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Transformation Of Public Sector Banks In India
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Book Synopsis Transformation of Public Sector Banks in India by : K Srinivasa Rao
Download or read book Transformation of Public Sector Banks in India written by K Srinivasa Rao and published by Notion Press. This book was released on 2019-09-19 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: Transformation of Public Sector Banks in India crisply captures the different phases of the journey of the transformation of PSBs in India, beginning with the nationalisation of banks. It maps the developments and challenges of PSBs in expanding the outreach to the unbanked hinterland to fulfil the socio-economic needs of the financially excluded segments. The resilience of PSBs is evident, more particularly in adopting technology, business process reengineering, risk management, asset quality management and other significant post-reform measures. The challenge to reinvent universally accessible banking services to compete with new generation banks is the reflection of the commitment of PSBs. The changes in the organizational structure, governance, human resource management and leadership developments brought through the seven pronged 'Indradhanush' framework and the Enhanced Access and Service Excellence (EASE) set of reforms put together provide an insight on the next level of bank reforms.
Book Synopsis Public Sector Banks in India by : R. K. Raul
Download or read book Public Sector Banks in India written by R. K. Raul and published by Gyan Publishing House. This book was released on 2005 with total page 332 pages. Available in PDF, EPUB and Kindle. Book excerpt: The present book examines the impact of Financial Reforms on the working of banking sector in general and Public Sector Banks in particular. In addition to assess multi-dimensional trend of banking sector, it examines the impact of Deregulation Policies on the Management of bank s resources. The book identifies many critical issues like determinants of Non-performing Assets, Profitability productivity of banks, mismatch of assets and liabilities and services rendered by banks particularly in the backward regions. The treatise embodies in it inter-intra banks and inter-intra regional, districts level variations. To encounter the objectives, appropriate hypothesis have been framed, statistical and financial techniques have been used to testify, the nature and problems of Public Sector vis-à-vis Private Sector and foreign banks. This book runs into ten chapters encompassing into different aspects of bank s performances with critical assessment in the context of reform package. The book will meet the growing interest of students, researchers, scholars, policymakers and general readers. It may be used as textbook for B.Com, B.B.A., M.B.A.; M.F.M. and M.A. (Eco.), M.Sc. (Eco.) courses.
Author :Anil K. Khandelwal Publisher :Penguin Random House India Private Limited ISBN 13 :9357081763 Total Pages :555 pages Book Rating :4.3/5 (57 download)
Book Synopsis Dare to Lead by : Anil K. Khandelwal
Download or read book Dare to Lead written by Anil K. Khandelwal and published by Penguin Random House India Private Limited. This book was released on 2023-07-31 with total page 555 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dare to Lead is the fascinating story of how Anil K. Khandelwal transformed Bank of Baroda (BOB) from being just another public sector bank into one of the most valuable brands in Indian banking. This is the story of the leadership challenges, management solutions and personal and professional excitement the author experienced in transforming the 97 year old bank into a modern, techsavvy, customercentric bank. This book is an excellent blueprint for undertaking transformation in large, geographically dispersed public sector enterprises. It describes how a largesized bank was transformed on all parameters with clear vision, execution discipline, customer centricity and people engagement. The author emphasizes that largescale transformation can be undertaken successfully only if the CEO shows courage to change the status quo and mobilize the human effort within the organization. The story of BOB's transformation has captured international attention and finds its mention in Harvard Business Review, Human Resources Development International and the book The India Way by the Wharton School faculty.
Author :B. Rangaswamy Publisher :Publications Division Ministry of Information & Broadcasting ISBN 13 :812302410X Total Pages :160 pages Book Rating :4.1/5 (23 download)
Book Synopsis Public Sector Banking in India by : B. Rangaswamy
Download or read book Public Sector Banking in India written by B. Rangaswamy and published by Publications Division Ministry of Information & Broadcasting. This book was released on with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book assesses how public sector banks have been playing a pivotal role in our lives, since the past several decades.
