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Change In Financial Literacy In Punjab And Haryana Post Financial Inclusion Schemes
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Book Synopsis Change in Financial Literacy in Punjab and Haryana Post-Financial Inclusion Schemes by : Ravisha Chutani
Download or read book Change in Financial Literacy in Punjab and Haryana Post-Financial Inclusion Schemes written by Ravisha Chutani and published by . This book was released on 2016 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial literacy has become increasingly important over the past decades. There is a growing belief that the individual would need to become more self-reliant in the future. Increased competition and more complex products in the financial services industry leave many people ill-equipped to cope with the sophisticated choices they may need to make. While defining Bhartiya Model of Financial Literacy, Purohit. H (2015) in his new model of financial literacy in Indian context on Ictpost said that Financial literacy can be defined as a small subset of Purusharth which though cannot be understood in isolation yet it deals with the financial knowledge, behavior, attitude, approach choice pattern, emotions, mindset and lifestyle keeping in view that Moksh (oneness with God) and not the material wealth is the top priority, for overall happiness of self, family, society, nation, world and the universe. There are several schemes which have been launched in India under financial inclusion like Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY) so that people can have the knowledge and access to all these schemes. So there is a need that people should have the knowledge of financial products and services and also they should be financially included.NCFE conducted a survey before these schemes were launched, but the question is has the financial literacy improved now? This has to be researched.Furthermore, and most importantly, all the earlier studies have focused upon improving financial literacy using OECD (Organization for Economic Co-operation and Development) model but actually the studies need to take into consideration BMFL (Bhartiya Model of Financial Literacy) in evaluating and creating new knowledge for improving the financial literacy among people. Researches should also evaluate impact of post-financial inclusion schemes (launched by our Hon'ble Prime Minister Narendra Modi) on the financial literacy in the states of Punjab and Haryana.
Book Synopsis Handbook of Research on Socio-Economic Sustainability in the Post-Pandemic Era by : Ole?ski, Jozef
Download or read book Handbook of Research on Socio-Economic Sustainability in the Post-Pandemic Era written by Ole?ski, Jozef and published by IGI Global. This book was released on 2023-08-18 with total page 426 pages. Available in PDF, EPUB and Kindle. Book excerpt: The COVID-19 pandemic intensifies underlying structural obstacles and systemic inefficiencies. However, it also provokes the accelerated adoption of innovations made possible by the already growing technological development, before being accompanied by necessary institutional and systemic adjustments. This leads to multidimensional crises, while also opening new socio-economic challenges and prospects globally. The Handbook of Research on Socio-Economic Sustainability in the Post-Pandemic Era engages global aspects of the crisis by means of standard and innovative economic policies at the national and international level. It confronts the challenges facing businesses and reveals models of effective transformations and strategies in the present circumstances. The book further investigates individual and collective societal challenges in light of sustaining our constantly upgrading humanitarian values in the 21st century. Covering topics such as fiscal adjustment measures, sustainable marketing, and state-society relations, this major reference work is a dynamic resource for government officials, sociologists, economists, business leaders, human resource managers, libraries, students and faculty of higher education, researchers, and academicians.
Book Synopsis PNB@128 - Bharose Ka Prateek by : Former PNBians
Download or read book PNB@128 - Bharose Ka Prateek written by Former PNBians and published by Notion Press. This book was released on 2023-04-29 with total page 417 pages. Available in PDF, EPUB and Kindle. Book excerpt: Punjab National Bank which is going to complete 128 years in the service of nation is the largest Bank in the country after SBI. Success of any bank is a result of the leadership provided by the top management of the Bank and the commitment of its work force. PNB was fortunate to have a strong successive leadership and equally committed work force. The Book PNB@128 - Bharose Ka Prateek, is a Compendium of 128 plus articles penned by 128+ veterans including 70 CMDs/EDs/GMs of Punjab National Bank on subjects ranging from vision statements of the top leadership from time to time and their translation into visible impact on the ground, through the unique training and mentoring programs, personal anecdotes comprising of various success stories, situations requiring deft handling but with a human touch, of out-of-the-box thinking, of sourcing and pooling together the vast experience one has acquired to deal with a given situation, managing risk, IT and directing all efforts in positioning the Bank, second to none. Each tale told emanates from one’s own experience that happened years ago but the expression is testimony of the simplicity and honesty of purpose each writer prides in private. All these articles taken together is a treatise in practical bank management which transcend the curriculum of a B- school. This book is a must read for the present generation of bankers, seeking solution to day to day issues since the basics of banking remain the same while the age-old value system is non-negotiable. Past bankers can also relish the book while identifying themselves with the era gone by.
Book Synopsis Financial Inclusion in Emerging Markets by : Ananda S.
Download or read book Financial Inclusion in Emerging Markets written by Ananda S. and published by Springer Nature. This book was released on 2021-10-04 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book discusses ideas for stakeholders to develop strategies to access and use financial products and services such as deposits, loans, and fund transfer mechanism, insurance, payment services, and intermediaries, distribution channels at economical prices in order to cater to the needs of the poor and underprivileged people. Financial inclusion ensures ease of access, availability, and usage of the financial products and services to all the sections of the society. The book will help in recognizing the role of financial inclusion as one of the main drivers in reducing income inequality and thus supporting sustainable economic growth of the countries, especially of an emerging economy. The book provides conceptual and practical ideas from the practitioners, best practices from the experts, and empirical views from the researchers on the best practices and how to mitigate the challenges and issues plaguing the development of the financial inclusion.
Book Synopsis Improving Financial Literacy Analysis of Issues and Policies by : OECD
Download or read book Improving Financial Literacy Analysis of Issues and Policies written by OECD and published by OECD Publishing. This book was released on 2005-11-10 with total page 181 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.
Book Synopsis Current Affairs Manual 2019 by : Power Learning Team
Download or read book Current Affairs Manual 2019 written by Power Learning Team and published by Diamond Pocket Books Pvt Ltd. This book was released on 2018-03-10 with total page 177 pages. Available in PDF, EPUB and Kindle. Book excerpt: Giving this Nine Monthly manual, we all team members are very happy, as this will be very helpful to every aspirants in their current affairs norms, as well as for all competitive exams. This manual virtually is covering most of the current affairs related events from June 2017 Till Date. We have prepared this special manual keeping in mind that students need updated current affairs for several examinations like UPSC, State PSCs, Railways and other competitive examinations. We have prepared this manual in bullets with bold facts which eventually would be helpful for the students. This issue fulfills the need of a manual that will provide to students latest current affairs of the latest months in concise form. This issue covers Union Budget 2018-19, Economic Survey 2017-18, India State of Forest report -2017 and Census 2011 in easy format. In addition UP Budget 2018-19 is also included in briefs. In this manual Current affairs related to National, International, Sports, States, Science and Tech., Environment and ecology are also given. Apart from this more than thousand MCQs are given in this. Kindly send us your feedbacks and suggestions in order to make this magazine more meaningful and helpful. Wishing you all the luck for your brilliant future and bright success
Download or read book Reaching Out written by and published by World Bank Publications. This book was released on 2005 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The authors (1) present new indicators of banking sector penetration across 99 countries based on a survey of bank regulatory authorities, (2) show that these indicators predict household and firm use of banking services, (3) explore the association between the outreach indicators and measures of financial, institutional, and infrastructure development across countries, and (4) relate these banking outreach indicators to measures of firms' financing constraints. In particular, they find that greater outreach is correlated with standard measures of financial development, as well as with economic activity. Controlling for these factors, the authors find that better communication and transport infrastructure and better governance are also associated with greater outreach. Government ownership of financial institutions translates into lower access, while more concentrated banking systems are associated with greater outreach. Finally, firms in countries with higher branch and ATM penetration and higher use of loan services report lower financing obstacles, thus linking banking sector outreach to the alleviation of firms' financing constraints. "--World Bank web site.
Author :Institute for Studies in Industrial Development (New Delhi, India) Publisher : ISBN 13 : Total Pages :364 pages Book Rating :4.X/5 (4 download)
Book Synopsis Economic & Political Weekly, 1966-1996 by : Institute for Studies in Industrial Development (New Delhi, India)
Download or read book Economic & Political Weekly, 1966-1996 written by Institute for Studies in Industrial Development (New Delhi, India) and published by . This book was released on 1996 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Financial Inclusion and Development by : Robert Cull
Download or read book Financial Inclusion and Development written by Robert Cull and published by . This book was released on 2014-04-15 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Gendering the Massification Generation by : Emily F. Henderson
Download or read book Gendering the Massification Generation written by Emily F. Henderson and published by Taylor & Francis. This book was released on 2024-01-10 with total page 113 pages. Available in PDF, EPUB and Kindle. Book excerpt: Gendering the Massification Generation examines why young people from the same families and communities in India experience different decision-making processes regarding higher education access because of their gender. In India and other contexts where higher education is massifying, and gender parity of enrolment has been reached at undergraduate level, there are still many questions to be asked about gender and access to higher education. Based on an exploratory study of gendered higher education access and choice within the state of Haryana, India, the authors explore gender inequalities of higher education access and choice in the Indian context and connect this with the broader international phenomenon of widening participation. Through an in-depth analysis of the ‘massification generation’, where young people from relatively disadvantaged backgrounds are accessing higher education, often for the first time in their families and communities, readers are encouraged to apply a lens of social disadvantage and gender, and to recognise the norms and transgressions of femininity and masculinity in relation to higher education access and choice. With global implications for the ways in which gender is analysed and framed in widening participation research and policy, this is the ideal book for scholars, students and policy makers working on higher education, as well as researchers and NGOs specialising in gender, school-to-higher education transitions, international development, sociology and area studies.
Book Synopsis The Indian Economy Since 1991: Economic Reforms and Performance, 2/e by : B. A. Prakash
Download or read book The Indian Economy Since 1991: Economic Reforms and Performance, 2/e written by B. A. Prakash and published by Pearson Education India. This book was released on 2011 with total page 724 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Indian Economy Since 1991: Economic Reforms and Performance is the outcome of a collaborative effort by 28 experts who have made significant contributions in research toward the Indian economy. Using a data-based, analytical approach to key economic issues and problems, coupled with extensive coverage and a critical and in-depth analysis of the developments in all major sub-sectors of the Indian economy, this edited volume examines the impact of the reforms on various fronts such as economic performance, employment, unemployment, planning process, financial and fiscal sectors, external sector, agriculture, industry, infrastructure, health, education, poverty and federal finance since 1991.
Book Synopsis Conditional Cash Transfers by : Ariel Fiszbein
Download or read book Conditional Cash Transfers written by Ariel Fiszbein and published by World Bank Publications. This book was released on 2009-02-09 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: Conditional Cash Transfer (CCT) programs aim to reduce poverty by making welfare programs conditional upon the receivers' actions. That is, the government only transfers the money to persons who meet certain criteria. These criteria may include enrolling children into public schools, getting regular check-ups at the doctor's office, receiving vaccinations, or the like. They have been hailed as a way of reducing inequality and helping households break out of a vicious cycle whereby poverty is transmitted from one generation to another. Do these and other claims make sense? Are they supported by the available empirical evidence? This volume seeks to answer these and other related questions. Specifically, it lays out a conceptual framework for thinking about the economic rationale for CCTs; it reviews the very rich evidence that has accumulated on CCTs; it discusses how the conceptual framework and the evidence on impacts should inform the design of CCT programs in practice; and it discusses how CCTs fit in the context of broader social policies. The authors show that there is considerable evidence that CCTs have improved the lives of poor people and argue that conditional cash transfers have been an effective way of redistributing income to the poor. They also recognize that even the best-designed and managed CCT cannot fulfill all of the needs of a comprehensive social protection system. They therefore need to be complemented with other interventions, such as workfare or employment programs, and social pensions.
Book Synopsis Affordable Credit by : Collard, Sharon
Download or read book Affordable Credit written by Collard, Sharon and published by Policy Press. This book was released on 2005-02-09 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: The poor pay more for many things but, arguably, it is the extra they pay for credit that puts the greatest strain on their budgets. This report looks beyond the rhetoric that has dominated much of the debate on high-cost credit to examine the scope for widening access to more affordable credit. The report explores what people on low incomes want from a credit source. It also analyses the constraints on lending to poor people. It looks at the scope for reducing the costs of lending and widening access to more affordable credit, and estimates the scale of demand for affordable credit. This report should be read by commercial and not-for-profit lenders, campaigners, policymakers and anyone studying or researching issues around poverty and financial exclusion.
Book Synopsis SSC General Awareness Topic-wise LATEST 43 Solved Papers (2010-2017) 2nd Edition by : Disha Experts
Download or read book SSC General Awareness Topic-wise LATEST 43 Solved Papers (2010-2017) 2nd Edition written by Disha Experts and published by Disha Publications. This book was released on 2017-12-28 with total page 177 pages. Available in PDF, EPUB and Kindle. Book excerpt: The thoroughly revised & updated 2nd Edition of the book 'Topic-wise Solved Paper SSC General Awareness' consists of past solved papers of SSC CGL, 10+2 CHSL, Sub-Inspector, and Multi Tasking from 2010 to 2017. • The coverage of the papers has been kept RECENT (2010 to 2017) as they actually reflect the changed pattern of the SSC exams. • In all there are 43 Question papers from 2010 to 2017 which have been provided topic-wise along with detailed solutions. • Practicing these questions, aspirants will come to know about the pattern and toughness of the questions asked in the examination. In the end, this book will make the aspirants competent enough to crack the uncertainty of success in the Entrance Examination. • The strength of the book lies in the originality of its question papers and Errorless Solutions. The solution of each and every question is provided in detail (step-by-step) so as to provide 100% concept clarity to the students.
Book Synopsis Water, Electricity, and the Poor by : Kristin Komives
Download or read book Water, Electricity, and the Poor written by Kristin Komives and published by World Bank Publications. This book was released on 2005 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book reviews the prevalence and variants of consumer subsidies found in the developing world and the effectiveness of these subsidies for the poor. It places consumer subsidies in a broader social protection framework and compares them with poverty-focused programmes in other sectors using a common metric. It concludes that the most common subsidy instruments perform poorly in comparison with most other transfer mechanisms. Alternative consumption and connection subsidy mechanisms show more promise, especially when combined with complementary non-price approaches to making utility services accessible and affordable to poor households. The many factors contributing to those outcomes are dissected, identifying those that can be controlled and used to improve performance.
Book Synopsis Education for Sustainable Development Goals by : Rieckmann, Marco
Download or read book Education for Sustainable Development Goals written by Rieckmann, Marco and published by UNESCO Publishing. This book was released on 2017-03-20 with total page 67 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Kurukshetra written by and published by . This book was released on 1975 with total page 654 pages. Available in PDF, EPUB and Kindle. Book excerpt:
