Weaknesses of Housing Affordability Indices Used by Practitioners

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Publisher :
ISBN 13 :
Total Pages : 10 pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis Weaknesses of Housing Affordability Indices Used by Practitioners by : Melanie Jewkes

Download or read book Weaknesses of Housing Affordability Indices Used by Practitioners written by Melanie Jewkes and published by . This book was released on 2015 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: The subprime mortgage and foreclosure meltdown of 2007-2008 emphasized the need for a re-conceptualization of measures of an individual household's ability to afford housing. A clear link needs to be established between what a household can afford and the loan amount for which a household qualifies. This paper provides a conceptual review of three commonly used housing affordability indices in the United States: (a) the Department of Housing and Urban Development (HUD) Affordability Index for homeowners and renters; (b) the National Low Income Housing Coalition Affordability Index for renters, also known as Housing Wage; and (c) the National Association of Realtors Affordability Index for homeowners. The review of measures showed a lack of ability to easily adapt housing affordability measures to individual households. Discussions on issues related to housing affordability measures are presented, including market affordability verses individual affordability, the residual income approach, and housing affordability and transportation costs. The authors recommend that housing practitioners utilize an adapted residual income approach that considers household size, geographic location, transportation, and non-housing related expenses, rather than standard affordability measures or qualifying guidelines. The authors also recommend that researchers and policy makers review qualifying ratios and make appropriate changes to better determine an individual household's ability to afford housing.

Measures for Community and Neighborhood Research

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Publisher : SAGE Publications
ISBN 13 : 1544333102
Total Pages : 720 pages
Book Rating : 4.5/5 (443 download)

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Book Synopsis Measures for Community and Neighborhood Research by : Mary L. Ohmer

Download or read book Measures for Community and Neighborhood Research written by Mary L. Ohmer and published by SAGE Publications. This book was released on 2018-07-19 with total page 720 pages. Available in PDF, EPUB and Kindle. Book excerpt: Measures for Community and Neighborhood Research, by Mary L. Ohmer, Claudia Coulton, Darcy A. Freedman, Joanne L. Sobeck, and Jaime Booth, is the first book of its kind to compile measures focused on communities and neighborhoods in one accessible resource. Organized into two main sections, the first provides the rationale, structure and purpose, and analysis of methodological issues, along with a conceptual and theoretical framework; the second section contains 10 chapters that synthesize, analyze, and describe measures for community and neighborhood research, with tables that summarize highlighted measures. The book will get readers thinking about which aspects of the neighborhood may be most important to measure in different research designs and also help researchers, practitioners, funders, and others more closely examine the impact of their work in communities and neighborhoods.

Housing in America

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Publisher : Taylor & Francis
ISBN 13 : 1000822710
Total Pages : 284 pages
Book Rating : 4.0/5 (8 download)

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Book Synopsis Housing in America by : Marijoan Bull

Download or read book Housing in America written by Marijoan Bull and published by Taylor & Francis. This book was released on 2022-12-30 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: Housing is a fundamental need and universal part of human living that shapes our lives in profound ways that go far beyond basic sheltering. Where we live can determine our self-image, social status, health and safety, quality of public services, access to jobs, and transportation options. But the reality for many in America is that housing choices are constrained: costs are unaffordable, discriminatory practices remain, and physical features do not align with needs. We have made a national commitment to decent housing for all, yet this promise remains unrealized. Housing in America provides a broad overview of the field of housing. The evolution of housing norms and policy is explored in a historical context while underscoring the human and cultural dimensions of housing program choices. Specific topics covered include: why housing matters; housing and culture; housing frameworks and political ideologies; housing and opportunities; housing and the economy; housing discrimination; housing affordability; rental housing; and housing and climate change. Readers will gain an understanding of the basic debates within the field of housing, consider the motivations and performance of various interventions, and critically examine persistent patterns of racial and class inequality. With short case studies, primary source materials, reflective exercises, strong visuals, and interviews with practitioners, this introductory text explores improving housing choices in America.

Promoting Rental Housing Affordability in European Cities

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Publisher : Springer Nature
ISBN 13 : 303143692X
Total Pages : 150 pages
Book Rating : 4.0/5 (314 download)

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Book Synopsis Promoting Rental Housing Affordability in European Cities by : Marco Peverini

Download or read book Promoting Rental Housing Affordability in European Cities written by Marco Peverini and published by Springer Nature. This book was released on 2023-12-20 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book investigates policies for the promotion of housing affordability in the rental sector of attractive cities in Europe. Affordability links the housing situation to the economic situation of households, referring to conditions of access to housing and to the role of housing in determining poverty or wealth. The book examines the current affordability crisis and frames it in the ongoing process of urban restructuring and devolution of welfare. From the perspective of the Foundational Economy, the book calls for a proactive and effective role of public administrations in making the rental sector an affordable and stable alternative to housing financialization and commodification. By intertwining theory construction and real-world data collected through case studies in Milan and Vienna, the book provides an original framework for the analysis of public policies that promote rental affordability in a multi-level setting. Through the analysis, it highlights critical nodes of the different (housing, urban, and social) policy domains at stake in the promotion of rental affordability in attractive cities. The book proposes a shift from the currently dominant supply-side argument to an integrated, intersectoral and multi-scalar policy system for making cities more affordable.

Greening Affordable Housing

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Publisher : CRC Press
ISBN 13 : 1351595423
Total Pages : 348 pages
Book Rating : 4.3/5 (515 download)

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Book Synopsis Greening Affordable Housing by : Abdullateef Olanrewaju

Download or read book Greening Affordable Housing written by Abdullateef Olanrewaju and published by CRC Press. This book was released on 2019-01-30 with total page 348 pages. Available in PDF, EPUB and Kindle. Book excerpt: Books on green building theories, principles and strategies applicable to life cycles of all kinds of buildings and building types are already widely available. However, those specifically on greening affordable housing that guide various housing stakeholders at different life cycles are still very limited. This book intends to fill this gap. Integrating green building enables stakeholders to address the environmental component that has not traditionally been seen as an integral part of affordable housing development. The book presents theories and principles with practical methods, strategies and processes not only to make affordable housing green but also to support economic stability and social equity.

Proceedings of the 25th International Symposium on Advancement of Construction Management and Real Estate

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Publisher : Springer Nature
ISBN 13 : 9811635870
Total Pages : 1524 pages
Book Rating : 4.8/5 (116 download)

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Book Synopsis Proceedings of the 25th International Symposium on Advancement of Construction Management and Real Estate by : Xinhai Lu

Download or read book Proceedings of the 25th International Symposium on Advancement of Construction Management and Real Estate written by Xinhai Lu and published by Springer Nature. This book was released on 2021-10-11 with total page 1524 pages. Available in PDF, EPUB and Kindle. Book excerpt: This proceedings book focuses on innovation, cooperation, and sustainable development in the fields of construction management and real estate. The book provides a detailed analysis and description of the disciplinary frontiers in the field of building management and real estate and how they can be promoted in the context of the epidemic. A wide variety of papers provide a reference value for both scholars and practitioners. The proceedings book is the documentation of “the 25th International Symposium on Advancement of Construction Management and Real Estate” (CRIOCM 2020), which was held at the School of Public Administration, Central China Normal University, Wuhan, China, in 2020.

Values, Cities and Migrations

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Publisher : Springer Nature
ISBN 13 : 3031169263
Total Pages : 258 pages
Book Rating : 4.0/5 (311 download)

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Book Synopsis Values, Cities and Migrations by : Grazia Napoli

Download or read book Values, Cities and Migrations written by Grazia Napoli and published by Springer Nature. This book was released on 2022-11-01 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book collects the best papers presented at a recent conference organized by SIEV (Italian Society of Appraisal and Valuation) to promote the interaction between Appraisal and Valuation and other social sciences to study the effects of migration on value and social, spatial and economic systems in a multicultural city. The book consists of seventeen papers in two parts. The first part, "Values and Relational Systems in Multicultural Societies", features how social sciences--including appraisal and valuation, urban planning, philosophy, psychology, and geography--take different approaches to studying values and relationships, converging to form a unified mosaic of complementary and interconnected knowledge. The second part, "Permeability and Permanence of Values in a Contemporary Multicultural City", highlights the most crucial topics on which appraisals and models focus to interpret and represent the influence of migration on the real estate market in different urban and territorial contexts, from historical centers, small towns, to tourist cities, also taking into account sustainability, maintenance and regeneration of cities.

Urban Transport Governance and Inclusive Development in Korea

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Publisher : OECD Publishing
ISBN 13 : 9264272631
Total Pages : 133 pages
Book Rating : 4.2/5 (642 download)

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Book Synopsis Urban Transport Governance and Inclusive Development in Korea by : OECD

Download or read book Urban Transport Governance and Inclusive Development in Korea written by OECD and published by OECD Publishing. This book was released on 2017-03-28 with total page 133 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report analyses the relationship between urban transport and inclusive development in Korea.

Housing in Turkey

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Publisher : Routledge
ISBN 13 : 1000563391
Total Pages : 294 pages
Book Rating : 4.0/5 (5 download)

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Book Synopsis Housing in Turkey by : Ö. Burcu Özdemir Sari

Download or read book Housing in Turkey written by Ö. Burcu Özdemir Sari and published by Routledge. This book was released on 2022-03-17 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book presents the major features of the path that Turkish housing system has followed since 2000. Its primary focus is to build an understanding of housing in Turkey from the policy, planning, and implementation perspectives in the 21st century, interwoven with the effects of neoliberalism. It investigates the social, spatial, and economic outcomes of the shift in philosophy and behaviour by the government regarding housing. The book discusses failures in housing outcomes as government failures, incorrect or inefficient regulations, lack of regulations, and lack of monitoring of the policy outcomes. Chapters on the housing-economy relationship, financialization and indebtedness, housing market experiences based on case studies, and the housing policy provide the reader with an opportunity to observe different outcomes in a world where housing challenges and issues are similar. This book will be of interest to urban planners, political scientists, and sociologists, as well as undergraduate/graduate students and housing sector experts all over the world who are interested in the various dimensions of the housing problem.

Handbook of Consumer Finance Research

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Publisher : Springer
ISBN 13 : 3319288873
Total Pages : 379 pages
Book Rating : 4.3/5 (192 download)

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Book Synopsis Handbook of Consumer Finance Research by : Jing Jian Xiao

Download or read book Handbook of Consumer Finance Research written by Jing Jian Xiao and published by Springer. This book was released on 2016-05-30 with total page 379 pages. Available in PDF, EPUB and Kindle. Book excerpt: This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields.

Human Transit, Revised Edition

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Publisher : Island Press
ISBN 13 : 1642833061
Total Pages : 290 pages
Book Rating : 4.6/5 (428 download)

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Book Synopsis Human Transit, Revised Edition by : Jarrett Walker

Download or read book Human Transit, Revised Edition written by Jarrett Walker and published by Island Press. This book was released on 2024-02-06 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Transportation expert Jarrett Walker believes that transit can be simple, if we focus on the underlying geometry that all transit systems share. In Human Transit, Revised Edition, he provides the basic tools and critical questions needed to make smarter decisions about designing and implementing services, refreshed with updated information and examples. The first edition of Human Transit, published in 2011, has become a classic for professionals, advocates, and interested citizens. No other book explains the basic principles of public transit in such lively and accessible prose, all based on a respect for your right to form your own opinion. Walker’s goal is not to make you share his values, but to give you the tools to clarify and advocate for yours. Walker has updated and expanded the book to deepen its explanations. His ongoing work as a network planning consultant has provided a wealth of new examples, images, and tools. New topics include the problem with specialization; the role of flexible or “demand response” services; how to know when to redesign your network; and responding to tech-industry claims that transit will soon be obsolete. Finally, he has also added a major new section exploring the idea of access to opportunity as a core measure of transit’s success. Whether you are a professional or a concerned citizen, the revised edition of this accessible guide can help you to achieve successful public transit that will enrich any community.

Housing Affordability Indices

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Publisher :
ISBN 13 :
Total Pages : 90 pages
Book Rating : 4.:/5 (568 download)

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Book Synopsis Housing Affordability Indices by : Julie Howe Gwinn

Download or read book Housing Affordability Indices written by Julie Howe Gwinn and published by . This book was released on 2004 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Economic Indicators for Professionals

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Publisher : Routledge
ISBN 13 : 1351363891
Total Pages : 230 pages
Book Rating : 4.3/5 (513 download)

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Book Synopsis Economic Indicators for Professionals by : Charles Steindel

Download or read book Economic Indicators for Professionals written by Charles Steindel and published by Routledge. This book was released on 2018-08-15 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: We are bombarded with economic numbers: unemployment, retail sales, inflation, GDP—the list goes on and on. Some analyst or another is constantly telling us about an obscure statistic that is the key to our future, or is apparently the indicator that the "Fed" will be using to key off its decisions. With economic numbers playing such a central role in the national and world dialogue on policy and markets, and spilling over into the political arena, a broad review of what they are all about is timely. This book reviews the critical US economic data, and how one may put the numbers into an intellectual structure that will depict evolving economic reality. The work is aimed at those who want and need to get some understanding about how the data contributes to a big picture of the economy and guides policy. The objective is for the reader to grasp the overall logic of the data—how each piece of the puzzle contributes to our understanding of the overall economy. This is the way the Fed looks at the numbers. There are other books that go through the economic numbers, but they do so in a "bottom-up" fashion, describing a series in some detail and adding something about how financial markets may respond to it. This book naturally has considerable discussion of series, but views them as part of the overall mosaic, not items of fundamental interest in themselves.

CIS Four-year Cumulative Index

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Author :
Publisher :
ISBN 13 :
Total Pages : 1364 pages
Book Rating : 4.E/5 ( download)

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Book Synopsis CIS Four-year Cumulative Index by :

Download or read book CIS Four-year Cumulative Index written by and published by . This book was released on 1979 with total page 1364 pages. Available in PDF, EPUB and Kindle. Book excerpt:

China's Housing Reform and Outcomes

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Publisher : Lincoln Inst of Land Policy
ISBN 13 : 9781558442115
Total Pages : 260 pages
Book Rating : 4.4/5 (421 download)

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Book Synopsis China's Housing Reform and Outcomes by : Joyce Yanyun Man

Download or read book China's Housing Reform and Outcomes written by Joyce Yanyun Man and published by Lincoln Inst of Land Policy. This book was released on 2011 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt: This in-depth volume explains China's residential construction boom and reviews how some established trends are likely to challenge its housing market in coming years. It draws on household surveys and public data in China and provides important lessons about housing policy for China and other countries.

The Encyclopedia of Housing, Second Edition

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Publisher : SAGE Publications
ISBN 13 : 1412989582
Total Pages : 929 pages
Book Rating : 4.4/5 (129 download)

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Book Synopsis The Encyclopedia of Housing, Second Edition by : Andrew T. Carswell

Download or read book The Encyclopedia of Housing, Second Edition written by Andrew T. Carswell and published by SAGE Publications. This book was released on 2012-05-31 with total page 929 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since publication of the groundbreaking Encyclopedia of Housing in 1998, many issues have assumed special prominence within this field and, indeed, within the global economy. For instance, the global economic meltdown was spurred in large part by the worst subprime mortgage crisis we’ve seen in our history. On a more positive note, the sustainability movement and “green” development has picked up considerable steam and, given the priorities and initiatives of the current U.S. administration, this will only grow in importance, and increased attention has been given in recent years to the topic of indoor air quality. Within the past decade, as well, the Baby Boom Generation began its march into retirement and senior citizenship, which will have increasingly broad implications for retirement communities and housing, assisted living facilities, aging in place, livable communities, universal design, and the like. Finally, within the last twelve years an emerging generation of young scholars has been making significant contributions to the field. For all these reasons and more, we are pleased to present a significantly updated and expanded Second Edition of The Encyclopedia of Housing.

Congressional Record Index

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Author :
Publisher :
ISBN 13 :
Total Pages : 1580 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis Congressional Record Index by :

Download or read book Congressional Record Index written by and published by . This book was released on 1989 with total page 1580 pages. Available in PDF, EPUB and Kindle. Book excerpt: Includes history of bills and resolutions.