Read Books Online and Download eBooks, EPub, PDF, Mobi, Kindle, Text Full Free.
The Sme Financing Gap
Download The Sme Financing Gap full books in PDF, epub, and Kindle. Read online The Sme Financing Gap ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!
Book Synopsis The SME Financing Gap (Vol. I) Theory and Evidence by : OECD
Download or read book The SME Financing Gap (Vol. I) Theory and Evidence written by OECD and published by OECD Publishing. This book was released on 2006-10-25 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: Analyzes the lack of funding for small and medium-sized enterprises (SMEs) and recommends measures to foster an improved flow of financing.
Book Synopsis The SME Financing Gap: Theory and evidence by :
Download or read book The SME Financing Gap: Theory and evidence written by and published by OECD Publishing. This book was released on 2006 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: The lack of funding available from the financial sector for small and medium-sized enterprises (SMEs) is known as the financing gap. This report analyzes this gap for both credit and equity financing and seeks to determine how prevalent such a gap may be, both among OECD countries and non-OECD economies, and recommends measures to foster an improved flow of financing to SMEs and entrepreneurs. A significant number of entrepreneurs and SMEs could use funds productively if they were available, but are often denied access to financing. This impedes their creation and growth. The "financing gap" was the subject of the OECD Global Conference on "Better Financing for Entrepreneurship and SME Growth", held in Brasilia, Brazil in March 2006. Vol. 2 presents a synthesis of the Conference discussions on the credit and equity financing gaps, as well as on private equity definitions and measurements. It also offers a selection of papers given by some of the key stakeholders (SMEs, government and financial institutions) confronting these issues.--Publisher's description.
Book Synopsis The SME Financing Gap (Vol. II) Proceedings of the Brasilia Conference, 27-30 March 2006 by : OECD
Download or read book The SME Financing Gap (Vol. II) Proceedings of the Brasilia Conference, 27-30 March 2006 written by OECD and published by OECD Publishing. This book was released on 2007-04-17 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: A synthesis of the Conference discussions as well as selected papers on the credit and equity financing gaps, as well as on private equity definitions and measurements.
Book Synopsis The SME Financing Gap by : Organisation for Economic Co-operation and Development
Download or read book The SME Financing Gap written by Organisation for Economic Co-operation and Development and published by . This book was released on with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The SME Financing Gap (Vol. II) Proceedings of the Brasilia Conference, 27-30 March 2006 by : OECD
Download or read book The SME Financing Gap (Vol. II) Proceedings of the Brasilia Conference, 27-30 March 2006 written by OECD and published by OECD Publishing. This book was released on 2007-04-20 with total page 283 pages. Available in PDF, EPUB and Kindle. Book excerpt: A synthesis of the Conference discussions as well as selected papers on the credit and equity financing gaps, as well as on private equity definitions and measurements.
Book Synopsis The SME Financing Gap (Vol. I) Theory and Evidence by : OECD
Download or read book The SME Financing Gap (Vol. I) Theory and Evidence written by OECD and published by OECD Publishing. This book was released on 2006-11-13 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Analyzes the lack of funding for small and medium-sized enterprises (SMEs) and recommends measures to foster an improved flow of financing.
Book Synopsis Financing SMEs and Entrepreneurs 2020 An OECD Scoreboard by : OECD
Download or read book Financing SMEs and Entrepreneurs 2020 An OECD Scoreboard written by OECD and published by OECD Publishing. This book was released on 2020-04-22 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: The 9th edition of the Scoreboard on Financing SMEs and Entrepreneurs report provides data from 48 countries around the world on SME lending, alternative finance instruments and financing conditions, as well as information on policy initiatives to improve SME access to finance.
Book Synopsis The SME Financing Gap (Vol. II) by :
Download or read book The SME Financing Gap (Vol. II) written by and published by Org. for Economic Cooperation & Development. This book was released on 2007 with total page 310 pages. Available in PDF, EPUB and Kindle. Book excerpt: A synthesis of the Conference discussions as well as selected papers on the credit and equity financing gaps, as well as on private equity definitions and measurements.
Download or read book SME Finance: written by Chokey Wangmo and published by . This book was released on 2021 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This book, titled SME Finance: Constraints and an Information Asymmetric Perspective, studies the gap between bank financing and the small and medium sized enterprises (SME) sector, based on the economic theories of information asymmetry and agency theory. Access to finance continues to remain one of the key constraints faced by SMEs to start and expand businesses, particularly in the developing economies where access to bank loans is subject to the availability of collateral. The SME financing gap, studied from the perspectives of both the key actors - banks and SMEs - is well presented in this book. The authors have used Sequential Explanatory Design, a mixed methodology, to collect data from SMEs and banks. The econometric model of the study represented SMEs' debt accessibility as a function of independent variables of loan repayment capacity, financial information, characteristics of the firm and owner and bank loan characteristics. The book provides empirical evidence that SME financing constraints are caused by factors arising from SMEs as well as the banks, primarily SMEs' high information opacity and banks' imposition of collateral to offset the credit risk. In the estimation of the econometric model, the size of collateral and owner's equity were among the most significant predictor variables. Likewise, the thematic analysis of interview data of credit officers to understand the banks' lending behavior evidenced a strong positive relationship between the size of the collateral and owner's equity and access to bank loans. SMEs' high information opacity and credit risk induced adverse selection and credit rationing on the part of finance providers. The findings of this book contribute towards academic literature on developing economies characterized by limited data available for academic and empirical research. This book provides a unique example of rigorous research on SME finance within an information economics framework. The theoretical issues are nicely balanced by the practical application of information economics to an emerging market. It can be used as a reference by researchers, academics, practitioners and policy makers in the areas of development finance, banking, development economics, microfinance and rural development. In addition, it can be used as an academic reference for a finance subject at the Master's or Doctoral level. The book is relevant to key stakeholders in understanding the debt inaccessibility from SMEs and the banks in drafting policies and measures to address the SME financing gap"--
Book Synopsis Access to Bank Credit and SME Financing by : Stefania Rossi
Download or read book Access to Bank Credit and SME Financing written by Stefania Rossi and published by Springer. This book was released on 2016-12-02 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores how the global financial and European sovereign debt crises have forced small-and-medium-sized businesses (SMEs) to reassess and adapt their funding strategies. At the heart of the matter is the worsening access to bank credit for such enterprises. Through this discussion we learn how crucial an understanding of SME-financing is to policy makers, in light of the fact that SMEs dominate the business landscape in Europe and are the main drivers of employment, growth and innovation in the European economy. Contributing chapters present expert analysis and investigate many topics including the problems faced by SMEs in accessing bank credit and the cost of funding and its determinants. Particular attention is also given to how credit-constrained enterprises may reformulate their funding strategies by employing alternative, non-bank, financial resources, and how regulators could support SMEs in broadening and improving their funding opportunities.
Download or read book SME Funding written by Gianluca Oricchio and published by Springer. This book was released on 2016-12-15 with total page 271 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores current financing options for small and medium size enterprises (SMEs), with particular insight into the European market. The authors position SME funding within a risk-averse lending environment with high regulatory costs on business loans, which has arisen from the recent financial crisis and new European bank capital regulations. Chapters in the book demonstrate how and why SMEs may be forced to leave the market and posit that shadow banking and other alternative funding options are viable channels for raising funds. A new and innovative SME credit risk model is also presented. This book will appeal to all who share an interest in sustainable solutions to issues in SME financing.
Book Synopsis Bridging the Equity Gap for Innovative SMEs by : E. Gualandri
Download or read book Bridging the Equity Gap for Innovative SMEs written by E. Gualandri and published by Springer. This book was released on 2008-10-09 with total page 217 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explores the idea that Europe's growth problems may be caused by weaknesses in capital markets and in the access to risk capital. It addresses the evaluation of the financial needs and constraints of start-up firms and how these might be bridged. The role of public sector intervention is analyzed, focusing on international best practices.