Book Synopsis Priority Sector Lending in India by Public Sector Banks by : Dr. Sanjeev Kumar
Download or read book Priority Sector Lending in India by Public Sector Banks written by Dr. Sanjeev Kumar and published by EduPedia Publications (P) Ltd. This book was released on 2017-01-13 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book entitled “Priority Sector Lending in India by Public Sector Banks- A Study of Pre and Post-Reform Period” is a Ph.D. thesis evaluated by Dr. Tapan Choure, Professor and Head, Vikram University, Ujjain (MP) and Dr. Shakuntla Gupta, Professor, Punjabi University Patiala (Punjab). Both these evaluators had recommended the publication of the thesis in its present form. Two research papers have been published from this thesis in the journal of “the Finance-India” and the Indian Journal of Economics. Commercial banks are supposed to play an important role in achieving the economic development by providing effective institutional credit support to various regions/sectors/sections. Banking has been viewed as a catalytic agent that must develop and support not only single element of national economy, but, also provide an effective link between the productive, distributive and consumption side of it. One of the most important objective of government policies since bank nationalization has been to extend and expand credit not only to those sectors which were of crucial importance in terms of their contribution to national income and employment, but, also to those sectors which have been severely neglected in terms of access to institutional credit. Those sectors which were to be initially identified for this purpose were agriculture, small scale industries and self employed persons. These sectors were accorded priority status in credit allocation by the banks. In fact, priority sector is still the butter and bread, both, literally and figuratively of Indian economic growth. Therefore, they require a special status. Though, there is no known formal decision by the government regarding curtailment in priority sector credit, yet, serious attempts have been in recent years to dilute the norms of priority sector lending. New banking culture after banking sector reforms is set to focus on credit to customer durables’, to corporate allied and to capital market related activities. Since the aim of banking reforms is to make public sector banking more proficient in treasury operations, the importance of investing in priority sector seems to have lost its relevance for banks. The present study seeks to analyze the growth and structure of priority sector lending in different states during the pre and post-reform period in India. Further, an attempt is also made to probe the trends in disparities in priority sector lending across the selected states of India. The scope of the study is confined to priority sector lending by the public sector banks only. Since public sector banks represent majority of the commercial banking activities in India, the overall trend can be easily determined by analyzing the data of priority sector lending of the public sector banks alone. Public sector banks are those, which are included in the second schedule of Reserve Bank of India Act 1934. However, the regional rural banks are not included in the present study. The main objective of the study is to analyze the level and structure of priority sector lending in India during the pre and post-reform period. How with economic reforms, the growth and composition of priority sector lending has been affected needs to be analyzed. Further, to what extent the different stipulated targets of priority sector lending are met also remains to be examined. Whether, priority sector credit is evenly disbursed across different states/sectors or is confined to few states/sectors remain to be studied. So, the present study is an attempt to evaluate the performance of public sector banks during the pre and post-reform period in priority sector lending. The study comprises eight chapters in all. The first chapter contains the role of commercial banks in the process of economic development and the genesis of priority sector lending in India. Also, various issues relating to non-performing assets (NPAs) in priority sector lending is discussed in this chapter. Further, a brief review of literature on priority sector lending by the public sector banks has been presented in the second chapter. The third chapter outlines the need, scope, objectives, hypothesis, limitations and methods of investigations used in the study. In the fourth and fifth chapter, the performance of public sector banks in financing agriculture and small scale industries has been analyzed respectively. In the sixth chapter, the performance of banks with respect to ‘other priority sector’ has been evaluated. In the seventh chapter, the performance of public sector banks with respect to overall priority sector lending has been examined. The growth and structure of NPAs in priority sector lending are also analyzed in the seventh chapter. Finally, summing up of the findings and conclusions of the present study and suggestions for improving the quality of priority sector lending by public sector banks finds a place in the eighth (last) chapter of the study.
Book Synopsis Transformational Leadership in Banking by :
Download or read book Transformational Leadership in Banking written by and published by Sage Response. This book was released on 2021-03 with total page 546 pages. Available in PDF, EPUB and Kindle. Book excerpt: Transformational Leadership in Banking: Challenges of Governance, Leadership and HR in a Digital and Disruptive World by Anil K. Khandelwal offers a roadmap on leadership which is all about converting adversity into an opportunity for transformation. Through an excellent set of articles, case studies and interviews, this book offers a way forward for transformational leadership of the Indian banks. Despite their many achievements, public sector banks continue to face several challenges, such as increasing non-performing assets, depleting market share and low market capitalization. In the context of competition and digitalization requiring new business models, this book argues for a fundamental shift in the structure and process of governance, including board-level autonomy, CEOs tenure and compensation, people process, talent development and building a leadership pipeline, to make banks resilient, strong and future-proof. A must-read for anyone interested in the health of Indian banking.
