The Interstate Banking Revolution

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Author :
Publisher : Praeger
ISBN 13 : 0899304389
Total Pages : 0 pages
Book Rating : 4.8/5 (993 download)

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Book Synopsis The Interstate Banking Revolution by : Peter Rose

Download or read book The Interstate Banking Revolution written by Peter Rose and published by Praeger. This book was released on 1989-12-08 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Peter Rose focuses in this volume on a new and ongoing movement in banking--the rapid spread of banks and bank holding companies across state lines. As Rose notes at the outset, legislation to allow banks to cross state lines is now law in 46 states. While many analysts believe that full-service interstate banking will bring badly needed capital to struggling local economies and help stem the rising tide of savings and loan failures, there is growing concern in the regulatory community and among some bankers and consumer groups that this trend will only exacerbate current problems of excessive risk exposure in the banking industry. Rose evaluates these contending views exploring in detail interstate banking's potential benefits and costs and assessing the movement's future in an increasingly global society and volatile international economy. He concludes new federal and state policies that both protect the public interest and bring greater stability to the banking industry are necessary before interstate banking can fulfill the promises of its supporters. Among the critical issues Rose addresses are the ways in which leading banking organizations assess potential market areas, how these same organizations select particular banking institutions as targets for acquisition, and what changes in services and service pricing are likely in the wake of an interstate banking acquisition. He examines the special challenges and problems the interstate banking movement creates for federal and state regulatory authorities and considers what new federal and state legislation and regulation may be needed to deal with these problems. Arguing that for savings-investment channels to work well banks must benefit from full public confidence, Rose calls for the institution of measures such as frequent and thorough FDIC inspections, insurance fees tied to level of risk exposure, and full disclosure of bank finances. Numerous tables amplify points made in the text. Must reading for advanced courses in finance and banking, this book will also be of significant interest to regulators, policymakers and banking executives concerned about the potential impact of a widening trend toward interstate full-service banking.

The Comptroller and the Transformation of American Banking, 1960-1990

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Author :
Publisher : DIANE Publishing
ISBN 13 : 078817164X
Total Pages : 117 pages
Book Rating : 4.7/5 (881 download)

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Book Synopsis The Comptroller and the Transformation of American Banking, 1960-1990 by : Eugene N. White

Download or read book The Comptroller and the Transformation of American Banking, 1960-1990 written by Eugene N. White and published by DIANE Publishing. This book was released on 1997-07 with total page 117 pages. Available in PDF, EPUB and Kindle. Book excerpt: Covers the history of the oversight of the American banking industry by the Office of the Comptroller of the Currency (OCC), beginning in 1960 and continuing to 1990. It begins with a discussion of the OCC in 1960 -- regulation and supervision under the New Deal regime, and continues with an examination of the beginning of the banking revolution, 1960-72; the crisis years, 1973-75; revitalizing the OCC, 1975-80; and the challenge of the 1980s. Extensive bibliography. Photos, tables and figures.

The State Banking Revolution and the Federal Response

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Publisher :
ISBN 13 :
Total Pages : 468 pages
Book Rating : 4.X/5 (1 download)

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Book Synopsis The State Banking Revolution and the Federal Response by :

Download or read book The State Banking Revolution and the Federal Response written by and published by . This book was released on 1984 with total page 468 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Interstate Banking

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Author :
Publisher : DIANE Publishing
ISBN 13 : 9780788125683
Total Pages : 216 pages
Book Rating : 4.1/5 (256 download)

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Book Synopsis Interstate Banking by : DIANE Publishing Company

Download or read book Interstate Banking written by DIANE Publishing Company and published by DIANE Publishing. This book was released on 1995-11 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: Focuses on the following three areas: (1) the impact of interstate banking on the structure of the banking industry; (2) the implications of removing interstate banking and branching laws on the safety and soundness of the banking industry; and (3) the risks associated with removing interstate banking and branching laws and ways to minimize such risks. Charts and tables.

Banking Across State Lines

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Author :
Publisher : Praeger
ISBN 13 : 1567200079
Total Pages : 0 pages
Book Rating : 4.5/5 (672 download)

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Book Synopsis Banking Across State Lines by : Peter Rose

Download or read book Banking Across State Lines written by Peter Rose and published by Praeger. This book was released on 1997-04-30 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is an important book not only for executives engaged in government-relations work throughout the financial services industry, and for those engaged in marketing and strategic planning, but also for public policy analysts in the private and public sectors.

Interstate Banking

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Publisher :
ISBN 13 :
Total Pages : 122 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Interstate Banking by : United States. General Accounting Office

Download or read book Interstate Banking written by United States. General Accounting Office and published by . This book was released on 1994 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Interstate Banking

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Publisher : DIANE Publishing
ISBN 13 : 9780788117527
Total Pages : 122 pages
Book Rating : 4.1/5 (175 download)

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Book Synopsis Interstate Banking by : DIANE Publishing Company

Download or read book Interstate Banking written by DIANE Publishing Company and published by DIANE Publishing. This book was released on 1995-03 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: Reviews the potential impact of lifting restrictions on interstate banking. Discusses experiences of three western states: California, Washington, and Arizona -- which have operated an environment permitting interstate banking and in-state branching. Charts and tables.

Institutional Evolution and Change

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Publisher :
ISBN 13 :
Total Pages : 612 pages
Book Rating : 4.3/5 ( download)

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Book Synopsis Institutional Evolution and Change by : Margaret M. Polski

Download or read book Institutional Evolution and Change written by Margaret M. Polski and published by . This book was released on 2000 with total page 612 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Taking Sides in the Financial Revolution

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Publisher :
ISBN 13 :
Total Pages : 36 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis Taking Sides in the Financial Revolution by : Michael Kieschnick

Download or read book Taking Sides in the Financial Revolution written by Michael Kieschnick and published by . This book was released on 1986 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Impact of Geographic Deregulation on the American Banking Industry

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Author :
Publisher : Bloomsbury Publishing USA
ISBN 13 : 0313013934
Total Pages : 212 pages
Book Rating : 4.3/5 (13 download)

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Book Synopsis The Impact of Geographic Deregulation on the American Banking Industry by : Ann B. Matasar

Download or read book The Impact of Geographic Deregulation on the American Banking Industry written by Ann B. Matasar and published by Bloomsbury Publishing USA. This book was released on 2002-03-30 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: With the passage of the Riegle-Neal Interstate Banking and Branching Efficiency Act and the Riegle Community Development and Regulatory Improvement Act in 1994, some Americans celebrated the dawn of a new banking era. These laws, which provided some relief from regulation, represented the first revision of the Glass-Steagall Act of 1933. In the intervening sixty years, the U.S. banking industry had undergone dramatic changes, both domestically and internationally, and yet the laws associated with banking remained fixed and intransigent. No amount of regulatory flexibility or bankers' ingenuity was able to substitute fully for modernization of the banking laws necessary to keep pace with the revolution in the banking and financial services industries. The new legislation represented a rapid realignment of American banking laws with societal norms; as such, it generated confusion and uncertainty for many bankers and their constituents, for example, stockholders, customers, and employees. Matasar and Heiney examine public data since 1994 in an effort to fully apprise scholars and practitioners of the changes that have irrevocably altered the landscape of American banking. The Riegle-Neal Act and the Riegle Act were the first blows to the dominance of Depression-era legislation in banking. The second was the Gramm-Leach-Bliley Financial Services Modernization Act of 1999, which eliminated major portions of the Glass-Steagall Act. This study, which analyzes data from 1994 to 1999, ably captures and isolates the effects on American banking of the twin Riegle laws alone, with the noted exceptions of changed circumstances that may have resulted from other environmental factors (but not from other banking legislation). The focus here is on interstate banking experiences. Matasar and Heiney's analysis reveals the direction that changes associated with the law are likely to take and thus serves as a baseline for future research and analysis.

Revolution in Banking

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Publisher :
ISBN 13 :
Total Pages : 308 pages
Book Rating : 4.3/5 (512 download)

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Book Synopsis Revolution in Banking by : Elbert V. Bowden

Download or read book Revolution in Banking written by Elbert V. Bowden and published by . This book was released on 1984 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Evolution of Interstate Banking: Policy Implications of Interstate Banking Through Nonbank Banks

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Publisher :
ISBN 13 :
Total Pages : 172 pages
Book Rating : 4.:/5 (843 download)

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Book Synopsis The Evolution of Interstate Banking: Policy Implications of Interstate Banking Through Nonbank Banks by : Timothy A. Byrd

Download or read book The Evolution of Interstate Banking: Policy Implications of Interstate Banking Through Nonbank Banks written by Timothy A. Byrd and published by . This book was released on 1986 with total page 172 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Interstate Banking Issue in Perspective

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Publisher :
ISBN 13 :
Total Pages : 161 pages
Book Rating : 4.:/5 (753 download)

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Book Synopsis The Interstate Banking Issue in Perspective by : Victor J. Fischer

Download or read book The Interstate Banking Issue in Perspective written by Victor J. Fischer and published by . This book was released on 1981 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Interstate Banking and Insurance Activities of National Banks: Hearings Before the Committee on Banking, Housing, and Urban Affairs, United States Sen

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Author :
Publisher : Palala Press
ISBN 13 : 9781379005278
Total Pages : 312 pages
Book Rating : 4.0/5 (52 download)

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Book Synopsis Interstate Banking and Insurance Activities of National Banks: Hearings Before the Committee on Banking, Housing, and Urban Affairs, United States Sen by : United States Congress Senate Committ

Download or read book Interstate Banking and Insurance Activities of National Banks: Hearings Before the Committee on Banking, Housing, and Urban Affairs, United States Sen written by United States Congress Senate Committ and published by Palala Press. This book was released on 2018-03-02 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work. As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.

Interstate Banking and Branching

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Publisher :
ISBN 13 :
Total Pages : 200 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis Interstate Banking and Branching by : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation, and Deposit Insurance

Download or read book Interstate Banking and Branching written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation, and Deposit Insurance and published by . This book was released on 1994 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Banks and Politics in America from the Revolution to the Civil War

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Author :
Publisher : Princeton University Press
ISBN 13 : 9780691005539
Total Pages : 792 pages
Book Rating : 4.0/5 (55 download)

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Book Synopsis Banks and Politics in America from the Revolution to the Civil War by : Bray Hammond

Download or read book Banks and Politics in America from the Revolution to the Civil War written by Bray Hammond and published by Princeton University Press. This book was released on 1991 with total page 792 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a book about politics and banks and history. Yet politicians who read it will see that the author is not a politician, bankers who read it will see that he is not a banker, and historians that he is not an historian. Economists will see that he is not an economist and lawyers that he is not a lawyer. With this rather cryptic and exhaustive disclaimer, Bray Hammond began his classic investigation into the role of banking in the formation of American society. Hammond, who was assistant secretary of the Board of Governors of the Federal Reserve System from 1944 to 1950, presented in this 771-page book the definitive account of how banking evolved in the United States in the context of the nation's political and social development. Hammond combined political with financial analysis, highlighting not only the in.uence politicians exercised over banking but also how banking drove political interests and created political coalitions. He captured the entrepreneurial, expansive, risk-taking spirit of the United States from earliest days and then showed how that spirit sometimes undermined sound banking institutions. In Hammond's view, we need central banks to keep the economy on an even keel. Historian Richard Sylla judged the work to be "a wry and urbane study of early U.S. financial history, but also a timeless essay on how Americans became what they are." Banks and Politics in America won the Pulitzer Prize for history in 1958.

Japanese Banking and Investment in the United States

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Author :
Publisher : Praeger
ISBN 13 :
Total Pages : 230 pages
Book Rating : 4.:/5 (318 download)

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Book Synopsis Japanese Banking and Investment in the United States by : Peter Rose

Download or read book Japanese Banking and Investment in the United States written by Peter Rose and published by Praeger. This book was released on 1991-10-30 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines in detail the timely area of Japanese banking and investment activities in the United States, and offers a clear picture of both the causes of the recent growth of foreign investment activity and the consequences of this trend for American companies, households, and government agencies. Peter S. Rose argues that multiple factors have shaped the growing roles played by Japanese banks in the U.S. financial system and by Japanese investors in the U.S. economy, but remains optimistic that this is not necessarily a cause for alarm. Rose provides a detailed look at nearly every aspect of Japan's involvement in the U.S. financial sector, as well as offering a useful overview of the banking and financial system of Japan. Among the causes of Japanese expansion that Rose discusses are the rapid appreciation of the Japanese yen in international markets, Japan's large trade surpluses with the U.S., the high personal savings rate of the Japanese, periodically depressed U.S. stock prices, and the low barriers to entry into most U.S. markets. Also fully detailed are the consequences of possible reductions in Japanese financial activity, which could be felt in the U.S. through higher domestic interest rates, a reduction in the creation of new jobs, rising unemployment, reduced availability of long-term capital, and a slackening in the growth of U.S. output. This unique work will be an important reference tool for professionals in the banking, finance, and securities industries, for public policy makers and bank regulatory agencies, and for students and researchers of international banking and finance.