They Went Broke

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Going Broke

Author : Stuart Vyse
Publisher : Oxford University Press
ISBN 13 : 0198041942
Total Pages : 369 pages
Book Rating : 4.1/5 (98 download)

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Book Synopsis Going Broke by : Stuart Vyse

Download or read book Going Broke written by Stuart Vyse and published by Oxford University Press. This book was released on 2008-01-29 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the last three decades, debt, bankruptcy, and home foreclosures have risen to epidemic levels. To make matters worse, the personal savings rate is at its lowest point since the Great Depression. Why, in the richest nation on earth, can't Americans hold on to our money? Winner of the prestigious William James Book Award for Believing in Magic and an authority on irrational behavior, Stuart Vyse offers a unique psychological perspective on the financial behavior of the many Americans today who find they cannot make ends meet, illuminating the causes of our wildly self-destructive spending habits. But unlike other authors, he doesn't entirely blame the victim. Bringing together fascinating studies of consumer behavior, he argues that the mountain of debt burying so many of us is the inevitable byproduct of America's turbo-charged economy and, in particular, of social and technological trends that undermine our self-control. Going Broke illuminates everything from the rise of the credit card, to the increase in state lotteries and casino gambling, to the expansion of new shopping opportunities provided by toll-free numbers, home shopping networks, big-box stores, and the Internet, revealing how vast changes in American society over the last 30 years have greatly complicated our relationship with money. Vyse concludes both with personal advice for the individual who wants to achieve greater financial stability and with pointed recommendations for economic and social change that will help promote the financial health of all Americans. Engagingly written, with startling insights into modern consumerism and with poignant human-interest stories of people facing financial failure, Going Broke offers a provocative new perspective on American economic behavior that is likely to stir controversy and serious debate.

Broke

Author : Katherine Porter
Publisher : Stanford University Press
ISBN 13 : 0804780587
Total Pages : 322 pages
Book Rating : 4.8/5 (47 download)

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Book Synopsis Broke by : Katherine Porter

Download or read book Broke written by Katherine Porter and published by Stanford University Press. This book was released on 2012-01-11 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: About 1.5 million households filed bankruptcy in the last year, making bankruptcy as common as college graduation and divorce. The recession has pushed more and more families into financial collapse—with unemployment, declines in retirement wealth, and falling house values destabilizing the American middle class. Broke explores the consequences of this unprecedented growth in consumer debt and shows how excessive borrowing undermines the prosperity of middle class America. While the recession that began in mid-2007 has widened the scope of the financial pain caused by overindebtedness, the problem predated that large-scale economic meltdown. And by all indicators, consumer debt will be a defining feature of middle-class families for years to come. The staples of middle-class life—going to college, buying a house, starting a small business—carry with them more financial risk than ever before, requiring more borrowing and new riskier forms of borrowing. This book reveals the people behind the statistics, looking closely at how people get to the point of serious financial distress, the hardships of dealing with overwhelming debt, and the difficulty of righting one's financial life. In telling the stories of financial failures, this book exposes an all-too-real part of middle-class life that is often lost in the success stories that dominate the American economic narrative. Authored by experts in several disciplines, including economics, law, political science, psychology, and sociology, Broke presents analyses from an original, proprietary data set of unprecedented scope and detail, the 2007 Consumer Bankruptcy Project. Topics include class status, home ownership, educational attainment, impacts of self-employment, gender differences, economic security, and the emotional costs of bankruptcy. The book makes judicious use of illustrations to present key findings and concludes with a discussion of the implications of the data for contemporary policy debates.

Bankrupt

Author : Terence Halliday
Publisher : Stanford University Press
ISBN 13 : 0804760756
Total Pages : 537 pages
Book Rating : 4.8/5 (47 download)

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Book Synopsis Bankrupt by : Terence Halliday

Download or read book Bankrupt written by Terence Halliday and published by Stanford University Press. This book was released on 2009-04-20 with total page 537 pages. Available in PDF, EPUB and Kindle. Book excerpt: Through the lens of the Asian Financial Crisis, this book documents how international organizations and national governments crafted legal responses, through corporate bankruptcy reforms, to the fragility of financial markets in East Asia and worldwide.