Book Synopsis Basel Accord and Indian Banking Industry by : Dr. G. Raju
Download or read book Basel Accord and Indian Banking Industry written by Dr. G. Raju and published by Lulu.com. This book was released on 2018-07-21 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: The growth of any economy depends upon the strength of its financial system. In the Indian context, since the eve of independence, banking institutions have played a major role in the structural transformation of the economy. Initially Public sector banks acted both as a catalyst and a major contributor to the development of the Indian financial system without any profit motive. However the introduction of financial sector reforms and the subsequent entry of foreign banks and new generation private sector banks posed a threat to the survival of Public sector banks in India.
Book Synopsis T R A N S F O R M A T I O N by : Dasarathi Mishra
Download or read book T R A N S F O R M A T I O N written by Dasarathi Mishra and published by Partridge Publishing. This book was released on 2022-08-24 with total page 413 pages. Available in PDF, EPUB and Kindle. Book excerpt: “The author, Dasarathi Mishra, a veteran central banker and bank supervisor and a leading champion for financial education, has comprehensively captured the critical role played by the central bank in the financial sector reforms. Mr Mishra’s book is a good addition to the literature on post reforms Indian financial system whose robustness and resilience remains critical to strong, sustained, and inclusive economic growth of the country.” — Harun R Khan, Former Deputy Governor, Reserve Bank of India
Book Synopsis Public Sector Banking by : Kamal Nayan Kabra
Download or read book Public Sector Banking written by Kamal Nayan Kabra and published by New Delhi : People's Publishing House. This book was released on 1970 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Public Sector Banks in India by : T.G Arun
Download or read book Public Sector Banks in India written by T.G Arun and published by . This book was released on 2004 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper contributes to the debate on public sector banks by suggesting several rationales for government ownership of banks in India. The paper then proceeds to argue that due to high economic costs, the current public sector banking system is unsustainable. Although a policy of wider private ownership was introduced in the 1990s, it is suggested that there are several prerequisites to be met before such a reform can be more fully implemented. It is argued that these prerequisites arise from the rationales for government ownership, and they include a credible bank regulatory regime, and government promotion of co-operative banks and credit unions.
Book Synopsis Reforming the Indian Public Sector Banks by : Thekkekare Ramachandra Bhat
Download or read book Reforming the Indian Public Sector Banks written by Thekkekare Ramachandra Bhat and published by . This book was released on 2018 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Functioning of Public Sector Banks by : Reserve Bank of India. Committee on Public Sector Banks
Download or read book Functioning of Public Sector Banks written by Reserve Bank of India. Committee on Public Sector Banks and published by . This book was released on 1978 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Indian Banking in the Globalised World by : R. K. Uppal
Download or read book Indian Banking in the Globalised World written by R. K. Uppal and published by . This book was released on 2008 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: ABOUT THE BOOK Banking sector reforms in India are aimed at induction of best international practices and technological changes for competing globally. The Reserve Bank of India (RBI) has time and again emphasised transparency, diversification of ownership and strong corporate governance to mitigate the prospects of systemic risks in the banking sector. Banking sector reforms have supported the transition of the Indian economy to a higher growth path, while significantly improving the stability of the financial system. In comparison with the pre-reform period, the Indian banking system today is more stable and efficient. However, the gains of the past decade need to be consolidated, so that these could be translated to drive the institutions, markets and practices into a mature financial system that can meet the challenges of globalisation. The banking system would, therefore, not only need to be stable, but also supportive of still higher levels of planned investments by channelling financial resources more efficiently from surplus to deficit sectors. Competitive pressures as well as prudential regulatory requirements have made banks risk-averse as reflected in their tendency to investment in relatively risk-free gilt instruments. The behaviour and strategies of banking business need changes in favour of risk-taking even while performing