'll need to take out a mortgage when you’re ready to buy your next home. In Mortgages 101, you will find the latest information on: Application procedures Online lenders New loan and government programs Qualifying requirements Zero-down options Guidelines for self-employed borrowers In this one-stop reference, find everything you need to know from a wide range of mortgage topics. From negotiating the best deal to saving on closing costs, Mortgages 101 supplies the answers and assistance for everything you need until the day you walk through your new front door!
Author : Real Estate Institute
Publisher :
ISBN 13 : 9780997562118
Total Pages : 200 pages
Book Rating : 4.5/5 (621 download)
Download or read book Pass the Mortgage Loan Originator Test written by Real Estate Institute and published by . This book was released on 2020-02-08 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: Make no mistake, the SAFE National With UST exam is tough. This UPDATED and REVISED study guide has helped thousands of MLOs nationwide successfully kick off their careers as state-licensed loan originators. "Pass the Mortgage Loan Originator Test: A Study Guide for the NMLS SAFE Exam" delivers critical information - covering the topics on the most recent version of the NMLS content outline - in a clear and concise manner. This means that what is learned is actually retained. Most importantly, with this resource, you don't just memorize useless questions. You are thoroughly immersed in the material that you need to master in order to successfully pass the exam on your first attempt. Included practice exams help to measure how well you understand the concepts. They will give you a glimpse into the types of questions - and the difficulty - of what you'll face when you head to the testing center. Study with confidence. Authored by a team of esteemed mortgage loan originators, experienced financial writers and passionate educators, "Pass the Mortgage Loan Originator Test: A Study Guide for the NMLS SAFE Exam" provides accurate, relevant and timely information.
Author : Patricia O'Connor
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781494465544
Total Pages : 0 pages
Book Rating : 4.4/5 (655 download)
Download or read book The Safe Mortgage Loan Originator National Exam Study Guide written by Patricia O'Connor and published by Createspace Independent Publishing Platform. This book was released on 2013-12-21 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Updated in July 2017 in response to the May 2017 NMLS expanded content outline for the national exam. A good book is even better! It now includes more detailed information and quiz questions that target specific newly-disclosed items on the outline. What's the secret to passing the SAFE Mortgage Loan Originator National Exam? If you answered "memorizing all the questions and answers you can find," you're wrong. You'll have a much better chance of passing the loan originator exam if you understand the material. "The SAFE Mortgage Loan Originator National Exam Study Guide - Second Edition" explains the required information and contains links to additional material. Prepare Yourself for a New Career This updated and enhanced loan originator exam manual includes the latest rulings by the Consumer Financial Protection Bureau. Other topics include: Federal Mortgage-Related Laws SAFE Act Introduction to Mortgage Lending General Mortgage Knowledge Basic Concepts of Mortgage Financing The Loan Application Underwriting, Closing and the Secondary Market Ethics and Fraud Mortgage Terminology There are quizzes throughout the book and two practice final exams to help you test your knowledge; in total, there are more than 400 questions and answers. The author was a licensed mortgage broker for seven years and passed the national exam on her first attempt. Scroll to the top of the page and select the Buy button to get started on your new career.
Author : M. S. Elysia Stobbe
Publisher :
ISBN 13 : 9780986162008
Total Pages : 226 pages
Book Rating : 4.1/5 (62 download)
Download or read book How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye written by M. S. Elysia Stobbe and published by . This book was released on 2015-06-25 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: Did you know that over 50% of mortgages don't close? Do you know how much home you can buy? Do you know how much paperwork in involved? Most people don't know how much home purchasing power they have, how much to expect for closing costs (varies by state), or how much paperwork is involved when applying for a home loan. Most people have no idea the difference between loan programs from bank to bank, lender to lender, or broker to broker- or what the differences are between the main types of residential mortgage providers. Most people have no criteria for choosing a lender, the type of loan to seek, or how much down payment is best for them. For example, are there differences between the types of property that may affect down payment? The mortgage industry is packed with nuance, which can lead to confusion for the consumer. While trying to buy a home, you may have people from many different professions telling you what you should do and how to make decisions-who should you listen to in which situations? Your most personal financial information is critical to the mortgage process and yet do you know who you are sending it to? What about mortgage insurance? Why is it required and when? The two questions I most often hear are: "What's the payment?" and, "What's the interest rate?" While these questions are important, there are several other questions that are just as critical: what is the right loan type for me; is there an up-front funding fee for this loan; what are the differences in available mortgage insurance; how will property type restrictions affect my loan; what are the pros and cons of this loan; what is the down payment requirement with this loan choice over another; what are the closing costs associated with each loan type; and, who is allowed to pay the closing costs? Successfully navigating the maze of questions, regulations, and requirements ultimately leads to a mortgage closing. Through over ten years of experience, thousands of clients, hundreds of Realtor and builder transactions (time line constraint purchases), and, as a licensed loan originator in 9 states and the District of Columbia, I have developed a wealth of knowledge about regulations and requirements. My commitment to client service and caring about their home buying experience has driven my passion for the individual personal experience in the mortgage industry and how the regulations and requirements affect real people in real time. With this book I'm privileged and excited to share my knowledge and experience with you. After reading this book, you will have an understanding of the big corporations that loan money to homebuyers, what other options you have and how to navigate government regulations and requirements to your advantage. I feel that an educated consumer is my best customer and I am happy to share these mortgage tools and tips with you in the hopes that you educate yourself and find the best mortgage and the mortgage professional that is right for you. In addition, I want you to know what to expect, what to ask, and, who to ask to get the answers you want and to understand what those answers really mean. With each chapter I will guide you through the mortgage process, from choosing between different loan types, to understanding the difference between a Good Faith Estimate and an Itemized Fee Worksheet, to the necessity of submitting certain documents in a particular method, and finally how to enter Closing Day stress-free and knowing that you have gotten the mortgage that makes the most financial sense for your future. The goal is to help you get the best mortgage possible for your individual needs and get to closing on time, stress free!
