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Annual Report Of The Commissioner Of Banks For The Year 1944 Vol 2
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Book Synopsis Annual Report of the Commissioner of Banks for the Year 1944, Vol. 2 by : Massachusetts Commissioner of Banks
Download or read book Annual Report of the Commissioner of Banks for the Year 1944, Vol. 2 written by Massachusetts Commissioner of Banks and published by Forgotten Books. This book was released on 2018-03-18 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks for the Year 1944, Vol. 2: Relating to Trust Companies and Others Than Banks The following table shows therate of dividends paid to depositors in savings banks, savings departments of trust companies, and to shareholders-in'oo-opera tive banks for each of the past two years. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Author :Massachusetts Division of Banks and Publisher :Hassell Street Press ISBN 13 :9781013678875 Total Pages :100 pages Book Rating :4.6/5 (788 download)
Book Synopsis Annual Report of the Commissioner of Banks for the Year ..; 1944 by : Massachusetts Division of Banks and
Download or read book Annual Report of the Commissioner of Banks for the Year ..; 1944 written by Massachusetts Division of Banks and and published by Hassell Street Press. This book was released on 2021-09-09 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work has been selected by scholars as being culturally important and is part of the knowledge base of civilization as we know it. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. To ensure a quality reading experience, this work has been proofread and republished using a format that seamlessly blends the original graphical elements with text in an easy-to-read typeface. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Author :Mass. Banking and Insurance Department Publisher :Forgotten Books ISBN 13 :9780483088740 Total Pages :94 pages Book Rating :4.0/5 (887 download)
Book Synopsis Annual Report of the Commissioner of Banks for the Year 1940, Vol. 2 by : Mass. Banking and Insurance Department
Download or read book Annual Report of the Commissioner of Banks for the Year 1940, Vol. 2 written by Mass. Banking and Insurance Department and published by Forgotten Books. This book was released on 2018-01-14 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks for the Year 1940, Vol. 2: Relating to Trust Companies, Foreign Banking Corporations and Others Than Banks In accordance with the mandate contained in General Laws, Chapter 167, Section 9, the Commissioner of Banks herewith submits this abstract of his annual report for the year ended October 31, 1940. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Book Synopsis Annual Report of the Commissioner of Banks for the Year Ending December 31, 1949, Vol. 2 by : Commonwealth Of Massachusetts
Download or read book Annual Report of the Commissioner of Banks for the Year Ending December 31, 1949, Vol. 2 written by Commonwealth Of Massachusetts and published by Forgotten Books. This book was released on 2018-10-08 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks for the Year Ending December 31, 1949, Vol. 2: Relating to Trust Companies and Certain Other Financial Institutions Reports of earnings and profits submitted to this department at this time include operations for the calendar year 1949. The combined net operating earnings of all departments of trust companies increased substantially both in 1948 and 1949. A large reduction in net profits before dividends was sustained in 1948, a loss that was partially retrieved in 1949 but is far below the profit figure attained in 1946 and earlier years when the securities market was strong and losses from loans to business were comparatively low. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Book Synopsis Annual Report of the Commissioner of Banks for the Year Ending October 31, 1923, Vol. 2 by : Joseph C. Allen
Download or read book Annual Report of the Commissioner of Banks for the Year Ending October 31, 1923, Vol. 2 written by Joseph C. Allen and published by Forgotten Books. This book was released on 2018-03-04 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks for the Year Ending October 31, 1923, Vol. 2: Relating to Trust Companies, Foreign Banking Corporations and Others Than Banks Deposits draw interest from the first day of each month. Dividends are payable on the fifteenth 'day of April and October. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Author :Mass. Department of Banking a Insurance Publisher :Forgotten Books ISBN 13 :9780428532864 Total Pages :72 pages Book Rating :4.5/5 (328 download)
Book Synopsis Annual Report of the Commissioner of Banks for the Year Ending December 31, 1946, Vol. 4 by : Mass. Department of Banking a Insurance
Download or read book Annual Report of the Commissioner of Banks for the Year Ending December 31, 1946, Vol. 4 written by Mass. Department of Banking a Insurance and published by Forgotten Books. This book was released on 2018-01-09 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks for the Year Ending December 31, 1946, Vol. 4: Relating to Credit Unions To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts: The abstract of the annual report of the Commissioner of Banks, required by General Laws, Chapter 167, section 9, is respectfully submitted herewith. The complete report covering the work of this department and containing state ments of the institutions under its supervision and other statistical information will be submitted as heretofore at a later date. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Book Synopsis Annual Report of the Commissioner of Banks for the Year 1927, Vol. 2 by : Division of Banks and Loan Agencies
Download or read book Annual Report of the Commissioner of Banks for the Year 1927, Vol. 2 written by Division of Banks and Loan Agencies and published by Forgotten Books. This book was released on 2018-09-06 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks for the Year 1927, Vol. 2: Relating to Trust Companies, Foreign Banking Corporations and Others Than Banks The annual report of the Commissioner of Banks, required by General Laws, Chapter 167, section 9, is respectfully submitted herewith. The complete report covering the work of this department and containing statements of the institutions under its supervision and other statistical information will be submitted as hereto fore at a later date. Consolidated Statement of Resources of All Institutions under Supervision of the Commissioner of Banks, October 31. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Book Synopsis Annual Report of the Commissioner of Banks for the Year 1939, Vol. 2: Relating to Trust Companies, Foreign Banking Corporations and Others Than Banks by : Massachusetts Division of Banks
Download or read book Annual Report of the Commissioner of Banks for the Year 1939, Vol. 2: Relating to Trust Companies, Foreign Banking Corporations and Others Than Banks written by Massachusetts Division of Banks and published by Forgotten Books. This book was released on 2019-02-11 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks for the Year 1939, Vol. 2: Relating to Trust Companies, Foreign Banking Corporations and Others Than Banks Unsecured loans, written on both a time and demand basis have increased during the year $9, 596, 320 or more than 12 per cent. Acceptances on the other hand have decreased $7 65 701 but the volume of this type Of credit accommodation is very small in comparison with total loans. The substantial increase in unsecured loans which is the usual medium of credit extension to commercial borrowers is gratifying, and apparently indicates a growing and more normal demand for credit on the part Of business. It IS interesting to note that the present volume Of this type Of credit is greater than at any Similar time since 1931. Secured loans have also increased appreciably by an amount of The total of all loans now approximates 30 per cent Of the entire amount of assets. The investment in United States obligations continues to Show an increase. This year it amounts to 739. These securities together with investments in all other securities represent, as of October 31, 1939, 32 per cent of the total assets Of Commercial Departments. Real estate owned by foreclosure has Shown little net change, the book value now being but is only about 6/ 10 of 1 per cent of the total assets. The total demand deposits have increased time deposits decreased $704, 378, a net increase in deposits, however, Of or more than 13 per cent. Depositors number 187, 388, an increase of 668 and the largest number Since 1932. This can only be construed as an emphatic vote of confidence in the stability Of our state chartered Trust Companies. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Book Synopsis Annual Report of the Commissioner of Banks for the Year Ending December 30, 1943, Vol. 4 by : Massachusetts Dept. Of Bankin Insurance
Download or read book Annual Report of the Commissioner of Banks for the Year Ending December 30, 1943, Vol. 4 written by Massachusetts Dept. Of Bankin Insurance and published by Forgotten Books. This book was released on 2018-09-12 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks for the Year Ending December 30, 1943, Vol. 4: Relating to Credit Unions The plan falls into two parts relating, respectively, to future service performed after the bank, or the individual employee, joins the system, and to' 'past services rendered before the bank joins. These two parts will be referred to In that order. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Book Synopsis Annual Report of the Commissioner of Banks for the Year Ending October 31, 1931, Vol. 1: Relating to Savings Banks and Institutions for Savings (Class by : Massachusetts Commissioner of Banks
Download or read book Annual Report of the Commissioner of Banks for the Year Ending October 31, 1931, Vol. 1: Relating to Savings Banks and Institutions for Savings (Class written by Massachusetts Commissioner of Banks and published by Forgotten Books. This book was released on 2019-02-09 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks for the Year Ending October 31, 1931, Vol. 1: Relating to Savings Banks and Institutions for Savings The steady decrease in recent years in the number Of others than banks licensed to receive deposits of money for transmission to foreign countries and for safe keeping, commonly called private bankers, has continued through the past year. NO new licenses have been issued during this period. On October 31, 1928, there were eighteen persons, partnerships and corporations licensed to receive deposits of money for transmission, eight of whom were also licensed to receive deposits for safe keeping. The peak of this class of banking during the last decade came in 1920, at which time there were eighty-three licensed to receive deposits for transmission, Of whom fifty-six were also licensed to receive deposits for safe keeping. The decline in the amount of business transacted by these bankers is illustrated by the following comparison. On October 31, 1920, the amount of deposits held for safe keeping was as compared with on the same date in 1928. The amount transmitted by licensees for the year ending October 31, 1920, was as compared with for the year ending October 31, 1928. During the year ending October 31 1928, there has been a decrease Of eight in the number of those receiving deposits for safe keeping. One was converted into a trust company, four surrendered their licenses and discontinued the business, and three were placed in the hands of receivers. Since that date. One has sur rendered his license, and it became necessary to revoke the license of another and apply for the appointment of a receiver, thus further reducing the figures given. With one exception all of those now licensed to receive deposits of money for safe keeping have been engaged in this business for several years. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Book Synopsis Annual Report of the Commissioner of Banks, for the Year Ending October 31, 1922, Vol. 2 by : Massachusetts Commissioner of Banks
Download or read book Annual Report of the Commissioner of Banks, for the Year Ending October 31, 1922, Vol. 2 written by Massachusetts Commissioner of Banks and published by Forgotten Books. This book was released on 2017-12-19 with total page 578 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks, for the Year Ending October 31, 1922, Vol. 2: Relating to Co-Operative Banks, Savings and Loan Associations, Credit Unions and Other Than Banks During the past year greater activity has been shown throughout the State by both officers and members of the various credit unions. The reports from many credit unions Show very substantial gains in assets and also in the number of new members. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Book Synopsis Annual Report of the Commissioner of Banks for the Year Ending October 31, 1926, Vol. 1 by : Massachusetts Commissioner of Banks
Download or read book Annual Report of the Commissioner of Banks for the Year Ending October 31, 1926, Vol. 1 written by Massachusetts Commissioner of Banks and published by Forgotten Books. This book was released on 2019-01-09 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks for the Year Ending October 31, 1926, Vol. 1: Relating to Savings Banks and Institutions for Savings The General Court, at its previous session, enacted two measures which are of vital importance to savings banks. Chapter 351 legalized for investment, bonds Of certain public utility corporations and Chapter 283 permitted the investment in certain railroad equipment Obligations. While the latter opened new avenues Of investment, the public utility issues offered broader opportunities and presented more difficult problems in determining eligibility. In consequence of this legisla tion there devolved upon this department the responsibility of analyzing the terms Of the indentures under which public utility bonds were issued, as well as certain features of the financial condition of the issuing corporations whose securities might become eligible for investment, in order to determine that each issue actually complied with the requirements of the act. In accordance with established policy, strict construction and interpretation have been applied to every provision of this act, one result of which was the admission to eligibility of the bonds of companies Operating in only twenty-six states. By reason of this and other strict applica tions of the provisions of the statute, the list of bonds available for investment is not as large as had been generally expected; but it is gratifying to note that certain of the corporations are making the necessary changes in their indentures to meet these rulings and interpretations. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Author :Ma Department of Banking and Insurance Publisher :Forgotten Books ISBN 13 :9780364961438 Total Pages :122 pages Book Rating :4.9/5 (614 download)
Book Synopsis Annual Report of the Commissioner of Banks for the Year Ending October 30, 1926, Vol. 4 by : Ma Department of Banking and Insurance
Download or read book Annual Report of the Commissioner of Banks for the Year Ending October 30, 1926, Vol. 4 written by Ma Department of Banking and Insurance and published by Forgotten Books. This book was released on 2018-11-13 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks for the Year Ending October 30, 1926, Vol. 4: Relating to Credit Unions The General Court, at its last session, enacted legislation, in the absence of enabling provisions in the general law, authorizing three trust companies to estab lish additional Offices, two of which are located in adjoining towns. This policy extends banking facilities to small communities where the establishment of sepa rate institutions would be unwarranted. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Book Synopsis Annual Report of the Commissioner of Banks, for the Year Ending October 30, 1920, Vol. 2 by : Department of Banking and Insurance
Download or read book Annual Report of the Commissioner of Banks, for the Year Ending October 30, 1920, Vol. 2 written by Department of Banking and Insurance and published by Forgotten Books. This book was released on 2016-08-19 with total page 480 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks, for the Year Ending October 30, 1920, Vol. 2: Relating to Co-Operative Banks, Savings and Loan Associations and Credit Unions The following table shows the total receipts and disbursements during the year, and that the amounts handled during the period are approximately one-half the assets of the banks. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Author :Massachusetts Division of Bank Agencies Publisher :Forgotten Books ISBN 13 :9780266702405 Total Pages :132 pages Book Rating :4.7/5 (24 download)
Book Synopsis Annual Report of the Commissioner of Banks for the Year Ending December 31, 1932, Vol. 4 by : Massachusetts Division of Bank Agencies
Download or read book Annual Report of the Commissioner of Banks for the Year Ending December 31, 1932, Vol. 4 written by Massachusetts Division of Bank Agencies and published by Forgotten Books. This book was released on 2017-10-25 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks for the Year Ending December 31, 1932, Vol. 4: Relating to Credit Unions Brockton Independent Workmen' s Circle Credit Union, Brockton. Brookline - Brig hton Credit Union, Boston. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Book Synopsis Annual Report of the Commissioner of Banks for the Year Ending December 31, 1938, Vol. 4 by : Massachusetts Commissioner of Banks
Download or read book Annual Report of the Commissioner of Banks for the Year Ending December 31, 1938, Vol. 4 written by Massachusetts Commissioner of Banks and published by Forgotten Books. This book was released on 2018-12-29 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks for the Year Ending December 31, 1938, Vol. 4: Relating to Credit Unions A summary analysis of Massachusetts State bank reports reveals the following trends and facts: commercial banks: These banks Show Increases in deposits, and decreases In loan volume, these two factors resulting In increases in liquid position, reflected by large cash balances and large and Increasing investments In government securities. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Book Synopsis Annual Report of the Commissioner of Banks for the Year Ending October 31, 1935, Vol. 3 by : Department of Banking and Insurance
Download or read book Annual Report of the Commissioner of Banks for the Year Ending October 31, 1935, Vol. 3 written by Department of Banking and Insurance and published by Forgotten Books. This book was released on 2018-03-20 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Annual Report of the Commissioner of Banks for the Year Ending October 31, 1935, Vol. 3: Relating to Cooperatives Banks and Savings and Loan Associations To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General Court Assembled: I have the honor to submit to the General Court, as required by General Laws (ter. Ed Chapter 167, section 9, the annual report of this department for the year 1935. The complete report covering the work of the department and con taining statistics and statements of the institutions under its supervision will be submitted in accordance with the provisions of said Section 9. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.