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The Us Experience With No Fault Automobile Insurance
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Book Synopsis The U.S. Experience with No-fault Automobile Insurance by : James M. Anderson
Download or read book The U.S. Experience with No-fault Automobile Insurance written by James M. Anderson and published by Rand Corporation. This book was released on 2010 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt: "No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear." --Back cover.
Book Synopsis State No-fault Automobile Insurance Experience, 1971-1977 by : United States. Department of Transportation
Download or read book State No-fault Automobile Insurance Experience, 1971-1977 written by United States. Department of Transportation and published by . This book was released on 1977 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis No-fault Automobile Insurance in Action by : Alan I. Widiss
Download or read book No-fault Automobile Insurance in Action written by Alan I. Widiss and published by Oceana Publications. This book was released on 1977 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance Publisher : ISBN 13 : Total Pages :854 pages Book Rating :4.F/5 ( download)
Book Synopsis State No-fault Automobile Insurance Experiences by : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance
Download or read book State No-fault Automobile Insurance Experiences written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance and published by . This book was released on 1977 with total page 854 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :Edward L. Jr. Lascher Publisher :Springer Science & Business Media ISBN 13 :1461515416 Total Pages :346 pages Book Rating :4.4/5 (615 download)
Book Synopsis The Economics and Politics of Choice No-Fault Insurance by : Edward L. Jr. Lascher
Download or read book The Economics and Politics of Choice No-Fault Insurance written by Edward L. Jr. Lascher and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rights. Some American states have implemented choice programs, and major federal choice legislation is now pending in the United States Congress. Choice no-fault has caught the attention of policy makers, the insurance industry, and academics. Until now, however, no single book has pulled together the available research on the topic. The Economics and Politics of Choice No-Fault Insurance fills that gap. Edited by scholars from different disciplines, each of whom has written extensively on automobile insurance issues, the book includes some of the best work in the area. Former Massachusetts Governor and presidential candidate Michael S. Dukakis wrote the foreword. Contributors include University of Virginia Law Professor Jeffrey O'Connell, widely considered the `father of no-fault,' as well as authors of the influential RAND study of the potential effects of choice no-fault on insurance rates. The book chapters, most of which were written especially for this volume, cover topics ranging from the impact of choice no-fault on accidents and driving behavior, to the effects of choice on medical care usage, to alternative approaches for resolving accidents involving both `no-fault' and `tort' electors, to the political feasibility of choice legislative proposals. Emphasis on the potential advantages of choice no-fault is balanced by consideration of possible ill effects.
Book Synopsis The Injury Industry and the Remedy of No-fault Insurance by : Jeffrey O'Connell
Download or read book The Injury Industry and the Remedy of No-fault Insurance written by Jeffrey O'Connell and published by University of Illinois Press. This book was released on 1971 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis National No-Fault Motor Vehicle Insurance Act. Report by : United States. Congress. House. Committee on the Judiciary
Download or read book National No-Fault Motor Vehicle Insurance Act. Report written by United States. Congress. House. Committee on the Judiciary and published by . This book was released on 1974 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :Estate of Jerry J. Phillips Publisher :Georgetown University Press ISBN 13 :9781589014848 Total Pages :146 pages Book Rating :4.0/5 (148 download)
Book Synopsis Who Pays for Car Accidents? by : Estate of Jerry J. Phillips
Download or read book Who Pays for Car Accidents? written by Estate of Jerry J. Phillips and published by Georgetown University Press. This book was released on 2001-12-18 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this new volume, two lawyers debate which kind of automobile insurance is the best, no-fault or tort liability. This book presents in one place all the legal, political, historical, and financial arguments about the two types of auto insurance. Under the fault system currently used by thirty-seven states, tort law provides that the party at fault in the accident pays the full damages of accident victims. Jerry J. Phillips favors this system, arguing that it allows for fair compensation to the injured and deters drivers from dangerous behavior on the road. Stephen Chippendale counters this claim with the argument that tort-law based insurance combines high cost and low benefits, and that those who truly profit from it are the lawyers representing injured clients, while their claims clog up the court system. A better solution, he proposes, would be "Auto Choice," a plan under which consumers would choose whether or not they wished to be eligible for damages from pain and suffering. With civility and respect, these two legal scholars present thoughtful and thorough arguments on both sides of the debate, giving readers a balanced view of an issue that affects nearly every American. It will be of particular value to those in the fields of law, policy, and insurance.
Book Synopsis The Effect of No-fault Automobile Insurance on Driver Behavior and Automobile Accidents in the United States by : David S. Loughran
Download or read book The Effect of No-fault Automobile Insurance on Driver Behavior and Automobile Accidents in the United States written by David S. Loughran and published by Rand Corporation. This book was released on 2001 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: No-fault auto insurance opponents frequently argue that no-fault may ultimately lead to higher auto insurance costs by reducing drivers' incentives to drive carefully and thereby increasing the accident rate. The intuition behind this criticism of no-fault is simple: No-fault auto insurance lowers the cost of driving negligently by limiting first-party liability for the injuries suffered by third-parties in auto accidents. This book evaluates this criticism of no-fault by examining trends in fatal and non-fatal automobile accidents rates and rates of driver negligence in the United States between 1967 and 1989. Contrary to some earlier research, the author finds no evidence that the adoption of no-fault auto insurance between 1971 and 1976 in 16 states increased fatal accident rates in those states. This book also finds no correlation between the presence of no-fault auto insurance and a state's overall accident rate or rate of driver negligence.
Author :United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Commerce and Finance Publisher : ISBN 13 : Total Pages :340 pages Book Rating :4.3/5 (243 download)
Book Synopsis No-fault Motor Vehicle Insurance by : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Commerce and Finance
Download or read book No-fault Motor Vehicle Insurance written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Commerce and Finance and published by . This book was released on 1971 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance Publisher : ISBN 13 : Total Pages :928 pages Book Rating :4.0/5 (18 download)
Book Synopsis No-fault Motor Vehicle Insurance by : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance
Download or read book No-fault Motor Vehicle Insurance written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance and published by . This book was released on 1975 with total page 928 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis ""No-fault" Automobile Insurance by :
Download or read book ""No-fault" Automobile Insurance written by and published by . This book was released on 1978 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Commerce and Finance Publisher : ISBN 13 : Total Pages :982 pages Book Rating :4.3/5 ( download)
Book Synopsis No-fault Motor Vehicle Insurance by : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Commerce and Finance
Download or read book No-fault Motor Vehicle Insurance written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Commerce and Finance and published by . This book was released on 1975 with total page 982 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Educated Consumers Guide to No-Fault Automobile Insurance by : John Prosser
Download or read book The Educated Consumers Guide to No-Fault Automobile Insurance written by John Prosser and published by Author House. This book was released on 2005-08-23 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: Catastrophic injury in an automobile accident is a very serious life altering event. Are you prepared? Have you ever considered it? Can you imagine the impact on you or your loved ones if this very unfortunate event visited you?! According to a Harvard Medical School study, medical bills cause an average of 2 million personal bankruptcies per year. What kind of automobile insurance do you have? What is your coverage for personal injury? What kind of health insurance coverage do you have? Does it cover in home Nursing care after a catastrophic automobile accident? MICHIGAN is the only state in America that provides unlimited medical benefits for injuries sustained in an automobile accident! Why doesn't your state? Brain injury is a silent epidemic in America, every year there are over 1.5 million brain injuries in America and 44% are from auto mobile accidents! Are you an automobile accident away from bankruptcy? In every other state than Michigan, you spend down your limited auto insurance benefit, then exhaust your Health insurance benefit, then discover you have NO in home nursing care coverage, then you spend your assets to provide care to your loved ones, then you can qualify for Medicaid, then you can file for bankruptcy, then you can discover the massive nursing shortage, and the massive hemorrhaging of state budgets due to escalating Medicaid costs, then discover any Medicaid coverage you can qualify for are very limited compared to your need, and there are too few personnel to do the work! THE MICHIGAN MODEL FOR AUTOMOBILE INSURANCE, is a solution that that will serve to provide a quality of life for accident victims, and save states billions in Medicaid costs! Start today, get educated, then lobby your State Governor and State Legislators to adopt the Michigan Model in your state, you already pay for auto insurance, why aren't you getting unlimited medical benefits for life, like Michigan?
Book Synopsis National Standards No-fault Motor Vehicle Insurance Act by : United States. Congress. Senate. Committee on Commerce
Download or read book National Standards No-fault Motor Vehicle Insurance Act written by United States. Congress. Senate. Committee on Commerce and published by . This book was released on 1975 with total page 668 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis National No-fault Motor Vehicle Insurance Act by : United States. Congress. Senate. Committee on Commerce
Download or read book National No-fault Motor Vehicle Insurance Act written by United States. Congress. Senate. Committee on Commerce and published by . This book was released on 1973 with total page 552 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis No-fault Motor Vehicle Insurance by :
Download or read book No-fault Motor Vehicle Insurance written by and published by . This book was released on 1971 with total page 516 pages. Available in PDF, EPUB and Kindle. Book excerpt:
