The College Affordability Crisis

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The College Affordability Crisis

Author : Laurie Collier Hillstrom
Publisher : Bloomsbury Publishing USA
ISBN 13 : 1440877246
Total Pages : 163 pages
Book Rating : 4.4/5 (48 download)

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Book Synopsis The College Affordability Crisis by : Laurie Collier Hillstrom

Download or read book The College Affordability Crisis written by Laurie Collier Hillstrom and published by Bloomsbury Publishing USA. This book was released on 2020-11-06 with total page 163 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume provides a comprehensive and evenhanded overview of the escalating college affordability crisis in the United States. It explains how higher education became so expensive and explores the implications of high college loan debt for students and American society. The 21st Century Turning Point series is a one-stop resource for understanding the people and events changing America today. Each volume provides readers with a clear, authoritative, and unbiased understanding of a single issue or event that is driving national debate about our country's leaders, institutions, values, and priorities. This particular volume is devoted to the issue of the rising cost of higher education in the United States. The expense of pursuing a college degree has become so high for so many students, in fact, that the country is experiencing what many educators, economists, parents, and students describe as a college affordability crisis. This work provides an accessible, accurate account of the factors driving this trend, including dramatic reductions in higher education spending by states; for-profit colleges; predatory, unscrupulous, and lightly regulated student loan service companies; and spiraling spending by colleges and universities competing to attract students.

Breaking Point

Author : Kevin W. Connell
Publisher : Rowman & Littlefield
ISBN 13 : 1475826044
Total Pages : 165 pages
Book Rating : 4.4/5 (758 download)

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Book Synopsis Breaking Point by : Kevin W. Connell

Download or read book Breaking Point written by Kevin W. Connell and published by Rowman & Littlefield. This book was released on 2016-09-20 with total page 165 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent decades, the crisis of college affordability has emerged as one of the defining challenges of our era. Since 1978, college tuition and fees have soared by 1,120 percent, growing at three times the rate of housing prices and four times the rate of the increase in the hourly wage. The inevitable consequence has resulted in a national student debt that surpassed $1.3 trillion in 2015, crushing the average household under $35,000 in student debt. Breaking Point explains flaws in the structure of higher education that have caused college prices to soar over our lifetime, including “prestige maximization,” a perpetual “amenities war,” and a predatory lending industry that has not only fostered but encouraged the explosion of college costs. To counter this trend, Kevin Connell proposes several bold solutions that are intended to induce colleges and lenders alike to redefine the structure, price, and ultimate purpose of higher education in America.

College Affordability

Author : Jerry S. Davis
Publisher :
ISBN 13 : 9780965912709
Total Pages : 59 pages
Book Rating : 4.9/5 (127 download)

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Book Synopsis College Affordability by : Jerry S. Davis

Download or read book College Affordability written by Jerry S. Davis and published by . This book was released on 1997 with total page 59 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report attempts to define the nature and dimensions of the "college affordability crisis." It covers trends in college costs, student ability to pay, and some of the ways in which affordability problems are being addressed. The report finds that while annual growth in college costs has slowed, cost continues to exceed growth in family income and in the Consumer Price Index, but it notes that high tuition is not universal. It discusses student and family concerns about affordability and debt burdens on students after they leave college.It also notes that institutional reactions to these concerns include an increase in college-supported student aid. In looking at why college costs are rising, it notes that one factor is reduced growth in state funding, but also finds that an increasing number of private four-year colleges discount tuition. The report also discusses changes in federal student aid; looks at other explanations for the growth in tuition, including colleges' financial conditions; reviews policymakers' positions and views on affordability; and gives examples of how the media looks at affordability. Appendix tables provide comparative tuition data vis-a-vis income and enrollment, and grant aid as a percentage of total costs. (Contains 60 references.) (CH)

COLLEGE AFFORDABILITY CRISIS.

