Transforming Retirement

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Author :
Publisher : McFarland
ISBN 13 : 1476692688
Total Pages : 0 pages
Book Rating : 4.4/5 (766 download)

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Book Synopsis Transforming Retirement by : Janis Clark Johnston

Download or read book Transforming Retirement written by Janis Clark Johnston and published by McFarland. This book was released on 2023-06-19 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: People are naturally worried about transitions at any stage of their lives, and retirement transitioning presents unique challenges because you realize that your life clock is ticking faster with each passing year. Beyond financial concerns, your true wealth is determined by how you spend your time and how you care for your health. Retirement represents a rich psychological growth time, and successful aging is characterized by cultivating a growth mindset alongside a healthy dose of grit, or passion plus persistence.This book shares insights from a survey of 125 participants, all of whom are 55 or older, on retirement beliefs and time management. The author encourages retirees to embrace the concept of rewiring their brains in a psychological reboot applying to both work and non-work scenarios. Each chapter presents rewiring exercises that prepare space for new possibilities to germinate immediately, and "possibility time" exercises that foster digging deeper into legacy roots for shaping days where you can flourish. Seasoned citizen years have the possibility of becoming your greatest life plots when you rewire your personality and ability skillset.

Transform Tomorrow

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1118572742
Total Pages : 182 pages
Book Rating : 4.1/5 (185 download)

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Book Synopsis Transform Tomorrow by : Stig Nybo

Download or read book Transform Tomorrow written by Stig Nybo and published by John Wiley & Sons. This book was released on 2013-01-17 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: A campaign to prepare Americans for their futures Transform Tomorrow investigates why so many Americans are at risk of out-living their savings. Author Stig Nybo draws inspiration from successful behavior change campaigns to identify the drivers of change—context and beliefs—and how they can be successfully employed to boost retirement savings rates. While the retirement savings industry increasingly embraces the contextual drivers of behavior, very little is being done to shape our beliefs to start saving smarter and sooner. Nybo suggests a retirement readiness campaign to inspire and enlist the support of individuals, employers, industry, government, and the media. Explains how society can transition from treating 401(k) as a voluntary benefit to the basis upon which each individual who wants to or needs to can retire comfortably. Details a national, coordinated retirement readiness campaign, along the lines of successful Public Service Advertisements—like "The Crying Indian" and Rosie the Riveter—that will help change behavior and re-shape the culture of our nation Makes a call to action for such a campaign Retirement in America is endangered, but Transform Tomorrow shows a path back from the brink.

Please! Don’T Make Your Retirement Complicated!

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Author :
Publisher : Xlibris Corporation
ISBN 13 : 1514422654
Total Pages : 244 pages
Book Rating : 4.5/5 (144 download)

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Book Synopsis Please! Don’T Make Your Retirement Complicated! by : Leroy Hayes Jr.

Download or read book Please! Don’T Make Your Retirement Complicated! written by Leroy Hayes Jr. and published by Xlibris Corporation. This book was released on 2015-11-17 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you can save 10 % of your earnings on a consistent basis and the proper planning is afforded by you, your financial success will be accomplished nine times out of ten. Dont you love those odds? That retirement of yours will be secure. Do you like success based on your own accomplishments and lifestyle? Then follow my book to success, and please dont worry about the Joneses, because you may be derailed from your own success!

Transforming Retirement

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Author :
Publisher : McFarland
ISBN 13 : 1476650012
Total Pages : 248 pages
Book Rating : 4.4/5 (766 download)

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Book Synopsis Transforming Retirement by : Janis Clark Johnston

Download or read book Transforming Retirement written by Janis Clark Johnston and published by McFarland. This book was released on 2023-05-05 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: People are naturally worried about transitions at any stage of their lives, and retirement transitioning presents unique challenges because you realize that your life clock is ticking faster with each passing year. Beyond financial concerns, your true wealth is determined by how you spend your time and how you care for your health. Retirement represents a rich psychological growth time, and successful aging is characterized by cultivating a growth mindset alongside a healthy dose of grit, or passion plus persistence. This book shares insights from a survey of 125 participants, all of whom are 55 or older, on retirement beliefs and time management. The author encourages retirees to embrace the concept of rewiring their brains in a psychological reboot applying to both work and non-work scenarios. Each chapter presents rewiring exercises that prepare space for new possibilities to germinate immediately, and "possibility time" exercises that foster digging deeper into legacy roots for shaping days where you can flourish. Seasoned citizen years have the possibility of becoming your greatest life plots when you rewire your personality and ability skillset.

Wealth After Work

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Author :
Publisher : Brookings Institution Press
ISBN 13 : 0815739354
Total Pages : 406 pages
Book Rating : 4.8/5 (157 download)

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Book Synopsis Wealth After Work by : William G. Gale

Download or read book Wealth After Work written by William G. Gale and published by Brookings Institution Press. This book was released on 2021-07-27 with total page 406 pages. Available in PDF, EPUB and Kindle. Book excerpt: Pensions and retirement saving plans have helped millions of households build financial security. But tens of millions of people have been left behind, without access to these wealth accumulation vehicles. For many others, the plans they have do not ensure financial security in retirement. The problems that underlie these failures can be addressed. This book proposes concrete, practical ways to make dependable retirement income accessible for all Americans—not just those with means. Individual accounts have eclipsed traditional pensions as the primary vehicle for retirement saving in the United States—a shift that underlies many sources of retirement insecurity. The 401(k) plan and similar accounts have increased financial security for many people but have done nothing for millions more. Many of those who do have such plans are burdened with the need to make numerous saving, investment, and withdrawal decisions that stress their financial acumen. Financial advice that is unbiased, unconflicted, and affordable is often difficult to find. Managing wealth in retirement—especially the need to convert retirement savings into steady income—poses significant challenges that current financial instruments and practices do not adequately address. Economic downturns like the Great Recession and the COVID-19 pandemic increase financial insecurity and make addressing these issues more urgent. Written by noted experts in the field, Wealth After Work offers practical solutions that address these concerns. The proposals show how policymakers can help all Americans gain access to retirement savings accounts, obtain better information about their savings choices, and better manage their wealth in retirement. By proposing solutions that build on, rather than replace the existing system, the book provides a nuanced, practical guide to reform that would benefit all Americans.

The New Rules of Retirement

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 0471703303
Total Pages : 290 pages
Book Rating : 4.4/5 (717 download)

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Book Synopsis The New Rules of Retirement by : Robert C. Carlson

Download or read book The New Rules of Retirement written by Robert C. Carlson and published by John Wiley & Sons. This book was released on 2004-12-03 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Praise for THE NEW RULES OF RETIREMENT "As a Wharton graduate, money manager, Chief Financial Officer, and Certified Financial Analyst, I didn't think I needed help in making investment choices and planning for my retirement. I was wrong. I have been a subscriber to Retirement Watch since 1997. I trust Bob Carlson completely and follow his investment, tax, and planning advice personally." --Sandy Kagan, CFA CFO Partner, Tatum Partners "A clear, practical, and wisely unconventional guide to the new world of retirement." --Humberto Cruz Nationally syndicated financial columnist, Tribune Media Services "Bob Carlson does a magnificent job preparing readers for the many challenging issues they will face over the next several decades. Retirees can no longer count on generous asset returns and employer-provided defined benefit plans. Bob provides readers with creative approaches for contending with these challenges to help ensure financially and emotionally secure 'freedom years'." --Lawrence E. Kochard, PhD, CFA Chief Investment Officer, Georgetown University "Bob Carlson shows that three trends--demographics (baby boomers), increasing longevity, and fewer offspring--have changed forever the landscape facing America's retirees. Stereotype retirement based on Social Security and employer pensions is out; making ends meet on your own is in. Better get yourself ready--and you can do so by reading this book." --James C. Miller III Former U.S. Budget Director, Chairman of The CapAnalysis Group, LLC

The IRA Transformation Plan

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Author :
Publisher :
ISBN 13 : 9781726875486
Total Pages : 155 pages
Book Rating : 4.8/5 (754 download)

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Book Synopsis The IRA Transformation Plan by : Dennis Tubbergen

Download or read book The IRA Transformation Plan written by Dennis Tubbergen and published by . This book was released on 2018-10-08 with total page 155 pages. Available in PDF, EPUB and Kindle. Book excerpt: Would You Like to Divorce Yourself From the IRS in Your IRA, 401(k) or Other Retirement Account?The rules and regulations around IRA and 401(k) Retirement Plans have changed frequently since their origins. The fact is, once you understand how the taxes around retirement accounts work, you'll be a lot less excited about using one or even staying in one.Did you know:-the deduction you receive for contributing to a retirement account is not really a deduction? -that for many taxpayers using or remaining in a retirement account may be one of the most costly decisions they'll ever make?-that your retirement account is actually a joint investing account with the IRS and the IRS' ownership share of your account will grow if tax rates increase?-that for some taxpayers the IRS will collect 10 times more in taxes than the taxpayer receives in tax savings for contributing to the plan in the first place?-that it may be possible to eliminate the future tax liability on your retirement account at no net cost to you and your family?-that some taxpayers can transform their existing IRA or other retirement account into a tax free account?"The IRA Transformation Plan" is a step-by-step guide to help you maximize your retirement account.

Prime Time

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Author :
Publisher : PublicAffairs
ISBN 13 : 0786724188
Total Pages : 304 pages
Book Rating : 4.7/5 (867 download)

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Book Synopsis Prime Time by : Marc Freedman

Download or read book Prime Time written by Marc Freedman and published by PublicAffairs. This book was released on 2008-08-04 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the next three decades, the number of Americans over fifty will double, swelling to more than a quarter of the population. Already we are living thirty years longer than a century ago, with further gains expected in the coming years. The end result is a new stage of life, one as long or longer than childhood or middle age in duration, and one spent in unprecedented good health. Yet, as individuals, and as a society, we've shown little imagination or wisdom in using this great gift of a third age. Marc Freedman identifies the new longevity as not a problem to be solved, but an opportunity to be seized-provided we can engage the experience, talent, and idealism of older Americans. At a juncture when the middle-generation faces a time-famine, struggling to simultaneously raise kids and work long hours on the job, the older generation is awash in free time, poised to succeed women as the trustees of civic life in this country. In the process they stand to find new meaning and purpose in their lives, and abandon the limbo-like state unfulfilling for so many older individuals. Freedman argues that the aging phenomenon, the massive transformation that many portray as our downfall, may in fact be our best hope for renewal as a nation.

Retirement: Different by Design

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Author :
Publisher : National Geographic Books
ISBN 13 : 1578265568
Total Pages : 0 pages
Book Rating : 4.5/5 (782 download)

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Book Synopsis Retirement: Different by Design by : Rick Steiner Ph.D.

Download or read book Retirement: Different by Design written by Rick Steiner Ph.D. and published by National Geographic Books. This book was released on 2015-05-26 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Transforming Retirement One Building Block at a Time Retirement is more than the absence of work—it’s a different way of life requiring new vision, new purpose, and new life perspectives. You see, retirement is too important to leave to luck or circumstance; we have to plan and make them happen—our way. Your bridge to the “other side of work,” Retirement: Different By Design presents two dynamic and innovative templates for moving seamlessly into retirement and beyond—“Retirement’s Ages and Stages” and “Retirement’s Six Fundamental Building Blocks.” Providing practical strategies and answers, not more questions, each chapter delivers insights, tools, narratives, and models for making retirement the best years of the rest of our lives. And, it’s not always about the money. Indeed, we all can live socially rich, emotionally balanced, intellectually nourishing, healthful, and physically active retirements no matter the size of our bank accounts—this is the new retirement reality that Retirement: Different By Design offers the soon-to-be and the already retired. RETIREMENT’S SIX FUNDAMENTAL BUILDING BLOCKS • Physical and Emotional Health and Well-Being • Financial Security and Continuity • Life Transition and Acceptance • Intergenerational Life Engagement • Intellectual and Physical Pursuits, Interests, and Activities • Spirituality, Meaning, Family, and Legacy

Your Complete Retirement Planning Road Map

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Author :
Publisher : Random House Digital, Inc.
ISBN 13 : 0345494555
Total Pages : 354 pages
Book Rating : 4.3/5 (454 download)

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Book Synopsis Your Complete Retirement Planning Road Map by : Ed Slott

Download or read book Your Complete Retirement Planning Road Map written by Ed Slott and published by Random House Digital, Inc.. This book was released on 2006-12-26 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: A financial adviser presents a how-to handbook that uses a series of diagnostic tools and checklists for assessing retirement savings requirements, and offers advice on how to address deficiencies and create a plan for optimizing benefits.

Instant Retirement

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Publisher :
ISBN 13 : 9781936961160
Total Pages : 185 pages
Book Rating : 4.9/5 (611 download)

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Book Synopsis Instant Retirement by : Vickie Petix

Download or read book Instant Retirement written by Vickie Petix and published by . This book was released on 2013-04-01 with total page 185 pages. Available in PDF, EPUB and Kindle. Book excerpt: While chances for sudden "out of the blue" wealth are slim, you are far more likely to get an inheritance or other financial windfall than you may initially think. Not only are baby boomers retiring at record rates, but almost $4 trillion of wealth is currently held by families with life expectancies of less than 10 years. In many cases, a windfall may be your last shot at financial security, and we don't want you to blow it Instant Retirement: Transform Your Inheritance or Windfall into Your Retirement Dreams is based on nearly 50 years of combined experience in the financial industry. It offers information on everything from creating and implementing a financial plan to monitoring and adapting that plan to picking a financial planner, and much, much more. While many consider it a blessing, a major windfall can result in an equally devastating financial disaster. This clear, unbiased, step-by-step guide will help you manage your windfall and create a secure financial future.

The Future of Pension Management

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Publisher : John Wiley & Sons
ISBN 13 : 1119191009
Total Pages : 256 pages
Book Rating : 4.1/5 (191 download)

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Book Synopsis The Future of Pension Management by : Keith P. Ambachtsheer

Download or read book The Future of Pension Management written by Keith P. Ambachtsheer and published by John Wiley & Sons. This book was released on 2016-02-23 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: A real-world look at the pension revolution underway The Future of Pension Management offers a progress report from the field, using actual case studies from around the world. In the mid-70s, Peter Drucker predicted that demographic dynamics would eventually turn pensions into a major societal issue; in 2007, author Keith Ambachsheer's book Pension Revolution laid out the ways in which Drucker's predictions had come to pass. This book provides a fresh look at the situation on the ground, and details the encouraging changes that have taken place in pension management concepts and practices. The challenges identified in 2007 are being addressed, and this report shows how design, management, and investment innovation have led to measurably better pension outcomes. Pensions have become an everyday news item, and people are rightly concerned about the security of their retirement in light of recent pension scandals and the global financial crisis. This book provides a note of encouragement, detailing the ways in which today's pensions are becoming more and more secure, and the new ideas and practices that are chipping away at the challenges. Learn how pension management practices are improving Examine the uptick in positive outcomes over recent years Discover why pension investing is turning toward the long-term Consider the challenges that remain and their possible solutions Drucker's vision of a needed pension revolution is unfolding in real time. Better pension designs, more effective pension governance, and more productive pension investing are mitigating many of the issues that threatened collapse. The Future of Pension Management provides a real-world update on the state of pensions today and a look forward to the changes we still need to make.

Early Retirement Accelerated

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781533390738
Total Pages : 68 pages
Book Rating : 4.3/5 (97 download)

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Book Synopsis Early Retirement Accelerated by : Ben Hooper

Download or read book Early Retirement Accelerated written by Ben Hooper and published by Createspace Independent Publishing Platform. This book was released on 2016-05-24 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: To Retire Earlier You Don't Need To Earn More or Spend Less You can have financial independence sooner than you think Imagine for a moment how you would spend your time if you didn't have to worry about money? Where would you go? What passions would you pursue? Who would you spend time with? So many people work unfulfilling jobs for bosses that don't have their best interests in mind. Many people get caught up believing that earing a bigger salary will equal greater happiness. While you probably can't quit your job today, you can have financial freedom sooner than you think. In this book you'll learn simple and practical ways to take control of your finances: Learn how you can triple the value of your income by using tax-advantaged accounts and retirement incentives. Find out the differences between Traditional IRAs and Roth IRAs, and the optimal strategies for saving money with them. Take the mystery out of 401(k)s and HSAs and learn tactics to avoid paying penalties and unnecessary taxes for withdrawing money. Learn how to access retirement money before the IRS retirement age And more! Spend your time how you want to sooner. Make Financial Independence a reality

Shifting Gears to Your Life and Work After Retirement

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Author :
Publisher :
ISBN 13 : 9780984513611
Total Pages : 360 pages
Book Rating : 4.5/5 (136 download)

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Book Synopsis Shifting Gears to Your Life and Work After Retirement by : Carolee Duckworth

Download or read book Shifting Gears to Your Life and Work After Retirement written by Carolee Duckworth and published by . This book was released on 2013-07-01 with total page 360 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This book is your call to action on your own behalf to: jumpstart your newly invented personal & professional retirement--your Next Phase life and work; create your own custom roadmap to how Baby Boomer YOU will live your last and BEST personal opus, with vitality, enthusiasm and enjoyment."--Back cover.

Retirement Redefined

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Author :
Publisher : Independently Published
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.8/5 (79 download)

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Book Synopsis Retirement Redefined by : Ron Forlee

Download or read book Retirement Redefined written by Ron Forlee and published by Independently Published. This book was released on 2023-12-20 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Retirement Redefined Series 1: Rediscovering Yourself "Retirement Redefined Series 1: Rediscovering Yourself," Series 1, stands as a comprehensive anthology, synergising critical aspects of retirement into a singular, enriching guide. This series, a melding of four insightful works, is designed to be a beacon for retirees, guiding them through the multifaceted retirement journey with wisdom, empathy, and practical advice. Book I: Transitioning Into Retirement This initial section is a gateway to understanding the complexities of retirement. It addresses the profound shift in roles and identity, offering insights into gracefully navigating these changes. It underscores the emotional aspects of leaving a career while highlighting the potential for growth and renewal in this new life phase. Book 2: Finding Purpose in Retirement Here, the narrative deepens, challenging retirees to redefine their purpose beyond their professional identities. It explores avenues for meaningful engagement, such as volunteering, lifelong learning, and even embarking on new career paths or entrepreneurial ventures, thereby enriching the retirement experience. Book 3: Spiritual and Emotional Well-Being With a focus on the heart and soul of the retiree, this part delves into the practices that foster spiritual tranquillity and emotional balance. It introduces methods like mindfulness, meditation, and embracing gratitude, vital for cultivating a profoundly satisfying and serene retirement life. Book 4: Staying Motivated in Retirement Keeping the spark of enthusiasm alive in retirement is crucial. This section equips retirees with strategies to stay driven, encompassing goal setting, embracing new technologies, and nurturing social ties. It's about transforming retirement into an active and dynamic stage of life. Each part of this series is intricately woven to offer a holistic approach to retirement. From the initial transition to finding a new sense of purpose, maintaining emotional balance, and staying motivated, the book provides a roadmap for retirees. It ensures that readers successfully navigate this significant transition and thrive, discovering joy, meaning, and a renewed zest for life in their golden years. "Retirement Redefined: Rediscovering Yourself in Retirement" is more than just a collection of strategies; it's a comprehensive guide that illuminates the path to a fulfilling and purposeful retirement.

Dynamic Retirement

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Author :
Publisher :
ISBN 13 : 9780970088567
Total Pages : 312 pages
Book Rating : 4.0/5 (885 download)

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Book Synopsis Dynamic Retirement by : Marvin Berenson M D

Download or read book Dynamic Retirement written by Marvin Berenson M D and published by . This book was released on 2018-11-07 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dynamic Retirement: A Guide to Transforming Your Life by Marvin H. Berenson, M.D., presents retirement as a transition into a new and exciting life. Through reflections on his own life quest and his work as a psychiatrist over many years, Dr. Berenson, Clinical Professor Emeritus of Psychiatry at the USC Keck School of Medicine, a retiree himself, presents the world of retirement with its multidimensional possibilities as a time for self-discovery, growth and adventure. The heart of the book is its essential focus on transformation and opening to seniors the immensely exciting prospect of changing their lives and their world. Having taught the art and techniques to develop creativity for many years, Dr. Berenson has written a unique chapter on creativity and the imagination. Seniors learn techniques, including specific mental imagery exercises, that he has successfully used to enhance creativity, improve artistic and literary skills, help athletes maximize their performances and treat various physical and emotional problems. Chapters on exploring the inner self and coming to understand one's inner conflicts add to the methods used to change one's life. Broadening the concepts of love and developing spirituality are among other chapters that contribute to seniors learning a new dynamic way of transforming their lives. The book fits precisely into his belief that people can change their thinking and behavior by following certain guidelines.Dr. Berenson has a lifelong interest in creativity, mental imagery, sexual behavior and spirituality. He holds a firm belief that no one should live life unfulfilled or stymied by inner or outer obstacles. He has devoted his life to helping many people overcome barriers, and thus freeing them to lead happy and meaningful lives. He watched as people grew and flourished. He is convinced that by knowing how to overcome negative mindsets people are capable of changing how they think and how they live. If they want to change, change is ahead. They only need to know the techniques and methods to pursue a new path. This book describes the many vehicles and methods that seniors can follow to enrich their lives. It helps seniors establish new goals, cope with the challenge of maintaining health in an aging body, deal with the loss of loved ones and the inevitability of one's own death.Stressing that mental and physical exercises are the true elixir of life, he describes a diet, weight control and exercise programs that are self-directed, effective, easy-to-use and a true departure from those currently being offered. Dr. Berenson wholeheartedly emphasizes the delightful value of romance for singles and couples and describes very effective techniques to enhance one's sex life. These techniques have proven to be successful for numerous people. Dynamic Retirement: A Guide to Transforming Your Life is a practical, inspirational guide for experiencing the new freedom of retirement.

The Truth About Retirement Plans and IRAs

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Author :
Publisher : Simon and Schuster
ISBN 13 : 1476739854
Total Pages : 352 pages
Book Rating : 4.4/5 (767 download)

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Book Synopsis The Truth About Retirement Plans and IRAs by : Ric Edelman

Download or read book The Truth About Retirement Plans and IRAs written by Ric Edelman and published by Simon and Schuster. This book was released on 2014-04-08 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: An investment expert provides a guide to making the most of retirement plans and assuring long-term financial security.