The Use Of Gender And Age As Rating Variables In Motor Vehicle Insurance Law

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Handbook of Insurance

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Author : Georges Dionne
Publisher : Springer Science & Business Media
ISBN 13 : 1461401550
Total Pages : 1133 pages
Book Rating : 4.4/5 (614 download)

Book Synopsis Handbook of Insurance by : Georges Dionne

Download or read book Handbook of Insurance written by Georges Dionne and published by Springer Science & Business Media. This book was released on 2013-12-02 with total page 1133 pages. Available in PDF, EPUB and Kindle. Book excerpt: This new edition of the Handbook of Insurance reviews the last forty years of research developments in insurance and its related fields. A single reference source for professors, researchers, graduate students, regulators, consultants and practitioners, the book starts with the history and foundations of risk and insurance theory, followed by a review of prevention and precaution, asymmetric information, risk management, insurance pricing, new financial innovations, reinsurance, corporate governance, capital allocation, securitization, systemic risk, insurance regulation, the industrial organization of insurance markets and other insurance market applications. It ends with health insurance, longevity risk, long-term care insurance, life insurance financial products and social insurance. This second version of the Handbook contains 15 new chapters. Each of the 37 chapters has been written by leading authorities in risk and insurance research, all contributions have been peer reviewed, and each chapter can be read independently of the others.

Motor Vehicle Theft Law Enforcement Act of 1983

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Author : United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee on Surface Transportation
Publisher :
ISBN 13 :
Total Pages : 1018 pages
Book Rating : 4.:/5 (51 download)

Book Synopsis Motor Vehicle Theft Law Enforcement Act of 1983 by : United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee on Surface Transportation

Download or read book Motor Vehicle Theft Law Enforcement Act of 1983 written by United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee on Surface Transportation and published by . This book was released on 1983 with total page 1018 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Global Status Report on Road Safety 2013

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Author : World Health Organization. Violence and Injury Prevention
Publisher : World Health Organization
ISBN 13 : 9241564563
Total Pages : 316 pages
Book Rating : 4.2/5 (415 download)

Book Synopsis Global Status Report on Road Safety 2013 by : World Health Organization. Violence and Injury Prevention

Download or read book Global Status Report on Road Safety 2013 written by World Health Organization. Violence and Injury Prevention and published by World Health Organization. This book was released on 2013 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report provides legislation data last updated in 2011 and fatality data updated for 2010.

Atiyah's Accidents, Compensation and the Law

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Author : Peter Cane
Publisher : Cambridge University Press
ISBN 13 : 1107636329
Total Pages : 543 pages
Book Rating : 4.1/5 (76 download)

Book Synopsis Atiyah's Accidents, Compensation and the Law by : Peter Cane

Download or read book Atiyah's Accidents, Compensation and the Law written by Peter Cane and published by Cambridge University Press. This book was released on 2013-02-28 with total page 543 pages. Available in PDF, EPUB and Kindle. Book excerpt: The definitive text on personal injury law, now updated to take into account recent significant changes in the law.

Generalized Linear Models for Insurance Data

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Author : Piet de Jong
Publisher : Cambridge University Press
ISBN 13 : 1139470477
Total Pages : 207 pages
Book Rating : 4.1/5 (394 download)

Book Synopsis Generalized Linear Models for Insurance Data by : Piet de Jong

Download or read book Generalized Linear Models for Insurance Data written by Piet de Jong and published by Cambridge University Press. This book was released on 2008-02-28 with total page 207 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the only book actuaries need to understand generalized linear models (GLMs) for insurance applications. GLMs are used in the insurance industry to support critical decisions. Until now, no text has introduced GLMs in this context or addressed the problems specific to insurance data. Using insurance data sets, this practical, rigorous book treats GLMs, covers all standard exponential family distributions, extends the methodology to correlated data structures, and discusses recent developments which go beyond the GLM. The issues in the book are specific to insurance data, such as model selection in the presence of large data sets and the handling of varying exposure times. Exercises and data-based practicals help readers to consolidate their skills, with solutions and data sets given on the companion website. Although the book is package-independent, SAS code and output examples feature in an appendix and on the website. In addition, R code and output for all the examples are provided on the website.

Care Without Coverage

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Author : Institute of Medicine
Publisher : National Academies Press
ISBN 13 : 0309083435
Total Pages : 213 pages
Book Rating : 4.3/5 (9 download)

Book Synopsis Care Without Coverage by : Institute of Medicine

Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Driving Characteristics of the Young and Aging Population [electronic Resource]

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Author : Nicoletta, John
Publisher :
ISBN 13 : 9780662331759
Total Pages : pages
Book Rating : 4.3/5 (317 download)

Book Synopsis Driving Characteristics of the Young and Aging Population [electronic Resource] by : Nicoletta, John

Download or read book Driving Characteristics of the Young and Aging Population [electronic Resource] written by Nicoletta, John and published by . This book was released on 2002 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This analytical study uses Canadian Vehicle Survey data for 2000 to explain road use characteristics of young and aging drivers on a national basis. The analysis examines differences between two age groups -- those aged 24 and under and those aged 55 and over -- with the remainder of the population, those aged 25 to 54. The focus of the study is on when and why drivers choose to make road trips, and how the driving population compares with the population as a whole. Driver characteristics were compared with Canadian Motor Vehicle Traffic Collision Statistics published by Transport Canada as a means of putting driving exposure into perspective.

Minnesota Insurance Laws

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Author : Minnesota
Publisher :
ISBN 13 :
Total Pages : 228 pages
Book Rating : 4.:/5 (319 download)

Book Synopsis Minnesota Insurance Laws by : Minnesota

Download or read book Minnesota Insurance Laws written by Minnesota and published by . This book was released on 1911 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Economics of Insurance ...

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Author : John MacGregor M'Candlish
Publisher :
ISBN 13 :
Total Pages : 32 pages
Book Rating : 4.:/5 (31 download)

Book Synopsis The Economics of Insurance ... by : John MacGregor M'Candlish

Download or read book The Economics of Insurance ... written by John MacGregor M'Candlish and published by . This book was released on 1888 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Deregulating Property-Liability Insurance

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Author : J. David Cummins
Publisher : Rowman & Littlefield
ISBN 13 : 9780815798415
Total Pages : 424 pages
Book Rating : 4.7/5 (984 download)

Book Synopsis Deregulating Property-Liability Insurance by : J. David Cummins

Download or read book Deregulating Property-Liability Insurance written by J. David Cummins and published by Rowman & Littlefield. This book was released on 2004-06-23 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past two decades, the United States has successfully deregulated prices and restrictions on most previously-regulated industries, including airlines, trucking, railroads, telecommunications, and banking. Only a few industries remain regulated, the largest being the property-liability insurance business. In light of recent sweeping financial modernization legislation in other sectors of the insurance industry, this timely volume examines the basis for continued regulation of rates and forms of the U.S. property-liability insurance market. The book focuses on private passenger automobile insurance—the most important personal line of property-liability coverage, with annual premiums of about $120 billion. The authors analyze five state case studies: California, Massachusetts, and New Jersey—three of the most heavily regulated states—as well as Illinois, which has been deregulated for about 30 years, and South Carolina, which began to deregulate in 1997. The study also includes an econometric analysis based on all fifty states over a 25-year period that gauges the impact of regulation on insurance price levels, price volatility, and the proportion of automobiles insured in residual markets. The authors conclude that regulation does not significantly reduce long-run prices for consumers, and generally limits availability of coverage, reduces the quality and variety of services available in the market, inhibits productivity growth, and increases price volatility. Contributors include Dwight Jaffee (University of California, Berkeley), Thomas Russell (Santa Clara University ), Laureen Regan (Temple University), Sharon Tennyson (Cornell University), Mary Weiss (Temple University), John Worrall (Rutgers University), Stephen D'Arcy (University of Illinois, Urbana-Champaign), Martin Grace (Georgia State University), Robert Klein (Georgia State University), Richard Phillips (Georgia State University), Georges Dionne (University of Montreal), and Richard Butler (Brigham Young University).

Communities in Action

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Author : National Academies of Sciences, Engineering, and Medicine
Publisher : National Academies Press
ISBN 13 : 0309452961
Total Pages : 583 pages
Book Rating : 4.3/5 (94 download)

Book Synopsis Communities in Action by : National Academies of Sciences, Engineering, and Medicine

Download or read book Communities in Action written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2017-04-27 with total page 583 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differences in health status across segments of the population, but also because of inequities in factors that impact health status, so-called determinants of health. Only part of an individual's health status depends on his or her behavior and choice; community-wide problems like poverty, unemployment, poor education, inadequate housing, poor public transportation, interpersonal violence, and decaying neighborhoods also contribute to health inequities, as well as the historic and ongoing interplay of structures, policies, and norms that shape lives. When these factors are not optimal in a community, it does not mean they are intractable: such inequities can be mitigated by social policies that can shape health in powerful ways. Communities in Action: Pathways to Health Equity seeks to delineate the causes of and the solutions to health inequities in the United States. This report focuses on what communities can do to promote health equity, what actions are needed by the many and varied stakeholders that are part of communities or support them, as well as the root causes and structural barriers that need to be overcome.

