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Youth Financial Inclusion In Kenya
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Book Synopsis Youth Financial Inclusion in Kenya by : Lise Paaskesen
Download or read book Youth Financial Inclusion in Kenya written by Lise Paaskesen and published by . This book was released on 2015 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt: This case study highlights the lessons learned from a World Savings and Retail Banking Institute (WSBI) program named "Working with savings banks in order to double the number of savings accounts in the hands of the poor." It is based on both qualitative and quantitative research conducted by the WSBI in partnership with Kenya Post Office Savings Bank (KSOPB) in Nakuru and Gilgil in 2014. The study evaluates why 75% of the current 80,000 youth savings accounts, also known as smata accounts, held by KPOSB are inactive or dormant. The qualitative aspect of the study focuses on how usability of the smata youth savings may be increased. The study also provides recommendations for financial institutions and organizations aiming to increase financial inclusion among youth and young adults. Key recommendations include:• Engage in a diary study to indicate how the finances move in households and between members, and the role of youth and young adults in financial management and decision-making within the household;• Encourage family group accounts for family-based and user-friendly financial inclusion;• Develop mobile-enabled solutions for easy and efficient transfer of household finances between members.
Author :Food and Agriculture Organization of the United Nations Publisher :Food & Agriculture Org. ISBN 13 :9251336741 Total Pages :68 pages Book Rating :4.2/5 (513 download)
Book Synopsis Agricultural finance and the youth: prospects for financial inclusion in Kenya by : Food and Agriculture Organization of the United Nations
Download or read book Agricultural finance and the youth: prospects for financial inclusion in Kenya written by Food and Agriculture Organization of the United Nations and published by Food & Agriculture Org.. This book was released on 2020-12-13 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: The aim of this publication is to provide a comprehensive assessment of the current state of financial inclusion among the Kenyan youth, especially those residing in rural and financially underserved areas. In particular, the study seeks to illustrate the clear linkage between the substantial financial access gap faced nowadays by the Kenyan youth and their inability to pursue high value-added entrepreneurial opportunities, chiefly in the agribusiness sector. The study sets out to analyze the core constraints and opportunities associated with the provision of tailored financial services to young Kenyans (especially first-time entrepreneurs), while showcasing the essential role that key supporting actors (such as the government, international development institutions, NGOs, foundations and many others) can play in fostering the provision and uptake of such services.
Book Synopsis The Global Findex Database 2017 by : Asli Demirguc-Kunt
Download or read book The Global Findex Database 2017 written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2018-04-19 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.
Book Synopsis Rethinking Financial Education For Sustainable Development by : Tony Magwanga
Download or read book Rethinking Financial Education For Sustainable Development written by Tony Magwanga and published by LAP Lambert Academic Publishing. This book was released on 2014-08-26 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Youth unemployment is a pervasive problem. A number of countries faced with similar challenges have developed and implemented various labour market programs and interventions aimed at redressing the youth employment problem. Any scan of national financial literacy strategies in OECD countries will show that the youth are by far the leading priority target group. The realization of Kenya's Vision 2030 and the attainment of the Millennium Development Goals critically depend on the degree of inclusion of the youth in the development agenda (Kenya National Human Development Report, 2009). This book, therefore examines the influence of financial education program on business growth among youth groups in Homa-Bay County focusing on: entrepreneurship information, financial access, debt management, savings and business development services as variables. The significance of financial education as a preventive approach would be useful to government agencies or policy makers' incharge of youth affairs, private sector, NGOs, Financial Institutions and youthful scholars to ensure investments are made towards building capacity of the vulnerable youths on the thematic area of financial education.
Book Synopsis ASSESSING THE STATE OF YOUTH FINANCIAL INCLUSION IN DEVELOPING CONTEXTS by : N. BENNI
Download or read book ASSESSING THE STATE OF YOUTH FINANCIAL INCLUSION IN DEVELOPING CONTEXTS written by N. BENNI and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Financial Inclusion Regulatory Practices in SADC by : Howard Chitimira
Download or read book Financial Inclusion Regulatory Practices in SADC written by Howard Chitimira and published by Taylor & Francis. This book was released on 2023-05-25 with total page 237 pages. Available in PDF, EPUB and Kindle. Book excerpt: Against a background of calls to prioritise the improvement of financial inclusion in Africa, this book provides an analysis of current financial inclusion measures in Southern Africa. Evaluating the existing strengths and weaknesses of financial inclusion in Africa, it identifies opportunities to improve inclusive financial services and aid poverty reduction in the region. With a focus on South Africa, Namibia, Botswana, and Zimbabwe as case studies for assessing current financial inclusion in the context of particular challenges faced by unbanked and underbanked customers, who are easy targets for cybercriminals due to low levels of digital literacy, it looks into the regulation and promotion of financial inclusion in Southern Africa. The book explores financial inclusion in the context of digital transformation in the 21st century, examining the regulation and promotion of financial inclusion in the context of digital transformation, as well as the challenges related to financial inclusion. Suggesting improvements to aspects of company law, securities and financial markets in the Southern African Development Community region, the book offers a comprehensive study on the regulation and promotion of financial inclusion in the Southern African Development Community region. It will be essential reading for students and academics researching financial inclusion, international economic law and development.
Book Synopsis Financial Inclusion in Kenya: the Role of Mobile Financial Services by : Constantin Johnen
Download or read book Financial Inclusion in Kenya: the Role of Mobile Financial Services written by Constantin Johnen and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Access to Mobile Financial Services (MFS), which include mobile payments, savings, insurance, and digital credit, enables mobile phone users to leapfrog over the deficiencies of conventional banking structures and become financially included. The proliferation of MFS has consequently been staggering, summing up more than one billion accounts in developing economies already. In addition, the usage of MFS was shown to have various welfare increasing effects, such as consumption smoothing and decreases in poverty. However, the fast and furious growth of MFS might have also obscured risks and u...
Book Synopsis Essays in Financial Capability Among Kenyan Households Focused on Financial Inclusion and Financial Literacy by : Teresa Wanjiku Schützeichel
Download or read book Essays in Financial Capability Among Kenyan Households Focused on Financial Inclusion and Financial Literacy written by Teresa Wanjiku Schützeichel and published by . This book was released on 2019* with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Inclusive Finance and Rural Youth by : Arianna Gasparri
Download or read book Inclusive Finance and Rural Youth written by Arianna Gasparri and published by . This book was released on 2019 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This working paper deepens the analysis on inclusive finance and rural youth through cutting-age research and new insights and approaches that have emerged over the years in the field. The overall narrative clearly documents the ways in which rural youth engage with the economy, policy and institutions and identifies the rapid changes occurring across the globe as well as the opportunities and challenges that young people living in rural areas encounter in their different livelihoods. Within this context, financial inclusion has gained attention as a key contributing factor to unlock the potential of rural youth in driving sustainable and inclusive rural transformation. This paper investigates how recent developments in this sector entail new opportunities for rural youth, and highlights persisting barriers that prevent rural youth from accessing financial and non-financial services, making the case for a market system approach to financial inclusion with specific attention given to digital finance"--Preliminary page.
Author :International Monetary Fund Publisher :International Monetary Fund ISBN 13 :1484306147 Total Pages :114 pages Book Rating :4.4/5 (843 download)
Book Synopsis International Monetary Fund Annual Report 2017 by : International Monetary Fund
Download or read book International Monetary Fund Annual Report 2017 written by International Monetary Fund and published by International Monetary Fund. This book was released on 2017-10-05 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: During the past financial year, the IMF’s 189 member countries faced a number of pressing challenges. IMF work on these challenges - slower trade, declining productivity, gender inequality, inclusive growth, and debt management - is a central focus of this 2017 Annual Report.
Book Synopsis Taxing Mobile Money in Kenya by : Awa Diouf
Download or read book Taxing Mobile Money in Kenya written by Awa Diouf and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Banking the Poor written by and published by World Bank Publications. This book was released on 2009-01-01 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking the Poor explores level and determinants of financial access in 54 countries, mostly in Africa. It collects information from two sources: central banks and leading commercial banks in each surveyed country. It explores associations between countries' banking policies and practices and their levels of financial access, measured in terms of the numbers of bank account per thousand adults. It builds on the previous work measuring financial access through information from regulators, from banks, and also from users' perspectives in household surveys.
