What Is Known About The Impact Of Financial Aid

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What is Known about the Impact of Financial Aid?

Author : Bridget Terry Long
Publisher :
ISBN 13 :
Total Pages : 52 pages
Book Rating : 4.:/5 (16 download)

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Book Synopsis What is Known about the Impact of Financial Aid? by : Bridget Terry Long

Download or read book What is Known about the Impact of Financial Aid? written by Bridget Terry Long and published by . This book was released on 2008 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: Years of research support the notion that financial aid can influence students' postsecondary decisions, but questions remain about the best ways to design and implement such programs and policies. This paper serves as a discussion of the research literature on the effectiveness of financial aid with special attention to its implications for policy. As such, the goal of this paper is to address issues central to today's debates about how to improve college access and affordability while encouraging researchers to continue to advance the line of inquiry. Following an introduction, Section 2 of this paper gives a summary of the costs of higher education as well as an overview of current financial aid policy and the degree to which students' financial needs are currently being met. Section 3 discusses what families know about financial aid and the role of information in the federal application process for aid. Sections 4 and 5 review the long literature on the effects of financial aid on student behavior by examining the role of grants, loans, and other forms of financial aid. Section 6 focuses on the behavior of colleges and universities in reaction to financial aid policy. It addresses concerns about the Bennett Hypothesis, the notion that colleges raise their prices when aid becomes more generous. Finally, Section 7 concludes by summarizing the main points. It also discusses the growing debate about the degree to which financial aid can address the barriers to college access and success. The paper concludes by outlining several major issues that need additional research and by discussing how the research could be made more policy relevant. [This working paper was produced by the National Center for Postsecondary Research.].

Financial Counseling

Author : Dorothy B. Durband
Publisher : Springer
ISBN 13 : 3319725866
Total Pages : 235 pages
Book Rating : 4.3/5 (197 download)

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Book Synopsis Financial Counseling by : Dorothy B. Durband

Download or read book Financial Counseling written by Dorothy B. Durband and published by Springer. This book was released on 2018-10-16 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision—providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability." -Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®) This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making. This essential work: · Offers an introduction to financial counseling as a practice and profession · Discusses the challenges of working in financial counseling · Explores the elements of the client/counselor relationship · Compares delivery systems and practice models · Features effective tools and resources used in financial counseling · Encourages counselor ethics, preparedness, and self-awareness A standout in professional development references, Financial Counseling equips students and new professionals to better understand this demanding field, and offers seasoned veterans a robust refresher course in current best practices.

College Choice in America

Author : Charles F. Manski
Publisher : Harvard University Press
ISBN 13 : 9780674141254
Total Pages : 246 pages
Book Rating : 4.1/5 (412 download)

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Book Synopsis College Choice in America by : Charles F. Manski

Download or read book College Choice in America written by Charles F. Manski and published by Harvard University Press. This book was released on 1983 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most crucial choice a high school graduate makes is whether to attend college or to go to work. Here is the most sophisticated study of the complexities behind that decision. Based on a unique data set of nearly 23,000 seniors from more than 1,300 high schools who were tracked over several years, the book treats the following questions in detail: Who goes to college? Does low family income prevent some young people from enrolling, or does scholarship aid offset financial need? How important are scholastic aptitude scores, high school class rank, race, and socioeconomic background in determining college applications and admissions? Do test scores predict success in higher education? Using the data from the National Longitudinal Study of the Class of 1972, the authors present a set of interrelated analyses of student and institutional behavior, each focused on a particular aspect of the process of choosing and being chosen by a college. Among their interesting findings: most high school graduates would be admitted to some four-year college of average quality, were they to apply; applicants do not necessarily prefer the highest-quality school; high school class rank and SAT scores are equally important in college admissions; federal scholarship aid has had only a small effect on enrollments at four-year colleges but a much stronger effect on attendance at two-year colleges; the attention paid to SAT scores in admissions is commensurate with the power of the scores in predicting persistence to a degree. This clearly written book is an important source of information on a perpetually interesting topic.

The Impact of Student Financial Aid on Institutions

Author : Joe B. Henry
Publisher :
ISBN 13 :
Total Pages : 130 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis The Impact of Student Financial Aid on Institutions by : Joe B. Henry

Download or read book The Impact of Student Financial Aid on Institutions written by Joe B. Henry and published by . This book was released on 1980 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Keeping College Affordable

Author : Michael S. McPherson
Publisher : Brookings Institution Press
ISBN 13 :
Total Pages : 286 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Keeping College Affordable by : Michael S. McPherson

Download or read book Keeping College Affordable written by Michael S. McPherson and published by Brookings Institution Press. This book was released on 1991 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book assesses the role of government subsidies for higher education -- especially but not exclusively federal student aid -- in keeping college affordable for Americans of all economic and social backgrounds. The authors examine the effects of student aid policies of the last twenty years.

Higher Education Opportunity Act

Author : United States
Publisher :
ISBN 13 :
Total Pages : 432 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis Higher Education Opportunity Act by : United States

Download or read book Higher Education Opportunity Act written by United States and published by . This book was released on 2008 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Purposes and Effects of Student Financial Aid

Author :
Publisher :
ISBN 13 :
Total Pages : 28 pages
Book Rating : 4.:/5 ( download)

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Book Synopsis Purposes and Effects of Student Financial Aid by :

Download or read book Purposes and Effects of Student Financial Aid written by and published by . This book was released on 1986 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Expanding Underrepresented Minority Participation

Author : Institute of Medicine
Publisher : National Academies Press
ISBN 13 : 0309159687
Total Pages : 229 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Expanding Underrepresented Minority Participation by : Institute of Medicine

Download or read book Expanding Underrepresented Minority Participation written by Institute of Medicine and published by National Academies Press. This book was released on 2011-07-29 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: In order for the United States to maintain the global leadership and competitiveness in science and technology that are critical to achieving national goals, we must invest in research, encourage innovation, and grow a strong and talented science and technology workforce. Expanding Underrepresented Minority Participation explores the role of diversity in the science, technology, engineering and mathematics (STEM) workforce and its value in keeping America innovative and competitive. According to the book, the U.S. labor market is projected to grow faster in science and engineering than in any other sector in the coming years, making minority participation in STEM education at all levels a national priority. Expanding Underrepresented Minority Participation analyzes the rate of change and the challenges the nation currently faces in developing a strong and diverse workforce. Although minorities are the fastest growing segment of the population, they are underrepresented in the fields of science and engineering. Historically, there has been a strong connection between increasing educational attainment in the United States and the growth in and global leadership of the economy. Expanding Underrepresented Minority Participation suggests that the federal government, industry, and post-secondary institutions work collaboratively with K-12 schools and school systems to increase minority access to and demand for post-secondary STEM education and technical training. The book also identifies best practices and offers a comprehensive road map for increasing involvement of underrepresented minorities and improving the quality of their education. It offers recommendations that focus on academic and social support, institutional roles, teacher preparation, affordability and program development.

Studying the Impact of Student Aid on Institutions

Author : Robert H. Fenske
Publisher :
ISBN 13 :
Total Pages : 108 pages
Book Rating : 4.:/5 (49 download)

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Book Synopsis Studying the Impact of Student Aid on Institutions by : Robert H. Fenske

Download or read book Studying the Impact of Student Aid on Institutions written by Robert H. Fenske and published by . This book was released on 1989 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:

How the Financial Crisis and Great Recession Affected Higher Education

Author : Jeffrey R. Brown
Publisher : University of Chicago Press
ISBN 13 : 022620183X
Total Pages : 343 pages
Book Rating : 4.2/5 (262 download)

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Book Synopsis How the Financial Crisis and Great Recession Affected Higher Education by : Jeffrey R. Brown

Download or read book How the Financial Crisis and Great Recession Affected Higher Education written by Jeffrey R. Brown and published by University of Chicago Press. This book was released on 2015-01-08 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: The recent financial crisis had a profound effect on both public and private universities. Universities responded to these stresses in different ways. This volume presents new evidence on the nature of these responses and how the incentives and constraints facing different institutions affected their behavior.

Oversight on Impact of Federal Student Aid Reductions

Author : United States. Congress. Senate. Committee on Labor and Human Resources. Subcommittee on Education, Arts, and Humanities
Publisher :
ISBN 13 :
Total Pages : 192 pages
Book Rating : 4.:/5 (327 download)

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Book Synopsis Oversight on Impact of Federal Student Aid Reductions by : United States. Congress. Senate. Committee on Labor and Human Resources. Subcommittee on Education, Arts, and Humanities

Download or read book Oversight on Impact of Federal Student Aid Reductions written by United States. Congress. Senate. Committee on Labor and Human Resources. Subcommittee on Education, Arts, and Humanities and published by . This book was released on 1982 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Impact of Student Financial Aid on Undergraduate Degree Completion

Author : Laura Melissa Reynolds
Publisher :
ISBN 13 :
Total Pages : 324 pages
Book Rating : 4.:/5 (589 download)

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Book Synopsis The Impact of Student Financial Aid on Undergraduate Degree Completion by : Laura Melissa Reynolds

Download or read book The Impact of Student Financial Aid on Undergraduate Degree Completion written by Laura Melissa Reynolds and published by . This book was released on 2004 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt: The affordability of higher education is an increasing challenge for individuals and families in America. A student's chance of going to college and actually receiving their degree continues to be closely associated with their economic situation, as well as that of their family. The purpose of this research is to study the relationship between student financial aid and undergraduate degree completion to evaluate the impact of different sources of student financial aid on persistence and degree completion. Data used in this research is from the Linked Longitudinal Administrative Data Set (LLADS), which includes data from three different sources: the Enhanced Missouri Student Achievement Study (EMSAS), the ACT Student Assessment data file, and student financial aid data provided by the Missouri Student Assistance Resource Services (MOSTARS). The sample is made up of first-time, first-semester freshmen students from six Missouri institutions of higher education. A longitudinal study was conducted using the sample of three freshman cohorts. The cohorts were followed for five academic years. Persistence for the respective year of analysis was used as a dependent variable and separate logistic analysis were run for each year. To analyze student degree completion, two dependent variables were created and two different logistic regression analyses were run. Independent variables for the study have been grouped into five constructs: (1) Demographic Characteristics; (2) Major/Academic Performance; (3) Family Income; (4) Institution Type; and last (5) Financial Aid. Results suggest that federal government intervention in the financing of higher education through policy is important. Without the federal government's intervention, it is possible that only high-income groups will be able to afford a college education. The affordability gap is evident from the findings of this study with the lower family income categories analyzed demonstrating an increasingly negative relationship with persistence when compared with the highest family income category of greater than $100,000, as income categories decrease. From the results of this study, frontloading grants may be a good idea. The low-income students who are receiving need-based aid in the beginning years of enrollment are not as likely to persist as those receiving the aid in the later years of college. Perhaps increasing the funding in early years, or frontloading would increase the likelihood of these students persisting to their third and fourth years of college, because most students who drop out of college tend to do so within the first two years, often due to fear of high debt accumulation. In this study subsidized loans were found to have a significant positive effect on year-to-year persistence and unsubsidized loans were found to have a positive effect on persisting to the fifth year of school. For many qualified high school graduates, the thought of relying on loans may discourage enrollment in a postsecondary institution, especially among the students from low-income families. If students view the debt involved with funding a college education as a better investment choice their decisions to enroll and persist are likely to increase.

Paying the Price

Author : Sara Goldrick-Rab
Publisher : University of Chicago Press
ISBN 13 : 022640448X
Total Pages : 382 pages
Book Rating : 4.2/5 (264 download)

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Book Synopsis Paying the Price by : Sara Goldrick-Rab

Download or read book Paying the Price written by Sara Goldrick-Rab and published by University of Chicago Press. This book was released on 2016-09-01 with total page 382 pages. Available in PDF, EPUB and Kindle. Book excerpt: A “bracing and well-argued” study of America’s college debt crisis—“necessary reading for anyone concerned about the fate of American higher education” (Kirkus). College is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it. In Paying the Price, education scholar Sara Goldrick-Rab reveals the devastating effect of these shortfalls. Goldrick-Rab examines a study of 3,000 students who used the support of federal aid and Pell Grants to enroll in public colleges and universities in Wisconsin in 2008. Half the students in the study left college without a degree, while less than 20 percent finished within five years. The cause of their problems, time and again, was lack of money. Unable to afford tuition, books, and living expenses, they worked too many hours at outside jobs, dropped classes, took time off to save money, and even went without adequate food or housing. In many heartbreaking cases, they simply left school—not with a degree, but with crippling debt. Goldrick-Rab combines that data with devastating stories of six individual students, whose struggles make clear the human and financial costs of our convoluted financial aid policies. In the final section of the book, Goldrick-Rab offers a range of possible solutions, from technical improvements to the financial aid application process, to a bold, public sector–focused “first degree free” program. "Honestly one of the most exciting books I've read, because [Goldrick-Rab has] solutions. It's a manual that I'd recommend to anyone out there, if you're a parent, if you're a teacher, if you're a student."—Trevor Noah, The Daily Show

The Student Aid Game

Author : Michael McPherson
Publisher : Princeton University Press
ISBN 13 : 0691230919
Total Pages : 176 pages
Book Rating : 4.6/5 (912 download)

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Book Synopsis The Student Aid Game by : Michael McPherson

Download or read book The Student Aid Game written by Michael McPherson and published by Princeton University Press. This book was released on 2021-05-11 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: Student aid in higher education has recently become a hot-button issue. Parents trying to pay for their children's education, college administrators competing for students, and even President Bill Clinton, whose recently proposed tax breaks for college would change sharply the federal government's financial commitment to higher education, have staked a claim in its resolution. In The Student Aid Game, Michael McPherson and Morton Owen Schapiro explain how both colleges and governments are struggling to cope with a rapidly changing marketplace, and show how sound policies can help preserve the strengths and remedy some emerging weaknesses of American higher education. McPherson and Schapiro offer a detailed look at how undergraduate education is financed in the United States, highlighting differences across sectors and for students of differing family backgrounds. They review the implications of recent financing trends for access to and choice of undergraduate college and gauge the implications of these national trends for the future of college opportunity. The authors examine how student aid fits into college budgets, how aid and pricing decisions are shaped by government higher education policies, and how competition has radically reshaped the way colleges think about the strategic role of student aid. Of particular interest is the issue of merit aid. McPherson and Schapiro consider the attractions and pitfalls of merit aid from the viewpoint of students, institutions, and society. The Student Aid Game concludes with an examination of policy options for both government and individual institutions. McPherson and Schapiro argue that the federal government needs to keep its attention focused on providing access to college for needy students, while colleges themselves need to constrain their search for strategic advantage by sticking to aid and admission policies they are willing to articulate and defend publicly.

Early & Often

Author :
Publisher :
ISBN 13 : 9781501005091
Total Pages : pages
Book Rating : 4.0/5 (5 download)

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Book Synopsis Early & Often by :

Download or read book Early & Often written by and published by . This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Federal Student Aid Information Center

Author :
Publisher :
ISBN 13 :
Total Pages : 6 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis The Federal Student Aid Information Center by :

Download or read book The Federal Student Aid Information Center written by and published by . This book was released on 1997 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt:

A Quasi-experimental Estimate of the Impact of Financial Aid on College-going

Author : Thomas J. Kane
Publisher :
ISBN 13 :
Total Pages : 84 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis A Quasi-experimental Estimate of the Impact of Financial Aid on College-going by : Thomas J. Kane

Download or read book A Quasi-experimental Estimate of the Impact of Financial Aid on College-going written by Thomas J. Kane and published by . This book was released on 2003 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: Although state and federal governments heavily subsidize the price of college, estimates of the impact of these subsidies on college enrollment have not been well-identified. I use a regression discontinuity design to study the impact of the CalGrant program in California on college going. Eligibility requires students to meet minimum thresholds on three characteristics: income, assets and high school Grade Point Average. Because there are several dimensions of eligibility, the analysis allows for specification tests, estimating any discontinuities along a given dimension of eligibility, dependent upon whether one satisfied the other two dimensions of eligibility. The paper uses a novel data collection strategy to measure subsequent college enrollment for 150,000 financial aid applicants in 1998 and 1999. The results suggest large impacts (3 to 4 percentage points) of grant eligibility on college enrollment among financial aid applicants, with larger impacts on the choice of private four-year colleges in California.