The Impact Of New Technology And Mobile Banking In Africa A Case Study Of The Standard Bank South Africa

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The Impact of New Technology and Mobile Banking in Africa. A Case Study of the Standard Bank South Africa

Author : Difrine Madara
Publisher : GRIN Verlag
ISBN 13 : 3346073076
Total Pages : 9 pages
Book Rating : 4.3/5 (46 download)

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Book Synopsis The Impact of New Technology and Mobile Banking in Africa. A Case Study of the Standard Bank South Africa by : Difrine Madara

Download or read book The Impact of New Technology and Mobile Banking in Africa. A Case Study of the Standard Bank South Africa written by Difrine Madara and published by GRIN Verlag. This book was released on 2019-11-28 with total page 9 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2019 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: A, Kenyatta University, language: English, abstract: This paper explores the impact of new technology and mobile banking in the entire financial sector in Africa. The paper focuses on the case of Standard Bank South Africa to assist in understanding the challenges faced by the major commercial banks in adopting new banking technologies in less developed worlds, such as Africa. To realize the primary goal of this paper, the researcher discusses how technology can help Standard Bank to move forward in the aftermath of the 2008/9 financial crisis and the new opportunities for the bank to grow its financial service businesses. Furthermore, the research suggests how new technological applications in the financial services sector can help Africans to escape poverty and if diversification is appropriate for a diverse bank, such as Standard Bank. Technology has immensely transformed business-to-business and within business transactions and interactions. Technological applications are enabling reconfiguration of design, production, marketing, and service delivery in most businesses. For instance, the design reconfigurations have allowed for the implementation of online marketplaces, mobile business activities, such as mobile banking, and better risk assessment. In the emerging financial markets of Africa, disruptive market innovations and reconstituted value chains have become key drivers of the growingfinancial services industry. Despite the huge benefits of financial innovations, conventional financial services providers, such as banks, finance companies, microfinance institutions, and insurance must be wary of the new risks and challenges posed by these financial technologies. For a major bank like the Standard Bank, financial innovations, such as e-banking and mobile banking present both new opportunities and threats to its core businesses.

Real Money, New Frontiers

Author : Mark Napier
Publisher : Juta and Company Ltd
ISBN 13 : 9780702177712
Total Pages : 324 pages
Book Rating : 4.1/5 (777 download)

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Book Synopsis Real Money, New Frontiers by : Mark Napier

Download or read book Real Money, New Frontiers written by Mark Napier and published by Juta and Company Ltd. This book was released on 2010 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt: Access to financial services is recognised across the world as a powerful contributor to economic growth and poverty alleviation in developing countries. This is a collection of case studies of innovation in Africa's financial markets, presenting vivid testimony from across the continent of how profit-seeking organisations are experimenting with new products and models of distribution in their quest for new markets at the bottom of the financial pyramid. Written from the perspective of service providers, this book explores the factors that make financial sector innovation succeed in often very challenging circumstances. It shows that on the continent with the worst levels of financial access in the world, there is plenty to celebrate.

Bringing E-money to the Poor

Author : Thyra A. Riley
Publisher : World Bank Publications
ISBN 13 : 1464810893
Total Pages : 242 pages
Book Rating : 4.4/5 (648 download)

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Book Synopsis Bringing E-money to the Poor by : Thyra A. Riley

Download or read book Bringing E-money to the Poor written by Thyra A. Riley and published by World Bank Publications. This book was released on 2017-09-11 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: Moving toward universal access to financial services is within reach, thanks to new technologies, transformative business models, and ambitious reforms. Instruments such as e-money accounts and mobile accounts, along with debit cards and low-cost traditional bank accounts, can significantly increase financial access for those who are excluded. Bringing e-Money to the Poor: Successes and Failures examines the lessons of success from four country case studies of “gazelles†?†•Kenya, South Africa, Sri Lanka, and Thailand†•that leapt from limitation to innovation by successfully enabling the deployment of e-money technology. These countries have thereby transformed the landscape of financial access to their poor. In addition, two country case studies (Maldives and the Philippines) yield lessons learned from constraints that stalled e-money deployments. Because technology is not a silver bullet, the case studies also explore other strategic elements that need to be in place for a country to expand access to financial services through digital technology.

Yes, Africa Can

Author : Punam Chuhan-Pole
Publisher : World Bank Publications
ISBN 13 : 0821387456
Total Pages : 497 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Yes, Africa Can by : Punam Chuhan-Pole

Download or read book Yes, Africa Can written by Punam Chuhan-Pole and published by World Bank Publications. This book was released on 2011-06-24 with total page 497 pages. Available in PDF, EPUB and Kindle. Book excerpt: Takes an in-depth look at twenty-six economic and social development successes in Sub-Saharan African countries, and addresses how these countries have overcome major developmental challenges.

How Cell Phones and Banking Accelerate African Opportunity and Growth

Author : Vijay Mahajan
Publisher : Pearson Education
ISBN 13 : 0132476061
Total Pages : 15 pages
Book Rating : 4.1/5 (324 download)

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Book Synopsis How Cell Phones and Banking Accelerate African Opportunity and Growth by : Vijay Mahajan

Download or read book How Cell Phones and Banking Accelerate African Opportunity and Growth written by Vijay Mahajan and published by Pearson Education. This book was released on 2009-11-02 with total page 15 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Element is an excerpt from Africa Rising: How 900 Million African Consumers Offer More Than You Think (ISBN: 9780132339421) by Vijay Mahajan. Available in print and digital formats. How African entrepreneurs are using cell phones and small-scale finance to drive remarkable business innovation. Finance and communications are the foundations for successful markets. The rapid growth of cell phones and banking across Africa is not only an indication of the success of these industries but also creates a platform for further growth. Many small businesses have already been established by placing a cell phone and a microloan in the hands of industrious entrepreneurs....

The Power of Mobile Banking

Author : Sankar Krishnan
Publisher : John Wiley & Sons
ISBN 13 : 1118932048
Total Pages : 192 pages
Book Rating : 4.1/5 (189 download)

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Book Synopsis The Power of Mobile Banking by : Sankar Krishnan

Download or read book The Power of Mobile Banking written by Sankar Krishnan and published by John Wiley & Sons. This book was released on 2014-04-28 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today's tech-savvy consumers are demanding a more personal customer experience from their banks, and banks are discovering that mobile services deliver individualized, tailored experiences better than any other technology. The Power of Mobile Banking: How to Profit from the Revolution in Retail Financial Services gives banking and financial professionals a well-researched guide for becoming transformational leaders. These leaders can convert their traditional retail "branch" banks into streamlined systems that deliver personalized services to their customers' laptops, tablets, and smartphones. Written by Sankar Krishnan—a career banker and noted financial services industry thought leader—The Power of Mobile Banking includes strategies for adapting mobile banking practices that suit the needs of both developed and emerging markets. Krishnan also shows how bankers can make their products and services relevant to a new generation of digital natives. Krishnan explores the expanding mobile payment systems that offer a wealth of financial opportunities for banking institutions and includes information on the growth of e-commerce, which holds the potential for new and profitable ways for banks to engage with consumers. The Power of Mobile Banking outlines the practical aspects of adapting to a mobile banking strategy and shows how to put the right players in place to ensure the technology works seamlessly. Once in place, a great mobile system delivers excellent service and benefits to users, as well as real value and unique features that cement customer loyalty. The book also offers advice for bankers who want to increase their bottom line by delving into the world-wide prepaid card market. Krishnan includes a discussion on the risks and hazards of mobile banking and reveals the critical investments that banks must be willing to make in order to avoid losing customers to telecoms, retailers, and technology providers. The time for retail banking to prepare for the new paradigm is now and The Power of Mobile Banking is the guide for professionals who want to adapt, evolve, and succeed in this new mobile-driven world.

Bringing E-money to the Poor

Author : Thyra A. Riley
Publisher :
ISBN 13 : 9781464804632
Total Pages : 200 pages
Book Rating : 4.8/5 (46 download)

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Book Synopsis Bringing E-money to the Poor by : Thyra A. Riley

Download or read book Bringing E-money to the Poor written by Thyra A. Riley and published by . This book was released on 2017 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: Moving toward universal access to financial services is within reach, thanks to new technologies, transformative business models, and ambitious reforms. Instruments such as e-money accounts and mobile accounts, along with debit cards and low-cost traditional bank accounts, can significantly increase financial access for those who are excluded. This publication examines the lessons of success from four country case studies of Kenya, South Africa, Sri Lanka, and Thailand, that leapt from limitation to innovation by successfully enabling the deployment of e-money technology. These countries have thereby transformed the landscape of financial access to their poor. In addition, two country case studies (Maldives and the Philippines) yield lessons learned from constraints that stalled e-money deployments. Because technology is not a silver bullet, the case studies also explore other strategic elements that need to be in place for a country to expand access to financial services through digital technology.

Southern African Wireless Communications

Author :
Publisher :
ISBN 13 :
Total Pages : 320 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Southern African Wireless Communications by :

Download or read book Southern African Wireless Communications written by and published by . This book was released on 2005 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Advances in Banking Technology and Management: Impacts of ICT and CRM

Author : Ravi, Vadlamani
Publisher : IGI Global
ISBN 13 : 1599046776
Total Pages : 380 pages
Book Rating : 4.5/5 (99 download)

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Book Synopsis Advances in Banking Technology and Management: Impacts of ICT and CRM by : Ravi, Vadlamani

Download or read book Advances in Banking Technology and Management: Impacts of ICT and CRM written by Ravi, Vadlamani and published by IGI Global. This book was released on 2007-10-31 with total page 380 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking across the world has undergone extensive changes thanks to the profound influence of developments and trends in information communication technologies, business intelligence, and risk management strategies. While banking has become easier and more convenient for the consumer, the advances and intricacies of emerging technologies have made banking operations all the more cumbersome. Advances in Banking Technology and Management: Impacts of ICT and CRM examines the various myriads of technical and organizational elements that impact services management, business management, risk management, and customer relationship management, and offers research to aid the successful implementation of associated supportive technologies.

M-banking

Author : Simon Batchelor
Publisher : International Books
ISBN 13 : 9789057270635
Total Pages : 130 pages
Book Rating : 4.2/5 (76 download)

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Book Synopsis M-banking by : Simon Batchelor

Download or read book M-banking written by Simon Batchelor and published by International Books. This book was released on 2009 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: Based on case studies launched by the United Nation's Economic Commission for Africa in South Africa, Kenya, and Senegal, this informative record explores the banking revolution brought about by mobile phones in Africa. A well-researched and unique account, this study assesses a variety of aspects of m-commerce, including the status of the infrastructures and services, the state of the mobile services market, and the collaboration arrangements between the mobile-operators, financial institutions, and content and applications developers. In addition, this report formulates necessary policies to help move developments forward and argues that Africa is well placed for exploring and exploiting the new opportunities presented by m-commerce.

Banking in Africa: Delivering on Financial Inclusion, Supporting Financial Stability

Author : European Investment Bank
Publisher : European Investment Bank
ISBN 13 : 9286138482
Total Pages : 297 pages
Book Rating : 4.2/5 (861 download)

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Book Synopsis Banking in Africa: Delivering on Financial Inclusion, Supporting Financial Stability by : European Investment Bank

Download or read book Banking in Africa: Delivering on Financial Inclusion, Supporting Financial Stability written by European Investment Bank and published by European Investment Bank. This book was released on 2018-11-21 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: In its fourth edition, this report focuses on recent developments in Africa's banking sectors and the policy options for all stakeholders. The study of banking sectors across all African sub-regions includes the results of the EIB survey of banking groups operating in Africa. Three thematic chapters address challenges and opportunities for financing investment in Africa: Crowding out of private sector lending by public debt issuance The state of bank recovery and resolution laws in Africa Policy options on how to finance infrastructure development. The report finds that in many African banking markets, the last two years saw a pause in financial deepening. However, a rising share of banking groups report improving market conditions and plan a structural expansion of their operations in Africa and a continued push for new technologies.

Bulletin of the Atomic Scientists

Author :
Publisher :
ISBN 13 :
Total Pages : 116 pages
Book Rating : 4./5 ( download)

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Book Synopsis Bulletin of the Atomic Scientists by :

Download or read book Bulletin of the Atomic Scientists written by and published by . This book was released on 1970-06 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Bulletin of the Atomic Scientists is the premier public resource on scientific and technological developments that impact global security. Founded by Manhattan Project Scientists, the Bulletin's iconic "Doomsday Clock" stimulates solutions for a safer world.

The Practice of Econometrics

Author : H. Neudecker
Publisher : Springer Science & Business Media
ISBN 13 : 9400935919
Total Pages : 276 pages
Book Rating : 4.4/5 (9 download)

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Book Synopsis The Practice of Econometrics by : H. Neudecker

Download or read book The Practice of Econometrics written by H. Neudecker and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the autumn of 1961 Jan Salomon ('Mars') Cramer was appointed to the newly established chair of econometrics at the University of Amsterdam. This volume is published to commemorate this event. It is well-known how much econometrics has developed over the period under consideration, the 25 years that elapsed between 1961 and 1986. This is specifically true for the areas in which Cramer has been actively interested. We mention the theory and measurement of consumer behaviour; money and income; regression, correla tion and forecasting. In the present volume this development will be high lighted. Sixteen contributions have been sollicited from scholars all over the world who have belonged to the circle of academic friends of Cramer for a shorter or longer part of the period of 25 years. The contributions fall broadly speaking into the four areas mentioned above. Theory and measurement of consumer behaviour is represented by four papers, whereas a fifth paper deals with a related area. Richard Blundell and Costas Meghir devote a paper to the estimation of Engel curves. They apply a discrete choice model to British (individual) data from the Family Expenditure Survey 1981. Their aim is to assess the impact of individual characteristics such as income, demographic structure, location, wages and prices on commodity expenditure.

Banking in Africa

Author :
Publisher :
ISBN 13 : 9789286144950
Total Pages : pages
Book Rating : 4.1/5 (449 download)

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Book Synopsis Banking in Africa by :

Download or read book Banking in Africa written by and published by . This book was released on 2020 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: In its fifth edition, this report focuses on recent developments in Africa's banking sectors and the policy options for all stakeholders. The study of banking sectors across all African sub-regions includes the results of the EIB survey of banking groups operating in Africa. Three thematic chapters address challenges and opportunities for financing investment in Africa: - Investing sustainably in Africa's cities; - Mobilising agricultural value chain financing in Africa: why and how; - Remittances and financial sector development in Africa.

Corporate customers acceptance of Internet banking: A case study of East African Trade Finance customers

Author : Silvance Onyango Abeka
Publisher : Anchor Academic Publishing (aap_verlag)
ISBN 13 : 395489548X
Total Pages : 107 pages
Book Rating : 4.9/5 (548 download)

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Book Synopsis Corporate customers acceptance of Internet banking: A case study of East African Trade Finance customers by : Silvance Onyango Abeka

Download or read book Corporate customers acceptance of Internet banking: A case study of East African Trade Finance customers written by Silvance Onyango Abeka and published by Anchor Academic Publishing (aap_verlag). This book was released on 2013-06-01 with total page 107 pages. Available in PDF, EPUB and Kindle. Book excerpt: It is increasingly more interesting to the bank managers to understand what is important to customers when it comes to Internet banking, and especially banking conducted by the customers themselves. Corporate customers and Internet banking have been studied very modestly in the past, especially the decision-making factors that drive customers to go online. The purpose of this research is to identify the factors that influence corporate customer’s adoption of Internet banking services in Kenya, Uganda, Tanzania and Rwanda. The hypotheses are empirically evaluated by the use of Trade Finance customers of an East African bank that serves as a target sample. The Technology Acceptance Model (TAM) is the primary basis for the study. The information gathered from former studies that are mainly concentrating on private customers, acts as a foundation for the development of an extension of TAM that is suitable for corporate customers. The study involves 137 respondents from Kenya, Uganda, Tanzania and Rwanda. Due to the quantitative nature of the study, the results are analysed with statistical measures which include the use of SPSS in order to carry out regression analysis.

Accelerants for Growth in Africa

Author : Vijay Mahajan
Publisher : FT Press
ISBN 13 : 0132563509
Total Pages : 18 pages
Book Rating : 4.1/5 (325 download)

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Book Synopsis Accelerants for Growth in Africa by : Vijay Mahajan

Download or read book Accelerants for Growth in Africa written by Vijay Mahajan and published by FT Press. This book was released on 2010-09-13 with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the eBook version of the printed book. This Element is an excerpt from Africa Rising: How 900 Million African Consumers Offer More Than You Think (9780132339421) by Vijay Mahajan. Available in print and digital formats. Discover Africa, the world’s fastest-growing cellphone market—and learn how those cellphones are creating a foundation for breakthrough growth. There are now more than 130 million Africans with cell phone subscriptions, and it is the fastest growing mobile phone market in the world. A 2007 study by the Africa Media Development Initiative found that cell phones were achieving a compound annual growth rate of 85 percent or more in 10 of the 17 African nations surveyed...

Postal Services in the Digital Age

Author : M. Finger
Publisher : IOS Press
ISBN 13 : 1614993955
Total Pages : 200 pages
Book Rating : 4.6/5 (149 download)

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Book Synopsis Postal Services in the Digital Age by : M. Finger

Download or read book Postal Services in the Digital Age written by M. Finger and published by IOS Press. This book was released on 2014-06-11 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent years, the postal sector has undergone radical changes, which have primarily been driven by operational and technological developments. Not only has the advent of Information and Communication Technology (ICT) added competition to the market, but it has also provided ample opportunity for the broadening and improvement of services and product range._x000D_ This book deals with the challenges faced by the postal sector in the digital age, and with the vast opportunities that technological advancements offer postal operators with regard to developing new business solutions and services tailored to the needs of their customers. It provides an analysis of these opportunities and identifies the ways in which postal operators might benefit from the digital age and new market requirements. The book is divided into three main parts: various digital dimensions; e-commerce challenges; and opportunities for partnership with governments. A final chapter discusses the developments described in the book and the views and ideas of the authors._x000D_ The book will be of interest to all those responsible for developing and running postal services, as well as to anyone affected by the changes which have already taken place or the possibilities opening up for new and improved services.