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What Do We Know About Enrollment In Consumer Driven Health Plans
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Book Synopsis What Do We Know About Enrollment in Consumer-Driven Health Plans? by : Paul Fronstin
Download or read book What Do We Know About Enrollment in Consumer-Driven Health Plans? written by Paul Fronstin and published by . This book was released on 2009 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper summarizes the literature on CDHP offer rates and enrollment. Since consumer-driven health plans (CDHPs) were first offered in 2001, estimates of how many workers would be enrolled in these plans have varied widely. The U.S. Treasury Department has predicted that 25-30 million people would be covered by a health savings account (HSA)-eligible plan and would have an account by 2010. The percentage of employers offering CDHPs has gone from virtually none in 2000 to 12 percent in 2009. When examining the entire employment-based market, what had been steady growth in offer rates appears to have slowed. Between 2008 and 2009, the percentage of small firms (3-199 workers) that offered a CDHP declined from 13 percent to 11 percent (although the change was not statistically significant). However, larger firms continued to add a CDHP as an option. The percentage of employers with 500-999 workers reporting that they were likely to offer a CDHP in 2009 was 20 percent, or 6 percentage points higher than the actual offer rate in 2008. The percentage of firms with 1,000 or more workers that offered a CDHP increased from 22 percent in 2008 to 28 percent in 2009. The overall trend rate did not change because employers with 1,000 or more employees account for about 15 percent of all employers. Based on the various sources of data on enrollment in health reimbursement arrangements (HRAs) and HSA-eligible plans, it appears that 15-19 million people were enrolled in these plans in 2009, representing 9-11 percent of the privately insured market. The PDF for the above title, published in the December 2009 issue of EBRI Notes, also contains the fulltext of another December 2009 EBRI Notes article abstracted on SSRN: “Investment Behavior of Target-Date Fund Users Having Other Funds in 401(k) Plan Accounts.”
Author :United States Government Accountability Office Publisher :Createspace Independent Publishing Platform ISBN 13 :9781976431760 Total Pages :38 pages Book Rating :4.4/5 (317 download)
Book Synopsis Consumer-Directed Health Plans by : United States Government Accountability Office
Download or read book Consumer-Directed Health Plans written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2017-10-04 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insurance carriers, employers, and individuals are showing increasing interest in consumer-directed health plans (CDHP). CDHPs typically combine a high-deductible health plan with a health reimbursement arrangement (HRA) or health savings account (HSA). HRAs and HSAs are tax-advantaged accounts used to pay enrollees' health care expenses, and unused balances may accrue for future use, potentially giving enrollees an incentive to purchase health care more prudently. The plans also provide decision-support tools to help enrollees become more actively involved in making health care purchasing decisions. Because CDHPs are relatively new, there is interest in the extent of enrollment and in other aspects of the plans. GAO was asked to review the prevalence of CDHPs, how the associated accounts are funded and used, and the factors that may contribute to the growth or limit the appeal of these plans. GAO examined survey data on CDHP enrollment and interviewed or obtained data from employers, insurance carriers, individuals, financial institutions, and other
Book Synopsis Consumer-directed Health Plans by : Philip Ellis
Download or read book Consumer-directed Health Plans written by Philip Ellis and published by . This book was released on 2006 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Performance and Potential of Consumer-driven Health Care by : United States. Congress. Joint Economic Committee
Download or read book The Performance and Potential of Consumer-driven Health Care written by United States. Congress. Joint Economic Committee and published by . This book was released on 2004 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Consumer Directed Health Care by : Kim Slocum
Download or read book Consumer Directed Health Care written by Kim Slocum and published by CRC Press. This book was released on 2008-07-07 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: With three decades of experience in a variety of healthcare, pharmaceutical, and biotechnology firms, respected healthcare consultant, Kim Slocum applies a uniquely broad viewpoint to the U.S. healthcare crisis. He discusses how the system has evolved and debunks various myths that continue to persist. Exploring potential solutions, he balances many diverse and conflicting factors, including the movement to make healthcare more patient-centered and the growing trend to transfer significant portions of financial risk to patients via high-deductibles. Slocum closes the book by discussing what a successful consumer-directed system might look like and what steps would be required to make it happen.
Book Synopsis From Coverage to Care Enrollment Toolkit by : Centers for Medicare & Medicaid Services (U.S.)
Download or read book From Coverage to Care Enrollment Toolkit written by Centers for Medicare & Medicaid Services (U.S.) and published by . This book was released on 2015 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This toolkit is for community partners, assisters, and other people who help consumers enroll in coverage or change their plan.'
Book Synopsis Effect of Consumer Directed Health Plan Enrollment on Healthcare Expenditure and Service Utilization by : Ruchira Mahashabde
Download or read book Effect of Consumer Directed Health Plan Enrollment on Healthcare Expenditure and Service Utilization written by Ruchira Mahashabde and published by . This book was released on 2018 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt: Objective: To investigate the effects of High Deductible Health Plans paired with a Health Savings Account on the healthcare expenditure and health services utilization. Methods: Data from the 2014 and 2015 Medical Expenditure Panel Survey was analyzed. Subjects enrolled in a Consumer Directed Health Plan (CDHP) were compared with subjects enrolled in non-CDHP after matching. A Chi-square analysis was conducted to assess frequency distribution of subjects in the treatment group as compared to the control. The control group was weighted using propensity score weights to match treatment group. The difference in the healthcare expenditures between the two groups was estimated using a Wilcoxon sign rank test and independent sample t-test. The effect of CDHP enrollment on health services utilization was estimated using a regression model. Results: The total sample population was 2132. The CDHP group was found to have a higher proportion of White, Non-Hispanics with high level of education and high family income as compared to the control group. A significant difference was found between the out-of-pocket costs (OOP) (p=0.0004) and the overall healthcare expenditure (p=0.0119) with the CDHP group having higher costs. There was no significant association between low or high use of health services. Conclusion: The findings suggest that CDHPs might not be fulfilling their required goal of reducing healthcare expenditure as well use of unnecessary care.
Book Synopsis The Impact of Length of Time Enrolled in a Health Plan on Consumer Engagement and Health Plan Satisfaction by : Paul Fronstin
Download or read book The Impact of Length of Time Enrolled in a Health Plan on Consumer Engagement and Health Plan Satisfaction written by Paul Fronstin and published by . This book was released on 2018 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The EBRI/Greenwald & Consumer Engagement in Health Care Survey (CEHCS) is an online survey that examines issues surrounding consumer-driven health care, including the cost of insurance, the cost of care, satisfaction with health care, satisfaction with health care plans, reasons for choosing a plan, and sources of health information. The survey was conducted Aug. 10 to Sept. 1, 2017. Over 3,560 adults ages 21-64 who had health insurance through an employer, purchased directly from a carrier, or purchased through a government exchange participated in the survey. This Issue Brief focuses on whether and how attitudes and behaviors change with the amount of time an individual has been enrolled in their health plan. Overall satisfaction does not increase when participants are in health plans for long periods of time (e.g., 10 years), regardless of whether the plan is a traditional health plan, consumer-driven health plan (CDHP), or high deductible health plan (HDHP). Likewise, consumer engagement does not increase with time enrolled in a health plan. However, there is some evidence that health savings account (HSA)-eligible health plan enrollees are more engaged in some aspects of their HSA the longer they have been enrolled in their HSA-eligible health plan.
Author :United States Government Accountability Office Publisher :Createspace Independent Publishing Platform ISBN 13 :9781984302670 Total Pages :38 pages Book Rating :4.3/5 (26 download)
Book Synopsis Gao-06-514 - Consumer-directed Health Plans by : United States Government Accountability Office
Download or read book Gao-06-514 - Consumer-directed Health Plans written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-01-28 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: GAO-06-514 Consumer-Directed Health Plans: Small but Growing Enrollment Fueled by Rising Cost of Health Care Coverage
Book Synopsis Consumer-Directed Health Plans Small But Growing Enrollment Fueled by Rising Cost of Health Care Coverage by :
Download or read book Consumer-Directed Health Plans Small But Growing Enrollment Fueled by Rising Cost of Health Care Coverage written by and published by . This book was released on 2006 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Consumer-directed Health Plans by : United States. Government Accountability Office
Download or read book Consumer-directed Health Plans written by United States. Government Accountability Office and published by . This book was released on 2006 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Demand for High-Deductible and 'Consumer-Directed' Health Plans by : Melinda Beeuwkes Buntin
Download or read book Demand for High-Deductible and 'Consumer-Directed' Health Plans written by Melinda Beeuwkes Buntin and published by . This book was released on 2007 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Enrollment in "consumer-directed" health insurance plans - plans with high deductibles that are frequently coupled with personal savings accounts - has soared over the past four years and now exceeds 5 million. Approximately a third of firms offering health insurance benefits now offer a high-deductible plan and another third say they are interested in doing so. At the same time, prior studies have found that consumers prefer low-deductible plans, say they are willing to pay a premium for them, and are less satisfied when enrolled in high-deductible plans. This paper explores the determinants of enrollment in consumer-directed plans using data from a survey of 40 employers offering high-deductible plans. The sample of employers was stratified by the level of the deductible, the type of account offered (if any), and level of employer contributions to the account. The survey asks the employers for detailed information about their plan offerings, plan benefit designs, and enrollment levels; this includes information about both their consumer-directed option and any traditional HMOs or PPOs they may offer. It also asks about their consumer-directed plan implementation strategy and about resources available to help employees choose the best plan for them. We explored the factors associated with higher levels of enrollment when consumer-directed plans are offered alongside other options. These included three types of variables motivated by economic theory: 1) financial variables including plan benefit design elements such as deductible levels and employer contributions towards accounts; 2) behavioral variables such as requiring employees to make a proactive choice of plan each year; 3) information provision through employee communications. We find that factors within all three types of variables are important predictors of enrollment levels. We interpret our results about enrollment elasticities cautiously given our sample size, but do discuss the relative magnitudes of these effects and their implications.
Book Synopsis Guide to Federal Employees Health Benefits Plans for Individuals Receiving Compensation from the Office of Workers' Compensation Programs (OWCP). by :
Download or read book Guide to Federal Employees Health Benefits Plans for Individuals Receiving Compensation from the Office of Workers' Compensation Programs (OWCP). written by and published by . This book was released on 2005 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Guide to Federal Employees Health Benefits Plans for Certain Temporary Employees by :
Download or read book Guide to Federal Employees Health Benefits Plans for Certain Temporary Employees written by and published by . This book was released on 2004 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Guide to Federal Benefits for Federal Retirees and Their Survivors by :
Download or read book Guide to Federal Benefits for Federal Retirees and Their Survivors written by and published by . This book was released on 2010 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Ways and Means. Subcommittee on Health Publisher : ISBN 13 : Total Pages :114 pages Book Rating :4.3/5 (91 download)
Book Synopsis Health Savings Accounts (HSAs) and Consumer Driven Health Care by : United States. Congress. House. Committee on Ways and Means. Subcommittee on Health
Download or read book Health Savings Accounts (HSAs) and Consumer Driven Health Care written by United States. Congress. House. Committee on Ways and Means. Subcommittee on Health and published by . This book was released on 2009 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Index Medicus written by and published by . This book was released on 2004 with total page 2036 pages. Available in PDF, EPUB and Kindle. Book excerpt: Vols. for 1963- include as pt. 2 of the Jan. issue: Medical subject headings.