Going Broke

Author : Trista Russell
Publisher : Urban Renaissance
ISBN 13 : 1622861957
Total Pages : 303 pages
Book Rating : 4.6/5 (228 download)

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Book Synopsis Going Broke by : Trista Russell

Download or read book Going Broke written by Trista Russell and published by Urban Renaissance. This book was released on 2015-03-01 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: What’s a girl to do when she’s Going Broke? Sarai Emery lost her job as a radio disc jockey when a heated breakup with her wealthy drug dealer boyfriend was accidentally broadcast live. With the sudden loss of income, she goes from living it up to giving it up for cash when she meets a stranger who promises her a steady income working for a high-society escort service. With thoughts of dodging the repo-man, past due bills, an impending eviction, and a bill from the nursing home that cares for her Alzheimer’s-afflicted father fresh on her mind, Sarai feels she has no choice but to plunge into a world where the line that separates sex and money is blurred beyond recognition. When she meets the man of her dreams, will she come clean about how she’s been paying her bills, or will her low-down, dirty secrets rise to the top on their own?

Bankrupt Representation and Party System Collapse

Author : Jana Morgan
Publisher : Penn State Press
ISBN 13 : 0271050624
Total Pages : 384 pages
Book Rating : 4.2/5 (71 download)

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Book Synopsis Bankrupt Representation and Party System Collapse by : Jana Morgan

Download or read book Bankrupt Representation and Party System Collapse written by Jana Morgan and published by Penn State Press. This book was released on 2011 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Explores the phenomenon of party system collapse through a detailed examination of Venezuela's traumatic party system decay, as well as a comparative analysis of collapse in Bolivia, Colombia, and Argentina and survival in Argentina, India, Uruguay, and Belgium"--Provided by publisher.

The Top 10 Reasons the Rich Go Broke

Author : John MacGregor
Publisher : RDA Press LLC
ISBN 13 : 1947588117
Total Pages : 197 pages
Book Rating : 4.9/5 (475 download)

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Book Synopsis The Top 10 Reasons the Rich Go Broke by : John MacGregor

Download or read book The Top 10 Reasons the Rich Go Broke written by John MacGregor and published by RDA Press LLC. This book was released on 2020-05-26 with total page 197 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learning from your mistakes makes you smart. Learning from other people’s mistakes makes you a genius. There are two ways to share knowledge, you can push information out or you can pull them in with story. A good story well told, can change the world. After 25 years in the trenches working with thousands of individuals and small business owners, John MacGregor opens the vault on 10 incredible stories that have the power to transform your financial life forever. In this book MacGregor reveals 10 real-life stories of people he encountered who had everythng and lost it all. It is here, MacGreogor reveals for the first time “The B.E.A.R Trap”, THE four underlying reasons why so many people go and stay broke. Using jaw dropping stories, this book answers and solves why: • 78% of people are living paycheck to paycheck • 65% of people could not come up with $400 today for an emergency expense • Why money is the #1 source of stress in our society • AND, why this problem is getting worse – not better - despite the thousands of how-to-books, DVD, and online resources available. Unlike the thousands of traditional “how-to” personal finance books that use traditional methods that rarely elicit change in people, these stories elicit something deep within the reader that allows people to make meaningful transformations in their life. The BEAR Trap formula is not only effective in your financial decision making, you can use it anywhere in your life to avoid painful outcomes and pitfalls. Though this is about the rich going broke, the amount of money doesn’t matter as everyone of these stories can pertain to you and your family

Bankrupt in America

Author : Mary Eschelbach Hansen
Publisher : University of Chicago Press
ISBN 13 : 022667973X
Total Pages : 237 pages
Book Rating : 4.2/5 (266 download)

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Book Synopsis Bankrupt in America by : Mary Eschelbach Hansen

Download or read book Bankrupt in America written by Mary Eschelbach Hansen and published by University of Chicago Press. This book was released on 2020-02-05 with total page 237 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2005, more than two million Americans—six out of every 1,000 people—filed for bankruptcy. Though personal bankruptcy rates have since stabilized, bankruptcy remains an important tool for the relief of financially distressed households. In Bankrupt in America, Mary and Brad Hansen offer a vital perspective on the history of bankruptcy in America, beginning with the first lasting federal bankruptcy law enacted in 1898. Interweaving careful legal history and rigorous economic analysis, Bankrupt in America is the first work to trace how bankruptcy was transformed from an intermittently used constitutional provision, to an indispensable tool for business, to a central element of the social safety net for ordinary Americans. To do this, the authors track federal bankruptcy law, as well as related state and federal laws, examining the interaction between changes in the laws and changes in how people in each state used the bankruptcy law. In this thorough investigation, Hansen and Hansen reach novel conclusions about the causes and consequences of bankruptcy, adding nuance to the discussion of the relationship between bankruptcy rates and economic performance.

When Egypt Went Broke

Author : Holman Day
Publisher : Good Press
ISBN 13 :
Total Pages : 230 pages
Book Rating : 4.4/5 (64 download)

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Book Synopsis When Egypt Went Broke by : Holman Day

Download or read book When Egypt Went Broke written by Holman Day and published by Good Press. This book was released on 2021-05-19 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: "When Egypt Went Broke" by Holman Day. Published by Good Press. Good Press publishes a wide range of titles that encompasses every genre. From well-known classics & literary fiction and non-fiction to forgotten−or yet undiscovered gems−of world literature, we issue the books that need to be read. Each Good Press edition has been meticulously edited and formatted to boost readability for all e-readers and devices. Our goal is to produce eBooks that are user-friendly and accessible to everyone in a high-quality digital format.

Broke

Author : Jodie Adams Kirshner
Publisher : Macmillan + ORM
ISBN 13 : 1250237122
Total Pages : 357 pages
Book Rating : 4.2/5 (52 download)

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Book Synopsis Broke by : Jodie Adams Kirshner

Download or read book Broke written by Jodie Adams Kirshner and published by Macmillan + ORM. This book was released on 2019-11-19 with total page 357 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Essential...in showcasing people who are persistent, clever, flawed, loving, struggling and full of contradictions, Broke affirms why it’s worth solving the hardest problems in our most challenging cities in the first place. " —Anna Clark, The New York Times "Through in-depth reporting of structural inequality as it affects real people in Detroit, Jodie Adams Kirshner's Broke examines one side of the economic divide in America" —Salon "What Broke really tells us is how systems of government, law and finance can crush even the hardiest of boot-strap pullers." —Brian Alexander, author of Glass House A galvanizing, narrative account of a city’s bankruptcy and its aftermath told through the lives of seven valiantly struggling Detroiters Bankruptcy and the austerity it represents have become a common "solution" for struggling American cities. What do the spending cuts and limited resources do to the lives of city residents? In Broke, Jodie Adams Kirshner follows seven Detroiters as they navigate life during and after their city's bankruptcy. Reggie loses his savings trying to make a habitable home for his family. Cindy fights drug use, prostitution, and dumping on her block. Lola commutes two hours a day to her suburban job. For them, financial issues are mired within the larger ramifications of poor urban policies, restorative negligence on the state and federal level and—even before the decision to declare Detroit bankrupt in 2013—the root causes of a city’s fiscal demise. Like Matthew Desmond’s Evicted, Broke looks at what municipal distress means, not just on paper but in practical—and personal—terms. More than 40 percent of Detroit’s 700,000 residents fall below the poverty line. Post-bankruptcy, they struggle with a broken real estate market, school system, and job market—and their lives have not improved. Detroit is emblematic. Kirshner makes a powerful argument that cities—the economic engine of America—are never quite given the aid that they need by either the state or federal government for their residents to survive, not to mention flourish. Success for all America’s citizens depends on equity of opportunity.

Hearings

Author : United States. Congress Senate
Publisher :
ISBN 13 :
Total Pages : 594 pages
Book Rating : 4.3/5 (511 download)

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Book Synopsis Hearings by : United States. Congress Senate

Download or read book Hearings written by United States. Congress Senate and published by . This book was released on 1955 with total page 594 pages. Available in PDF, EPUB and Kindle. Book excerpt:

When Egypt Went Broke: A Novel

Author : Holman Day
Publisher : Library of Alexandria
ISBN 13 : 1613102860
Total Pages : 358 pages
Book Rating : 4.6/5 (131 download)

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Book Synopsis When Egypt Went Broke: A Novel by : Holman Day

Download or read book When Egypt Went Broke: A Novel written by Holman Day and published by Library of Alexandria. This book was released on 2020-09-28 with total page 358 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Munitions Industry

Author : United States. Congress. Senate. Special Committee to Investigate the Munitions Industry
Publisher :
ISBN 13 :
Total Pages : 1884 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Munitions Industry by : United States. Congress. Senate. Special Committee to Investigate the Munitions Industry

Download or read book Munitions Industry written by United States. Congress. Senate. Special Committee to Investigate the Munitions Industry and published by . This book was released on 1934 with total page 1884 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Want

Author : Lynn Steger Strong
Publisher : Henry Holt and Company
ISBN 13 : 1250247535
Total Pages : 224 pages
Book Rating : 4.2/5 (52 download)

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Book Synopsis Want by : Lynn Steger Strong

Download or read book Want written by Lynn Steger Strong and published by Henry Holt and Company. This book was released on 2020-07-07 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Named a Best Book of 2020 by Time Magazine, The Los Angeles Times, NPR, Vulture, The New Yorker, and Kirkus Grappling with motherhood, economic anxiety, rage, and the limits of language, Want is a fiercely personal novel that vibrates with anger, insight, and love. Elizabeth is tired. Years after coming to New York to try to build a life, she has found herself with two kids, a husband, two jobs, a PhD—and now they’re filing for bankruptcy. As she tries to balance her dream and the impossibility of striving toward it while her work and home lives feel poised to fall apart, she wakes at ungodly hours to run miles by the icy river, struggling to quiet her thoughts. When she reaches out to Sasha, her long-lost childhood friend, it feels almost harmless—one of those innocuous ruptures that exist online, in texts. But her timing is uncanny. Sasha is facing a crisis, too, and perhaps after years apart, their shared moments of crux can bring them back into each other’s lives. In Want, Lynn Steger Strong explores the subtle violences enacted on a certain type of woman when she dares to want things—and all the various violences in which she implicates herself as she tries to survive.

Going Broke by Degree

Author : Richard K. Vedder
Publisher : American Enterprise Institute
ISBN 13 : 9780844741970
Total Pages : 296 pages
Book Rating : 4.7/5 (419 download)

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Book Synopsis Going Broke by Degree by : Richard K. Vedder

Download or read book Going Broke by Degree written by Richard K. Vedder and published by American Enterprise Institute. This book was released on 2004 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: Economist Richard Vedder examines the causes of the college tuition crisis and explores ways to reverse this alarming trend.

The Price We Pay

Author : Marty Makary
Publisher : Bloomsbury Publishing USA
ISBN 13 : 1635574129
Total Pages : 305 pages
Book Rating : 4.6/5 (355 download)

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Book Synopsis The Price We Pay by : Marty Makary

Download or read book The Price We Pay written by Marty Makary and published by Bloomsbury Publishing USA. This book was released on 2019-09-10 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: New York Times bestseller Business Book of the Year--Association of Business Journalists From the New York Times bestselling author comes an eye-opening, urgent look at America's broken health care system--and the people who are saving it--now with a new Afterword by the author. "A must-read for every American." --Steve Forbes, editor-in-chief, FORBES One in five Americans now has medical debt in collections and rising health care costs today threaten every small business in America. Dr. Makary, one of the nation's leading health care experts, travels across America and details why health care has become a bubble. Drawing from on-the-ground stories, his research, and his own experience, The Price We Pay paints a vivid picture of the business of medicine and its elusive money games in need of a serious shake-up. Dr. Makary shows how so much of health care spending goes to things that have nothing to do with health and what you can do about it. Dr. Makary challenges the medical establishment to remember medicine's noble heritage of caring for people when they are vulnerable. The Price We Pay offers a road map for everyday Americans and business leaders to get a better deal on their health care, and profiles the disruptors who are innovating medical care. The movement to restore medicine to its mission, Makary argues, is alive and well--a mission that can rebuild the public trust and save our country from the crushing cost of health care.

Bankrupt

Author : David Limbaugh
Publisher : Regnery Publishing
ISBN 13 : 1596980176
Total Pages : 450 pages
Book Rating : 4.5/5 (969 download)

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Book Synopsis Bankrupt by : David Limbaugh

Download or read book Bankrupt written by David Limbaugh and published by Regnery Publishing. This book was released on 2006-08-01 with total page 450 pages. Available in PDF, EPUB and Kindle. Book excerpt: The brother of radio talk-show host Rush Limbaugh argues that the Democratic Party has relinquished its control and spiritual virtue to liberal extremists, contending that the party has besmirched the president's character, undermined worthy Republican efforts, and veered away from its historical practices and roles.

Die Broke

Author : Stephen Pollan
Publisher : Harper Collins
ISBN 13 : 006184697X
Total Pages : 321 pages
Book Rating : 4.0/5 (618 download)

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Book Synopsis Die Broke by : Stephen Pollan

Download or read book Die Broke written by Stephen Pollan and published by Harper Collins. This book was released on 2009-03-17 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: From America's most trusted financial advisor comes a comprehensive guide to a new and utterly sane financial choice. In Die Broke, you'll learn that life is a game where the loser gives his money to Uncle Sam at the end. There are four steps to the process: Quit Today No, don't tell your boss to shove it...at least not out loud. But in your head accept that from this day on you're a free agent whose number one workplace priority is your personal bottom line. Pay Cash You should be as conscious of spending as you are of saving. Credit should be a rarely used tool for those few times (buying homes and cars) when paying cash is impossible. Don't Retire Your work life should be a journey up and down hills, rather than a climb up a sheer cliff that ends with a jump into the abyss. Die Broke It sounds terrifying, the one intolerable outcome to your financial life. And yet, in truth, dying broke might be your best option for a life without fear: fear of failure and privation now, fear of impoverishment in the long run.