Author : Eugene N. White
Publisher : University of Chicago Press
ISBN 13 : 022609328X
Total Pages : 408 pages
Book Rating : 4.2/5 (26 download)
Download or read book Housing and Mortgage Markets in Historical Perspective written by Eugene N. White and published by University of Chicago Press. This book was released on 2014-10-17 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt: The central role of the housing market in the recent recession raised a series of questions about similar episodes throughout economic history. Were the underlying causes of housing and mortgage crises the same in earlier episodes? Has the onset and spread of crises changed over time? How have previous policy interventions either damaged or improved long-run market performance and stability? This volume begins to answer these questions, providing a much-needed context for understanding recent events by examining how historical housing and mortgage markets worked—and how they sometimes failed. Renowned economic historians Eugene N. White, Kenneth Snowden, and Price Fishback survey the foundational research on housing crises, comparing that of the 1930s to that of the early 2000s in order to authoritatively identify what contributed to each crisis. Later chapters explore notable historical experiences with mortgage securitization and the role that federal policy played in the surge in home ownership between 1940 and 1960. By providing a broad historical overview of housing and mortgage markets, the volume offers valuable new insights to inform future policy debates.
Author : Michael Zuren, Ph.d.
Publisher :
ISBN 13 : 9781539089957
Total Pages : 108 pages
Book Rating : 4.0/5 (899 download)
Download or read book Mortgage Loan Officer Success Guide written by Michael Zuren, Ph.d. and published by . This book was released on 2016-09-25 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: The key to a new, successful, and highly profitable career in the mortgage sales industry is at your fingertips! In his tell-all guide to achieving your goals as a mortgage loan officer, Michael D. Zuren, PhD, outlines the steps all accomplished officers in the business have used to create a top-notch business and reach their career and financial goals. He covers the basics, such as understanding the industry and how mortgages work, knowing how to get hired (and which employers to seek out), and creating a framework for an amazing career. He also covers more advanced tips, tricks, and techniques-from creating and sustaining an effective marketing campaign to knowing how to build rapport and excellent customer service, which are critical to business success. Perfect for both brand-new agents and seasoned veterans, Mortgage Loan Officer Success Guide gives you everything you need to make your dream job a reality!
Author : Loan Officer Exam Secrets Test Prep
Publisher : Mometrix Secrets Study Guides
ISBN 13 : 9781609719944
Total Pages : 0 pages
Book Rating : 4.7/5 (199 download)
Download or read book Loan Officer Exam Secrets Study Guide written by Loan Officer Exam Secrets Test Prep and published by Mometrix Secrets Study Guides. This book was released on 2018-04-12 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: ***Includes Practice Test Questions*** Loan Officer Exam Secrets helps you ace the Loan Officer Exam, without weeks and months of endless studying. Our comprehensive Loan Officer Exam Secrets study guide is written by our exam experts, who painstakingly researched every topic and concept that you need to know to ace your test. Our original research reveals specific weaknesses that you can exploit to increase your exam score more than you've ever imagined. Loan Officer Exam Secrets includes: The 5 Secret Keys to Loan Officer Test Success: Time is Your Greatest Enemy, Guessing is Not Guesswork, Practice Smarter, Not Harder, Prepare, Don't Procrastinate, Test Yourself; A comprehensive General Strategy review including: Make Predictions, Answer the Question, Benchmark, Valid Information, Avoid Fact Traps, Milk the Question, The Trap of Familiarity, Eliminate Answers, Tough Questions, Brainstorm, Read Carefully, Face Value, Prefixes, Hedge Phrases, Switchback Words, New Information, Time Management, Contextual Clues, Don't Panic, Pace Yourself, Answer Selection, Check Your Work, Beware of Directly Quoted Answers, Slang, Extreme Statements, Answer Choice Families; Comprehensive sections including: Loan Disclosures, Good Faith Estimates, Predatory Lending, Equal Credit Opportunity Act, Fair Housing Act, Patriot Act, Broker Disclosure Form, Privacy Protection Policy Notice, Mortgage Lending Act, Features of Purchase Loans, Refinance Loans, 30 and 15-year Fixed Rate Loans, Second Mortgages, Home Equity Lines of Credit, Balloon and Adjustable Rate Mortgages, Nine Conforming Loan Approval Documents, Reverse Mortgage, Bridge and End Loans, Bi-weekly and Blanket Mortgages, Points, Interest Rates, Equity, Table Funding, Qualifying the Borrower, Credit Scores, Ratio Analysis and Housing Ratios, Collateral, Underwriters, Fannie Mae Risk Factors, Five Types of Verification, Foreclosures and Tax Liens, Three Types of Bankruptcy, Payment Shock, Compensating Factors, The 10-Month Rule, and much more...
