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Consumer Government
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Download or read book The Consumer Action Handbook written by and published by . This book was released on 2003 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Guide to Federal Consumer Services by : U.S. Office of Consumer Affairs
Download or read book Guide to Federal Consumer Services written by U.S. Office of Consumer Affairs and published by . This book was released on 1976 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Democracy Declined by : Mallory E. SoRelle
Download or read book Democracy Declined written by Mallory E. SoRelle and published by University of Chicago Press. This book was released on 2020-12-14 with total page 302 pages. Available in PDF, EPUB and Kindle. Book excerpt: As Elizabeth Warren memorably wrote, “It is impossible to buy a toaster that has a one-in-five chance of bursting into flames and burning down your house. But it is possible to refinance an existing home with a mortgage that has the same one-in-five chance of putting the family out on the street.” More than a century after the government embraced credit to fuel the American economy, consumer financial protections in the increasingly complex financial system still place the onus on individuals to sift through fine print for assurance that they are not vulnerable to predatory lending and other pitfalls of consumer financing and growing debt. In Democracy Declined, Mallory E. SoRelle argues that the failure of federal policy makers to curb risky practices can be explained by the evolution of consumer finance policies aimed at encouraging easy credit in part by foregoing more stringent regulation. Furthermore, SoRelle explains how angry borrowers’ experiences with these policies teach them to focus their attention primarily on banks and lenders instead of demanding that lawmakers address predatory behavior. As a result, advocacy groups have been mostly unsuccessful in mobilizing borrowers in support of stronger consumer financial protections. The absence of safeguards on consumer financing is particularly dangerous because the consequences extend well beyond harm to individuals—they threaten the stability of entire economies. SoRelle identifies pathways to mitigate these potentially disastrous consequences through greater public participation.
Book Synopsis CONSUMER GOVERNMENT by : Douglas W. Ayres
Download or read book CONSUMER GOVERNMENT written by Douglas W. Ayres and published by Trafford Publishing. This book was released on 2012-03-12 with total page 279 pages. Available in PDF, EPUB and Kindle. Book excerpt: THE MUNICIPAL BUSINESS SYSTEM VIA THE ART OF FULL DISCLOSURE The above titled Book is intended to change the way local governments do NOT do "business". It is predicated on and dedicated to an achieved fact: There is NO compelling reason why cities, counties and government special districts cannot be run better than private businesses are alleged to operate. Local Government can be superior! Further, there is no reason for municipal services to be gutted as is being done and advocated, and/or “outsourced” for ideological and unknown undocumented “cost-saving” reasons. It is time local government defended itself against massive misinformation and lack of supporting data. Cities can, and should be “run like a business”. This Book details the adaptation of corporate “line-of-business profit & loss” corporate accounting to municipal services. The MUNICIPAL BUSINESS SYSTEM, explained in detail in this Book, has provided billions of new revenues to 250+ governments. Better yet, those monies were retrieved from those improperly benefitting from tax-supported direct benefit services. Previously, influential persons and organizations were subsidized by taxes paid by everyone. By providing a highly detailed inventory of services, then full costing information for each to the public and their elected representatives, huge amounts of tax monies were repatriated. Those monies were diverted from those who should pay fees, and returned to pay for services provided to the community at large. Thus Police, Fire, EMS, parks, recreation, library, street maintenance, and agreed-to social services were resuscitated. Through the MUNICIPAL BUSINESS SYSTEM process the tax and fee-paying public is provided detailed full disclosure of revenue, cost-of-service, and quality information for the hundreds of local services provided by most cities and counties. And choice if, when, how, and quantity provided. Thus re-inventing the manner in which taxes are used and service levels defined. At last, there is a SYSTEM to utilize computerization capabilities fully to provide a rationale and reasons for not cutting municipal budgets or privatizing local services, and thus destroying local government, its protections and services. Importantly, taxes paid by all can be utilized solely to finance services benefitting ALL, not subsidizing just the few to retain special local service benefits solely for personal, corporate, or business purposes, at the expense of the community at large. The Author utilized his decades of experience and knowledge acquired in-the-trenches to develop, refine, and apply the MUNICIPAL BUSINESS SYSTEM. He now shares with others what was labored over for 40 years of development by a corps of dedicated municipal employees, and ultimately with a brilliant group of financial analysts and CPAs, who designed and implemented the detailed highly sophisticated but simply computerized MUNICIPAL BUSINESS SYSTEM. Then Ayres taught the "how" at three major universities for 15 years. The Book provides sufficient textual overview, explanation, specific illustrations, examples, and details to know and control the cost of all services throughout the entirety of local - and maybe even state - governments. Douglas W. Ayres, MPA, LLD spent eight years with the University of Chicago's National Governmental Center (PAS) conducting scores of consulting engagements around the U.S., Canada and in Venezuela. He served as Town Clerk/Assistant Town Manager of Salem, Virginia; City Manager of Melbourne, Florida (Cape Canaveral); City Treasurer/Assistant City Manager, then City Manager of Salem, Oregon. As City Manager of Inglewood, California he installed the computerized MUNICIPAL BUSINESS SYSTEM. As a USC Graduate School Professor he taught Public Finance for 15 years, and for 25 years spread the SYSTEM to 250+ local governments via consulting firms - DWA, Inc.; Management Services, Inc. (MSI); and Ayres & Ayres, Inc. On retirement, Revenue Cost Specialists (RCS) succeeded Doug, further developing the MUNICIPAL BUSINESS SYSTEM and its software as specifically presented and then dissected in CONSUMER GOVERNMENT VIA THE ART OF FULL DISCLOSURE. The book can be purchased for $17.48 at www.bookstore.trafford.com or at www.consumergovernment.com or in 81⁄2 x 11” spiral lay-flat for $40 from Douglas W. Ayres, 10 Thunder Road, Sedona, AZ 86351-9205 928/284-9306 or 928/202-0222 or FAX 928/284-1855 PM SHORT ARTICLE
Author :National Academies of Sciences, Engineering, and Medicine Publisher :National Academies Press ISBN 13 :030968076X Total Pages :323 pages Book Rating :4.3/5 (96 download)
Book Synopsis A National Strategy to Reduce Food Waste at the Consumer Level by : National Academies of Sciences, Engineering, and Medicine
Download or read book A National Strategy to Reduce Food Waste at the Consumer Level written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2020-10-14 with total page 323 pages. Available in PDF, EPUB and Kindle. Book excerpt: Approximately 30 percent of the edible food produced in the United States is wasted and a significant portion of this waste occurs at the consumer level. Despite food's essential role as a source of nutrients and energy and its emotional and cultural importance, U.S. consumers waste an estimated average of 1 pound of food per person per day at home and in places where they buy and consume food away from home. Many factors contribute to this wasteâ€"consumers behaviors are shaped not only by individual and interpersonal factors but also by influences within the food system, such as policies, food marketing and the media. Some food waste is unavoidable, and there is substantial variation in how food waste and its impacts are defined and measured. But there is no doubt that the consequences of food waste are severe: the wasting of food is costly to consumers, depletes natural resources, and degrades the environment. In addition, at a time when the COVID-19 pandemic has severely strained the U.S. economy and sharply increased food insecurity, it is predicted that food waste will worsen in the short term because of both supply chain disruptions and the closures of food businesses that affect the way people eat and the types of food they can afford. A National Strategy to Reduce Food Waste at the Consumer Level identifies strategies for changing consumer behavior, considering interactions and feedbacks within the food system. It explores the reasons food is wasted in the United States, including the characteristics of the complex systems through which food is produced, marketed, and sold, as well as the many other interconnected influences on consumers' conscious and unconscious choices about purchasing, preparing, consuming, storing, and discarding food. This report presents a strategy for addressing the challenge of reducing food waste at the consumer level from a holistic, systems perspective.
Author :United States. Office of Consumer Affairs. Consumer Information Division Publisher : ISBN 13 : Total Pages :104 pages Book Rating :4.3/5 (243 download)
Book Synopsis Consumer's Resource Handbook by : United States. Office of Consumer Affairs. Consumer Information Division
Download or read book Consumer's Resource Handbook written by United States. Office of Consumer Affairs. Consumer Information Division and published by . This book was released on 1982 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: A tabulation is presented of organizations, contacts, addresses, and telephone numbers of private, state, and federal resources to assist the general public in obtaining information and assistance to solve problems, when direct attempts to the local dealer have failed. Federal offices and trade associations are arranged by topic (e.g., aging, environmental, labeling, product safety and quality); federal agencies and regional offices; federal information centers; handicapped services; state offices; better business bureaus; and corporate consumer contacts also are included. (wz).
