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An Analysis Of Selected Problems Of Commercial Banks In Agricultural Credit
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Book Synopsis Agricultural Finance by Commercial Banks by : Shivaji
Download or read book Agricultural Finance by Commercial Banks written by Shivaji and published by APH Publishing. This book was released on 2007 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book 'Agricultural Finance by Commercial Banks' is an attempt made by Dr. K. Sivaji, M.Com., M.Phil., Ph.D., to establish the linkage between commercial bank loans and actual requirement by agricultural sectors. Bank finance is an important that the allocation of bank credit must be in accordance with the priorities of the plan. It is recognized that agricultural development pre-supposes a greater flow of inputs as well as institutional and organizational reforms. Agricultural credit is one of the most crucial inputs in all agricultural development programs. New Book
Book Synopsis Sustainable Finance and Banking by : Marcel Jeucken
Download or read book Sustainable Finance and Banking written by Marcel Jeucken and published by Earthscan. This book was released on 2010-09-23 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking and finance play a fundamental role in public policy and economic performance as well as in all forms of commerce and industry. They are crucial in determining whether society - from governments to individual consumers - succeeds in following an environmentally sustainable path. However, those working in the financial sector are largely unaware of the rationale and pressures for sustainable development and its bearing on their work, while those in the relevant research and policy areas commonly overlook how vital the financial sector is for progress. Marcel Jeucken sets out to rectify this state of affairs, in a style which is accessible to those with no experience of environmental finance issues. He provides a comprehensive account of their interdependence: why the financial sector is crucial to achieving sustainability and why the triple bottom line of commercial, environmental and social success points the way forward for banking. From a systematic assessment of major banks around the world, he presents a comprehensive account of current best practice, an analysis of the differences in approach and performance, and recommendations of actions and policies for improved performance that will contribute to sustainable development.
Book Synopsis Determinants of Commercial Bank Interest Margins and Profitability by : Asl? Demirgüç-Kunt
Download or read book Determinants of Commercial Bank Interest Margins and Profitability written by Asl? Demirgüç-Kunt and published by World Bank Publications. This book was released on 1998 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: March 1998 Differences in interest margins reflect differences in bank characteristics, macroeconomic conditions, existing financial structure and taxation, regulation, and other institutional factors. Using bank data for 80 countries for 1988-95, Demirgüç-Kunt and Huizinga show that differences in interest margins and bank profitability reflect various determinants: * Bank characteristics. * Macroeconomic conditions. * Explicit and implicit bank taxes. * Regulation of deposit insurance. * General financial structure. * Several underlying legal and institutional indicators. Controlling for differences in bank activity, leverage, and the macroeconomic environment, they find (among other things) that: * Banks in countries with a more competitive banking sector-where banking assets constitute a larger share of GDP-have smaller margins and are less profitable. The bank concentration ratio also affects bank profitability; larger banks tend to have higher margins. * Well-capitalized banks have higher net interest margins and are more profitable. This is consistent with the fact that banks with higher capital ratios have a lower cost of funding because of lower prospective bankruptcy costs. * Differences in a bank's activity mix affect spread and profitability. Banks with relatively high noninterest-earning assets are less profitable. Also, banks that rely largely on deposits for their funding are less profitable, as deposits require more branching and other expenses. Similarly, variations in overhead and other operating costs are reflected in variations in bank interest margins, as banks pass their operating costs (including the corporate tax burden) on to their depositors and lenders. * In developing countries foreign banks have greater margins and profits than domestic banks. In industrial countries, the opposite is true. * Macroeconomic factors also explain variation in interest margins. Inflation is associated with higher realized interest margins and greater profitability. Inflation brings higher costs-more transactions and generally more extensive branch networks-and also more income from bank float. Bank income increases more with inflation than bank costs do. * There is evidence that the corporate tax burden is fully passed on to bank customers in poor and rich countries alike. * Legal and institutional differences matter. Indicators of better contract enforcement, efficiency in the legal system, and lack of corruption are associated with lower realized interest margins and lower profitability. This paper-a product of the Development Research Group-is part of a larger effort in the group to study bank efficiency.
Book Synopsis Theses and Dissertations Accepted by Texas Tech University by : Texas Tech University. Library
Download or read book Theses and Dissertations Accepted by Texas Tech University written by Texas Tech University. Library and published by . This book was released on 1975 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Agricultural Finance by : Charles B. Moss
Download or read book Agricultural Finance written by Charles B. Moss and published by Routledge. This book was released on 2013-04-17 with total page 325 pages. Available in PDF, EPUB and Kindle. Book excerpt: This textbook integrates financial economics and management in the area of agricultural finance. The presentation of financial economics discusses how the credit needs of farmer/borrowers are met by depositors through commercial banks. The financial management content presents methods used to make farm financial decisions including farm accounting, capital budgeting, and the analysis of risk. The textbook begins by developing the farm financial market focusing primarily on the market for debt. Next, the textbook presents an overview of accounting concepts important for the credit market. The accounting section provides a detailed discussion of the Farm Financial Standards Council’s suggestions for agricultural financial statements. Following the financial accounting, the book presents the use of ratio analysis applied to the farm firm. Next, the text describes capital budgeting followed by an introduction to risk analysis. Finally, the book presents the effect of debt decisions on the farm firm. In addition to the primary topics, the textbook includes a discussion of agricultural banking and monetary policy and an analysis of the choice of historical cost and market valued accounting methodologies on the farm debt decision.
Download or read book Agricultural Finance Review written by and published by . This book was released on 1967 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Commercial Banks and Agricultural Credit by : Subhas K. Basu
Download or read book Commercial Banks and Agricultural Credit written by Subhas K. Basu and published by . This book was released on 1979 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Theory and Practice of Microcredit by : Wahiduddin Mahmud
Download or read book The Theory and Practice of Microcredit written by Wahiduddin Mahmud and published by Taylor & Francis. This book was released on 2016-10-04 with total page 287 pages. Available in PDF, EPUB and Kindle. Book excerpt: The remarkable speed at which microcredit has expanded around the world in the last three decades has piqued the curiosity of practitioners and theorists alike. By developing innovative ways of making credit available to the poor, the idea of microcredit has challenged many traditional assumptions about both poverty reduction strategies and financial markets. While this has encouraged new theorising about how microcredit works, the practice of microcredit has itself evolved, often in unpredictable ways, outpacing the development of theory. The Theory and Practice of Microcredit aims to remedy this imbalance, arguing that a proper understanding of the evolution of practice is essential both for developing theories that are relevant for the real world and for adopting policies that can better realize the full potential of microcredit. By drawing upon their first-hand knowledge of the nature of this evolution in Bangladesh, the birthplace of microcredit, the authors have pushed the frontiers of current knowledge through a rich blend of theoretical and empirical analysis. The book breaks new grounds on a wide range of topics including: the habit-forming nature of credit repayment; the institutional strength and community-based role of microfinance institutions; the relationships between microcredit and informal credit markets; the pattern of long-term participation in microcredit programmes and the variety of loan use; the scaling up of microenterprises beyond subsistence; the "missing middle" in the credit market; and the prospects of linking micro-entrepreneurship with economic development. The book will be of interest to researchers, development practitioners and university students of Development Economics, Rural Development, or Rural Finance, as well as to public intellectuals.
