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Author : Malika Basu
Publisher : Shaker
ISBN 13 :
Total Pages : 344 pages
Book Rating : 4.3/5 (555 download)
Download or read book The Microcredit Business and Women's Empowerment in India written by Malika Basu and published by Shaker. This book was released on 2008 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Ramesh Chandra Das
Publisher : Business Science Reference
ISBN 13 : 9781522552406
Total Pages : 0 pages
Book Rating : 4.5/5 (524 download)
Download or read book Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality written by Ramesh Chandra Das and published by Business Science Reference. This book was released on 2018-05-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This book explores the issue of whether microfinance institutions empower women has become a heated debate not only in theoretical and empirical economics, but also in policy parlance"--
Author : P. J. Christabell
Publisher : Concept Publishing Company
ISBN 13 : 9788180694455
Total Pages : 276 pages
Book Rating : 4.6/5 (944 download)
Download or read book Women Empowerment Through Capacity Building written by P. J. Christabell and published by Concept Publishing Company. This book was released on 2009 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: Study on the role of microfinance in building up economic and democratic capacity of women in India.
Author : Murlidhar A. Lokhande
Publisher :
ISBN 13 : 9788177083682
Total Pages : 0 pages
Book Rating : 4.0/5 (836 download)
Download or read book Micro Finance and Women Empowerment written by Murlidhar A. Lokhande and published by . This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In India, micro finance is a movement with the underlying objective of helping poor households to have access to financial services, including credit at affordable cost. Many of those who promote micro finance believe that such access will help poor people get out of poverty. For others, micro finance is a way to promote economic development, employment, and growth through the support of micro entrepreneurs and small businesses. Women in India are typically poorer than men and have fewer options for earning a livelihood that provides adequate food, housing, and education for their children. However, they are also viewed as the change agents of the family. Women are more likely to invest their earnings into improving the lives of the families. By encouraging women to take charge of their futures, micro finance institutions can impact families and whole communities. However, the pace of women empowerment in India, through micro finance, is slow, due to a variety of constraints which urgently need to be rooted out. This book examines some of the issues that need to be addressed in order to empower the lives of India's women through micro finance.
Author : Chiranjib Neogi
Publisher : Springer
ISBN 13 : 9811042683
Total Pages : 210 pages
Book Rating : 4.8/5 (11 download)
Download or read book Women's Entrepreneurship and Microfinance written by Chiranjib Neogi and published by Springer. This book was released on 2018-03-06 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.
Author : Annabel Dulhunty
Publisher : Taylor & Francis
ISBN 13 : 1000928713
Total Pages : 124 pages
Book Rating : 4.0/5 (9 download)
Download or read book Women’s Empowerment and Microcredit Programmes in India written by Annabel Dulhunty and published by Taylor & Francis. This book was released on 2023-08-21 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Women’s Empowerment and Microcredit Programs in India examines the value of microcredit-based self-help groups (SHGs) for women in India and provides an alternative model for women’s empowerment programming. The microcredit sector continues to boom globally - with private investors, governments and multilateral financial institutions all investing substantial amounts in self-help group programming. Nowhere is this more evident than in India, where the industry has further been deregulated in recent years. Much of the rationale for increased investment in microcredit is based on the idea that it improves ‘women’s empowerment’. But is this true? Researchers have fiercely debated the value of microcredit programs for women, with some arguing that it is exploitative, and others contending that it is empowering. This book provides new insights into women’s empowerment and microcredit programming, elaborating on the themes of power, dignity, mobility and solidarity. It takes a nuanced view of the complexities surrounding self-help group programming and women’s empowerment and argues that the model of microcredit self-help group programming is key to whether it helps or harms women. By focusing on the experiences and voices of microcredit self-help group members in West Bengal, India, this book elaborates on the idea of microcredit models existing on a continuum, from ‘smart economics’ to more holistic feminist versions of programming. It will be of interest to scholars in development studies, anthropology, sociology, gender studies and public policy and Asian Studies.