core activities. Also, there is a need to ensure long-term finance to support development and growth in the economy, even as restructuring takes place through mergers and universal banking. The present book addresses issues like Basel ? II Accord guidelines, second generation banking sector reforms, cost-benefit and productivity analysis of Indian banks, danger zone banks, privatisation and comparative efficiency of Indian banks and the recent reform measures. Vital statistics regarding the Indian banking sector and the recent Annual Policy Statement, 2008-09 of the RBI has also been discussed. About the author Dr. R.K. Uppal did his M.A. in economics from Punjabi University, Patiala in 1986. Thereafter, he obtained M.Phil. degree from MDU, Rohtak in 1987 and Ph.D. degree from Punjabi University, Patiala in 2003. Specialising in banking and finance, Dr. Uppal has 11 books to his credit and has published 40 research papers on the subject in reputed national and international journals. He has also presented more than 35 research papers in national and international conferences in Hawaii, Indonesia, Finland, Costa Rica, Australia, London and the UK. Presently, he is head of the Department of Economics, DAV College, Malout, Punjab and Principal Investigator of a UGC-financed research project on Indian banking. He is also Director of an ICSSR sponsored major research project on Indian banking.
Book Synopsis Grit, Guts and Gumption by : Rajesh Chakrabarti
Download or read book Grit, Guts and Gumption written by Rajesh Chakrabarti and published by Penguin Books India. This book was released on 2010 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: ‘If both banks grew at the rate they have achieved in the past four years, ICICI Bank will overtake State Bank in four years in terms of deposits’—Business World, July 2007 ‘Even a casual glance at SBI . . . reveals a bank fuelled by growth . . . SBI has swamped almost every segment of industry it has stepped into’—Business India, August 2009 This is the story of the carefully planned resurgence of the State Bank of India (SBI) from a laid-back incumbent under threat from private players to a customer-oriented competitive organization that has outperformed rivals despite several constraints. The leadership at SBI succeeded in reshaping perspectives and profitability at the bank, which employs a staggering 200,000 people, notwithstanding salary restrictions and regulatory bottlenecks. While the primary thrust was on changing employee attitude towards their own organization and, of course, its customers, the transformation exercise was broadbased, encompassing fundamental changes in technology, processes and business-mix alike. In about three years beginning 2006, SBI not only defended its own lair against the siege of younger, leaner, meaner rivals, but actually took the battle to the attackers’ domains. SBI’s size and setting make the story an inspiring example to other organizations, particularly in the public sector. Written in a fluid and engaging style, and backed by facts, figures, analysis and anecdotes, the book challenges several stereotypes and dogmas common in today’s management circles.
Book Synopsis Public Sector Banks in India by : A. Padmavathi
Download or read book Public Sector Banks in India written by A. Padmavathi and published by Serials Publications. This book was released on 2006 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis A Peep in to the Private Sector Banks by : N. Vinayakam
Download or read book A Peep in to the Private Sector Banks written by N. Vinayakam and published by . This book was released on 1993 with total page 202 pages. Available in PDF, EPUB and Kindle. Book excerpt: Papers presented at the fourth National Seminar on "The Emerging Role of Private Sector Banks in India", held at Salem, on December 6, 1991.
Download or read book Dare to Lead written by Anil K Khandelwal and published by SAGE Publications Pvt. Limited. This book was released on 2011-05-09 with total page 480 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dare to Lead is a rare story of leadership that produced dramatic business results through a multifaceted reform and transformation program. Narrated in a lucid manner by the author, who was the CEO of Bank of Baroda (BOB) for a tenure of three years, the book explores the trials, tribulations, joys, challenges and excitement in transforming a leading 97-year-old public sector bank into a modern, tech-savvy 21st century customer-centric bank. The book provides a blue print for undertaking transformation in large, geographically dispersed public sector enterprises. Emphasizing that large-scale transformation can be undertaken successfully if the CEO shows courage to change the status quo and mobilize the human effort in the organization, the book shows that sustainable transformation is all about laying foundations of intangibles such as leadership, people processes, branding, technology and customer-centric processes.
