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Download or read book Plastic Money written by Alya Guseva and published by Stanford University Press. This book was released on 2014-02-26 with total page 341 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the United States, we now take our ability to pay with plastic for granted. In other parts of the world, however, the establishment of a "credit-card economy" has not been easy. In countries without a history of economic stability, how can banks decide who should be given a credit card? How do markets convince people to use cards, make their transactions visible to authorities, assume the potential risk of fraud, and pay to use their own money? Why should merchants agree to pay extra if customers use cards instead of cash? In Plastic Money, Akos Rona-Tas and Alya Guseva tell the story of how banks overcame these and other quandaries as they constructed markets for credit cards in eight postcommunist countries. We know how markets work once they are built, but this book develops a unique framework for understanding how markets are engineered from the ground up—by selecting key players, ensuring cooperation, and providing conditions for the valuation of a product. Drawing on extensive interviews and fieldwork, the authors chronicle how banks overcame these hurdles and generated a desire for their new product in the midst of a transition from communism to capitalism.
Book Synopsis How You Can Profit from Credit Cards by : Curtis E. Arnold
Download or read book How You Can Profit from Credit Cards written by Curtis E. Arnold and published by FT Press. This book was released on 2008-06-06 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of this book cannot be overstated. Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.
Book Synopsis The Skinny on Credit Cards by : Jim Randel
Download or read book The Skinny on Credit Cards written by Jim Randel and published by RAND Media Co. This book was released on 2009 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Skinny on Credit Cards is the story of Billy and Beth, a typical American couple, as they struggle with the use (and abuse) of their credit cards. Our story also looks at their 18-year-old son, Jake, a college freshman who loves the idea of having his own credit cards. Through their experiences, we learn about the incredible convenience, heartache, and commentary generated by that little piece of plastic.
Book Synopsis Credit Cards and Checks by : Margaret Hall
Download or read book Credit Cards and Checks written by Margaret Hall and published by Heinemann-Raintree Library. This book was released on 2008 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever wondered how much a person can buy with a credit card? Or how stores make sure that a credit card or check hasn't been stolen? This book looks at how banks, stores, and people use credit cards and checks. Open the pages of this book to learn: the difference between a credit card and debit card, how a person gets a checking account, and what happens to a check after a person uses one to pay for something.
Book Synopsis Credit Card Nation The Consequences Of America's Addiction To Credit by : Robert D. Manning
Download or read book Credit Card Nation The Consequences Of America's Addiction To Credit written by Robert D. Manning and published by . This book was released on 2000-12-25 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Card Nation is the first comprehensive look at an ongoing social and economic crisis-America's escalting dependence on credit. By locating consumer debt within the context of corporate and governmental debt.
Download or read book Using Plastic written by and published by . This book was released on 1989 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Credit Card Industry by : Lewis Mandell
Download or read book The Credit Card Industry written by Lewis Mandell and published by Macmillan Reference USA. This book was released on 1990 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the beginning with the Diners Club card in 1949 to the present, this is a history of credit cards and their impact on society.
Book Synopsis The Credit Card Guidebook by : Bill Hardekopf
Download or read book The Credit Card Guidebook written by Bill Hardekopf and published by Lulu.com. This book was released on 2008-08-11 with total page 163 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Credit Card Guidebook simplifies all the facets of the credit card industry. Learn how to find the right card for you; how to decipher the confusing Terms and Conditions of a card; how to get started with no credit; and how you can make money off your credit cards.This book is written by Bill Hardekopf, John Oldshue & Lynn Oldshue, the owners of LowCards.com, the #1 rated Internet resource for credit card information. LowCards.com simplifies the confusion of shopping for credit cards. It is a free, independent website that helps consumers easily compare all the credit cards offered in the United States in a variety of categories such as lowest rates, rewards, rebates, balance transfers and lowest introductory rates. It also gives an unbiased ranking and review for each card.
Book Synopsis Credit Card Use in the United States by : Lewis Mandell
Download or read book Credit Card Use in the United States written by Lewis Mandell and published by . This book was released on 1972 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: Of Data Compiled From Three Nationwide Studies Conducted in 1970 and 1971 by the Survey Research Center At the Institute for Social Research, University of Michigan.
Book Synopsis First Credit Cards and Credit Smarts by : Ann Byers
Download or read book First Credit Cards and Credit Smarts written by Ann Byers and published by The Rosen Publishing Group, Inc. This book was released on 2009-08-15 with total page 67 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today, the average person cannot buy a car or a house without borrowing money. Many people cannot go to college unless they have loans. Even small purchases, if made online, require a credit card. Borrowing, or credit, is a fact of modern life. Students learn about the ways to take control of credit, making it work for them. This compelling book about credit and credit card smarts provides a thorough explanation of secured and unsecured credit, the types of accounts, calculating interest, understanding statements, choosing the right card, traps and trip-ups, fees, billing cycles, minimum payments, balance transfers, and cash advances. Readers will learn about credit scores and credit reports, whether they are a good credit risk. The book describes the steps readers can take in guarding their credit and personal information, and the steps that need to be taken if ID theft happens to them.
Book Synopsis The Law of Bank Deposits, Collections, and Credit Cards by : Barkley Clark
Download or read book The Law of Bank Deposits, Collections, and Credit Cards written by Barkley Clark and published by . This book was released on 1981 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Confessions of a Credit Junkie by : Beverly Harzog
Download or read book Confessions of a Credit Junkie written by Beverly Harzog and published by Red Wheel/Weiser. This book was released on 2013-11-25 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit card expert Beverly Harzog shares how she went from being a credit card disaster to a credit card diva. When Beverly got out of college, she spent the next 10 years racking up debt on seven credit cards. Credit card limits, she believed, were merely “guidelines,” certainly not anything to be taken seriously...especially if she was in dire need of a new pair of shoes. The fact that she was a CPA at the time adds an ironic twist to the credit quagmire she slowly descended into. In Confessions of a Credit Junkie, Beverly candidly details her own credit card mishaps and offers easy-to-follow advice, often with a touch of Southern humor, to help others avoid them. In this much-needed book, you’ll learn: How to use the Credit Card Personality Quiz to choose the right credit cards The seven ways to use a credit card to rebuild credit How to get out of debt using a balance transfer credit card—and pay zero interest while doing it Credit card strategies to save a bundle on groceries, gas, and more Anyone in debt will benefit from the down-to-earth, practical tips Beverly offers.
Author :United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Financial Institutions Publisher : ISBN 13 : Total Pages :264 pages Book Rating :4.:/5 (6 download)
Book Synopsis Unsolicited Credit Cards by : United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Financial Institutions
Download or read book Unsolicited Credit Cards written by United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Financial Institutions and published by . This book was released on 1970 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: Considers S. 721, to amend Truth in Lending Act to authorize Federal Reserve Board to regulate unsolicited credit card issuance, and limit credit card liability when used by unauthorized persons. Focuses on theft of unsolicited credit cards from mails.
Book Synopsis Consumer Finance by : United States. General Accounting Office
Download or read book Consumer Finance written by United States. General Accounting Office and published by . This book was released on 2001 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book College Success written by Amy Baldwin and published by . This book was released on 2020-03 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis How Credit Cards Work by : Gillian Houghton
Download or read book How Credit Cards Work written by Gillian Houghton and published by The Rosen Publishing Group, Inc. This book was released on 2009-01-15 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introduces credit cards and discusses their advantages and disadvantages.
Book Synopsis Use of Credit Cards by Small Businesses and the Credit Card Market for Small Businesses by : Barry Leonard
Download or read book Use of Credit Cards by Small Businesses and the Credit Card Market for Small Businesses written by Barry Leonard and published by DIANE Publishing. This book was released on 2011 with total page 59 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a print on demand edition of a hard to find publication. Contents: (1) Intro.; (2) The Truth in Lending Act and Protections for Credit Card Accounts; (3) The Small Bus. Credit Card (SBCC) Market; (4) SBCC Programs: Characteristics of SBCC Programs; Marketing SBCC; Features of SBCC; Underwriting SBCC; Interest Rates and Fees Associated with SBCC; Mgmt. of SBCC Accounts; The Costs and Profitability of SBCC Programs; (5) Credit Card Use among SB: Trends in SBCC Use and Credit Card Borrowing, 1998¿2009; Characteristics of SB That Use Credit Cards; Intensity of SBCC Use and Borrowing: Low versus High Credit Score Firms; (6) SBCC Access, Terms, and Conditions; (7) Disclosures of Terms, Fees, and Other Expenses, and Protections against Unfair or Deceptive Acts or Practices.
