Financial Inclusion Regulation And Education In Germany

Download Financial Inclusion Regulation And Education In Germany full books in PDF, epub, and Kindle. Read online Financial Inclusion Regulation And Education In Germany ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!

Financial Inclusion, Regulation, and Education in Germany

Author : Doris Neuberger
Publisher :
ISBN 13 :
Total Pages : 28 pages
Book Rating : 4.:/5 (13 download)

DOWNLOAD NOW!

Book Synopsis Financial Inclusion, Regulation, and Education in Germany by : Doris Neuberger

Download or read book Financial Inclusion, Regulation, and Education in Germany written by Doris Neuberger and published by . This book was released on 2015 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt: Germany's bank-based financial system provides a high level of financial inclusion, measured by bank outreach and use of financial services. However, the most vulnerable individuals and small enterprises in Germany tend to be excluded or credit constrained. The quality of financial inclusion is impaired by a low level of financial literacy, which is also concentrated among specific population subgroups. The high level of financial inclusion can be attributed to relationship lending by public savings banks, credit cooperatives, public promotional banks, and guarantee banks using the “housebank” model, and financial consumer protection and credit reporting regulations and institutions. Programs involving microfinance institutions have been stopped. Financial inclusion of consumers with the aim of responsible finance may be improved by implementing the right to a basic bank account with an overdraft facility and protection against attachment, establishing public credit bureaus, redirecting banking regulation toward the protection of borrowers in long-term credit relationships, and strengthening financial education in schools. To foster entrepreneurship and access to funding for start-ups and innovative SMEs, entrepreneurship education and the venture capital market need to be further developed.

Overview of Financial Inclusion, Regulation, and Education

Author : Naoyuki Yoshino
Publisher :
ISBN 13 :
Total Pages : 35 pages
Book Rating : 4.:/5 (13 download)

DOWNLOAD NOW!

Book Synopsis Overview of Financial Inclusion, Regulation, and Education by : Naoyuki Yoshino

Download or read book Overview of Financial Inclusion, Regulation, and Education written by Naoyuki Yoshino and published by . This book was released on 2016 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial inclusion is receiving increasing attention as having the potential to contribute to economic and financial development while at the same time fostering more inclusive growth and greater income equality. However, although substantial progress has been made, there is still much to achieve. East Asia and the Pacific and South Asia combined account for 55% of the world's unbanked adults, mainly in India and the People's Republic of China (PRC). This paper surveys the experience of a number of advanced and Asian emerging economies to assess factors affecting the ability of low-income households and small firms to access financial services, including financial literacy, financial education programs and financial regulatory frameworks, and identify policies that can improve their financial access while maintaining financial stability. It aims to identify successful experiences and important lessons that can be adopted by other emerging economies. This analysis is based on studies of the experiences of Germany, the United Kingdom, Bangladesh, India, Indonesia, the Philippines, Sri Lanka and Thailand.The study aims to take a practical and holistic approach to issues related to financial inclusion. For example, innovative methods of promoting financial access, such as mobile phone banking and micro-finance, require corresponding innovations in regulatory frameworks, perimeters and capacity. Moreover, programs in the areas of financial education and consumer protection are needed to enable households and small firms to take full advantage of improvements in financial access.

Financial Inclusion, Regulation, and Education

Author : Naoyuki Yoshino
Publisher :
ISBN 13 : 9784899740636
Total Pages : 0 pages
Book Rating : 4.7/5 (46 download)

DOWNLOAD NOW!

Book Synopsis Financial Inclusion, Regulation, and Education by : Naoyuki Yoshino

Download or read book Financial Inclusion, Regulation, and Education written by Naoyuki Yoshino and published by . This book was released on 2017 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial inclusion is receiving increasing attention as having the potential to contribute to economic and financial development while at the same time fostering more inclusive growth and greater income equality. Although substantial progress has been made, there is still much to achieve. East Asia, the Pacific, and South Asia combined account for 55% of the world's unbanked adults, mainly in India and the People's Republic of China. This book surveys the experience of a number of advanced and Asian emerging economies to assess factors affecting the ability of low-income households and small firms to access financial services, including financial literacy, financial education programs, and financial regulatory frameworks, as well as identify policies that can improve their financial access while maintaining financial stability. It aims to identify successful experiences and important lessons that can be adopted by other emerging economies. The studies cover the experiences of Germany, the United Kingdom, Bangladesh, India, Indonesia, the Philippines, Sri Lanka, and Thailand. The book adopts a practical and holistic approach to issues related to financial inclusion. For example, innovative methods of promoting financial access, such as mobile phone banking and microfinance, require corresponding innovations in regulatory frameworks, perimeters, and capacity. Moreover, programs in the areas of financial education and consumer protection are needed to enable households and firms to take full advantage of improvements in financial access.

Financial System Stability, Regulation, and Financial Inclusion

Author : ADB Institute
Publisher : Springer
ISBN 13 : 4431552545
Total Pages : 136 pages
Book Rating : 4.4/5 (315 download)

DOWNLOAD NOW!

Book Synopsis Financial System Stability, Regulation, and Financial Inclusion by : ADB Institute

Download or read book Financial System Stability, Regulation, and Financial Inclusion written by ADB Institute and published by Springer. This book was released on 2015-01-14 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial authorities face a number of key challenges, including maintaining financial stability; ensuring long-term finance for stable economic growth; promoting greater access to financial services for both households and small and medium-sized enterprises (SMEs); and fostering a competitive financial industry. Access to finance for SMEs is particularly important, given their large shares in economic activity and employment in Asian economies. Striking the appropriate balance in achieving these objectives through financial supervision and regulation is an important policy issue for financial regulators. This book is the record of a joint conference in 2014 organized by the Asian Development Bank Institute; Financial Services Agency, Japan; and International Monetary Fund Regional Office for Asia and the Pacific on the topic of financial system stability, regulation, and financial inclusion. Participants included noted scholars, policymakers, and financial industrial participants from Asia. ADB Institute The ADB Institute, located in Tokyo, is the think tank of the Asian Development Bank. Its mission is to identify effective development strategies and improve development management in ADB’s developing member countries. Financial Services Agency, Japan The Financial Services Agency, Japan is responsible for ensuring the stability of Japan’s financial system, the protection of depositors, insurance policyholders and securities investors, and smooth finance through such measures as planning and policymaking. International Monetary Fund Regional Office for Asia and the Pacific The International Monetary Fund Regional Office for Asia and the Pacific contributes to economic surveillance and research, leads the IMF’s involvement in regional cooperation, manages regional capacity building programs, and promotes the understanding and two-way dialogue of the IMF in the region.

Digital Economy, Energy and Sustainability

Author : Mohammed El Amine Abdelli
Publisher : Springer Nature
ISBN 13 : 3031223829
Total Pages : 158 pages
Book Rating : 4.0/5 (312 download)

DOWNLOAD NOW!

Book Synopsis Digital Economy, Energy and Sustainability by : Mohammed El Amine Abdelli

Download or read book Digital Economy, Energy and Sustainability written by Mohammed El Amine Abdelli and published by Springer Nature. This book was released on 2023-03-01 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book looks at how digital economy can help energy businesses to meet their sustainability goals. It will further generates a new debate among policymakers about encouraging green technologies to reduce global carbon emissions. Our modern society requires a long-term, sustainable, and secure energy supply that not only generates and preserves renewable energy. It is also creating universal intelligent machines for power systems, and vital infrastructure is considered in terms of digital economy requirements. The idea of sharing information is an essential principle of sustainable thinking. In such instances, open internet and data access are required to enable any human being to acquire knowledge. Furthermore, the energy industry is changing worldwide, necessitating the consideration of potential implications and modifications. Thus, its most distinguishing feature is moving from a centrally organized system to one with many market players. Consequently, information and communication technologies and human growth have significant main and interactive effects on environmental sustainability. Simultaneously, energy industry is a major player in resolving the digital economy’s development issues.

Global Financial Development Report 2014

Author : World Bank Group
Publisher : World Bank Publications
ISBN 13 : 0821399853
Total Pages : 226 pages
Book Rating : 4.8/5 (213 download)

DOWNLOAD NOW!

Book Synopsis Global Financial Development Report 2014 by : World Bank Group

Download or read book Global Financial Development Report 2014 written by World Bank Group and published by World Bank Publications. This book was released on 2013-11-07 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: The second issue in a new series, Global Financial Development Report 2014 takes a step back and re-examines financial inclusion from the perspective of new global datasets and new evidence. It builds on a critical mass of new research and operational work produced by World Bank Group staff as well as outside researchers and contributors.

Financial Regulation

Author : Ester Faia
Publisher : Cambridge University Press
ISBN 13 : 1107084261
Total Pages : 375 pages
Book Rating : 4.1/5 (7 download)

DOWNLOAD NOW!

Book Synopsis Financial Regulation by : Ester Faia

Download or read book Financial Regulation written by Ester Faia and published by Cambridge University Press. This book was released on 2015-08-14 with total page 375 pages. Available in PDF, EPUB and Kindle. Book excerpt: An assessment of the current state and future prospects of financial regulation in Europe.

The future of EU financial regulation and supervision

Author : Great Britain: Parliament: House of Lords: European Union Committee
Publisher : The Stationery Office
ISBN 13 : 9780108444388
Total Pages : 248 pages
Book Rating : 4.4/5 (443 download)

DOWNLOAD NOW!

Book Synopsis The future of EU financial regulation and supervision by : Great Britain: Parliament: House of Lords: European Union Committee

Download or read book The future of EU financial regulation and supervision written by Great Britain: Parliament: House of Lords: European Union Committee and published by The Stationery Office. This book was released on 2009-06-17 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: Evidence taken before Sub-committee A (Economic and Financial Affairs and International Trade)

The Political Economy of Financial Market Regulation

Author : Peter Mooslechner
Publisher : Edward Elgar Publishing
ISBN 13 : 1781007543
Total Pages : 284 pages
Book Rating : 4.7/5 (81 download)

DOWNLOAD NOW!

Book Synopsis The Political Economy of Financial Market Regulation by : Peter Mooslechner

Download or read book The Political Economy of Financial Market Regulation written by Peter Mooslechner and published by Edward Elgar Publishing. This book was released on 2006-08-29 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: 'In this very nice volume reputed academics and central bankers discuss recent regulatory reforms in financial governance from a political economy perspective. Therefore it is invaluable for both policymakers and scholars interested in financial governance and market regulation.' - Sylvester C.W. Eijffinger, Tilburg University, The Netherlands, Centre for Economic Policy Research, UK and CESifo Research Network, Munich, Germany This book focuses on recent financial market reforms, and their implications for social, economic and political exclusion. In particular it considers the hitherto under-researched question of whose interests govern the design of regulatory mechanisms and who influences the decision-making process. This process is set out as contested terrain, in which there are winners and losers, and in which there are inevitably circles of exclusion. The authors, comprising financial authority experts and academic specialists, expand the concept of exclusion beyond its typical social dimension to incorporate all actors, be they individuals or institutions not permitted to contribute to financial market regulation as a public good. As they point out, this may take the form of political, economic or indeed cultural exclusion. The book examines the conflicts that arise between various interests and how these are managed within the process of regulation.

Financial Inclusion, Regulation, Literacy, and Education in Central Asia and South Caucasus

Author : Peter J. Morgan
Publisher :
ISBN 13 : 9784899740933
Total Pages : 200 pages
Book Rating : 4.7/5 (49 download)

DOWNLOAD NOW!

Book Synopsis Financial Inclusion, Regulation, Literacy, and Education in Central Asia and South Caucasus by : Peter J. Morgan

Download or read book Financial Inclusion, Regulation, Literacy, and Education in Central Asia and South Caucasus written by Peter J. Morgan and published by . This book was released on 2019-05-21 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial inclusion and financial education are becoming increasingly recognized as key requirements for sustainable and inclusive growth, and have been recognized as such by international fora such the Group of Twenty (G20) and the OECD. However, countries in Central Asia and the South Caucasus region have generally lagged in this area. Aside from Kazakhstan, the levels of financial inclusion are substantially below the average level of developing economies. Moreover, there has been little study of the determinants of and barriers to the development of financial inclusion and financial literacy in this region. In this study, prominent scholars in each country examine recent trends in financial inclusion in seven countries--Armenia, Azerbaijan, Georgia, Kazakhstan, Kyrgyz Republic, Tajikistan and Uzbekistan--for both individuals and small and medium-sized firms (SMEs); institutional and regulatory barriers to the expansion of financial inclusion; and policy options to support greater financial inclusion while maintaining financial stability. The book also examines issues related to the assessment of financial literacy and promotion of financial education to support greater financial inclusion in the region. One prominent feature of the region is the relatively slow uptake of innovative financial technologies that could promote financial inclusion such as mobile phone banking, crowd funding and peer-to-peer (P2P) lending platforms. This book examines the barriers to such development, as recommends policies to facilitate the introduction of such technologies.

The New Global Regulatory Landscape

Author : R. McGill
Publisher : Springer
ISBN 13 : 0230511988
Total Pages : 250 pages
Book Rating : 4.2/5 (35 download)

DOWNLOAD NOW!

Book Synopsis The New Global Regulatory Landscape by : R. McGill

Download or read book The New Global Regulatory Landscape written by R. McGill and published by Springer. This book was released on 2005-07-22 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: The New Global Regulatory Landscape provides a benchmark tool for financial intermediaries and Institutional Investors. Covering 24 international regulations across the UK, Europe, Asia/Pacific and the USA, the authors provide practical compliance tips for financial intermediaries and guidance on best practice for investors. The book highlights eight areas of critical overlap where regulatory requirements conflict and give rise to potential risk and liability. The authors use the historical perspective of some regulations to paint a picture of the future convergence of international regulation on data protection, corporate governance and tax.

Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn?

Author : Adolfo Barajas
Publisher :
ISBN 13 : 9781513553009
Total Pages : 51 pages
Book Rating : 4.5/5 (53 download)

DOWNLOAD NOW!

Book Synopsis Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn? by : Adolfo Barajas

Download or read book Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn? written by Adolfo Barajas and published by . This book was released on 2020-08-07 with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt: The past two decades have seen a rapid increase in interest in financial inclusion, both from policymakers and researchers. This paper surveys the main findings from the literature, documenting the trends over time and gaps that have arisen across regions, income levels, and gender, among others. It points out that structural, as well as policy-related, factors, such as encouraging banking competition or channeling government payments through bank accounts, play an important role, and describes the potential macro and microeconomic benefits that can be derived from greater financial inclusion. It argues that policy should aim to identify and reduce frictions holding back financial inclusion, rather than targeting specific levels of inclusion. Finally, it suggests areas for future research.

Financial Regulation and Monetary Arrangements after 1992

Author : Michele Fratianni
Publisher : Elsevier
ISBN 13 : 1483295001
Total Pages : 405 pages
Book Rating : 4.4/5 (832 download)

DOWNLOAD NOW!

Book Synopsis Financial Regulation and Monetary Arrangements after 1992 by : Michele Fratianni

Download or read book Financial Regulation and Monetary Arrangements after 1992 written by Michele Fratianni and published by Elsevier. This book was released on 2015-08-11 with total page 405 pages. Available in PDF, EPUB and Kindle. Book excerpt: Presented in this volume are analytical papers by leading academics on the consequences of regulatory reform in the 1992-process on financial markets and institutions, as well as on macro-economic adjustment and the scope of monetary and fiscal policy after 1992. Also included are policy-oriented papers by economists in academic and policy-making authorities which discuss potential policy conflicts within the EC and between the EC, EFTA, the US, Japan and Eastern Europe as a result of financial liberalization and monetary integration following 1992. The volume focuses on developments in financial markets as crucial for financial and industrial restructuring, as well as for prospects for a monetary union. Analytical papers form the basis for broader policy oriented discussion of potential policy conflicts among industrialized countries, as well as of prospects for currency reform in the Eastern block.

OECD Reviews of Regulatory Reform: Germany 2004 Consolidating Economic and Social Renewal

Author : OECD
Publisher : OECD Publishing
ISBN 13 : 926410786X
Total Pages : 191 pages
Book Rating : 4.2/5 (641 download)

DOWNLOAD NOW!

Book Synopsis OECD Reviews of Regulatory Reform: Germany 2004 Consolidating Economic and Social Renewal by : OECD

Download or read book OECD Reviews of Regulatory Reform: Germany 2004 Consolidating Economic and Social Renewal written by OECD and published by OECD Publishing. This book was released on 2004-06-30 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report also for adjustments to regulatory governance traditions so that necessary changes can take place more quickly, at least cost to the economy and with the participation of all relevant stakeholders.

Fintech and Financial Inclusion in Latin America and the Caribbean

Author : Mr. Dmitry Gershenson
Publisher : International Monetary Fund
ISBN 13 : 1513592238
Total Pages : 77 pages
Book Rating : 4.5/5 (135 download)

DOWNLOAD NOW!

Book Synopsis Fintech and Financial Inclusion in Latin America and the Caribbean by : Mr. Dmitry Gershenson

Download or read book Fintech and Financial Inclusion in Latin America and the Caribbean written by Mr. Dmitry Gershenson and published by International Monetary Fund. This book was released on 2021-08-20 with total page 77 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite some improvement since 2011, Latin America and the Caribbean continue to lag behind other regions in terms of financial inclusion. There is no clear evidence that fintech developments have supported greater financial inclusion in LAC, contrary to what has been observed elsewhere in the world. Case studies by national policy experts suggest that barriers to entry in the financial sector, along with a constraining regulatory environment, may have hindered a faster adoption of fintech. However, fintech development seems to have accelerated in the wake of the COVID-19 pandemic and with the support of recent policy initiatives.

The Global Findex Database 2017

Author : Asli Demirguc-Kunt
Publisher : World Bank Publications
ISBN 13 : 1464812683
Total Pages : 228 pages
Book Rating : 4.4/5 (648 download)

DOWNLOAD NOW!

Book Synopsis The Global Findex Database 2017 by : Asli Demirguc-Kunt

Download or read book The Global Findex Database 2017 written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2018-04-19 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Fintech

Author : International Monetary Fund
Publisher : International Monetary Fund
ISBN 13 : 1498321860
Total Pages : 73 pages
Book Rating : 4.4/5 (983 download)

DOWNLOAD NOW!

Book Synopsis Fintech by : International Monetary Fund

Download or read book Fintech written by International Monetary Fund and published by International Monetary Fund. This book was released on 2019-06-27 with total page 73 pages. Available in PDF, EPUB and Kindle. Book excerpt: The paper finds that while there are important regional and national differences, countries are broadly embracing the opportunities of fintech to boost economic growth and inclusion, while balancing risks to stability and integrity.