Book Synopsis Complying with the telemarketing sales rule by :
Download or read book Complying with the telemarketing sales rule written by and published by . This book was released on 2004 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Protecting Residents from Financial Exploitation by :
Download or read book Protecting Residents from Financial Exploitation written by and published by . This book was released on 2019 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Government Operations. Legislation and National Security Subcommittee Publisher : ISBN 13 : Total Pages :432 pages Book Rating :4.3/5 ( download)
Book Synopsis Establishing an Agency for Consumer Protection by : United States. Congress. House. Committee on Government Operations. Legislation and National Security Subcommittee
Download or read book Establishing an Agency for Consumer Protection written by United States. Congress. House. Committee on Government Operations. Legislation and National Security Subcommittee and published by . This book was released on 1975 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Democracy Declined by : Mallory E. SoRelle
Download or read book Democracy Declined written by Mallory E. SoRelle and published by University of Chicago Press. This book was released on 2020-11-23 with total page 302 pages. Available in PDF, EPUB and Kindle. Book excerpt: As Elizabeth Warren memorably wrote, “It is impossible to buy a toaster that has a one-in-five chance of bursting into flames and burning down your house. But it is possible to refinance an existing home with a mortgage that has the same one-in-five chance of putting the family out on the street.” More than a century after the government embraced credit to fuel the American economy, consumer financial protections in the increasingly complex financial system still place the onus on individuals to sift through fine print for assurance that they are not vulnerable to predatory lending and other pitfalls of consumer financing and growing debt. In Democracy Declined, Mallory E. SoRelle argues that the failure of federal policy makers to curb risky practices can be explained by the evolution of consumer finance policies aimed at encouraging easy credit in part by foregoing more stringent regulation. Furthermore, SoRelle explains how angry borrowers’ experiences with these policies teach them to focus their attention primarily on banks and lenders instead of demanding that lawmakers address predatory behavior. As a result, advocacy groups have been mostly unsuccessful in mobilizing borrowers in support of stronger consumer financial protections. The absence of safeguards on consumer financing is particularly dangerous because the consequences extend well beyond harm to individuals—they threaten the stability of entire economies. SoRelle identifies pathways to mitigate these potentially disastrous consequences through greater public participation.
Author :United States. Congress. House. Committee on Government Operations Publisher : ISBN 13 : Total Pages :254 pages Book Rating :4.0/5 (18 download)
Book Synopsis Consumer Information Responsibilities of the Federal Government by : United States. Congress. House. Committee on Government Operations
Download or read book Consumer Information Responsibilities of the Federal Government written by United States. Congress. House. Committee on Government Operations and published by . This book was released on 1968 with total page 254 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer's Resource Handbook written by and published by . This book was released on 1990 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Consumer Protection Handbook written by and published by American Bar Association. This book was released on 2004 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: For legal practitioners who are non-specialists in consumer protection law. A concise guide to the basic principles of consumer protection law.
Author :United States. Congress. House. Committee on Government Operations. Legislation and Military Operations Subcommittee Publisher : ISBN 13 : Total Pages :672 pages Book Rating :4.:/5 (31 download)
Book Synopsis To Establish a Consumer Protection Agency by : United States. Congress. House. Committee on Government Operations. Legislation and Military Operations Subcommittee
Download or read book To Establish a Consumer Protection Agency written by United States. Congress. House. Committee on Government Operations. Legislation and Military Operations Subcommittee and published by . This book was released on 1974 with total page 672 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Buying Power by : Lawrence B. Glickman
Download or read book Buying Power written by Lawrence B. Glickman and published by University of Chicago Press. This book was released on 2009-06-10 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt: A definitive history of consumer activism, Buying Power traces the lineage of this political tradition back to our nation’s founding, revealing that Americans used purchasing power to support causes and punish enemies long before the word boycott even entered our lexicon. Taking the Boston Tea Party as his starting point, Lawrence Glickman argues that the rejection of British imports by revolutionary patriots inaugurated a continuous series of consumer boycotts, campaigns for safe and ethical consumption, and efforts to make goods more broadly accessible. He explores abolitionist-led efforts to eschew slave-made goods, African American consumer campaigns against Jim Crow, a 1930s refusal of silk from fascist Japan, and emerging contemporary movements like slow food. Uncovering previously unknown episodes and analyzing famous events from a fresh perspective, Glickman illuminates moments when consumer activism intersected with political and civil rights movements. He also sheds new light on activists’ relationship with the consumer movement, which gave rise to lobbies like the National Consumers League and Consumers Union as well as ill-fated legislation to create a federal Consumer Protection Agency.
Download or read book Take Charge written by and published by . This book was released on 2006 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Committee on Government Operations. Subcommittee on Reorganization and International Organizations Publisher : ISBN 13 : Total Pages :148 pages Book Rating :4.:/5 (319 download)
Book Synopsis Establish a Department of Consumers by : United States. Congress. Senate. Committee on Government Operations. Subcommittee on Reorganization and International Organizations
Download or read book Establish a Department of Consumers written by United States. Congress. Senate. Committee on Government Operations. Subcommittee on Reorganization and International Organizations and published by . This book was released on 1960 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: Considers (86) S. 1571.