Author : Neera Burra
Publisher : SAGE
ISBN 13 : 9780761933663
Total Pages : 376 pages
Book Rating : 4.9/5 (336 download)
Download or read book Micro-Credit, Poverty and Empowerment written by Neera Burra and published by SAGE. This book was released on 2005-11-05 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Two persistent problems that affect a significant portion of Indian women are poverty and violation of their human rights. In recent years, micro-credit has come to be viewed as a vital tool to ameliorate both conditions. However, there are few studies in the Indian context which test the validity of the assumption that there is a linear link between micro-credit, poverty reduction and women's empowerment. This volume brings together revealing case studies of micro-credit interventions made by six non-governmental and quasi-governmental bodies in five states of peninsular India, several of which have been supported by the United Nations Development Programme (UNDP)." "The six case studies are diverse in terms of their socio-economic and geo-political contexts, the nature and ideological orientation of the intermediary organizations, the groups largeted by the projects (exclusively women or men and women); and the life-spans of the projects. Despite their differences, all the studies offer useful lessons on the institutional structures and processes that do or do not facilitate women's empowerment and poverty reduction, while exploring the potential and limitations of micro-credit to achieve these twin goals. This book will be useful for students and scholars of economics, women's studies, development studies and social work, while being of equal interest to policy-makers planners, activists and NGOs."--BOOK JACKET.
Author : Raji Ajwani-Ramchandani
Publisher : Emerald Group Publishing
ISBN 13 : 1787144259
Total Pages : 336 pages
Book Rating : 4.7/5 (871 download)
Download or read book The Role of Microfinance in Women's Empowerment written by Raji Ajwani-Ramchandani and published by Emerald Group Publishing. This book was released on 2017-10-17 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Delving into the effects of microfinance in both rural and urban communities, this book will be of interest to researchers of women studies, microfinance, and development economics.
Author : Samjhana Wagle
Publisher : Cook Communication
ISBN 13 :
Total Pages : 129 pages
Book Rating : 4./5 ( download)
Download or read book Microcredit and women's empowerment written by Samjhana Wagle and published by Cook Communication. This book was released on 2020-08-18 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.
Author : Isabelle Guérin
Publisher :
ISBN 13 :
Total Pages : 392 pages
Book Rating : 4.:/5 (318 download)
Download or read book Microfinance Challenges written by Isabelle Guérin and published by . This book was released on 2005 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contributed papers presented earlier in a conference.
Author : Smitha Radhakrishnan
Publisher : Duke University Press
ISBN 13 : 1478022167
Total Pages : 160 pages
Book Rating : 4.4/5 (78 download)
Download or read book Making Women Pay written by Smitha Radhakrishnan and published by Duke University Press. This book was released on 2021-10-25 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Making Women Pay, Smitha Radhakrishnan explores India's microfinance industry, which in the past two decades has come to saturate the everyday lives of women in the name of state-led efforts to promote financial inclusion and women's empowerment. Despite this favorable language, Radhakrishnan argues, microfinance in India does not provide a market-oriented development intervention, even though it may appear to help women borrowers. Rather, this commercial industry seeks to extract the maximum value from its customers through exploitative relationships that benefit especially class-privileged men. Through ethnography, interviews, and historical analysis, Radhakrishnan demonstrates how the unpaid and underpaid labor of marginalized women borrowers ensures both profitability and symbolic legitimacy for microfinance institutions, their employees, and their leaders. In doing so, she centralizes gender in the study of microfinance, reveals why most microfinance programs target women, and explores the exploitative implications of this targeting.
Author : Amrinder Singh
Publisher :
ISBN 13 : 9789380012940
Total Pages : 219 pages
Book Rating : 4.0/5 (129 download)
Download or read book Women Empowerment Through Microfinance written by Amrinder Singh and published by . This book was released on 2017 with total page 219 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Annabel Dulhunty
Publisher :
ISBN 13 : 9781032411309
Total Pages : 0 pages
Book Rating : 4.4/5 (113 download)
Download or read book Women's Empowerment and Microcredit Programs in India written by Annabel Dulhunty and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Women's Empowerment and Microcredit Programs in India examines the value of microcredit-based self-help groups (SHGs) for women in India and provides an alternative model for women's empowerment programming. The microcredit sector continues to boom globally - with private investors, governments and multilateral financial institutions all investing substantial amounts in self-help group programming. Nowhere is this more evident than in India, where the industry has further been deregulated in recent years. Much of the rationale for increased investment in microcredit is based on the idea that it improves 'women's empowerment'. But is this true? Researchers have fiercely debated the value of microcredit programs for women, with some arguing that it is exploitative, and others contending that it is empowering. This book provides new insights into women's empowerment and microcredit programming, elaborating on the themes of power, dignity, mobility and solidarity. It takes a nuanced view of the complexities surrounding self-help group programming and women's empowerment and argues that the model of microcredit self-help group programming is key to whether it helps or harms women. By focusing on the experiences and voices of microcredit self-help group members in West Bengal, India, this book elaborates on the idea of microcredit models existing on a continuum, from 'smart economics' to more holistic feminist versions of programming. It will be of interest to scholars in development studies, anthropology, sociology, gender studies and public policy and Asian Studies"--
Author : Aminul Faraizi
Publisher : Routledge
ISBN 13 : 1136868224
Total Pages : 161 pages
Book Rating : 4.1/5 (368 download)
Download or read book Microcredit and Women's Empowerment written by Aminul Faraizi and published by Routledge. This book was released on 2014-04-04 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: Using a case study of Bangladesh, and based on a long term participatory observation method, this book investigates claims of the success of microcredit, as well as the critiques of it, in the context of women’s empowerment. It confronts the distinction between women’s increasing wealth as a consequence of the success of microcredit programmes and their apparent non-commensurate empowerment, looking at two organisations (the Grameen Bank and the Bangladesh Rural Advancement Committee) as they operate in two localities in rural Bangladesh, in order to discover how enrichment and empowerment are often confused. The book goes on to establish that the well-publicised success stories of the microcredit programme are blown out of proportion, and that the dynamics of collective responsibility for repayment of loans by a group of women borrowers – usually seen to be a tool for the success of microcredit – is in fact no less repressive than traditional debt collectors. This book makes a contribution to development debates; challenging adherents to more closely specify those conditions under which microcredit does indeed have validity, as well as providing insights relevant to South Asian Studies and Development Studies.
Author : Alhassan, Yahaya
Publisher : IGI Global
ISBN 13 : 1668489813
Total Pages : 304 pages
Book Rating : 4.6/5 (684 download)
Download or read book Empowering Women Through Microfinance in Developing Countries written by Alhassan, Yahaya and published by IGI Global. This book was released on 2023-10-25 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Empowering Women Through Microfinance in Developing Countries is a book that explores how microfinance can be used to empower women in developing countries. It provides theoretical and empirical insights from industry experts, experienced researchers, and policymakers on the problems, processes, and prospects of using microfinance as a catalyst for women's empowerment in the developing world. The book covers a range of topics, including the impact of microfinance interventions on women's empowerment, financial inclusion, and women's entrepreneurship, poverty reduction among women, and small and medium-sized enterprise growth. This book addresses the lack of understanding about how microfinance can be used to empower women in developing countries. The insights provided in this book will be valuable for researchers, students, microfinance institutions, policymakers, state institutions, managers, non-governmental organizations, and financial institutions looking to expand their product portfolio and outreach. The book also provides policy directions and rethinking of practice in using microfinance as a strategy for eliminating barriers to women's empowerment in developing countries.
Author : Das, Ramesh Chandra
Publisher : IGI Global
ISBN 13 : 1522552413
Total Pages : 452 pages
Book Rating : 4.5/5 (225 download)
Download or read book Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality written by Das, Ramesh Chandra and published by IGI Global. This book was released on 2018-08-17 with total page 452 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of the major tools of attaining proper development all around the world is complete financial inclusion, such that all classes of people can secure their lifestyles through access to financial services from formal sectors. Expanding access to resources and increasing self-employment opportunities help reduce poverty and improve social development. The Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality is an essential reference source that discusses the role of financial inclusion in gender equality, as well as economic independence and self-employment. Featuring research on topics such as inequality, collaborative economy, and social responsibility, this publication is ideally designed for policy makers, economic researchers, and academicians seeking coverage on social mobilization, capital formation, capacity building, and pro-poor economy designs.
Author : SAMJHANA. WAGLE
Publisher :
ISBN 13 : 9781716645792
Total Pages : 130 pages
Book Rating : 4.6/5 (457 download)
Download or read book Micro Credit and Women's Empowerment written by SAMJHANA. WAGLE and published by . This book was released on 2020-08-18 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.