Author : Margaret C. Jasper
Publisher : Oxford University Press, USA
ISBN 13 :
Total Pages : 258 pages
Book Rating : 4.F/5 ( download)
Download or read book Home Mortgage Law Primer written by Margaret C. Jasper and published by Oxford University Press, USA. This book was released on 2009 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: This new edition ofHome Mortgage Law Primerprovides a historical reference to the concept of mortgaging property, as well as the sources of real estate financing, the types of mortgage devices. Added information includes mortgage interest considerations and information on fixed and adjustable rate mortgages. Also provided, is a basic guide, outlining the start-to-finish of the mortgage process, including getting a loan all the way till the final closing of the real estate transaction. Recent events have been outlined pointing out the Illegal real estate finance practices are covered and the housing market issues many are facing today. In addition to foreclosure proceedings, and the legal options available to a homeowner facing foreclosure, appendices are included providing resources for those who find themselves in a foreclosure situation. The recent housing crisis has had a significant impact on every aspect of Americans' lives. Homes are sitting on the market for much longer than in previous years and forclosures are exponentially increasing. This new edition ofHome Mortgage Law Primerprovides a historical reference to the concept of mortgaging property, as well as the sources of real estate financing, and the types of mortgage devices. Additional information includes mortgage interest considerations and information on fixed and adjustable rate mortgages. Also provided, is a basic guide, outlining the mortgage process from start-to-finish, including getting a loan all the way till the final closing of the real estate transaction. Recent events are outlined to illustrate Illegal real estate finance practices and the housing market issues many are facing today. In addition to foreclosure proceedings, and the legal options available to a homeowner facing foreclosure, appendices are included providing resources for those who find themselves in a foreclosure situation. This book is a helpful resource for anyone looking for an up-to-date and reliable guide on navigating the home mortgage process in today's market.
Author : Timothy Howard
Publisher : McGraw Hill Professional
ISBN 13 : 0071821104
Total Pages : 305 pages
Book Rating : 4.0/5 (718 download)
Download or read book The Mortgage Wars: Inside Fannie Mae, Big-Money Politics, and the Collapse of the American Dream written by Timothy Howard and published by McGraw Hill Professional. This book was released on 2013-11-29 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: The former Fannie Mae CFO's inside look at the war between the financial giants and government regulators A provocative true-life thriller about the all-out fight for dominance of the mortgage industry—and how it nearly destroyed the global financial system Many books have been written about the 2008 financial crisis, but they miss the biggest story of the meltdown: the battle between giant financial companies to dominate the $11 trillion mortgage market that almost destroyed the global financial system. For more than twenty years, until 2004, Timothy Howard was a senior executive at the best known of those companies, Fannie Mae, and he was in the middle of that fight. In The Mortgage Wars, Howard explains how seemingly unrelated developments in banking regulation, housing policy, Wall Street financial innovation, and political lobbying all combined to wreak havoc on the American housing market and the world economy. Timothy Howard was Vice Chairman and Chief Financial Officer of Fannie Mae until 2004. Prior to this, he was senior financial economist at Wells Fargo Bank in San Francisco.
Author : Adrean J. Rudie
Publisher : Mortgage Loan Process - Fi
ISBN 13 : 9781098312398
Total Pages : 342 pages
Book Rating : 4.3/5 (123 download)
Download or read book The Mortgage Loan Process, Volume 1: The Good, Bad, and Ugly But the Real - A Humorous, Sarcastic Walk-Through of a Dry, Boring Topic for Beginners written by Adrean J. Rudie and published by Mortgage Loan Process - Fi. This book was released on 2020-09-05 with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Mortgage Loan Process The Good, Bad, and Ugly but the Real A Humorous, Sarcastic Walk through a Dry, Boring Topic for Beginners What Really Happens and Why...In-depth Explanation...
