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Medicare Primer
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Download or read book Medicare written by Marilyn Moon and published by The Urban Insitute. This book was released on 2006 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: For some, Medicare is a model of what national health insurance could be in the United States. Despite its low administrative costs and significant contributions to the well-being of America's oldest and most disabled citizens, some critics assail the program as being out of sync with the needs of many senior citizens, while others often refer to it as "unsustainable" because of its high costs. Physicians and hospital administrators endlessly criticize and debate Medicare but rely upon it for a substantial share of their revenues. In Medicare: A Policy Primer, Marilyn Moon explains what Medicare is, how it works, and where it's headed. She examines the problems facing the program and which reform options hold the most promise. She also examines the history of Medicare and how the program works in the broader context of health care, the federal government, and the economy. It is a clear introduction to one of the most critical debates in health policy and an important volume for anyone interested in the future of Medicare.
Book Synopsis Medicare Primer by : Patricia A. Davis
Download or read book Medicare Primer written by Patricia A. Davis and published by Createspace Independent Pub. This book was released on 2013-03-13 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: Medicare is a federal program that pays for covered health care services of qualified beneficiaries. It was established in 1965 under Title XVIII of the Social Security Act to provide health insurance to individuals 65 and older, and has been expanded over the years to include permanently disabled individuals under 65. Medicare, which consists of four parts (A-D), covers hospitalizations, physician services, prescription drugs, skilled nursing facility care, home health visits, and hospice care, among other services. Generally, individuals are eligible for Medicare if they or their spouse worked for at least 40 quarters in Medicare-covered employment, are 65 years old, and are a citizen or permanent resident of the United States. Individuals may also qualify for coverage if they are a younger person with a permanent disability, have End-Stage Renal disease (permanent kidney failure requiring dialysis or transplant), or have amyotrophic lateral sclerosis (ALS, Lou Gehrig's disease). The program is administered by the Centers for Medicare & Medicaid Services (CMS), and by private entities that contract with CMS to provide claims processing, auditing, and quality oversight services. In FY2013, the program will cover approximately 52 million persons (43 million aged and 9 million disabled) at a total cost of about $606 billion, accounting for approximately 3.7% of GDP. Spending under the program (except for a portion of administrative costs) is considered mandatory spending and is not subject to the appropriations process. Services provided under Parts A and B (also referred to as “traditional Medicare”), are generally paid directly by the government on a “fee-for-service” basis, using different prospective payment systems or fee schedules. Under Parts C and D, private insurers are paid a monthly “capitated” amount to provide enrollees with at least a minimum standard benefit. Medicare is required to pay for all covered services provided to eligible persons, so long as specific criteria are met. Since 1965, the Medicare program has undergone considerable change. For example, during the 111th Congress, the Patient Protection and Affordable Care Act (ACA; P.L. 111-148 and P.L. 111-152) made numerous changes to the Medicare program that modify provider reimbursements, provide incentives to increase the quality and efficiency of care, and enhance certain Medicare benefits. However, in the absence of further congressional action, the Medicare program is expected to be unsustainable in the long run. The Hospital Insurance (Part A) trust fund has been estimated to become insolvent in 2024. Additionally, although the Supplementary Medical Insurance (Parts B and D) trust fund is financed in large part through federal general revenues and cannot become insolvent, associated spending growth is expected to put increasing strains on the country's competing priorities. As such, Medicare is expected to be a high-priority issue in the 113th Congress, and Congress may consider a variety of Medicare reform options ranging from further modifications of provider payment mechanisms to redesigning the entire program.
Download or read book Medicare written by Alice R. Williamson and published by . This book was released on 2009 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: Congress continues to register concern about the rapid rise in Medicare spending and the ability of existing funding mechanisms to support the program over the long-term. A combination of factors has contributed to the rapid increase in Medicare costs. These include increases in overall medical costs, advances in health care delivery and medical technology, the ageing of the population, and longer life spans. The issues confronting the program are not new; nor are the possible solutions likely to get any easier. For a number of years, various options have been suggested; however, legislative changes have focused on short-term issues. There is no consensus on the long-term approach that should be taken. This book provides an overview of Medicare. It begins with a brief program history, and then outlines the key features of Parts A and B, also known as "Original Medicare". That is followed by overviews of Part C and Part D, a discussion of program financing, and a brief discussion of future program directions. It will be updated to reflect any legislative changes.
Download or read book Medicare Primer written by Hinda Chaikind and published by . This book was released on 2009 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This report provides an overview of Medicare, the nation's federal insurance program, which pays for covered health care services of qualified beneficiaries.
Download or read book Medigap written by Johny P. Hughes and published by Nova Science Publishers. This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Medicare is a nationwide health insurance program for individuals aged 65 and over and certain disabled individuals. The basic Medicare benefit package provides broad protection against the costs of many, primarily acute, health care services. However, Medicare beneficiaries may still have significant additional costs, including co-payments, coinsurance, deductibles, and the full cost of services that are not covered by Medicare. This book provides an overview of Medigap insurance with a focus on the history of Medigap legislation.
Download or read book Medigap written by Carol Rapaport and published by Createspace Independent Pub. This book was released on 2012-10-20 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Medicare is a nationwide health insurance program for individuals aged 65 and over and certain disabled individuals. The basic Medicare benefit package (termed “Original Medicare” in this report) provides broad protection against the costs of many, primarily acute, health care services. However, Medicare beneficiaries may still have significant additional costs, including copayments, coinsurance, deductibles, and the full cost of services that are not covered by Medicare. All Medigap plans cover some percentage of Medicare's cost-sharing. Some plans offer additions to these basics, including various combinations of greater coverage of Medicare cost-sharing, and care associated with foreign travel emergencies. The most popular plans are the most comprehensive, and cover all deductibles, copayments, and coinsurance not covered by Medicare. Medigap generally does not cover medical treatments not covered by Medicare, although it does extend coverage for certain covered services, such as coverage for additional hospital days beyond the Medicare benefit limit. Medigap is financed through beneficiary payments to the private insurance firms. Federal law requires that Medigap insurers observe many consumer protections. Consumer protections are especially strong during open enrollment, which is a six-month period that begins for most individuals during the month they turn 65. During this period, individuals are protected against insurers refusing to sell them any Medigap policy that the insurer offers, insurers setting premiums based on the individual's health, and insurers imposing waiting times on the start of the policy, other than a maximum of a six-month waiting period for preexisting conditions. Following the open-enrollment period, beneficiaries have other rights in limited situations, such as when they move to a different state. Guaranteed issue (or the right to buy a plan, to have the plan's premium not depend on health status, and in some cases to have the plan start coverage of preexisting conditions immediately) is one such right. The right of guaranteed renewability is available in a wide variety of situations, and genetic discrimination is forbidden. Moreover, Medigap insurers must pay out at least 65% (and sometimes 75%) of total premiums as claims to the beneficiaries. Recent data show that Medigap premiums vary by states and other factors. A relatively small number of insurance firms sell Medigap plans. In addition, Medigap beneficiaries are concentrated in certain areas of the country and are more likely to have lower incomes than those holding employer-sponsored retiree health insurance. The Patient Protection and Affordable Care Act (P.L. 111-148 as amended by P.L. 111-152, ACA) requests that the Secretary of Health and Human Services ask the National Association of Insurance Commissioners to review and revise existing standards to examine greater cost-sharing for Medigap beneficiaries. In addition, the President's 2013 budget proposal would provide incentives to increase cost-sharing. One rationale for these proposals is that beneficiaries on average reduce their use of medical care following an increase in cost-sharing. This decrease in medical care by Medicare beneficiaries could reduce Medicare expenditures and the federal deficit. On the other hand, if these reductions in medical care ultimately lower health status, the individuals might require more treatments or more expensive care. This report provides a broad overview of Medigap insurance. The report covers the history of Medigap legislation, the various types of Medigap plans, consumer protections awarded to Medigap beneficiaries, and the requirements facing the insurance providers and the NAIC. Following an empirical description of Medigap markets, the report discusses proposals related to the percentages of a Medigap insurer's revenue that is returned as benefits to the policy holders and Medigap cost-sharing requirements.
Book Synopsis Extending Medicare Reimbursement in Clinical Trials by : Institute of Medicine
Download or read book Extending Medicare Reimbursement in Clinical Trials written by Institute of Medicine and published by National Academies Press. This book was released on 2000-03-17 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: Increasingly over the past five years, uncertainty about reimbursement for routine patient care has been suspected as contributing to problems enrolling people in clinical trials. Clinical trial investigators cannot guarantee that Medicare will pay for the care required, and they must disclose this uncertainty to potential participants during the informed consent process. Since Medicare does not routinely "preauthorize" care (as do many commercial insurers) the uncertainty cannot be dispelled in advance. Thus, patients considering whether to enter trials must assume that they may have to pay bills that Medicare rejects simply because they have enrolled in the trial. This report recommends an explicit policy for reimbursement of routine patient care costs in clinical trials. It further recommends that HCFA provide additional support for selected clinical trials, and that the government support the establishment of a national clinical trials registry. These policies (1) should assure that beneficiaries would not be denied coverage merely because they have volunteered to participate in a clinical trial; and (2) would not impose excessive administrative burdens on HCFA, its fiscal intermediaries and carriers, or investigators, providers, or participants in clinical trials. Explicit rules would have the added benefit of increasing the uniformity of reimbursement decisions made by Medicare fiscal intermediaries and carriers in different parts of the country. Greater uniformity would, in turn, decrease the uncertainty about reimbursement when providers and patients embark on a clinical trial.
Download or read book Medicare Primer written by Joe O. Clark and published by Createspace Independent Pub. This book was released on 2011-07-01 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: A book designed to take the confusion out of Medicare choices.
Book Synopsis Medicare Part D Prescription Drug Benefit by : Jennifer O'Sullivan
Download or read book Medicare Part D Prescription Drug Benefit written by Jennifer O'Sullivan and published by Novinka Books. This book was released on 2008 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Medicare Prescription Drug, Improvement, and Modernization Act of 2003 established a new voluntary prescription drug benefit under a new Medicare Part D, effective January 1, 2006. Prescription drug coverage is provided through private prescription drug plans (PDPs) or Medicare Advantage prescription drug (MA-PD) plans. Beneficiaries must enrol in one of these private plans in order to obtain their drug benefits. The program relies on these private plans to provide coverage and to bear some of the financial risk for drug costs; federal subsidies covering the bulk of the risk are provided to encourage participation. At a minimum, plans offer "standard coverage" or alternative coverage with actuarially equivalent benefits. They may also offer enhanced benefits. All plans are required to meet certain minimum requirements, including those related to beneficiary protections. However, there are significant differences among plans in terms of benefit design, drugs included on plan formularies (i.e., list of covered drugs), cost-sharing applicable for particular drugs, and monthly premiums. In general, beneficiaries can enrol in a plan, or change plan enrolment, when they first become eligible for Medicare or during the annual open enrolment period. The open enrolment period for 2008 is from November 15, 2007, to December 31, 2007. Plans can change from year to year. Beneficiary needs may also change. Therefore, beneficiaries should review their plan choice annually to make sure that their chosen plan continues to meet their needs.
Book Synopsis Medicare Made Easy by : William Wells
Download or read book Medicare Made Easy written by William Wells and published by William Wells. This book was released on 2013-12-01 with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt: Medicare Made Easy describes the nuts and bolts of Medicare and Health Insurance in an easily understandable, orderly and readable fashion. This edition is a primer for Medicare and Health Insurance for 2013 and 2014. Things you need to know about Medicare and Health Insurance are covered. Every day, all across America, approximately ten thousand people will turn sixty-five years of age and become eligible for Medicare. It will continue at this rate until the year 2022.
Book Synopsis Social Security 101 by : Alfred Mill
Download or read book Social Security 101 written by Alfred Mill and published by Simon and Schuster. This book was released on 2016-10-01 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn about Social Security and plan for your future with the help of this comprehensive and accessible guide to everything you need to know about Social Security. Understanding Social Security can be overwhelming at times and dense government websites don’t help. Fortunately, Social Security 101 can help with easy-to-understand explanations and lessons that keep you engaged as you learn all you need to know about the federal program that’s been around since the Great Depression. Social Security 101 will give you the most up-to-date information on this government program, such as: -Getting a Social Security card -Applying for benefits -Estimating your benefits -Disability benefits -Medicare -401(k) plans for young adults Use this guide to plan for the future so that you’ll be comfortable in retirement. With the knowledge gained from this book, you’ll feel more secure in your future. Whether you want to learn about calculating your retirement age or estimating your projected payments, Social Security 101 has all the answers—even the ones you didn't know you were looking for.
Book Synopsis Rare Diseases and Orphan Products by : Institute of Medicine
Download or read book Rare Diseases and Orphan Products written by Institute of Medicine and published by National Academies Press. This book was released on 2011-04-03 with total page 442 pages. Available in PDF, EPUB and Kindle. Book excerpt: Rare diseases collectively affect millions of Americans of all ages, but developing drugs and medical devices to prevent, diagnose, and treat these conditions is challenging. The Institute of Medicine (IOM) recommends implementing an integrated national strategy to promote rare diseases research and product development.
Book Synopsis Social Security and Medicare by : Eric Kingson
Download or read book Social Security and Medicare written by Eric Kingson and published by Praeger. This book was released on 1993-08-12 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This is one of the most useful books in years for students, scholars, and policymakers who wish to understand social insurance programs and current policy issues that are being debated in Congress to face changing demographics and the increasing deficits." Martha N. Ozawa Bettie Bofinger Brown Professor of Public Policy Washington University
Book Synopsis Medicare and Managed Care by : John K. Iglehart
Download or read book Medicare and Managed Care written by John K. Iglehart and published by . This book was released on 1999-05 with total page 149 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Medicare Meets Mephistopheles by : David A. Hyman
Download or read book Medicare Meets Mephistopheles written by David A. Hyman and published by Cato Institute. This book was released on 2009-09-25 with total page 163 pages. Available in PDF, EPUB and Kindle. Book excerpt: Let’s say you’re the devil, and you want to corrupt the American republic. How would you go about it? According to David Hyman, you might create something like Medicare, the federal health care program for the elderly. Hyman submits that Medicare may be the greatest trick the devil ever played. Medicare feeds on the avarice of doctors and other providers, turns seniors into health care gluttons, and makes regions of the United States green with envy over the dollars showered on other regions. The program exploits the sloth of government officials to increase the tax burden on workers and drag down the quality of care for seniors. Medicare makes Democrats lust for socialized medicine, while its imperviousness to reform makes Republicans angrier and angrier. Most of all, Medicare allows its ideological supporters to bleat and preen their way to the heights of moral vanity. In the style of C.S. Lewis’ The Screwtape Letters, Hyman writes that Medicare has “freed the self-interest of these mortals from its natural restraints. As a result, the seven deadly sins have blossomed.” With epic political battles over Medicare and the future of limited government looming just over the horizon, Hyman uses satire to cast a critical eye on this mediocre government program.
Book Synopsis Medicare for All by : Abdul El-Sayed
Download or read book Medicare for All written by Abdul El-Sayed and published by Oxford University Press, USA. This book was released on 2021 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: A citizen's guide to America's most debated policy-in-waitingAfter languishing for decades on the fringes of political discussion, Medicare-for-All has quickly entered the mainstream debate over what to do about America's persistent healthcare problems. But for most informed Americans, this surge of public and political interest in Medicare-for-All has outpaced a strong understanding of the issues involved. This book seeks to fill this gap in our national discourse, offering an expert analysis of the policy and politics behind Medicare-for-All for theinformed American.
Book Synopsis Medicare For Dummies by : Patricia Barry
Download or read book Medicare For Dummies written by Patricia Barry and published by John Wiley & Sons. This book was released on 2013-10-11 with total page 414 pages. Available in PDF, EPUB and Kindle. Book excerpt: Manage the Medicare maze — from enrollment dates to plan options! To get the most from Medicare, you need accurate information that steers you clear of bad advice and costly pitfalls. Medicare For Dummies is what you need to navigate Medicare successfully and get the best out of the complex system. AARP’s Medicare expert, Patricia Barry, gives you plain-language explanations of how Medicare works and what steps you need to take to make it work for you, including: How you qualify for Medicare and when to enroll according to your personal situation What Medicare covers and what it costs Ways to reduce out-of-pocket expenses Tips for dealing with doctors and switching plans You'll even get information about proposed changes to Medicare that you should know about and tips for staying healthy. If you're one of the millions of Americans looking to get the lowdown on Medicare, this hands-on, friendly guide has you covered.