Book Synopsis The SME Financing Gap (Vol. II) Proceedings of the Brasilia Conference, 27-30 March 2006 by : OECD
Download or read book The SME Financing Gap (Vol. II) Proceedings of the Brasilia Conference, 27-30 March 2006 written by OECD and published by OECD Publishing. This book was released on 2007-04-20 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: A synthesis of the Conference discussions as well as selected papers on the credit and equity financing gaps, as well as on private equity definitions and measurements.
Book Synopsis The SME Financing Gap (Vol. II) Proceedings of the Brasilia Conference, 27-30 March 2006 by : OECD
Download or read book The SME Financing Gap (Vol. II) Proceedings of the Brasilia Conference, 27-30 March 2006 written by OECD and published by OECD Publishing. This book was released on 2007-04-20 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: A synthesis of the Conference discussions as well as selected papers on the credit and equity financing gaps, as well as on private equity definitions and measurements.
Book Synopsis Bank Financing to Small and Medium-Sized Enterprises (SMEs) in Columbia by :
Download or read book Bank Financing to Small and Medium-Sized Enterprises (SMEs) in Columbia written by and published by World Bank Publications. This book was released on with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Unlocking Access to Finance for SMEs: A Cross-Country Analysis by : Mr.Armand Fouejieu
Download or read book Unlocking Access to Finance for SMEs: A Cross-Country Analysis written by Mr.Armand Fouejieu and published by International Monetary Fund. This book was released on 2020-03-13 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Countries in the MENAP and CCA regions have the lowest levels of financial inclusion of small and medium enterprises (SMEs) in the world. The paper provides empirical evidence on the drivers of SME access to finance for a large sample of countries, and identifies key policy priorities for these two regions: economic and institutional stability, competition, public sector size and government effectiveness, credit information infrastructure (e.g., credit registries), the business environment (e.g., legal frameworks for contract enforcement), and financial supervisory and regulatory capacity. The analysis also shows that improving credit information, economic competition, the business environment along with economic development and better governance would help close the SME financial inclusion gap between MENAP and CCA regions and the best performers. The paper concludes on the need to adopt holistic policy strategies that take into account the full range of macro and institutional requirements and reforms, and prioritize these reforms in accordance with each country’s specific characteristics.
Download or read book Filling the Gap written by Usman Ahmed and published by . This book was released on 2016 with total page 14 pages. Available in PDF, EPUB and Kindle. Book excerpt: Traditional financial services are rapidly being reformed by technology. Small- and medium-sized enterprises (SMEs) account for more than one-half of the world's GDP and employ two-thirds of the global workforce, however a key barrier to growth faced by SMEs around the globe is access to financing. This is not a new issue, as the onerous information, administration, and collateral requirements associated with traditional loans have inhibited SMEs from seeking or securing financing. The 2008 financial crisis only exacerbated the problem, as many local retail banks (often the primary providers of SME financing) closed their doors and the appetite for taking on high-risk SME loans was quelled. Online business lending may be stepping in to fill this gap by resolving many of the barriers associated with traditional SME financing. This paper analyzes data from PayPal Inc., a company best known for its global online payment system, and from Kiva, a crowdsourcing platform. PayPal Working Capital launched in late 2013; it is a product that enables SMEs to apply for and obtain short-term credit. Our objective is to understand how technology is impacting SMEs' ability to access financing. Our findings suggest the following: (i) online business loans have stepped in to fill the SME funding gap left in the wake of the 2008 financial crisis; (ii) young and minority-owned businesses with low and moderate income benefit particularly from online business loans; and (iii) online business loans can boost the growth of SMEs in under-served counties. Based on increased sales of businesses that have received PPWC loans, we estimate that programs like this have the potential to boost economic activity considerably.
