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The Impact Of The European Unions Erdf Grants On Loans To Small And Medium Sized Enterprises In The Czech Republic
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Book Synopsis The Impact of the European Union's ERDF Grants on Loans to Small and Medium-sized Enterprises in the Czech Republic by : Jolana Mungengová
Download or read book The Impact of the European Union's ERDF Grants on Loans to Small and Medium-sized Enterprises in the Czech Republic written by Jolana Mungengová and published by . This book was released on 2007 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: Accession to the European Union (EU) provided the Czech Republic with financial support from the European Regional Development Fund (ERDF). This program awards grants to small and medium-sized enterprises (SMEs) for development projects located in underperforming regions, defined as those with a GDP lower than 75% of the EU average. Czech applicant SMEs only receive ERDF funding after implementing their projects as agreed to in these grants. Thus, applicants must finance a given project with bank loans, unless the SMEs are able to cover their costs with their own resources. After the project, or a substantial phase of it, is completed, the eligible costs are reimbursed by the ERDF grant. My hypothesis is that bank lending to SMEs when an ERDF grant is involved as collateral will boost the monetary value of loans awarded to the SME sector and outweigh lending to SMEs that do not have ERDF grants. To test this hypothesis, I identified the beneficiaries of grants and the regions where the awarded SME projects were located. A case study was also conducted of the Komercni Bank (in Czech Komercni bank), the leading lender to SMEs in the Czech Republic, to assess whether the additional collateral provided by the ERDF grant contributed to a greater willingness to lend to SMEs. The theoretical framework of this analysis draws on financial risk management and asymmetric information theories. The ERDF program should have increased the willingness of banks to lend to SMEs because of the requirement that they provide greater information on their creditworthiness when applying for a bank loan and because of the loan guarantee of the ERDF grant. However, when I compared the monetary value and number of loans granted by the Komercni bank to SMEs with, and without, an ERDF grant, I found no difference. I conclude by addressing the factors that might explain this lack of a relationship and making suggestions for improvements in the application process and use of ERDF grants.
Book Synopsis Systems for Financing Newly Emerging Private Enterprises in Transition Economies by :
Download or read book Systems for Financing Newly Emerging Private Enterprises in Transition Economies written by and published by . This book was released on 1996 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Dissertation Abstracts International by :
Download or read book Dissertation Abstracts International written by and published by . This book was released on 2007 with total page 562 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Effects of ERDF Funding on the Regional Economies of the European Union by : Lisa Maria Ortiz
Download or read book The Effects of ERDF Funding on the Regional Economies of the European Union written by Lisa Maria Ortiz and published by . This book was released on 1997 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Impact of EU Funds in Developing Social Economy in the Czech Republic by : Arjola Rama
Download or read book The Impact of EU Funds in Developing Social Economy in the Czech Republic written by Arjola Rama and published by . This book was released on 2013 with total page 91 pages. Available in PDF, EPUB and Kindle. Book excerpt: The fast technological and industrial changes of the last decade have led us to many inventions but in the same time it has led us to face an uncertain future. With many threats concerning the environment, economic crises, overpopulation, unemployment, the efforts of the governments have proven to be insufficient to overcome these destructive trends. The optimism for a better future lies on motivated individuals who are eager to make changes on the way we think, leave and behave. Social entrepreneurs are those people who have the talent, skill and vision to solve the problems we are all facing. Social entrepreneurs are those people that are not looking at the governments for immediate solution but they see the change in themselves. They see the success not in the financial balance sheets but in improving people's quality life. Certainly, the social economy is a sector which makes a substantial contribution to employment creation, sustainable growth and better wealth distribution. This system makes possible the combination of profitability with social inclusion and democratic system of governance. The aim of this paper is to give an overview to the methods that European Union is using to support Social Economy and Social Enterprises in the Czech Republic. The objective for this thesis will be to prove that Social Economy development would be beneficial for addressing social inclusion issues of disadvantageous groups by combining social and business approach. As the concept of Social economy is ambiguous and takes different interpretation this paper will focus on the Czech definition of Social Economy.
Book Synopsis Grants and Loans from the European Union by : European Commission
Download or read book Grants and Loans from the European Union written by European Commission and published by . This book was released on 1997 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Has the ERDF Successfully Supported the Development of Business Incubators? by :
Download or read book Has the ERDF Successfully Supported the Development of Business Incubators? written by and published by . This book was released on 2014 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In recent years, the EU has co-financed business incubator projects in the context of its cohesion policy with the support of the European Regional Development Fund. This is in line with the EU's political priorities, especially in view of the Lisbon and Europe 2020 strategies of supporting the launch and development of small and medium-sized enterprises (SMEs), as they play an important role in the creation of growth and jobs. In this report, the European Court of Auditors assesses whether these business incubator projects were successful in supporting start-up SMEs."-- Page [4] of cover.
Book Synopsis Grants and Loans from the European Union by : European Commission
Download or read book Grants and Loans from the European Union written by European Commission and published by . This book was released on 1997 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The European Union Support of Small and Medium - Sized Enterprises in Czech and Slovak Republic by :
Download or read book The European Union Support of Small and Medium - Sized Enterprises in Czech and Slovak Republic written by and published by . This book was released on 2015 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Is the ERDF Effective in Funding Projects that Directly Promote Biodiversity Under the EU Biodiversity Strategy to 2020? by :
Download or read book Is the ERDF Effective in Funding Projects that Directly Promote Biodiversity Under the EU Biodiversity Strategy to 2020? written by and published by . This book was released on 2014 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Protecting biodiversity is a key environmental priority for the EU, expressed in the EU strategy for biodiversity to 2020 and a variety of relevant EU policies and legislation. In this report, the Court focuses on the European Regional Development Fund and its role in financing and supporting projects directly promoting biodiversity."-- Page [4] of cover.
Book Synopsis A Guide to EU Funding by : European Commission
Download or read book A Guide to EU Funding written by European Commission and published by . This book was released on 2017 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: In response to the evolution of the world economy and its impact on Europe, the European Commission proposed a set of programmes to boost jobs, growth and investment across the European Union. The programmes are part of the multiannual financial framework 2014-2020. This publication guides you through these programmes and the funding opportunities they offer are briefly described here in this booklet. Detailed information is available on the European Commission's website. EU funding opportunities prove the added value of the EU budget in a number of fields, from research, employment, regional development and cooperation to education, culture, environment, humanitarian aid and energy, among many others. Significant support is available to small and medium-sized businesses, non-governmental and civil society non-profit organisations, young people, researchers, farmers and public bodies, to name a few.
Book Synopsis Enlargement of the European Union by : Allan F. Tatham
Download or read book Enlargement of the European Union written by Allan F. Tatham and published by Kluwer Law International B.V.. This book was released on 2009-01-26 with total page 594 pages. Available in PDF, EPUB and Kindle. Book excerpt: The development of EU enlargement has raised many thorny issues unanticipated by the framers of the EC Treaty. A significant upshot of these issues is that the concept of European identity – defined in terms of such factors as culture, history and economics – has supplanted the long-dominant theme of ‘widening and deepening,’ particularly since the Union’s expansion has become primarily eastward. The major contribution of this important book lies in its analysis of the conceptualization and perception of enlargement from various points of view, focusing on the concerns of stakeholders and the ‘identity’ conflicts and uncertainties incurred by enlargement initiatives. In the course of its presentation, it details the actual pre-accession Europeanization process and its complex history. Among the key elements discussed are the following: the conflict between ‘widening’ and ‘deepening’ and the effect on EU institutional reform; institutional requirements on candidate countries; pre-accession criteria and negotiations; administrative capacity, judicial capacity, and legal approximation in accession states; capacity of the EU to absorb new Member States; and EC law as part of European identity. Also covered are specific historical details of particular pre-accession negotiations (e.g., Greece, Spain, Portugal, Malta, and Cyprus), the still inconclusive negotiations with Turkey and the Western Balkan states, and political factors involved in the non-accession of Norway, Iceland and Switzerland. Assembling powerful evidence and applying incisive analysis, the author’s conclusion shows that, absent further (and major) EU institutional reform, it will be difficult for an enlarging Union to continue to ‘deliver the goods.’ A watershed in the continuing great debate on the fulfilment of the EC Treaty’s determination to foster and promote ‘an ever closer union of the peoples of Europe,’ this book will prove invaluable to anybody interested in the European integration project, particularly lawyers, academics, officials and policymakers in the EU Member States.
Book Synopsis EU Financing for Small and Medium-sized Enterprises by :
Download or read book EU Financing for Small and Medium-sized Enterprises written by and published by . This book was released on 2019 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Eurasian Business and Economics Perspectives by : Mehmet Huseyin Bilgin
Download or read book Eurasian Business and Economics Perspectives written by Mehmet Huseyin Bilgin and published by Springer Nature. This book was released on 2021-01-29 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book presents selected papers from the 30th Eurasia Business and Economics Society (EBES) Conferences, held in Kuala Lumpur (Malaysia). The theoretical and empirical papers gathered here cover diverse areas of business, economics and finance in various geographic regions, including not only topics from HR, management, finance, marketing but also contributions on public economics, political economy and regional studies.
Book Synopsis Grants and Loans from the European Union by :
Download or read book Grants and Loans from the European Union written by and published by . This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :Great Britain. Parliament. House of Lords. European Union Committee Publisher : ISBN 13 : Total Pages :97 pages Book Rating :4.:/5 (55 download)
Book Synopsis Funding the European Union by : Great Britain. Parliament. House of Lords. European Union Committee
Download or read book Funding the European Union written by Great Britain. Parliament. House of Lords. European Union Committee and published by . This book was released on 2007 with total page 97 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Emancipation Or Exploitation? by : Laurie Walker
Download or read book Emancipation Or Exploitation? written by Laurie Walker and published by . This book was released on 1998 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