Author : LAURIE COLLIER. HILLSTROM
Publisher :
ISBN 13 : 9788216190210
Total Pages : 0 pages
Book Rating : 4.1/5 (92 download)

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Book Synopsis COLLEGE AFFORDABILITY CRISIS. by : LAURIE COLLIER. HILLSTROM

Download or read book COLLEGE AFFORDABILITY CRISIS. written by LAURIE COLLIER. HILLSTROM and published by . This book was released on 2024 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Crisis in Higher Education

Author : Jeffrey R. Docking
Publisher : MSU Press
ISBN 13 : 1628951338
Total Pages : 159 pages
Book Rating : 4.6/5 (289 download)

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Book Synopsis Crisis in Higher Education by : Jeffrey R. Docking

Download or read book Crisis in Higher Education written by Jeffrey R. Docking and published by MSU Press. This book was released on 2015-02-01 with total page 159 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2005 Adrian College was home to 840 enrolled students and had a tuition income of $8.54 million. By fall of 2011, enrollment had soared to 1,688, and tuition income had increased to $20.45 million. For the first time in years, the small liberal arts college was financially viable. Adrian College experienced this remarkable growth during the worst American economy in seventy years and in a state ravaged by the decline of the big three auto companies. How, exactly, did this turnaround happen? Crisis in Higher Education: A Plan to Save Small Liberal Arts Colleges in America was written to facilitate replication and generalization of Adrian College’s tremendous enrollment growth and retention success since 2005. This book directly addresses the economic competitiveness of small four-year institutions of higher education and presents an evidence-based solution to the enrollment and economic crises faced by many small liberal arts colleges throughout the country.

Paying the Price

Author : Sara Goldrick-Rab
Publisher : University of Chicago Press
ISBN 13 : 022640448X
Total Pages : 382 pages
Book Rating : 4.2/5 (264 download)

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Book Synopsis Paying the Price by : Sara Goldrick-Rab

Download or read book Paying the Price written by Sara Goldrick-Rab and published by University of Chicago Press. This book was released on 2016-09-01 with total page 382 pages. Available in PDF, EPUB and Kindle. Book excerpt: A “bracing and well-argued” study of America’s college debt crisis—“necessary reading for anyone concerned about the fate of American higher education” (Kirkus). College is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it. In Paying the Price, education scholar Sara Goldrick-Rab reveals the devastating effect of these shortfalls. Goldrick-Rab examines a study of 3,000 students who used the support of federal aid and Pell Grants to enroll in public colleges and universities in Wisconsin in 2008. Half the students in the study left college without a degree, while less than 20 percent finished within five years. The cause of their problems, time and again, was lack of money. Unable to afford tuition, books, and living expenses, they worked too many hours at outside jobs, dropped classes, took time off to save money, and even went without adequate food or housing. In many heartbreaking cases, they simply left school—not with a degree, but with crippling debt. Goldrick-Rab combines that data with devastating stories of six individual students, whose struggles make clear the human and financial costs of our convoluted financial aid policies. In the final section of the book, Goldrick-Rab offers a range of possible solutions, from technical improvements to the financial aid application process, to a bold, public sector–focused “first degree free” program. "Honestly one of the most exciting books I've read, because [Goldrick-Rab has] solutions. It's a manual that I'd recommend to anyone out there, if you're a parent, if you're a teacher, if you're a student."—Trevor Noah, The Daily Show

Why Does College Cost So Much?

Author : Robert B. Archibald
Publisher : Oxford University Press
ISBN 13 : 0190214104
Total Pages : 302 pages
Book Rating : 4.1/5 (92 download)

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Book Synopsis Why Does College Cost So Much? by : Robert B. Archibald

Download or read book Why Does College Cost So Much? written by Robert B. Archibald and published by Oxford University Press. This book was released on 2011 with total page 302 pages. Available in PDF, EPUB and Kindle. Book excerpt: College tuition has risen more rapidly than the overall inflation rate for much of the past century. To explain rising college cost, the authors place the higher education industry firmly within the larger economic history of the United States.

American Higher Education in Crisis?

Author : Goldie Blumenstyk
Publisher : What Everyone Needs to Know(r)
ISBN 13 : 0199374082
Total Pages : 217 pages
Book Rating : 4.1/5 (993 download)

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Book Synopsis American Higher Education in Crisis? by : Goldie Blumenstyk

Download or read book American Higher Education in Crisis? written by Goldie Blumenstyk and published by What Everyone Needs to Know(r). This book was released on 2015 with total page 217 pages. Available in PDF, EPUB and Kindle. Book excerpt: Disinvestment by states has driven up tuition prices, and student debt has reached an all-time high. Americans are questioning the worth of a college education, even as studies show how important it is to economic and social mobility

The college cost crisis report

Author : United States. Congress. House. Committee on Education and the Workforce. Subcommittee on 21st Century Competitiveness
Publisher :
ISBN 13 :
Total Pages : 64 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis The college cost crisis report by : United States. Congress. House. Committee on Education and the Workforce. Subcommittee on 21st Century Competitiveness

Download or read book The college cost crisis report written by United States. Congress. House. Committee on Education and the Workforce. Subcommittee on 21st Century Competitiveness and published by . This book was released on 2004 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Game of Loans

Author : Beth Akers
Publisher : Princeton University Press
ISBN 13 : 0691181101
Total Pages : 192 pages
Book Rating : 4.6/5 (911 download)

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Book Synopsis Game of Loans by : Beth Akers

Download or read book Game of Loans written by Beth Akers and published by Princeton University Press. This book was released on 2018-05-29 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why fears about a looming student loan crisis are unfounded—and how they obscure what's really wrong with student lending College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced—and how the popular myth of a looming crisis has obscured the real problems facing student lending in America. Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don’t finish college—the riskiest segment of borrowers—and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending.

How the Financial Crisis and Great Recession Affected Higher Education

Author : Jeffrey R. Brown
Publisher : University of Chicago Press
ISBN 13 : 022620183X
Total Pages : 343 pages
Book Rating : 4.2/5 (262 download)

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Book Synopsis How the Financial Crisis and Great Recession Affected Higher Education by : Jeffrey R. Brown

Download or read book How the Financial Crisis and Great Recession Affected Higher Education written by Jeffrey R. Brown and published by University of Chicago Press. This book was released on 2015-01-08 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: The recent financial crisis had a profound effect on both public and private universities. Universities responded to these stresses in different ways. This volume presents new evidence on the nature of these responses and how the incentives and constraints facing different institutions affected their behavior.

The Affordable City

Author : Shane Phillips
Publisher : Island Press
ISBN 13 : 1642831336
Total Pages : 282 pages
Book Rating : 4.6/5 (428 download)

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Book Synopsis The Affordable City by : Shane Phillips

Download or read book The Affordable City written by Shane Phillips and published by Island Press. This book was released on 2020-09-15 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: From Los Angeles to Boston and Chicago to Miami, US cities are struggling to address the twin crises of high housing costs and household instability. Debates over the appropriate course of action have been defined by two poles: building more housing or enacting stronger tenant protections. These options are often treated as mutually exclusive, with support for one implying opposition to the other. Shane Phillips believes that effectively tackling the housing crisis requires that cities support both tenant protections and housing abundance. He offers readers more than 50 policy recommendations, beginning with a set of principles and general recommendations that should apply to all housing policy. The remaining recommendations are organized by what he calls the Three S’s of Supply, Stability, and Subsidy. Phillips makes a moral and economic case for why each is essential and recommendations for making them work together. There is no single solution to the housing crisis—it will require a comprehensive approach backed by strong, diverse coalitions. The Affordable City is an essential tool for professionals and advocates working to improve affordability and increase community resilience through local action.