Premiums and Losses

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Author :
Publisher :
ISBN 13 :
Total Pages : 200 pages
Book Rating : 4.:/5 (319 download)

Book Synopsis Premiums and Losses by :

Download or read book Premiums and Losses written by and published by . This book was released on 1921 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Commercial Motor Vehicle Driver Fatigue, Long-Term Health, and Highway Safety

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Author : National Academies of Sciences, Engineering, and Medicine
Publisher : National Academies Press
ISBN 13 : 0309392527
Total Pages : 273 pages
Book Rating : 4.3/5 (93 download)

Book Synopsis Commercial Motor Vehicle Driver Fatigue, Long-Term Health, and Highway Safety by : National Academies of Sciences, Engineering, and Medicine

Download or read book Commercial Motor Vehicle Driver Fatigue, Long-Term Health, and Highway Safety written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2016-09-12 with total page 273 pages. Available in PDF, EPUB and Kindle. Book excerpt: There are approximately 4,000 fatalities in crashes involving trucks and buses in the United States each year. Though estimates are wide-ranging, possibly 10 to 20 percent of these crashes might have involved fatigued drivers. The stresses associated with their particular jobs (irregular schedules, etc.) and the lifestyle that many truck and bus drivers lead, puts them at substantial risk for insufficient sleep and for developing short- and long-term health problems. Commercial Motor Vehicle Driver Fatigue, Long-Term Health and Highway Safety assesses the state of knowledge about the relationship of such factors as hours of driving, hours on duty, and periods of rest to the fatigue experienced by truck and bus drivers while driving and the implications for the safe operation of their vehicles. This report evaluates the relationship of these factors to drivers' health over the longer term, and identifies improvements in data and research methods that can lead to better understanding in both areas.

Actuarial Modelling of Claim Counts

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Author : Michel Denuit
Publisher : John Wiley & Sons
ISBN 13 : 9780470517413
Total Pages : 384 pages
Book Rating : 4.5/5 (174 download)

Book Synopsis Actuarial Modelling of Claim Counts by : Michel Denuit

Download or read book Actuarial Modelling of Claim Counts written by Michel Denuit and published by John Wiley & Sons. This book was released on 2007-07-27 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: There are a wide range of variables for actuaries to consider when calculating a motorist’s insurance premium, such as age, gender and type of vehicle. Further to these factors, motorists’ rates are subject to experience rating systems, including credibility mechanisms and Bonus Malus systems (BMSs). Actuarial Modelling of Claim Counts presents a comprehensive treatment of the various experience rating systems and their relationships with risk classification. The authors summarize the most recent developments in the field, presenting ratemaking systems, whilst taking into account exogenous information. The text: Offers the first self-contained, practical approach to a priori and a posteriori ratemaking in motor insurance. Discusses the issues of claim frequency and claim severity, multi-event systems, and the combinations of deductibles and BMSs. Introduces recent developments in actuarial science and exploits the generalised linear model and generalised linear mixed model to achieve risk classification. Presents credibility mechanisms as refinements of commercial BMSs. Provides practical applications with real data sets processed with SAS software. Actuarial Modelling of Claim Counts is essential reading for students in actuarial science, as well as practicing and academic actuaries. It is also ideally suited for professionals involved in the insurance industry, applied mathematicians, quantitative economists, financial engineers and statisticians.

Foundations of Casualty Actuarial Science

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Author :
Publisher :
ISBN 13 :
Total Pages : 620 pages
Book Rating : 4.3/5 (91 download)

Book Synopsis Foundations of Casualty Actuarial Science by :

Download or read book Foundations of Casualty Actuarial Science written by and published by . This book was released on 1996 with total page 620 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Illinois 2021 Rules of the Road

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Author : State of State of Illinois
Publisher :
ISBN 13 :
Total Pages : 114 pages
Book Rating : 4.5/5 (41 download)

Book Synopsis Illinois 2021 Rules of the Road by : State of State of Illinois

Download or read book Illinois 2021 Rules of the Road written by State of State of Illinois and published by . This book was released on 2021-07-19 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: Illinois 2021 Rules of the Road handbook, drive safe!

Generalized Linear Models for Insurance Rating

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Author : Mark Goldburd
Publisher :
ISBN 13 : 9780996889728
Total Pages : 106 pages
Book Rating : 4.8/5 (897 download)

Book Synopsis Generalized Linear Models for Insurance Rating by : Mark Goldburd

Download or read book Generalized Linear Models for Insurance Rating written by Mark Goldburd and published by . This book was released on 2016-06-08 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: