The Development of the Mutuality Principle in the Insurance Business

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Author :
Publisher : LIT Verlag Münster
ISBN 13 : 364390973X
Total Pages : 1080 pages
Book Rating : 4.6/5 (439 download)

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Book Synopsis The Development of the Mutuality Principle in the Insurance Business by : Johann Brazda

Download or read book The Development of the Mutuality Principle in the Insurance Business written by Johann Brazda and published by LIT Verlag Münster. This book was released on 2020 with total page 1080 pages. Available in PDF, EPUB and Kindle. Book excerpt: Im Mittelpunkt steht die Entwicklung und Gewichtung des Gegenseitigkeitsprinzips bei Versicherungsvereinen auf Gegenseitigkeit (VVaG) in Österreich. Beginnend mit den ersten Gründungen von VVaG führen die Forschungen bis in die Gegenwart und stellen die jeweiligen Entwicklungsphasen der Gegenseitigkeit dar. Die dabei erkennbare schrittweise Verdünnung des Gegenseitigkeitsprinzips in den VVaG bzw. die phasenweise Modifizierung des Gegenseitigkeitsgedankens werden sowohl für Österreich als auch mittels internationaler Beispiele in Form von Länderstudien präsentiert.

The Rise and Fall of American Growth

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Author :
Publisher : Princeton University Press
ISBN 13 : 0691175802
Total Pages : 784 pages
Book Rating : 4.6/5 (911 download)

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Book Synopsis The Rise and Fall of American Growth by : Robert J. Gordon

Download or read book The Rise and Fall of American Growth written by Robert J. Gordon and published by Princeton University Press. This book was released on 2017-08-29 with total page 784 pages. Available in PDF, EPUB and Kindle. Book excerpt: How America's high standard of living came to be and why future growth is under threat In the century after the Civil War, an economic revolution improved the American standard of living in ways previously unimaginable. Electric lighting, indoor plumbing, motor vehicles, air travel, and television transformed households and workplaces. But has that era of unprecedented growth come to an end? Weaving together a vivid narrative, historical anecdotes, and economic analysis, The Rise and Fall of American Growth challenges the view that economic growth will continue unabated, and demonstrates that the life-altering scale of innovations between 1870 and 1970 cannot be repeated. Gordon contends that the nation's productivity growth will be further held back by the headwinds of rising inequality, stagnating education, an aging population, and the rising debt of college students and the federal government, and that we must find new solutions. A critical voice in the most pressing debates of our time, The Rise and Fall of American Growth is at once a tribute to a century of radical change and a harbinger of tougher times to come.

Handbook of International Insurance

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Publisher : Springer Science & Business Media
ISBN 13 : 0387341633
Total Pages : 1000 pages
Book Rating : 4.3/5 (873 download)

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Book Synopsis Handbook of International Insurance by : J. David Cummins

Download or read book Handbook of International Insurance written by J. David Cummins and published by Springer Science & Business Media. This book was released on 2007-12-23 with total page 1000 pages. Available in PDF, EPUB and Kindle. Book excerpt: Handbook of International Insurance: Between Global Dynamics and Local Contingencies analyzes key trends in the insurance industry in more than 15 important national insurance markets that represent over 90 percent of world insurance premiums. Well-known academics from Europe, the Americas and Asia examine their own national insurance markets, including the competitive structure, product and service innovations, and regulatory developments. The book provides academics and executives with an unprecedented range of information about today’s insurance markets. This book also provides important 'new' information on the evolution of the financial sector worldwide and comprehensive chapters on reinsurance, Lloyd’s of London, alternative risk transfer, South and East Asian insurance markets, and European insurance markets. Setting the stage is an overview chapter by the editors focusing on overall conclusions on globalization.

In All Fairness

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Publisher : Independent Institute
ISBN 13 : 1598133373
Total Pages : 362 pages
Book Rating : 4.5/5 (981 download)

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Book Synopsis In All Fairness by : Richard A. Epstein

Download or read book In All Fairness written by Richard A. Epstein and published by Independent Institute. This book was released on 2019-10-01 with total page 362 pages. Available in PDF, EPUB and Kindle. Book excerpt: Growing concern about inequality has led to proposals to remake American society according to ill-conceived and coercive "egalitarian" values that are fundamentally unfair. This unique book reveals the modern romance with equality as a destructive flirtation. The elites who advocate such notions claim they champion the poor—but more often than not the nostrums of this managerial class undermine, rather than advance, mass prosperity and human well-being. The authors of In All Fairness challenge all of the prevailing egalitarian ideas, including the claim that the country is riven by inequality in the first place. After all, our economy thrives with a division of labor that allows individuals who are unequal in interests and talents to pursue their own unique goals. Looked at in this way, equality is far more widespread than overheated rhetoric might lead one to expect—as factual data show. But it is an equality of a particularly valuable type—one arrived at, not by top-down attempts to impose economic uniformity, but by our respecting inviolable rules of fair play and the dignity of each person, a dignity that requires everyone to respect the voluntary transactions of others. This approach holds equity, liberty, diversity, and prosperity together. Would we want it any other way in America and anywhere around the world? The authors draw on economics, philosophy, religion, law, political science, and history to provide answers to a perennial question that especially agitates the American public today: Can the coercive powers of the state be used to achieve a kind of arithmetic equality? The authors, each in their own way, make a strong case that they should not be used in this fashion. Love inequality or loathe it, In All Fairness is full of key insights about the connections among fairness, liberty, equality and the quest for human dignity. You won't think about wealth and poverty, equality and inequality, in the same way ever again.

For the Common Good?

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Publisher : Oxford University Press, USA
ISBN 13 : 9780195148589
Total Pages : 308 pages
Book Rating : 4.1/5 (485 download)

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Book Synopsis For the Common Good? by : Jason Kaufman

Download or read book For the Common Good? written by Jason Kaufman and published by Oxford University Press, USA. This book was released on 2003-08-07 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The Golden Age of Fraternity was a unique time in American history. In the forty years between the Civil War and the onset of World War I, more than half of all Americans participated in clubs, fraternities, militias, and mutual benefit societies. Today this period is held up as a model for how we might revitalize contemporary civil society. But was America's associational culture really as communal as has been assumed? What if these much-admired voluntary organizations served parochial concerns rather than the common good? Jason Kaufman sets out to dispel many of the myths about the supposed civic-mindedness of "joining" while bringing to light the hidden lessons of associationalism's history. Relying on deep archival research in city directories, club histories, and membership lists, Kaufman shows that organizational activity in the late nineteenth and early twentieth centuries revolved largely around economic self-interest rather than civic engagement. And far from spurring concern for the collective good, fraternal societies, able to pick and choose members at will, fostered exclusion and further exacerbated the competitive interests of a society divided by race, class, ethnicity, and religion. Tracing both the rise and the decline of American associational life - a decline that began immediately after World War I, much earlier than previously thought - Kaufman argues persuasively that the end of fraternalism was a good thing. Illuminating both broad historical shifts - immigration, urbanization, and the disruptions of war, among them - and smaller, overlooked contours, such as changes in the burial and life insurance industries, Kaufman has written a bracing revisionist history. Eloquently rebutting those hailing America's associational past and calling for a return to old-style voluntarism, For the Common Good? will change the terms of debate about the history - and the future - of American civil society."--Publisher's description.

From Mutual Aid to the Welfare State

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Publisher : Univ of North Carolina Press
ISBN 13 : 0807860557
Total Pages : 337 pages
Book Rating : 4.8/5 (78 download)

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Book Synopsis From Mutual Aid to the Welfare State by : David T. Beito

Download or read book From Mutual Aid to the Welfare State written by David T. Beito and published by Univ of North Carolina Press. This book was released on 2003-06-19 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: During the late nineteenth and early twentieth centuries, more Americans belonged to fraternal societies than to any other kind of voluntary association, with the possible exception of churches. Despite the stereotypical image of the lodge as the exclusive domain of white men, fraternalism cut across race, class, and gender lines to include women, African Americans, and immigrants. Exploring the history and impact of fraternal societies in the United States, David Beito uncovers the vital importance they had in the social and fiscal lives of millions of American families. Much more than a means of addressing deep-seated cultural, psychological, and gender needs, fraternal societies gave Americans a way to provide themselves with social-welfare services that would otherwise have been inaccessible, Beito argues. In addition to creating vast social and mutual aid networks among the poor and in the working class, they made affordable life and health insurance available to their members and established hospitals, orphanages, and homes for the elderly. Fraternal societies continued their commitment to mutual aid even into the early years of the Great Depression, Beito says, but changing cultural attitudes and the expanding welfare state eventually propelled their decline.

Insurance, Fund Size, and Concentration

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Author :
Publisher : Walter de Gruyter
ISBN 13 : 3050063718
Total Pages : 276 pages
Book Rating : 4.0/5 (5 download)

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Book Synopsis Insurance, Fund Size, and Concentration by : Tobias Alexander Jopp

Download or read book Insurance, Fund Size, and Concentration written by Tobias Alexander Jopp and published by Walter de Gruyter. This book was released on 2013-10-24 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: Schon um die Mitte des 19. Jahrhunderts verfügten die deutschen Bergleute mit den zahlreichen lokalen Knappschaftsvereinen über ein eigenes institutionalisiertes Sozialversicherungssystem mit einer langen, ins Mittelalter zurückreichenden Tradition. Ihren Mitgliedern boten die Knappschaftsvereine Versicherungsschutz gegen die wesentlichen Daseinsrisiken Krankheit, Invalidität, Tod des Ernährers der Familie und Langlebigkeit. Mit Blick auf die Periode zwischen Knappschaftsgesetz einerseits und Gründung der Reichsknappschaft andererseits (1854-1923) untersucht diese Arbeit ein versicherungsökonomisches Problem, über das bereits die zeitgenössischen Beobachter der Knappschaftsvereine intensiv diskutierten: Wie ist die optimale Größe eines Sozialversicherungsträgers zu bestimmen und zu implementieren? Gibt es überhaupt eine „optimale“ Größe? Oder gilt nicht vielmehr „je größer, desto besser“? Vor dem Hintergrund zweier ökonomischer Kategorien – versicherungstechnisches Risikos und Verwaltungseffizienz – werden diese Fragen am konkreten historischen Beispiel der preußischen Knappschaftsvereine untersucht. Obwohl die jüngere Historiographie die außerordentliche Bedeutung der Knappschaftsvereine des 19. Jahrhunderts als eines der ersten Sozialversicherungssysteme überhaupt herausgestellt hat, stellt deren Wirtschafts- bzw. Versicherungsgeschichte ein Forschungsdesiderat dar. Diese Arbeit füllt zu einem gewissen Grad diese Forschungslücke, indem sie auf ein historisches Phänomen fokussiert, dessen Analyse nicht ohne den direkten Bezug auf grundlegende ökonomische Zusammenhänge auskommt: der zu beobachtende Prozess interner und insbesondere externer Konzentration innerhalb der Knappschaftsvereine, der spätestens mit dem frühen 1870iger Jahren einsetzte und in der Gründung der Reichsknappschaft kulminierte.

The Weekly Underwriter

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Publisher :
ISBN 13 :
Total Pages : 524 pages
Book Rating : 4.A/5 ( download)

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Book Synopsis The Weekly Underwriter by :

Download or read book The Weekly Underwriter written by and published by . This book was released on 1893 with total page 524 pages. Available in PDF, EPUB and Kindle. Book excerpt:

NBER Reporter

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Publisher :
ISBN 13 :
Total Pages : 512 pages
Book Rating : 4.3/5 ( download)

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Book Synopsis NBER Reporter by : National Bureau of Economic Research

Download or read book NBER Reporter written by National Bureau of Economic Research and published by . This book was released on 2003 with total page 512 pages. Available in PDF, EPUB and Kindle. Book excerpt:

How Our Days Became Numbered

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Publisher : University of Chicago Press
ISBN 13 : 022656486X
Total Pages : 325 pages
Book Rating : 4.2/5 (265 download)

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Book Synopsis How Our Days Became Numbered by : Dan Bouk

Download or read book How Our Days Became Numbered written by Dan Bouk and published by University of Chicago Press. This book was released on 2018-02-06 with total page 325 pages. Available in PDF, EPUB and Kindle. Book excerpt: Classing -- Fatalizing -- Writing -- Smoothing -- A modern conception of death -- Valuing lives, in four movements -- Failing the future.

Differential Diagnoses

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Publisher : Cornell University Press
ISBN 13 : 0801460476
Total Pages : 269 pages
Book Rating : 4.8/5 (14 download)

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Book Synopsis Differential Diagnoses by : Paul V. Dutton

Download or read book Differential Diagnoses written by Paul V. Dutton and published by Cornell University Press. This book was released on 2012-11-07 with total page 269 pages. Available in PDF, EPUB and Kindle. Book excerpt: Although the United States spends 16 percent of its gross domestic product on health care, more than 46 million people have no insurance coverage, while one in four Americans report difficulty paying for medical care. Indeed, the U.S. health care system, despite being the most expensive health care system in the world, ranked thirty-seventh in a comprehensive World Health Organization report. With health care spending only expected to increase, Americans are again debating new ideas for expanding coverage and cutting costs. According to the historian Paul V. Dutton, Americans should look to France, whose health care system captured the World Health Organization's number-one spot. In Differential Diagnoses, Dutton debunks a common misconception among Americans that European health care systems are essentially similar to each other and vastly different from U.S. health care. In fact, the Americans and the French both distrust "socialized medicine." Both peoples cherish patient choice, independent physicians, medical practice freedoms, and private insurers in a qualitatively different way than the Canadians, the British, and many others. The United States and France have struggled with the same ideals of liberty and equality, but one country followed a path that led to universal health insurance; the other embraced private insurers and has only guaranteed coverage for the elderly and the very poor. How has France reconciled the competing ideals of individual liberty and social equality to assure universal coverage while protecting patient and practitioner freedoms? What can Americans learn from the French experience, and what can the French learn from the U.S. example? Differential Diagnoses answers these questions by comparing how employers, labor unions, insurers, political groups, the state, and medical professionals have shaped their nations' health care systems from the early years of the twentieth century to the present day.

The Insurance Press

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Publisher :
ISBN 13 :
Total Pages : 526 pages
Book Rating : 4.:/5 (334 download)

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Book Synopsis The Insurance Press by :

Download or read book The Insurance Press written by and published by . This book was released on 1908 with total page 526 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Anglo-American Life Insurance, 1800-1914 Volume 1

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Author :
Publisher : Routledge
ISBN 13 : 1351576542
Total Pages : 281 pages
Book Rating : 4.3/5 (515 download)

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Book Synopsis Anglo-American Life Insurance, 1800-1914 Volume 1 by : Timothy Alborn

Download or read book Anglo-American Life Insurance, 1800-1914 Volume 1 written by Timothy Alborn and published by Routledge. This book was released on 2017-07-05 with total page 281 pages. Available in PDF, EPUB and Kindle. Book excerpt: By the eve of the Great Depression, there existed in America the equivalent of a policy for every man, woman and child, and in Britain it grew from its narrow aristocratic base to cover all social classes. This primary resource collection is the first comparative history of British and American life insurance industries.

Congressional Record

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Publisher :
ISBN 13 :
Total Pages : 1454 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis Congressional Record by : United States. Congress

Download or read book Congressional Record written by United States. Congress and published by . This book was released on 1957 with total page 1454 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)

Insurance Era

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Publisher : University of Chicago Press
ISBN 13 : 0226833291
Total Pages : 260 pages
Book Rating : 4.2/5 (268 download)

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Book Synopsis Insurance Era by : Caley Horan

Download or read book Insurance Era written by Caley Horan and published by University of Chicago Press. This book was released on 2024-06-05 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt: Charts the social and cultural life of private insurance in postwar America, showing how insurance institutions and actuarial practices played crucial roles in bringing social, political, and economic neoliberalism into everyday life. Actuarial thinking is everywhere in contemporary America, an often unnoticed byproduct of the postwar insurance industry’s political and economic influence. Calculations of risk permeate our institutions, influencing how we understand and manage crime, education, medicine, finance, and other social issues. Caley Horan’s remarkable book charts the social and economic power of private insurers since 1945, arguing that these institutions’ actuarial practices played a crucial and unexplored role in insinuating the social, political, and economic frameworks of neoliberalism into everyday life. Analyzing insurance marketing, consumption, investment, and regulation, Horan asserts that postwar America’s obsession with safety and security fueled the exponential expansion of the insurance industry and the growing importance of risk management in other fields. Horan shows that the rise and dissemination of neoliberal values did not happen on its own: they were the result of a project to unsocialize risk, shrinking the state’s commitment to providing support, and heaping burdens upon the people often least capable of bearing them. Insurance Era is a sharply researched and fiercely written account of how and why private insurance and its actuarial market logic came to be so deeply lodged in American visions of social welfare.

Corporate Forms and Organisational Choice in International Insurance

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Publisher : Oxford University Press
ISBN 13 : 0191059471
Total Pages : 349 pages
Book Rating : 4.1/5 (91 download)

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Book Synopsis Corporate Forms and Organisational Choice in International Insurance by : Robin Pearson

Download or read book Corporate Forms and Organisational Choice in International Insurance written by Robin Pearson and published by Oxford University Press. This book was released on 2015-11-12 with total page 349 pages. Available in PDF, EPUB and Kindle. Book excerpt: Given the infinite variety of risks throughout history, it is perhaps unsurprising that insurance - the world's primary risk mitigation industry - developed a wide range of organisational forms by which it was delivered. Yet we know little about how and why different forms were chosen in the past, or why they survived or disappeared. This book is the first to examine the development of multiple organisational forms in insurance from an historical and international comparative context, and to relate historical analysis to modern organisational theory. Thirteen chapters cover eight major markets, US, UK, Germany, Japan, Spain, Sweden, Australia, South Africa, which together account for over half of all world insurance today. Each chapter is authored by an expert in their field, and several include new datasets. Major themes covered are the variety, choice, governance and regulation of organisational forms in insurance, the experience of mutual insurance in frontier economies and uncertain political environments, the long-run business performance of different organisational forms, and the problems surrounding the demutualization of modern insurance companies. The book suggests the need for important revisions to current organisational theory, and it highlights several explanatory factors that have received little attention from scholars. These include the importance of regulation and the role of the state in shaping the organisational landscape of insurance at different times and places; the role of entrepreneurship in organisational choice; the utility of organisational forms as a risk management device, and the significance of cultural preferences in the selection of organisational forms.

The Fraternal Monitor

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Author :
Publisher :
ISBN 13 :
Total Pages : 60 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis The Fraternal Monitor by :

Download or read book The Fraternal Monitor written by and published by . This book was released on 1921 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: