Financial Institutions In Rural China

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Finance in Rural China

Author : Xingyuan Feng
Publisher : Taylor & Francis
ISBN 13 : 1000843432
Total Pages : 162 pages
Book Rating : 4.0/5 (8 download)

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Book Synopsis Finance in Rural China by : Xingyuan Feng

Download or read book Finance in Rural China written by Xingyuan Feng and published by Taylor & Francis. This book was released on 2023-03-24 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers insights into the scholarly debates on formal and informal finance in rural China and fills a gap in the existing literature. The book provides an overview of the overall development of rural finance in China and explains the necessity of embarking on the pathway toward rural financial pluralization through the "Local Knowledge Paradigm". The authors also analyze formal and informal financial development and inclusive finance (including digital inclusive finance) in rural China in various dimensions. This book aids the understanding of the structure of the rural financial system and the operations of rural financial service providers in China. It will be a useful reference for those researching and interested in rural economy and rural finance.

China in the Global Economy Rural Finance and Credit Infrastructure in China

Author : OECD
Publisher : OECD Publishing
ISBN 13 : 9264015299
Total Pages : 392 pages
Book Rating : 4.2/5 (64 download)

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Book Synopsis China in the Global Economy Rural Finance and Credit Infrastructure in China by : OECD

Download or read book China in the Global Economy Rural Finance and Credit Infrastructure in China written by OECD and published by OECD Publishing. This book was released on 2004-04-23 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication presents the proceedings of a conference that took stock of achievements China has made in agricultural finance and credit infrastructure and discussed how China could best address future challenges in this area.

Financial Institutions in Rural China

Author : Tong Li
Publisher :
ISBN 13 :
Total Pages : 214 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis Financial Institutions in Rural China by : Tong Li

Download or read book Financial Institutions in Rural China written by Tong Li and published by . This book was released on 2005 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt:

China's Rural Financial System

Author : Yuepeng Zhao
Publisher : Routledge
ISBN 13 : 1136929916
Total Pages : 230 pages
Book Rating : 4.1/5 (369 download)

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Book Synopsis China's Rural Financial System by : Yuepeng Zhao

Download or read book China's Rural Financial System written by Yuepeng Zhao and published by Routledge. This book was released on 2010-10-04 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the credit needs and the borrowing behaviour of rural households in China in recent years. It is based on in-depth analysis of the status of households’ indebtedness and borrowing behaviour; the performance of Rural Credit Cooperatives (RCCs), as well as resources of informal finance. Before 2006, RCCs are virtually the only source of formal credit for rural households in China and were subject to a series of reforms from 1996 to 2003. The reforms aimed to transform RCCs into market-oriented institutions and, more importantly, help them meet the increasing demands of farmers for varied financial services, and thereby contribute effectively to economic transformation in rural China. Based on a micro-study of three villages, at different stages of development with dissimilar economic characteristics in Jiangxi province, this book investigates the sources of finance, formal and informal, in rural areas and the different types of credit that farmers require. It examines the patterns of credit required by rural households at different stages of agricultural processes, and the institutions from which they obtain loans. It demonstrates the importance of innovative institutional arrangements in rural China and new instruments that give farmers access to formal rural financial markets and enable them to utilize credit effectively, concluding that further reforms to RCCs are necessary for RCCs to be truly effective.

Rural Finance and Credit Infrastructure in China

Author : Organisation for Economic Co-operation and Development
Publisher : OECD Publishing
ISBN 13 :
Total Pages : 396 pages
Book Rating : 4.:/5 (318 download)

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Book Synopsis Rural Finance and Credit Infrastructure in China by : Organisation for Economic Co-operation and Development

Download or read book Rural Finance and Credit Infrastructure in China written by Organisation for Economic Co-operation and Development and published by OECD Publishing. This book was released on 2004 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: Although Chinas rural economy has made significant progress over the last twenty-five years, rural finance and institutional reforms are still lagging behind. This publication reviews the findings of an OECD meeting held in October 2003 and organised with the Chinese Government (with participants including Chinese policy makers and industry experts, as well as representatives from the World Bank, the FAO, the European Bank for Reconstruction and Development and the Asian Development Bank). The meeting discussed options for improving the countrys rural finance and institutional framework, as well as considering the role that the Chinese government could play within the reform process.

Credit Systems for the Rural Poor in China

Author : Ling Zhu
Publisher :
ISBN 13 :
Total Pages : 156 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Credit Systems for the Rural Poor in China by : Ling Zhu

Download or read book Credit Systems for the Rural Poor in China written by Ling Zhu and published by . This book was released on 1997 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: The general aim of this study is to provide an analysis of the operation of China's rural financial system.

Financing China's Rural Enterprises

Author : Dr Jun Li
Publisher : Routledge
ISBN 13 : 1134434030
Total Pages : 210 pages
Book Rating : 4.1/5 (344 download)

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Book Synopsis Financing China's Rural Enterprises by : Dr Jun Li

Download or read book Financing China's Rural Enterprises written by Dr Jun Li and published by Routledge. This book was released on 2003-08-29 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: Rural enterprises have played an important role in the extraordinary success of China's economy over the last two decades. They have greatly increased off-farm employment in rural areas and brought substantially increased incomes and standards of living to many rural people. Jun Li provides a comprehensive analysis of the financing of China's rural enterprises over the reform period, and discusses the key aspects of rural enterprise development in China, including the growth of rural enterprises and enterprise-level behaviour, the role of state policy, rural financial institutions and local government. Brings new and challenging analysis to the current debate on the Chinese financial system and the financing of SMEs.

Prosper or Perish

Author : Lynette H. Ong
Publisher : Cornell University Press
ISBN 13 : 0801465958
Total Pages : 232 pages
Book Rating : 4.8/5 (14 download)

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Book Synopsis Prosper or Perish by : Lynette H. Ong

Download or read book Prosper or Perish written by Lynette H. Ong and published by Cornell University Press. This book was released on 2012-08-21 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: The official banking institutions for rural China are Rural Credit Cooperatives (RCCs). Although these co-ops are mandated to support agricultural development among farm households, since 1980 half of RCC loans have gone to small and medium-sized industrial enterprises located in, and managed by, townships and villages. These township and village enterprises have experienced highly uneven levels of success, and by the end of the 1990s, half of all RCC loans were in or close to default, forcing China's central bank to bail out RCCs. In Prosper or Perish, Lynette H. Ong examines the bias in RCC lending patterns, focusing on why the mobilization of rural savings has contributed to successful industrial development in some locales but not in others. Interweaving insightful and theoretically informed discussions of rural credit, development, governance, and bank bailouts, Ong identifies various sources for China's uneven development. In the highly decentralized fiscal environment of the People's Republic, successful industrialization has significant implications for rural governance. Local governments depend on revenue from industrial output to provide public goods and services; unsuccessful enterprises starve local governments of revenue and result in radical cutbacks in services. High peasant burdens, land takings without adequate compensation by local governments, and other poor governance practices tend to be associated with unsuccessful industrialization. In light of the recent liberalization of the rural credit sector in China, Prosper or Perish makes a significant contribution to debates within political science, economic development, and international banking.

New Directions in China's Agricultural Lending

Author : Fred Gale
Publisher : DIANE Publishing
ISBN 13 : 9781422316207
Total Pages : 46 pages
Book Rating : 4.3/5 (162 download)

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Book Synopsis New Directions in China's Agricultural Lending by : Fred Gale

Download or read book New Directions in China's Agricultural Lending written by Fred Gale and published by DIANE Publishing. This book was released on 2006 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: China has substantially boosted lending to farmers & agribus. in recent years. The balance of loans to farmers doubled between 2001 & 2005. Loans for agribus. & rural infrastructure rose as well. Rural credit coop. & banks that lend to ag. are being reformed & commercialized but ag. lending is still largely policy-driven. The boost in farm lending is one of several policy initiatives to aid farmers. Chinese ag. remains dominated by extremely small farms using little physical capital, but rising investment is helping the sector diversify & is improving the quality & safety of ag. produce. The campaign to inject capital into rural China is enabled by an abundant supply of domestic savings & large inflows of foreign investment. Illustrations.

The Future of Rural Banking in China. A Pragmatic Discourse on Current Issues, with Policy Recommendations for the Future

Author : Kwan Hong Tan
Publisher : Anchor Academic Publishing
ISBN 13 : 396067032X
Total Pages : 69 pages
Book Rating : 4.9/5 (66 download)

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Book Synopsis The Future of Rural Banking in China. A Pragmatic Discourse on Current Issues, with Policy Recommendations for the Future by : Kwan Hong Tan

Download or read book The Future of Rural Banking in China. A Pragmatic Discourse on Current Issues, with Policy Recommendations for the Future written by Kwan Hong Tan and published by Anchor Academic Publishing. This book was released on 2016-06 with total page 69 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the research and analysis of how the future of rural banking in China will look like, the author chooses to adopt a pragmatic and policy-like approach towards the analysis of this issue. Current issues of the rural banking system are being discussed in depth, followed by a range of policy recommendations put forth that attempts to address these issues. It is the sincere wish of the author that the policies mentioned herein will be implemented for the benefit of the millions dependent on the rural banking system for their growth and livelihood.

Informal Finance in China

Author : Jianjun Li
Publisher :
ISBN 13 : 0195380649
Total Pages : 216 pages
Book Rating : 4.1/5 (953 download)

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Book Synopsis Informal Finance in China by : Jianjun Li

Download or read book Informal Finance in China written by Jianjun Li and published by . This book was released on 2009 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: Informal finance consists of nonbank financing activities, whether conducted through family and friends, local money houses, or other types of financial associations. It has provided much-needed financing to small and medium enterprises (SMEs) in particular, in the face of a tightly constrained and overburdened formal banking system. Unable to obtain a bank loan, firms have relied upon individuals and informal organizations outside of the banking system to obtain financing for their ventures or working capital (operating funds). Presently there is a scarcity of information on informal finance in China and it is expected to have a significant impact upon GDP and money supply. This book, with contributions from leading scholars, describes the evolution, characteristics, and variation of informal finance in China from American and Chinese perspectives. Literature by Jiang Shuxia, Jiang Xuzhao, and Li Jianjun has heretofore been available only in Chinese, while work by Kellee Tsai, Jianwen Liao, Harold Welsch, David Pistrui, and Sara Hsu has been available in English. For the first time, they come together to discuss informal financing and its many aspects. Most of the essays are based upon original survey research conducted locally, as this type of data is not normally collected by the government. The papers pioneer the description and analysis of the nuances of informal finance from several perspectives; the authors look at the social, cultural, political, and economic causes of informal finance, its many variations, and its economic, personal, and political ramifications.

Digitalization and Future Banking. The Impact on Community Development in Rural Areas in China

Author : Irfan Zejnullahu
Publisher : GRIN Verlag
ISBN 13 : 3346511995
Total Pages : 84 pages
Book Rating : 4.3/5 (465 download)

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Book Synopsis Digitalization and Future Banking. The Impact on Community Development in Rural Areas in China by : Irfan Zejnullahu

Download or read book Digitalization and Future Banking. The Impact on Community Development in Rural Areas in China written by Irfan Zejnullahu and published by GRIN Verlag. This book was released on 2021-10-12 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2021 in the subject Business economics - Miscellaneous, grade: 1.7, , course: Digital Business, language: English, abstract: The purpose of this study was defined as to explore the contribution of digitalization (the role of digital technology) in community rural development and banking with a critical look at review of Ant Financial and Alibaba`s case study which provides an overview of the FinTech-based on digital technology. In the era of technical advancement, where everything revolves around the ``e`` world, digitalization has spread its wings over all the spheres of life.The immense use of digital devices and our growing dependency on them clearly states that digitalization is the need of the hour and has great potential to revolutionize the social-economic growth parameters thus, forming a symbiotice relationship with all inclusive growth and sustainable development. It has become that important instrument which has simplified the functioning and processes in various areas like administration, regulation, planning and operations of the socio-economic domain by ultimately enriching the quality of life.This very feature of the digital age results in sustainable development as when the societies are digitally empowered, they are more Conscious, Connected, Compliant, Collaborative and Content towards their own growth and in return they work in tandem as responsible resources for nation`s future prospects.

Access to Finance

Author : Asian Development Bank
Publisher : Asian Development Bank
ISBN 13 : 9292548581
Total Pages : 196 pages
Book Rating : 4.2/5 (925 download)

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Book Synopsis Access to Finance by : Asian Development Bank

Download or read book Access to Finance written by Asian Development Bank and published by Asian Development Bank. This book was released on 2015-01-01 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: The People's Republic of China (PRC) has adopted a more market-oriented approach by promoting rural microfinance, pursuing bottom-up innovations such as group lending, various forms of guarantees, new financial products based on purchase orders and insurance policies, and better incentives for agriculture funding from financial institutions. In 2009, the PRC sought the assistance of the Asian Development Bank to study how to optimize policy choices in rural finance using both top-down and bottom-up approaches. This report presents the findings of that rural microfinance study, including valuable lessons learned from several pilot microlending programs conducted in selected provinces in the PRC. It then analyzes outstanding issues in the country's rural and microfinance markets that need to be addressed more vigorously.

Development on Loan

Author : Nicholas Loubere
Publisher : Amsterdam University Press
ISBN 13 : 9048544270
Total Pages : pages
Book Rating : 4.0/5 (485 download)

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Book Synopsis Development on Loan by : Nicholas Loubere

Download or read book Development on Loan written by Nicholas Loubere and published by Amsterdam University Press. This book was released on 2019-10-31 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Key to China's plans to promote rural development is the de-marginalisation of the countryside through the incorporation of rural areas into the urban-based market-oriented financial system. For this reason, Chinese development planners have turned to microcredit-i.e. the provision of small-scale loans to 'financially excluded' rural households-as a means of increasing 'financial consciousness' and facilitating rural de-marginalisation. Drawing on years of in-depth fieldwork in rural China, this book examines the formulation, implementation and outcomes of government-run microcredit programmes in China-illuminating the diverse roles that microcredit plays in local processes of socioeconomic development and the livelihoods of local actors. It details how microcredit facilitates de-marginalisation for some, while simultaneously exacerbating the marginalisation of others; and exposes the ways in which microcredit and other top-down development strategies reflect and reinforce the contradictions and paradoxes implicit in rural China's contemporary development landscape.

Financial Sector Reform in China

Author : Yasheng Huang
Publisher : BRILL
ISBN 13 : 1684171229
Total Pages : 264 pages
Book Rating : 4.6/5 (841 download)

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Book Synopsis Financial Sector Reform in China by : Yasheng Huang

Download or read book Financial Sector Reform in China written by Yasheng Huang and published by BRILL. This book was released on 2020-10-26 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: An edited volume consisting of an introduction by the editors and eleven additional papers on China's financial system and financial sector reform. The papers originated at a conference on financial reform in China held at the John F. Kennedy School of Government, Harvard University, in 2001. They were then thoroughly revised and updated for publication.

Rural Finance in Poverty-Stricken Areas in the People's Republic of China

Author : Xuechun Zhang
Publisher : Asian Development Bank
ISBN 13 : 9292547631
Total Pages : 495 pages
Book Rating : 4.2/5 (925 download)

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Book Synopsis Rural Finance in Poverty-Stricken Areas in the People's Republic of China by : Xuechun Zhang

Download or read book Rural Finance in Poverty-Stricken Areas in the People's Republic of China written by Xuechun Zhang and published by Asian Development Bank. This book was released on 2010-05-01 with total page 495 pages. Available in PDF, EPUB and Kindle. Book excerpt: Local financial institutions represent the best choices in the financial system for small and medium-sized enterprises and farming households. Government agencies in the People's Republic of China (PRC) have proposed policies that would relax market entry criteria and allow the creation of diversified rural financial institutions. These measures will help improve PRC's financial market structure, promote better rural financial services, enable financing of labor-intensive economic activities, and promote socioeconomic development. This publication offers an overview of rural finance in the PRC, examines current financial policy and models, and offers recommendations for future reform measures.

Rural Household Finance in ChinaI- A Study on Peasant Household Cooperative Financial Institutions in China from the Perspective of the Household Contract System

Download Rural Household Finance in ChinaI- A Study on Peasant Household Cooperative Financial Institutions in China from the Perspective of the Household Contract System PDF Online Free

Author : Fan Dijun
Publisher : Paths International Ltd
ISBN 13 : 1844644405
Total Pages : 358 pages
Book Rating : 4.8/5 (446 download)

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Book Synopsis Rural Household Finance in ChinaI- A Study on Peasant Household Cooperative Financial Institutions in China from the Perspective of the Household Contract System by : Fan Dijun

Download or read book Rural Household Finance in ChinaI- A Study on Peasant Household Cooperative Financial Institutions in China from the Perspective of the Household Contract System written by Fan Dijun and published by Paths International Ltd. This book was released on 2016-01-30 with total page 358 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyses the financial and rural economic reform of China.Since China started the "e;revolution"e; of the rural economy in 1978 a series of reforms has been implemented in the area of rural finance focusing on institutional changes. Looking back on these "e;historical changes"e;, we can find that there is still a long way to go. China's Central Government has put forward a new concept in the rural financial system. In this book, with cases from Fengyang County and Anhui Province, the birthplace of Chinese rural reform, the author tries to study how to set up a modern rural financial system under the framework of incentive compatible mechanism theory, which was advanced by Nobel prize winners L. Hurwicz, Myeson and Maskin.This book summarizes the reform of China's rural economics and the function of financial cooperation within this policy. Few scholars have studied this subject thoroughly. As rural financial cooperation becomes the hot spot of China's economic and finance reform, this book is both useful and unique. This book contains nine chapters. Chapter 1 is an introduction in which the central issue has been put forward and a survey has been made on the literature of rural finance in China and abroad. It has outlined the framework and contents and introduced the research methodology and possible innovations. And it has also proposed the direction and major issues for further research. Chapter 2 illustrates the main theories on which this research is based, including peasant economy theory and the incentive compatibility theory. Chapter 3 analyses rural households' financial needs under the Household Contract Responsibility System and investigates rural households' economic behaviors, saving behaviors and lending behaviors, as well as their demand constraint. By analyzing the cause and goal of the exogenous financial institutional arrangements, and also the performance of its institutional supply, chapter 4 reveals the incentive incompatibility of rural exogenous financial institutions. Chapter 5 looks at the evolution of the rural endogenous financial institution and reveals the causes of its repression in the state's preference of financial institution from a historical perspective. Based on the incentive compatible mechanism, chapter 6 puts forward two models of rural household cooperative financial institution, namely, peasant credit cooperative and federation of rural credit cooperatives. Based on analyzing the credit basis of rural household cooperative financial institution (village culture) and its compatibility with the family contract system, chapter 7 shows the effectiveness of the institutional arrangements of rural household cooperative finance with the game analysis of rural households in relation with the exogenous and endogenous financial institutions and also from a comparative analysis of transaction costs and competitiveness. Chapter 8 tries to apply the model of institutions into practice. Through pilot experiment, it investigates the setting up and operation of peasant credit cooperatives and the Federation of Peasant Credit Cooperative in Fengyang County of Anhui Province, the birthplace of China's rural economic reform. With a comparative analysis of the performance of rural credit unions and village-township banks, it proves the effectiveness of the institutional arrangements of rural household cooperative finance. Chapter 9 is based on theoretical research and case studies, and draws a conclusion, and proposes corresponding policy-orientations.