Indebted

Author : Caitlin Zaloom
Publisher : Princeton University Press
ISBN 13 : 069121722X
Total Pages : 286 pages
Book Rating : 4.6/5 (912 download)

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Book Synopsis Indebted by : Caitlin Zaloom

Download or read book Indebted written by Caitlin Zaloom and published by Princeton University Press. This book was released on 2021-05-04 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "'Indebted' takes readers into the homes of middle-class families throughout the nation to reveal the hidden consequences of student debt and the ways that financing college has transformed family life"--Amazon

Education without Debt

Author : Scott D. MacDonald
Publisher : Indiana University Press
ISBN 13 : 0253051452
Total Pages : 263 pages
Book Rating : 4.2/5 (53 download)

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Book Synopsis Education without Debt by : Scott D. MacDonald

Download or read book Education without Debt written by Scott D. MacDonald and published by Indiana University Press. This book was released on 2021-01-12 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: Almost 50 million Americans have cumulatively borrowed more than $1.5 trillion to attend college. Roughly one-third of all adults aged 25 to 34 have a student loan. In Education without Debt businessman and philanthropist Scott MacDonald examines the real-life impact of crushing levels of student debt on borrowers and what can be done to fix this crisis. Weaving together stories of debt-impaired lives with stories of personal success achieved with the essential help of financial aid, MacDonald reveals the devastating personal and societal impact of the debt problem and offers possible solutions. He explores the efforts of colleges and private philanthropists to make education affordable and relates his own experience of funding financial aid for need-eligible students at five universities. Education without Debt is a must-read book for anyone concerned about the rising cost of education and what to do about this critical policy and societal issue.

Pursuing Quality, Access, and Affordability

Author : Stephen C. Ehrmann
Publisher : Taylor & Francis
ISBN 13 : 1000977722
Total Pages : 231 pages
Book Rating : 4.0/5 (9 download)

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Book Synopsis Pursuing Quality, Access, and Affordability by : Stephen C. Ehrmann

Download or read book Pursuing Quality, Access, and Affordability written by Stephen C. Ehrmann and published by Taylor & Francis. This book was released on 2023-07-03 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: Whether they recognize it or not, virtually all colleges and universities face three GrandChallenges:·Improve the learning outcomes of a higher education: A large majority of college graduates are weak in capabilities that faculty and employers both see as crucial.·Extend more equitable access to degrees: Too often, students from underserved groups and poor households either don’t enter college or else drop out without a degree. The latter group may be worse off economically than if they’d never attempted college.·Make academic programs more affordable (in money and time) for students and other important stakeholder groups: Many potential students believe they lack the money or time needed for academic success. Many faculty believe they don’t have time to make their courses and degree programs more effective. Many institutions believe they can’t afford to improve outcomes.These challenges are global. But, in a higher education system such as that in the United States, the primary response must be institutional. This book analyzes how, over the years, six pioneering colleges and universities have begun to make visible, cumulative progress on all three fronts.

Debt-Free Degree

Author : Anthony ONeal
Publisher : Ramsey Press
ISBN 13 : 1942121121
Total Pages : 224 pages
Book Rating : 4.9/5 (421 download)

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Book Synopsis Debt-Free Degree by : Anthony ONeal

Download or read book Debt-Free Degree written by Anthony ONeal and published by Ramsey Press. This book was released on 2019-10-07 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.

Student Debt

Author : Sandy Baum
Publisher : Springer
ISBN 13 : 1137527382
Total Pages : 120 pages
Book Rating : 4.1/5 (375 download)

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Book Synopsis Student Debt by : Sandy Baum

Download or read book Student Debt written by Sandy Baum and published by Springer. This book was released on 2016-07-20 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyzes reliable evidence to tell the true story of student debt in America. One of the nation’s foremost experts on college finance, Sandy Baum exposes how misleading the widely accepted narrative on student debt is. Baum combines data, research, and analysis to show how the current discourse obscures serious problems, risks misdirecting taxpayer dollars, and could deprive too many Americans of the educational opportunities they deserve. This book and its policy recommendations provide the basis for a new and more constructive national agenda to make paying for college more manageable.