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History Of Building And Loan In The United States
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Book Synopsis History of Building and Loan in the United States by : Henry Morton Bodfish
Download or read book History of Building and Loan in the United States written by Henry Morton Bodfish and published by . This book was released on 1931 with total page 816 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The American Savings and Loan Industry, 1831-1935 Vol 1 by : David L Mason
Download or read book The American Savings and Loan Industry, 1831-1935 Vol 1 written by David L Mason and published by Taylor & Francis. This book was released on 2024-08-07 with total page 383 pages. Available in PDF, EPUB and Kindle. Book excerpt: The American savings and loan industry began in the 1830s to help people of modest financial means buy a home. Despite the long history of the industry there has been limited scholarly work done on its early years. This collection allows an insight into the place of the savings and loans industry within the wider context of American society.
Book Synopsis History of Building and Loan in the United States by : H. Morton Bodfish
Download or read book History of Building and Loan in the United States written by H. Morton Bodfish and published by . This book was released on 1931 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Financial Condition of Building and Loan Associations by : North Carolina. Dept. of Insurance
Download or read book Financial Condition of Building and Loan Associations written by North Carolina. Dept. of Insurance and published by . This book was released on 1915 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Working Man's Reward by : Elaine Lewinnek
Download or read book The Working Man's Reward written by Elaine Lewinnek and published by Oxford University Press. This book was released on 2014-04-03 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: Between the 1860s and 1920s, Chicago's working-class immigrants designed the American dream of home-ownership. They imagined homes as small businesses, homes that were simultaneously a consumer-oriented respite from work and a productive space that workers hoped to control. Stretching out of town along with Chicago's assembly-line factories, Chicago's early suburbs were remarkably socially and economically diverse. They were marketed by real estate developers and urban boosters with the elusive promise that homeownership might offer some bulwark against the vicissitudes of industrial capitalism, that homes might be "better than a bank for a poor man" and "the working man's reward." This promise evolved into what Lewinnek terms "the mortgages of whiteness," the hope that property values might increase if that property could be kept white. Suburbs also developed through nineteenth-century notions of the gendered respectability of domesticity, early ideas about city planning and land economics, and an evolving twentieth-century discourse about the racial attributes of property values. Looking at the persistent challenges of racial difference, economic inequality, and private property ownership that were present in urban design and planning from the start, Lewinnek argues that white Americans' attachment to property and community were not simply reactions to post-1945 Civil Rights Movement and federally enforced integration policies. Rather, Chicago's mostly immigrant working class bought homes, seeking an elusive respectability and class mobility, and trying to protect their property values against what they perceived as African American threats, which eventually flared in violent racial conflict. The Working Man's Reward examines the roots of America's suburbanization in the late nineteenth and early twentieth centuries, showing how Chicagoans helped form America's urban sprawl.
Book Synopsis A Brief History of Panics and Their Periodical Occurrence in the United States by : Clément Juglar
Download or read book A Brief History of Panics and Their Periodical Occurrence in the United States written by Clément Juglar and published by . This book was released on 1897 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The United States Catalog written by and published by . This book was released on 1924 with total page 2188 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Loan Sharks written by Charles R. Geisst and published by Brookings Institution Press. This book was released on 2017-04-04 with total page 275 pages. Available in PDF, EPUB and Kindle. Book excerpt: Predatory lending: A problem rooted in the past that continues today. Looking for an investment return that could exceed 500 percent annually; maybe even twice that much? Private, unregulated lending to high-risk borrowers is the answer, or at least it was in the United States for much of the period from the Civil War to the onset of the early decades of the twentieth century. Newspapers called the practice “loan sharking” because lenders employed the same ruthlessness as the great predators in the ocean. Slowly state and federal governments adopted laws and regulations curtailing the practice, but organized crime continued to operate much of the business. In the end, lending to high-margin investors contributed directly to the Wall Street crash of 1929. Loan Sharks is the first history of predatory lending in the United States. It traces the origins of modern consumer lending to such older practices as salary buying and hidden interest charges. Yet, as Geisst shows, no-holds barred loan sharking is not a thing of the past. Many current lending practices employed today by credit card companies, payday lenders, and providers of consumer loans would have been easily recognizable at the end of the nineteenth century. Geisst demonstrates the still prevalent custom of lenders charging high interest rates, especially to risky borrowers, despite attempts to control the practice by individual states. Usury and loan sharking have not disappeared a century and a half after the predatory practices first raised public concern.
Book Synopsis The Rise of the Public Authority by : Gail Radford
Download or read book The Rise of the Public Authority written by Gail Radford and published by University of Chicago Press. This book was released on 2013-07-19 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the late nineteenth century, public officials throughout the United States began to experiment with new methods of managing their local economies and meeting the infrastructure needs of a newly urban, industrial nation. Stymied by legal and financial barriers, they created a new class of quasi-public agencies called public authorities. Today these entities operate at all levels of government, and range from tiny operations like the Springfield Parking Authority in Massachusetts, which runs thirteen parking lots and garages, to mammoth enterprises like the Tennessee Valley Authority, with nearly twelve billion dollars in revenues each year. In The Rise of the Public Authority, Gail Radford recounts the history of these inscrutable agencies, examining how and why they were established, the varied forms they have taken, and how these pervasive but elusive mechanisms have molded our economy and politics over the past hundred years.
Book Synopsis Banking on Freedom by : Shennette Garrett-Scott
Download or read book Banking on Freedom written by Shennette Garrett-Scott and published by Columbia University Press. This book was released on 2019-05-07 with total page 197 pages. Available in PDF, EPUB and Kindle. Book excerpt: Between 1888 and 1930, African Americans opened more than a hundred banks and thousands of other financial institutions. In Banking on Freedom, Shennette Garrett-Scott explores this rich period of black financial innovation and its transformative impact on U.S. capitalism through the story of the St. Luke Bank in Richmond, Virginia: the first and only bank run by black women. Banking on Freedom offers an unparalleled account of how black women carved out economic, social, and political power in contexts shaped by sexism, white supremacy, and capitalist exploitation. Garrett-Scott chronicles both the bank’s success and the challenges this success wrought, including extralegal violence and aggressive oversight from state actors who saw black economic autonomy as a threat to both democratic capitalism and the social order. The teller cage and boardroom became sites of activism and resistance as the leadership of president Maggie Lena Walker and other women board members kept the bank grounded in meeting the needs of working-class black women. The first book to center black women’s engagement with the elite sectors of banking, finance, and insurance, Banking on Freedom reveals the ways gender, race, and class shaped the meanings of wealth and risk in U.S. capitalism and society.
Book Synopsis US Credit and Payments, 1800–1935, Part I Vol 1 by : Ronnie J Phillips
Download or read book US Credit and Payments, 1800–1935, Part I Vol 1 written by Ronnie J Phillips and published by Taylor & Francis. This book was released on 2024-10-28 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: The volumes in this collection are organized thematically and examine the history of key financial institutions before and after the establishment of the Federal Reserve.
Book Synopsis Appendix to the Journals of the Senate and Assembly of the ... Session of the Legislature of the State of California by : California. Legislature
Download or read book Appendix to the Journals of the Senate and Assembly of the ... Session of the Legislature of the State of California written by California. Legislature and published by . This book was released on 1927 with total page 2226 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis From Buildings and Loans to Bail-Outs by : David L. Mason
Download or read book From Buildings and Loans to Bail-Outs written by David L. Mason and published by Cambridge University Press. This book was released on 2004-07-05 with total page 363 pages. Available in PDF, EPUB and Kindle. Book excerpt: For most Americans, the savings and loan industry is defined by the fraud, ineptitude and failures of the 1980s. However, these events overshadow a long history in which thrifts played a key role in helping thousands of households buy homes. First appearing in the 1830s savings and loans, then known as building and loans, encourage their working-class members to adhere to the principles of thrift and mutual co-operation as a way to achieve the 'American Dream' of home ownership. This book traces the development of this industry from its origins as a movement of a loosely affiliated collection of institutions into a major element of America's financial markets. It also analyses how diverse groups of Americans, including women, ethnic Americans and African Americans, used thrifts to improve their lives and elevate their positions in society. Finally the overall historical perspective sheds new light on the events of the 1980s and analyses the efforts to rehabilitate the industry in the 1990s.
Book Synopsis The United States Catalog Supplement, January 1918-June 1921 by : Eleanor E. Hawkins
Download or read book The United States Catalog Supplement, January 1918-June 1921 written by Eleanor E. Hawkins and published by . This book was released on 1921 with total page 1026 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis A History of Corporate Finance by : Jonathan Barron Baskin
Download or read book A History of Corporate Finance written by Jonathan Barron Baskin and published by Cambridge University Press. This book was released on 1999-12-28 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: An overview of the role of institutions and organisations in the development of corporate finance.
Book Synopsis Bankers and Empire by : Peter James Hudson
Download or read book Bankers and Empire written by Peter James Hudson and published by University of Chicago Press. This book was released on 2017-04-27 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the end of the nineteenth century until the onset of the Great Depression, Wall Street embarked on a stunning, unprecedented, and often bloody period of international expansion in the Caribbean. A host of financial entities sought to control banking, trade, and finance in the region. In the process, they not only trampled local sovereignty, grappled with domestic banking regulation, and backed US imperialism—but they also set the model for bad behavior by banks, visible still today. In Bankers and Empire, Peter James Hudson tells the provocative story of this period, taking a close look at both the institutions and individuals who defined this era of American capitalism in the West Indies. Whether in Wall Street minstrel shows or in dubious practices across the Caribbean, the behavior of the banks was deeply conditioned by bankers’ racial views and prejudices. Drawing deeply on a broad range of sources, Hudson reveals that the banks’ experimental practices and projects in the Caribbean often led to embarrassing failure, and, eventually, literal erasure from the archives.
Download or read book Shortfall written by Alice Echols and published by The New Press. This book was released on 2017-10-03 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt: The rollicking true story of a 1930s version of Bernie Madoff—and the building and loan crash he helped precipitate—in a wonderful work of narrative nonfiction by the Gustavus Myers book award winner Shortfall opens with a surprise discovery in an attic—boxes filled with letters and documents hidden for more than seventy years—and launches into a fast-paced story that uncovers the dark secrets in Echols's family—an upside-down version of the building and loan story at the center of Frank Capra's 1946 movie, It's a Wonderful Life. In a narrative filled with colorful characters and profound insights into the American past, Shortfall is also the essential backstory to more recent financial crises, from the savings and loan debacle of the 1980s and 1990s to the subprime collapse of 2008. Shortfall chronicles the collapse of the building and loan industry during the Great Depression—a story told in microcosm through the firestorm that erupted in one hard-hit American city during the early 1930s. Over a six-month period in 1932, all four of the building and loan associations in Colorado Springs, Colorado, crashed in an awful domino-like fashion, leaving some of the town's citizens destitute. The largest of these associations was owned by author Alice Echols's grandfather, Walter Davis, who absconded with millions of dollars in a case that riveted the national media. This book tells the dramatic story of his rise and shocking fall.