Author :United States. Congress. House. Committee on Government Operations. Government Information, Justice, and Agriculture Subcommittee Publisher : ISBN 13 : Total Pages :184 pages Book Rating :4.:/5 (319 download)
Book Synopsis Farm Credit Administration's Selection of the Jackson Land Bank Receiver by : United States. Congress. House. Committee on Government Operations. Government Information, Justice, and Agriculture Subcommittee
Download or read book Farm Credit Administration's Selection of the Jackson Land Bank Receiver written by United States. Congress. House. Committee on Government Operations. Government Information, Justice, and Agriculture Subcommittee and published by . This book was released on 1988 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis A Select Bibliography On Economic Development by : John P. Powelson
Download or read book A Select Bibliography On Economic Development written by John P. Powelson and published by Routledge. This book was released on 2019-05-20 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: This bibliography of more than 2,000 titles contains both books and journal articles, primarily those published since 1970. Most of the entries are annotated. The material is classified according to forty-eight categories, and there is also a list of relevant titles for each major country in Africa, Asia, and Latin America.
Author :United States. Congress. House. Select Committee on Children, Youth, and Families Publisher : ISBN 13 : Total Pages :988 pages Book Rating :4.:/5 (319 download)
Book Synopsis Automotive Safety by : United States. Congress. House. Select Committee on Children, Youth, and Families
Download or read book Automotive Safety written by United States. Congress. House. Select Committee on Children, Youth, and Families and published by . This book was released on 1992 with total page 988 pages. Available in PDF, EPUB and Kindle. Book excerpt: This document presents witness' testimonies and supplemental materials from the congressional hearing called to examine the issue of automotive safety. In her opening statement, Chairwoman Patricia Schroeder briefly reviews statistics on traffic accidents and identifies the two major issues to be addressed in the hearing: failure to act by the National Highway Traffic Safety Administration (NHTSA) and the use of safety belts. It is emphasized throughout the hearing that representatives from NHTSA refused to appear at the hearing; the absence of representatives from the trucking and automobile industries is also noted. Witnesses providing testimonies include: (1) Byron Bloch, a consultant on auto safety design, who briefly reviews the history of NHTSA and demonstrates the danger of "windowshade" seat belts (seat belts with too much slack in the shoulder belts), automatic shoulder belts, and truck underride; (2) Joan Claybrook, the president of Public Citizen; who describes safety systems which she feels should be standard equipment in all vehicles; (3) Benjamin Kelley, the president of the Institute for Injury Reduction; who addresses the issue of "windowshade" seat belts; and (4) Brian O'Neill, the president of the Insurance Institute for Highway Safety, who reviews the history of manual and nonmanual automatic restraints and the safeguards in place to prevent truck underride. Letters, prepared statements, and supplemental materials are included from Representative Schroeder, the witnesses, the American Trucking Association, Inc., and Jerry Ralph Curry, from the National Highway Traffic Safety Administration. (NB)
Book Synopsis Agricultural Value Chain Finance by : Calvin Miller
Download or read book Agricultural Value Chain Finance written by Calvin Miller and published by Practical Action Publishing. This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: `This is a "must read" for anyone interested in value chain finance.---Kenneth Shwedel, Agricultural Economist --Book Jacket.
Book Synopsis A.I.D. Research and Development Abstracts by :
Download or read book A.I.D. Research and Development Abstracts written by and published by . This book was released on 1977 with total page 582 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Agricultural Department Appropriation Bill for 1938 by : United States. Congress. House Appropriations
Download or read book Agricultural Department Appropriation Bill for 1938 written by United States. Congress. House Appropriations and published by . This book was released on 1937 with total page 1928 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Hearings [Agriculture Dept.] by : United States. Congress. House. Committee on Appropriations
Download or read book Hearings [Agriculture Dept.] written by United States. Congress. House. Committee on Appropriations and published by . This book was released on 1937 with total page 1838 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Library Bulletin by : Texas Tech University. Library
Download or read book Library Bulletin written by Texas Tech University. Library and published by . This book was released on 1975 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Experiment Station Record by : U.S. Office of Experiment Stations
Download or read book Experiment Station Record written by U.S. Office of Experiment Stations and published by . This book was released on 1941 with total page 1046 pages. Available in PDF, EPUB and Kindle. Book excerpt:
![Download Hearings [Agriculture Dept.] PDF Online Free](https://books.google.com/books/content/images/frontcover/cVPOAAAAMAAJ?fife=w200-h370)