Book Synopsis Deepening Financial Inclusion Through Collaboration to Create Innovative and Appropriate Financial Products for the Poor by : Tony K. Omwansa
Download or read book Deepening Financial Inclusion Through Collaboration to Create Innovative and Appropriate Financial Products for the Poor written by Tony K. Omwansa and published by . This book was released on 2014 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The Central Bank of Kenya has in the recent years introduced several regulatory interventions aimed at increasing financial inclusion. Mobile operators and financial institutions have successfully launched numerous services either to increase the convenience for existing customers or to reach out to new customers. There is evidence of more un-banked people moving into the formal financial grid and money initially circulating in informal systems can now be accounted for. Mobile money has made it much easier to receive and transfer money as well as make payments. Agency banking and cash merchants have taken the cash-incash-out points much closer to the consumers. Despite this progress, access to formal financial services in Kenya is still low. In particular, the very poor people who are characterised by low literacy levels and generally low, irregular and sporadic income, in most cases do not have the appropriate financial tools that fit their lifestyle and can help alleviate their poverty. Research shows that the poor need financial tools that are appropriate, flexible, convenient, quick and affordable. The mobile money channel and the agent network provide the best avenue so far for reaching the very poor, but the business case for serving this segment of the market has not been well developed to incentivise the main players to be actively involved. The findings in this paper are an amalgamation of three studies conducted in Kenya. The first study focused on developing case studies on how the prepaid and pay-as-you-go models riding on the rails of mobile money are being used to conveniently provide commodities and services to the very poor. The second study focused on the adoption drivers for mobile money at the base of the pyramid while the third evaluated the impact of pure mobile phone based micro-financing in Kenya. Building on literature about the poor and their money combined with evidence from the studies mentioned, the authors present practical and evidence-based recommendations to demonstrate that it takes additional players and innovative approaches to enable financial institutions and mobile network operators to develop and aggressively promote sophisticated financial services for the poor. The paper discusses key adoption drivers, lessons learnt about the characteristics and impact of new forms of financial services for the very poor. Design features for making financial services for the poor innovative and appropriate are discussed in the context of adoption drivers. The design features form a good basis for analysing the challenges of designing and deploying these products. Mobile money needs to be viewed more and more as a platform, as opposed to a product or service to be consumed. There is need for a deliberate effort to conduct multidisciplinary and all inclusive research and development on relevant products for thepoor that could be bundled with or ride on the rails of mobile money. Deploying and successfully managing services based on business models targeting the poor would require synergy between stakeholders, a vital ingredient that would facilitate financial inclusion and more broadly translate to benefits for the consumers.
Book Synopsis Global Financial Development Report 2014 by : World Bank Group
Download or read book Global Financial Development Report 2014 written by World Bank Group and published by World Bank Publications. This book was released on 2013-11-07 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: The second issue in a new series, Global Financial Development Report 2014 takes a step back and re-examines financial inclusion from the perspective of new global datasets and new evidence. It builds on a critical mass of new research and operational work produced by World Bank Group staff as well as outside researchers and contributors.
Book Synopsis Sustainability of a Government Targeted Credit Program by : Shahidur R. Khandker
Download or read book Sustainability of a Government Targeted Credit Program written by Shahidur R. Khandker and published by World Bank Publications. This book was released on 1995-01-01 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: World Bank Technical Paper No. 304. Reviews the status and availability in developing countries of photovoltaic (PV) technology and looks at the prospects for using this technology in light of current energy use and costs of other energy sources. The report provides the necessary background information and highlights the questions raised and the calculations that must be made whenever PV applications are being considered in the developing world
Book Synopsis The Promise of Fintech by : Ms.Ratna Sahay
Download or read book The Promise of Fintech written by Ms.Ratna Sahay and published by International Monetary Fund. This book was released on 2020-07-01 with total page 83 pages. Available in PDF, EPUB and Kindle. Book excerpt: Technology is changing the landscape of the financial sector, increasing access to financial services in profound ways. These changes have been in motion for several years, affecting nearly all countries in the world. During the COVID-19 pandemic, technology has created new opportunities for digital financial services to accelerate and enhance financial inclusion, amid social distancing and containment measures. At the same time, the risks emerging prior to COVID-19, as digital financial services developed, are becoming even more relevant.
Download or read book Banking the World written by Robert Cull and published by MIT Press. This book was released on 2021-08-03 with total page 519 pages. Available in PDF, EPUB and Kindle. Book excerpt: Experts report on the latest research on extending access to financial services to the 2.5 billion adults around the world who lack it. About 2.5 billion adults, just over half the world's adult population, lack bank accounts. If we are to realize the goal of extending banking and other financial services to this vast “unbanked” population, we need to consider not only such product innovations as microfinance and mobile banking but also issues of data accuracy, impact assessment, risk mitigation, technology adaptation, financial literacy, and local context. In Banking the World, experts take up these topics, reporting on new research that will guide both policy makers and scholars in a broader push to extend financial markets. The contributors consider such topics as the complexity of surveying people about their use of financial services; evidence of the impact of financial services on income; the occasional negative effects of financial services on poor households, including disincentives to work and overindebtedness; and tools for improving access such as nontraditional credit scores, financial incentives for banking, and identification technologies that can dramatically reduce loan default rates.
