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Author : Larry D. Wall
Publisher :
ISBN 13 :
Total Pages : 60 pages
Book Rating : 4.E/5 ( download)
Download or read book Capital Flows Between Bank Holding Companies and Their Subsidiary Banks written by Larry D. Wall and published by . This book was released on 1985 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Michael A. Jessee
Publisher :
ISBN 13 :
Total Pages : 216 pages
Book Rating : 4.F/5 ( download)
Download or read book Bank Holding Companies and the Public Interest written by Michael A. Jessee and published by . This book was released on 1977 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. General Accounting Office
Publisher :
ISBN 13 :
Total Pages : 156 pages
Book Rating : 4.:/5 (3 download)
Download or read book Bank Powers written by United States. General Accounting Office and published by . This book was released on 1990 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Mr.Adolfo Barajas
Publisher : International Monetary Fund
ISBN 13 : 1498372236
Total Pages : 37 pages
Book Rating : 4.4/5 (983 download)
Download or read book The Role of Bank Capital in Bank Holding Companies’ Decisions written by Mr.Adolfo Barajas and published by International Monetary Fund. This book was released on 2015-03-16 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper examines the role of bank capital in decision-making by bank holding companies (BHCs) in the United States. Following Chami and Cosimano’s (2001) call option approach to bank capital, BHCs optimally choose the amount of capital to insure the bank against becoming capital constrained in the future. We provide empirical support for this model, and find that a higher optimal level of capital leads to higher loan rates. Furthermore, higher loan rates result in lower amounts of lending. Thus, an increase in capital requirements is likely to lead to higher loan rates and a significant reduction in lending.
Author : United States. General Accounting Office
Publisher :
ISBN 13 :
Total Pages : 34 pages
Book Rating : 4.F/5 ( download)
Download or read book Bank Powers written by United States. General Accounting Office and published by . This book was released on 1991 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Mr.Ralph Chami
Publisher : International Monetary Fund
ISBN 13 : 1475579683
Total Pages : 58 pages
Book Rating : 4.4/5 (755 download)
Download or read book What’s Different about Bank Holding Companies? written by Mr.Ralph Chami and published by International Monetary Fund. This book was released on 2017-02-20 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt: The recent fnancial crisis highlighted the role of Bank Holding Companies (BHCs) in exacerbating the crisis and in transmitting monetary policy beyond the local economy to global markets. Yet, little is known about their behavior, as most models of banking typically focus on banks with a loan desk. We develop a dynamic model of a BHC that encompasses both a trading desk and a loan desk, and explore the role of risk attitude and overleveraging by the trading desk. We trace the impact of monetary policy and market innovations on bank behavior in the presence of Basel III type regulations. To our knowledge, this is a first such exercise. We show that the value of the BHC is enhanced by operating both desks, even if they both are subject to common market shocks. We explore alternative regulatory remedies to ongoing efforts to ring-fence the proprietary trading business, and show that regulations that target bank governance can mitigate possible rogue trading and the overleveraging problem.
Author : Duane B. Graddy
Publisher :
ISBN 13 :
Total Pages : 834 pages
Book Rating : 4.0/5 ( download)
Download or read book The Bank Holding Company Performance Controversy written by Duane B. Graddy and published by . This book was released on 1979 with total page 834 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Larry D. Wall
Publisher :
ISBN 13 :
Total Pages : 151 pages
Book Rating : 4.:/5 (17 download)
Download or read book Financial Transactions Between Bank Holding Companies and Their Subsidiary Banks written by Larry D. Wall and published by . This book was released on 1983 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Michael G. Capatides
Publisher :
ISBN 13 :
Total Pages : 460 pages
Book Rating : 4.F/5 ( download)
Download or read book A Guide to the Capital Markets Activities of Banks and Bank Holding Companies written by Michael G. Capatides and published by . This book was released on 1990 with total page 460 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Colleen Royce
Publisher : Nova Science Publishers
ISBN 13 : 9781634636872
Total Pages : 0 pages
Book Rating : 4.6/5 (368 download)
Download or read book Bank Holding Companies and Government Support Issues written by Colleen Royce and published by Nova Science Publishers. This book was released on 2015 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: During the 2007-09 financial crisis, the federal government's actions to stabilize the financial system provided funding support and other benefits to bank holding companies and their subsidiaries. Agencies introduced new programs with broad-based eligibility that provided funding support to eligible institutions, which included entities that were part of a bank holding company and others. Programs that provided the most significant support directly to bank holding companies or their subsidiaries included Department of the Treasury capital investment programs, Federal Reserve System lending programs, and Federal Deposit Insurance Corporation (FDIC) guarantee programs. The federal government extended unprecedented support to financial institutions to stabilise financial markets during the financial crisis. While these actions helped to avert a more severe crisis, they raised questions about the appropriate scope of government safety nets for financial institutions. This book examines actual government support for banks and bank holding companies during the financial crisis; and recent statutory and regulatory changes related to government support for banks and bank holding companies. It also examines how financial reforms have altered market expectations of government rescues and the existence or size of funding advantages the largest bank holding companies may have received due to perceived government support.
Author : Dmytro Holod
Publisher :
ISBN 13 :
Total Pages : 45 pages
Book Rating : 4.:/5 (129 download)
Download or read book Capital Constraints, Asymmetric Information, and Internal Capital Markets in Banking written by Dmytro Holod and published by . This book was released on 2007 with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt: A growing literature investigates the role of internal capital markets in mitigating financial constraints faced by the subsidiaries of a conglomerate. Most studies have relied on indirect tests based on correlations between the cash flows and the investment of the subsidiaries. In contrast, we avoid the widespread criticisms of such specifications by providing direct tests that focus on the mechanisms through which internal reallocations of funds occur. We find that internal capital markets are operative within multibank holding companies and that they are used to mitigate capital constraints faced by individual bank subsidiaries. Furthermore, we show that internal capital management within a multibank holding company involves not only the movement of capital to those subsidiaries with a relatively greater need for capital, but also the movement of assets (loans) from less capitalized to more capitalized subsidiaries by means of loan sales and purchases among the subsidiaries. This internal secondary loan market allows banks in holding companies to avoid the quot;lemonsquot; problem faced by stand-alone banks by making transactions with their affiliate banks. This second mechanism has been overlooked in the existing literature on the operation of internal capital markets within banking organizations. Ignoring this mechanism may seriously understate the volume of activity in the internal capital markets within banking organizations.
Author : José Vinãls
Publisher : International Monetary Fund
ISBN 13 : 1484340949
Total Pages : 27 pages
Book Rating : 4.4/5 (843 download)
Download or read book Creating a Safer Financial System written by José Vinãls and published by International Monetary Fund. This book was released on 2013-05-14 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: The U.S., the U.K., and more recently, the E.U., have proposed policy measures directly targeting complexity and business structures of banks. Unlike other, price-based reforms (e.g., Basel 3 and G-SIFI surcharges), these proposals have been developed unilaterally with material differences in scope, design and implementation schedules. This may exacerbate cross-border regulatory arbitrage and put a further burden on consolidated supervision and cross-border resolution. This paper provides an analysis of the potential implications of implementing different structural policy measures. It proposes a pragmatic and coordinated approach to development of these policies to reduce risk of regulatory arbitrage and minimize unintended consequences. In doing so, it also aims to identify a set of common policy measures that countries could adopt to re-scope bank business models and corporate structures.
Author : Donald P. Jacobs
Publisher :
ISBN 13 :
Total Pages : 68 pages
Book Rating : 4.F/5 ( download)
Download or read book The Financial Structure of Bank Holding Companies written by Donald P. Jacobs and published by . This book was released on 1975 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Ward Ralph Lamb
Publisher :
ISBN 13 :
Total Pages : 416 pages
Book Rating : 4.F/5 ( download)
Download or read book Group Banking written by Ward Ralph Lamb and published by . This book was released on 1962 with total page 416 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Luka Perkuljan
Publisher : Nova Science Publishers
ISBN 13 : 9781628082074
Total Pages : 0 pages
Book Rating : 4.0/5 (82 download)
Download or read book Foreign Holding Companies and Hybrid Capital Instruments written by Luka Perkuljan and published by Nova Science Publishers. This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: During the 2007-2009 financial crisis, many U.S. and international financial institutions lacked capital of sufficient quality and quantity to absorb substantial losses. In 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act introduced new minimum capital requirements for banks and savings and loan holding companies, including intermediate holding companies of foreign banks. Hybrid capital instruments are securities that have characteristics of both equity and debt. The Federal Reserve allowed bank holding companies to include limited amounts of hybrid instruments known as trust preferred securities in the highest level of required capital, although other federal banking regulators never approved these or other hybrid instruments for this purpose. Responding to concerns that these instruments did not perform well during the 2007-2009 financial crisis, in 2010 the Dodd-Frank Act required regulators to establish rules that will exclude the instruments from Tier 1 capital. This book examines the potential effects of changes in U.S. capital requirements on foreign-owned intermediate holding companies and the use, benefits, and risks of hybrid instruments as Tier 1 capital.
Author : Silvia Bressan
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (13 download)
Download or read book The Funding of Subsidiaries Equity, Double Leverage, and the Risk of Bank Holding Companies written by Silvia Bressan and published by . This book was released on 2017 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking groups exploit double leverage when “debt is issued by the parent company and the proceeds are invested in subsidiaries as equity” (Board of Governors of the Federal Reserve Sys-tem (2016)). Financial authorities have frequently raised concerns about the issue of double lev-erage because this type of intra-firm financing appears to allow for both the arbitrage of capital and the assumption of risk. This article focuses on the relationship between double leverage and risk-taking within banking groups. First, we discuss this relationship based on an examination of balance sheet figures. Second, we analyse a large sample of United States Bank Holding Com-panies (BHCs) from 1990-2014. The results show that BHCs are more prone to risk when they increase their double leverage, namely, when the stake of the parent within subsidiaries is larger than the stand-alone capital of the parent. This paper's primary implication for policymakers is that the regulators of complex financial entities should more efficiently address the issue of double leverage, thereby limiting the potential negative consequences that arise from corporate instability.
Author : Iwan J. Azis
Publisher : Springer
ISBN 13 : 9812872841
Total Pages : 129 pages
Book Rating : 4.8/5 (128 download)
Download or read book Managing Elevated Risk written by Iwan J. Azis and published by Springer. This book was released on 2014-12-11 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book discusses the risks and opportunities that arise in Emerging Asia given the context of a new environment in global liquidity and capital flows. It elaborates on the need to ensure financial and overall economic stability in the region through improved financial regulation and other policy measures to minimize the emergent risks. "Managing Elevated Risk: Global Liquidity, Capital Flows, and Macroprudential Policy—An Asian Perspective" also explores the range of policy options that may be deployed to address the impact of global liquidity on domestic financial and socio-economic conditions including income inequality. The book is primarily aimed at policy makers, financial market regulators and supervisory agencies to help them improve national regulatory systems and to promote harmonization of national regulations and practices in line with global standards. Scholars and researchers will also gain important information and knowledge about the overall impacts of changing global liquidity from the book.
