Affordability

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The Affordable City

Author : Shane Phillips
Publisher : Island Press
ISBN 13 : 1642831336
Total Pages : 282 pages
Book Rating : 4.6/5 (428 download)

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Book Synopsis The Affordable City by : Shane Phillips

Download or read book The Affordable City written by Shane Phillips and published by Island Press. This book was released on 2020-09-15 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: From Los Angeles to Boston and Chicago to Miami, US cities are struggling to address the twin crises of high housing costs and household instability. Debates over the appropriate course of action have been defined by two poles: building more housing or enacting stronger tenant protections. These options are often treated as mutually exclusive, with support for one implying opposition to the other. Shane Phillips believes that effectively tackling the housing crisis requires that cities support both tenant protections and housing abundance. He offers readers more than 50 policy recommendations, beginning with a set of principles and general recommendations that should apply to all housing policy. The remaining recommendations are organized by what he calls the Three S’s of Supply, Stability, and Subsidy. Phillips makes a moral and economic case for why each is essential and recommendations for making them work together. There is no single solution to the housing crisis—it will require a comprehensive approach backed by strong, diverse coalitions. The Affordable City is an essential tool for professionals and advocates working to improve affordability and increase community resilience through local action.

Understanding Affordability

Author : Meen, Geoffrey
Publisher : Bristol University Press
ISBN 13 : 1529211867
Total Pages : 336 pages
Book Rating : 4.5/5 (292 download)

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Book Synopsis Understanding Affordability by : Meen, Geoffrey

Download or read book Understanding Affordability written by Meen, Geoffrey and published by Bristol University Press. This book was released on 2020-07-08 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: For many younger and lower-income people, housing affordability continues to worsen. Based on the academic research of two distinguished housing economists – and stimulated by working with governments across the world - this wide-ranging book sets out clear theoretical and empirical frameworks to tackle one of today’s most important socio-economic issues. Housing unaffordability arises from complex forces and a prerequisite to effective policy is understanding the causes of rising house prices and rents and the interactions between housing, housing finance and the macroeconomy. The authors challenge many of the conventional wisdoms in housing policy and offer innovative recommendations to improve affordability.

Information for States on Developing Affordability Criteria for Drinking Water

Author :
Publisher : DIANE Publishing
ISBN 13 : 1428905987
Total Pages : 61 pages
Book Rating : 4.4/5 (289 download)

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Book Synopsis Information for States on Developing Affordability Criteria for Drinking Water by :

Download or read book Information for States on Developing Affordability Criteria for Drinking Water written by and published by DIANE Publishing. This book was released on 1998 with total page 61 pages. Available in PDF, EPUB and Kindle. Book excerpt:

A Guide to Impact Fees and Housing Affordability

Author : Arthur C. Nelson
Publisher : Island Press
ISBN 13 : 1610910842
Total Pages : 320 pages
Book Rating : 4.6/5 (19 download)

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Book Synopsis A Guide to Impact Fees and Housing Affordability by : Arthur C. Nelson

Download or read book A Guide to Impact Fees and Housing Affordability written by Arthur C. Nelson and published by Island Press. This book was released on 2012-06-22 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: Impact fees are one-time charges that are applied to new residential developments by local governments that are seeking funds to pay for the construction or expansion of public facilities, such as water and sewer systems, schools, libraries, and parks and recreation facilities. In the face of taxpayer revolts against increases in property taxes, impact fees are used increasingly by local governments throughout the U.S. to finance construction or improvement of their infrastructure. Recent estimates suggest that 60 percent of all American cities with over 25,000 residents use some form of impact fees. In California, it is estimated that 90 percent of such cities impose impact fees. For more than thirty years, impact fees have been calculated based on proportionate share of the cost of the infrastructure improvements that are to be funded by the fees. However, neither laws nor courts have ensured that fees charged to new homes are themselves proportionate. For example, the impact fee may be the same for every home in a new development, even when homes vary widely in size and selling price. Data show, however, that smaller and less costly homes have fewer people living in them and thus less impact on facilities than larger homes. This use of a flat impact fee for all residential units disproportionately affects lower-income residents. The purpose of this guidebook is to help practitioners design impact fees that are equitable. It demonstrates exactly how a fair impact fee program can be designed and implemented. In addition, it includes information on the history of impact fees, discusses alternatives to impact fees, and summarizes state legislation that can infl uence the design of local fee programs. Case studies provide useful illustrations of successful programs. This book should be the first place that planning professionals, public officials, land use lawyers, developers, homebuilders, and citizen activists turn for help in crafting (or recrafting) proportionate-share impact fee programs.

Affordability

Author : Paul Walter Odomirok, Sr.
Publisher : CRC Press
ISBN 13 : 1351727982
Total Pages : 264 pages
Book Rating : 4.3/5 (517 download)

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Book Synopsis Affordability by : Paul Walter Odomirok, Sr.

Download or read book Affordability written by Paul Walter Odomirok, Sr. and published by CRC Press. This book was released on 2016-12-12 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: Affordability is a new concept that allows the implementation of Continuous Improvement for any organization. It encapsulates contemporary methods that improve product and service profitability, increases market share, value, speed, quality and capability, and cuts down on cost. This new method addresses the needs of growing, improving, and sustaining an organization. It provides a framework and foundation for launching improvement initiatives, deploying continuous improvement, and maintaining the cultural habits and behaviors required to continue such efforts. Case studies from a variety of industries, businesses, and institutions are provided.

Healthcare Affordability

Author : Paul Walter Odomirok, Sr.
Publisher : CRC Press
ISBN 13 : 1351372424
Total Pages : 158 pages
Book Rating : 4.3/5 (513 download)

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Book Synopsis Healthcare Affordability by : Paul Walter Odomirok, Sr.

Download or read book Healthcare Affordability written by Paul Walter Odomirok, Sr. and published by CRC Press. This book was released on 2018-09-03 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt: Healthcare Affordability: Motivate People, Improve Processes, and Increase Performance applies the Theory of Affordability across the Healthcare Enterprise. Affordability is realized when the Value delivered exceeds the Patient’s requirements, while the expense for the quality resources required to deliver that Value is at a Cost less than the revenue received from the competitive pricing applied to the care. The aim of healthcare affordability is to attain performance excellence in all areas across the entire Healthcare Enterprise. The Healthcare Enterprise involves 5 types of providers: Healthcare Providers, Medicine and Pharmaceutical Providers, Machine and Device Providers, Service and Supplier Providers, and Insurance and Payment Providers. Obviously, one key focal point of healthcare affordability is affordable healthcare, a condition that has been chased for decades, but has yet to be achieved. This book provides a useful framework and foundation for any organization to pursue and achieve Affordability. Although there are many methods used to accomplish performance improvement, this approach has been proven successful with many organizations. It integrates strategic vision and direction, with operational goals and objectives and tactical targets and tasks. This book also provides a leadership strategy and structure for change and transformation, and a designed plan to execute an 18-month implementation program. Features: Affords patients and providers a better, faster, safer, and more affordable and profitable experience and approach Offers solutions for current state dilemmas, and provides a framework for future state success Increases the speed of delivery, improves the quality, and decreases the cost of care Provides methods and tools for linking and integrating strategic, operational and tactical goals Healthcare Affordability: Motivate People, Improve Processes, and Increase Performance provides readers with methods and means for solving the complex problem of affordable healthcare.

Improving College Affordability

Author : United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions
Publisher :
ISBN 13 :
Total Pages : 64 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Improving College Affordability by : United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions

Download or read book Improving College Affordability written by United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions and published by . This book was released on 2015 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Homeownership Affordability

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs
Publisher :
ISBN 13 :
Total Pages : 176 pages
Book Rating : 4.:/5 (327 download)

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Book Synopsis Homeownership Affordability by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs

Download or read book Homeownership Affordability written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs and published by . This book was released on 1987 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Housing Affordability and Housing Policy in Urban China

Author : Zan Yang
Publisher : Springer Science & Business Media
ISBN 13 : 3642540449
Total Pages : 141 pages
Book Rating : 4.6/5 (425 download)

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Book Synopsis Housing Affordability and Housing Policy in Urban China by : Zan Yang

Download or read book Housing Affordability and Housing Policy in Urban China written by Zan Yang and published by Springer Science & Business Media. This book was released on 2014-01-25 with total page 141 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides a comprehensive analysis of housing affordability under the economic reforms and social transformations in urban China. It also offers an overall review of the current government measures on the housing market and affordable housing policies in China. By introducing a dynamic affordability approach and residual income approach, the book allows us to capture the size of the affordability gap more accurately, to better identify policy targets, and to assess the effectiveness of current public policy. The unique database on urban household surveys and regional information on affordable housing projects serve to strengthen the analysis. The book offers theoretical and empirical insights for in-depth affordability studies and helps readers to understand the social impacts of market reforms and the role of government on the Chinese housing market.

Housing Affordability and Housing Investment Opportunity in Australia

Author : Muharem Karamujic
Publisher : Springer
ISBN 13 : 113751793X
Total Pages : 237 pages
Book Rating : 4.1/5 (375 download)

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Book Synopsis Housing Affordability and Housing Investment Opportunity in Australia by : Muharem Karamujic

Download or read book Housing Affordability and Housing Investment Opportunity in Australia written by Muharem Karamujic and published by Springer. This book was released on 2015-08-18 with total page 237 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contrary to other developed economies, Australia has experienced a long-term deterioration in housing affordability even between housing price booms. The house price boom that came after the global financial crisis has intensified the stress on Australian housing affordability to yet higher levels, and is likely to continue to be a concern for some time to come. This book reviews a range of available approaches for the measurement of housing affordability, and examines recent empirical evidence on housing affordability in Australia. It begins by explaining the relevance of housing to governments at different levels, the emergence of the housing affordability problem, and the global importance of housing affordability. It then explores the causes of the recent explosion in the number of institutions offering home loan products, analysing features such as the size, composition and changes in total lending and home lending in Australia. The author goes on to investigate the consequences of the two most recent rounds of financial deregulation, as well as the trends in interest rate and property prices, and recent changes in typical borrower behaviour. The book concludes by reviewing a range of available approaches in the measurement of housing affordability. It assesses whether there is a level of adjustment in housing affordability, and finally analyses which housing market segment represents the better investment opportunity during housing boom periods.

Water Affordability Programs

Author : Margot Freeman Saunders
Publisher : American Water Works Association
ISBN 13 : 0898679125
Total Pages : 302 pages
Book Rating : 4.8/5 (986 download)

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Book Synopsis Water Affordability Programs by : Margot Freeman Saunders

Download or read book Water Affordability Programs written by Margot Freeman Saunders and published by American Water Works Association. This book was released on 1998 with total page 302 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Housing Affordability: A New Dataset

Author : Nina Biljanovska
Publisher : International Monetary Fund
ISBN 13 :
Total Pages : 36 pages
Book Rating : 4.4/5 (2 download)

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Book Synopsis Housing Affordability: A New Dataset by : Nina Biljanovska

Download or read book Housing Affordability: A New Dataset written by Nina Biljanovska and published by International Monetary Fund. This book was released on 2023-12 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: The rapid increase in house prices in the past few years, including during the COVID-19 pandemic, raises concerns about housing affordability. The price-to-income ratio is a widely-used indicator of affordability, but does not take into account important factors such as the cost of financing. The aim of this paper is to construct a measure of housing affordability that takes these factors into account for a large set of countries and long period of time. The resulting dataset covers an unbalanced panel of 40 countries over the period from 1970Q1 to 2021Q4. For each country, the index measures the extent to which a median-income household can qualify for a mortgage loan to purchase an average-priced home. To gauge the performance of the constructed indices, we compare them to other readily-available mesures of affordability and examine the evolution of the indices over time to understand the relevant drivers, including in a regression analysis to assess the extent to which government housing programs could contribute to improving affordability.

Promoting Rental Housing Affordability in European Cities

Author : Marco Peverini
Publisher : Springer Nature
ISBN 13 : 303143692X
Total Pages : 150 pages
Book Rating : 4.0/5 (314 download)

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Book Synopsis Promoting Rental Housing Affordability in European Cities by : Marco Peverini

Download or read book Promoting Rental Housing Affordability in European Cities written by Marco Peverini and published by Springer Nature. This book was released on 2023-12-20 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book investigates policies for the promotion of housing affordability in the rental sector of attractive cities in Europe. Affordability links the housing situation to the economic situation of households, referring to conditions of access to housing and to the role of housing in determining poverty or wealth. The book examines the current affordability crisis and frames it in the ongoing process of urban restructuring and devolution of welfare. From the perspective of the Foundational Economy, the book calls for a proactive and effective role of public administrations in making the rental sector an affordable and stable alternative to housing financialization and commodification. By intertwining theory construction and real-world data collected through case studies in Milan and Vienna, the book provides an original framework for the analysis of public policies that promote rental affordability in a multi-level setting. Through the analysis, it highlights critical nodes of the different (housing, urban, and social) policy domains at stake in the promotion of rental affordability in attractive cities. The book proposes a shift from the currently dominant supply-side argument to an integrated, intersectoral and multi-scalar policy system for making cities more affordable.

The measurement and monitoring of water supply, sanitation and hygiene (WASH) affordability

Author :
Publisher : World Health Organization
ISBN 13 : 9240023283
Total Pages : 121 pages
Book Rating : 4.2/5 (4 download)

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Book Synopsis The measurement and monitoring of water supply, sanitation and hygiene (WASH) affordability by :

Download or read book The measurement and monitoring of water supply, sanitation and hygiene (WASH) affordability written by and published by World Health Organization. This book was released on 2021-05-03 with total page 121 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Strengthening Latvia’s Housing Affordability Fund

Author : OECD
Publisher : OECD Publishing
ISBN 13 : 9264382976
Total Pages : 133 pages
Book Rating : 4.2/5 (643 download)

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Book Synopsis Strengthening Latvia’s Housing Affordability Fund by : OECD

Download or read book Strengthening Latvia’s Housing Affordability Fund written by OECD and published by OECD Publishing. This book was released on 2023-06-15 with total page 133 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Latvian government established the Housing Affordability Fund in mid-2022, a long-term self-sustaining financing model to channel investment into affordable housing. The fund is now being scaled up to ensure lasting impact on the Latvian housing market. This report identifies options for institutional arrangements, funding and financing opportunities, and operational tools to achieve this aim.

Affordability of National Flood Insurance Program Premiums

Author : National Academies of Sciences, Engineering, and Medicine
Publisher : National Academies Press
ISBN 13 : 0309380804
Total Pages : 151 pages
Book Rating : 4.3/5 (93 download)

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Book Synopsis Affordability of National Flood Insurance Program Premiums by : National Academies of Sciences, Engineering, and Medicine

Download or read book Affordability of National Flood Insurance Program Premiums written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2016-01-21 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt: When Congress authorized the National Flood Insurance Program (NFIP) in 1968, it intended for the program to encourage community initiatives in flood risk management, charge insurance premiums consistent with actuarial pricing principles, and encourage the purchase of flood insurance by owners of flood prone properties, in part, by offering affordable premiums. The NFIP has been reauthorized many times since 1968, most recently with the Biggert-Waters Flood Insurance Reform Act of 2012 (BW 2012). In this most recent reauthorization, Congress placed a particular emphasis on setting flood insurance premiums following actuarial pricing principles, which was motivated by a desire to ensure future revenues were adequate to pay claims and administrative expenses. BW 2012 was designed to move the NFIP towards risk-based premiums for all flood insurance policies. The result was to be increased premiums for some policyholders that had been paying less than NFIP risk-based premiums and to possibly increase premiums for all policyholders. Recognition of this possibility and concern for the affordability of flood insurance is reflected in sections of the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA 2014). These sections called on FEMA to propose a draft affordability framework for the NFIP after completing an analysis of the efforts of possible programs for offering "means-tested assistance" to policyholders for whom higher rates may not be affordable. BW 2012 and HFIAA 2014 mandated that FEMA conduct a study, in cooperation with the National Academies of Sciences, Engineering, and Medicine, which would compare the costs of a program of risk-based rates and means-tested assistance to the current system of subsidized flood insurance rates and federally funded disaster relief for people without coverage. Production of two reports was agreed upon to fulfill this mandate. This second report proposes alternative approaches for a national evaluation of affordability program policy options and includes lessons for the design of a national study from a proof-of-concept pilot study.

Accessibility and Affordability of Tertiary Education in Brazil, Colombia, Mexico and Puru Within a Global Context

Author :
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 45 pages
Book Rating : 4./5 ( download)

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Book Synopsis Accessibility and Affordability of Tertiary Education in Brazil, Colombia, Mexico and Puru Within a Global Context by :

Download or read book Accessibility and Affordability of Tertiary Education in Brazil, Colombia, Mexico and Puru Within a Global Context written by and published by World Bank Publications. This book was released on with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt: