Education without Debt

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Publisher : Indiana University Press
ISBN 13 : 0253051452
Total Pages : 263 pages
Book Rating : 4.2/5 (53 download)

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Book Synopsis Education without Debt by : Scott D. MacDonald

Download or read book Education without Debt written by Scott D. MacDonald and published by Indiana University Press. This book was released on 2021-01-12 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: Almost 50 million Americans have cumulatively borrowed more than $1.5 trillion to attend college. Roughly one-third of all adults aged 25 to 34 have a student loan. In Education without Debt businessman and philanthropist Scott MacDonald examines the real-life impact of crushing levels of student debt on borrowers and what can be done to fix this crisis. Weaving together stories of debt-impaired lives with stories of personal success achieved with the essential help of financial aid, MacDonald reveals the devastating personal and societal impact of the debt problem and offers possible solutions. He explores the efforts of colleges and private philanthropists to make education affordable and relates his own experience of funding financial aid for need-eligible students at five universities. Education without Debt is a must-read book for anyone concerned about the rising cost of education and what to do about this critical policy and societal issue.

Debt-Free Degree

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Author :
Publisher : Ramsey Press
ISBN 13 : 1942121121
Total Pages : 224 pages
Book Rating : 4.9/5 (421 download)

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Book Synopsis Debt-Free Degree by : Anthony ONeal

Download or read book Debt-Free Degree written by Anthony ONeal and published by Ramsey Press. This book was released on 2019-10-07 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.

Debt-Free U

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Author :
Publisher : Penguin
ISBN 13 : 1101458968
Total Pages : 304 pages
Book Rating : 4.1/5 (14 download)

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Book Synopsis Debt-Free U by : Zac Bissonnette

Download or read book Debt-Free U written by Zac Bissonnette and published by Penguin. This book was released on 2010-08-31 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book can save you more than $100,000. These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma. But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he's a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans. Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child's financial future. You'll discover, for instance, that: * Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships. * College "rankings" are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster. * The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America's most selective employers. The name on a diploma ultimately won't help your child have a more successful career or earn more money. Zac can prove every one of those bold assertions - and more. No matter what your current financial situation, he has a simple message for parents: "RELAX! Your kid will be able to get a champagne education on a beer budget!"

Beating the College Debt Trap

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Author :
Publisher : HarperChristian + ORM
ISBN 13 : 0310337437
Total Pages : 225 pages
Book Rating : 4.3/5 (13 download)

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Book Synopsis Beating the College Debt Trap by : Alex Chediak

Download or read book Beating the College Debt Trap written by Alex Chediak and published by HarperChristian + ORM. This book was released on 2015-12-29 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: A groundbreaking guide to “how you can get the most value for your money . . . If you don’t want to waste a decade languishing in student debt, this is the book” (Zac Bissonnette, New York Times–bestselling author of Debt-Free U). There’s a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Alex Chediak gets into the nitty-gritty of how to get work and make money during the college years, pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of young adults, especially in light of the ever-increasing costs of college. In Beating the College Debt Trap he does something about this problem—addressing the real-world financial issues faced by those in their late teens and early twenties with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.

The Real College Debt Crisis

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Author :
Publisher : Bloomsbury Publishing USA
ISBN 13 :
Total Pages : 232 pages
Book Rating : 4.2/5 (161 download)

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Book Synopsis The Real College Debt Crisis by : William Elliott III

Download or read book The Real College Debt Crisis written by William Elliott III and published by Bloomsbury Publishing USA. This book was released on 2015-07-14 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is it still worth it for low-income students to attend college, given the debt incurred? This book provides a new framework for evaluating the financial aid system in America, positing that aid must not only allow access to higher education, but also help students succeed in college and facilitate their financial health post-college. Higher education plays a critical role in the economy and society of the United States, creating a ladder of economic opportunity for American children, especially for those in poverty. Unfortunately, higher education today increasingly reinforces patterns of relative privilege, particularly as students without the benefit of affluent parents rely more and more on student loans to finance college access. This book presents penetrating new information about the fiscal realities of the current debt-based college loan system and raises tough questions about the extent to which student loans can be a viable way to facilitate equitable access to higher education. The book opens with relevant parts of the life stories of two students—one who grew up poor and had to take on high amounts of student debt, and another whose family could offer financial help at critical times. These real-life examples provide invaluable insight into the student debt problem and help make the complex data more understandable. A wide range of readers—from scholars of poverty, social policy, and educational equality to policymakers to practitioners in the fields of student financial aid and financial planning—will find the information in this text invaluable.

How to Graduate Debt Free

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Author :
Publisher : Worthy Books
ISBN 13 : 1617958301
Total Pages : 154 pages
Book Rating : 4.6/5 (179 download)

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Book Synopsis How to Graduate Debt Free by : Kristina Ellis

Download or read book How to Graduate Debt Free written by Kristina Ellis and published by Worthy Books. This book was released on 2016-08-09 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: Nearly 70% of students graduate with close to $30,000 in debt. But you don't have to be one of them! In these pages, acclaimed author Kristina Ellis walks you through the wide world of college-finance options, presenting tips, secrets, and strategies so you can develop a personalized plan. A plan to overcome obstacles and get your degree debt-free. With Kristina as your mentor, you'll discover how to: -Establish a winning money mindset -Save up and cut costs before you get to campus -Figure out the dollars and sense of financial aid -Secure your share of free cash for college -Earn money to pay as you go -Choose a school and a major that's worth it -Stretch your funds when every penny counts With determination, the right information, and a well-planned strategy, you can earn that career-advancing degree and graduate from college debt-free. #NotGoingBroke

College Success

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Publisher :
ISBN 13 : 9781951693169
Total Pages : pages
Book Rating : 4.6/5 (931 download)

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Book Synopsis College Success by : Amy Baldwin

Download or read book College Success written by Amy Baldwin and published by . This book was released on 2020-03 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

10 Ways Anyone Can Graduate from College DEBT-FREE - 2. 0

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Author :
Publisher :
ISBN 13 : 9780984767137
Total Pages : 130 pages
Book Rating : 4.7/5 (671 download)

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Book Synopsis 10 Ways Anyone Can Graduate from College DEBT-FREE - 2. 0 by : Kevin Y. Brown

Download or read book 10 Ways Anyone Can Graduate from College DEBT-FREE - 2. 0 written by Kevin Y. Brown and published by . This book was released on 2016-07-20 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Game of Loans

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Author :
Publisher : Princeton University Press
ISBN 13 : 0691181101
Total Pages : 192 pages
Book Rating : 4.6/5 (911 download)

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Book Synopsis Game of Loans by : Beth Akers

Download or read book Game of Loans written by Beth Akers and published by Princeton University Press. This book was released on 2018-05-29 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why fears about a looming student loan crisis are unfounded—and how they obscure what's really wrong with student lending College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced—and how the popular myth of a looming crisis has obscured the real problems facing student lending in America. Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don’t finish college—the riskiest segment of borrowers—and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending.

It Is Possible!

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Author :
Publisher : 978-1-7332389-2-2
ISBN 13 : 9781733238922
Total Pages : 180 pages
Book Rating : 4.2/5 (389 download)

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Book Synopsis It Is Possible! by : Jason Brown

Download or read book It Is Possible! written by Jason Brown and published by 978-1-7332389-2-2. This book was released on 2021-08-09 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: Education should NOT be a DEBT sentence If you've been told, "The only way you can go to college is to take out loans," you've been lied to! With the student loan debt crisis continuing to spiral out of control, this book proves that IT IS POSSIBLE to earn a degree without amassing tens of thousands of dollars in debt. Learn from not only the author's story of earning two debt-free degrees, but from other individuals who also achieved the same accomplishment - all through a variety of methods. The book provides relevant information to help potential higher education students graduate debt free by: - Understanding the real cost of college Learning how to find millions in unused scholarship and grant money Exploring more cost-efficient means to traditional college Saving money while in college - yes, it is possible! This book serves as the "answer" to the student loan debt crisis and is designed to provide strategies and offer hope to individuals who desire to avoid student loan debt and graduate debt free. The author has lived on both sides of this crisis as his wife once held $60,000 in student loan debt while he was fortunate to earn two debt-free degrees. This book was created to inspire and encourage you to realize that IT IS POSSIBLE to walk across that stage and be handed a diploma instead of receiving bills in the mail for student loan debt to be repaid. Additionally, it shows you that life can be lived a different way-a way that does not include constantly feeling stress, anxiety, and depression over money. Did You Know? 70% of college students graduate with debt. Become part of the 30%!

Education without Debt

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Author :
Publisher : Indiana University Press
ISBN 13 : 0253051479
Total Pages : 215 pages
Book Rating : 4.2/5 (53 download)

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Book Synopsis Education without Debt by : Scott D. MacDonald

Download or read book Education without Debt written by Scott D. MacDonald and published by Indiana University Press. This book was released on 2021-01-12 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: Almost 50 million Americans have cumulatively borrowed more than $1.5 trillion to attend college. Roughly one-third of all adults aged 25 to 34 have a student loan. In Education without Debt businessman and philanthropist Scott MacDonald examines the real-life impact of crushing levels of student debt on borrowers and what can be done to fix this crisis. Weaving together stories of debt-impaired lives with stories of personal success achieved with the essential help of financial aid, MacDonald reveals the devastating personal and societal impact of the debt problem and offers possible solutions. He explores the efforts of colleges and private philanthropists to make education affordable and relates his own experience of funding financial aid for need-eligible students at five universities. Education without Debt is a must-read book for anyone concerned about the rising cost of education and what to do about this critical policy and societal issue.

The One-Year Diploma

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Author :
Publisher :
ISBN 13 : 9781520296791
Total Pages : 140 pages
Book Rating : 4.2/5 (967 download)

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Book Synopsis The One-Year Diploma by : Mason Aksamit

Download or read book The One-Year Diploma written by Mason Aksamit and published by . This book was released on 2017-01-03 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of the most expensive necessities in the United States today is a college degree. Each year an in-state public institution costs roughly $24,000 give or take a few thousand dollars. Now multiply that number by 4 and you get roughly about $96,000 for a piece of paper that tells potential careers that you know what you're talking about. This is disgustingly overpriced. There is a way that nobody ever talks about, that will cost you less than $14,000 in total! Additionally, only taking one year of your time and not four. I found the secret and I guarantee that anybody could do this, I did it myself. I'm 19 years old and I am now receiving my Bachelor's degree before any of my friends even receive their Associates degree; and I started a semester late. Get this book now and you will never regret it. Because you can finish college in a year or less for a seventh of the price.

Paying the Price

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Author :
Publisher : University of Chicago Press
ISBN 13 : 022640448X
Total Pages : 382 pages
Book Rating : 4.2/5 (264 download)

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Book Synopsis Paying the Price by : Sara Goldrick-Rab

Download or read book Paying the Price written by Sara Goldrick-Rab and published by University of Chicago Press. This book was released on 2016-09-01 with total page 382 pages. Available in PDF, EPUB and Kindle. Book excerpt: A “bracing and well-argued” study of America’s college debt crisis—“necessary reading for anyone concerned about the fate of American higher education” (Kirkus). College is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it. In Paying the Price, education scholar Sara Goldrick-Rab reveals the devastating effect of these shortfalls. Goldrick-Rab examines a study of 3,000 students who used the support of federal aid and Pell Grants to enroll in public colleges and universities in Wisconsin in 2008. Half the students in the study left college without a degree, while less than 20 percent finished within five years. The cause of their problems, time and again, was lack of money. Unable to afford tuition, books, and living expenses, they worked too many hours at outside jobs, dropped classes, took time off to save money, and even went without adequate food or housing. In many heartbreaking cases, they simply left school—not with a degree, but with crippling debt. Goldrick-Rab combines that data with devastating stories of six individual students, whose struggles make clear the human and financial costs of our convoluted financial aid policies. In the final section of the book, Goldrick-Rab offers a range of possible solutions, from technical improvements to the financial aid application process, to a bold, public sector–focused “first degree free” program. "Honestly one of the most exciting books I've read, because [Goldrick-Rab has] solutions. It's a manual that I'd recommend to anyone out there, if you're a parent, if you're a teacher, if you're a student."—Trevor Noah, The Daily Show

Launch

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Author :
Publisher :
ISBN 13 : 9780998488608
Total Pages : 344 pages
Book Rating : 4.4/5 (886 download)

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Book Synopsis Launch by : Jeannie Burlowski

Download or read book Launch written by Jeannie Burlowski and published by . This book was released on 2016-12-12 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt: You'd love to get your kids through college debt-free-but your kids aren't getting any scholarships, you haven't saved for college, and you make too much to get government financial aid. Is there still hope? Yes, but you'll need someone to guide you. In LAUNCH, academic strategist Jeannie Burlowski lays out clear, step-by-step strategies that empower parents to get their kids through high quality, best-fit colleges debt-free-and then directly into jobs they love afterward. Experts rave about LAUNCH: "The checklists at the end of each chapter in this book are fabulous. They're golden. Well worth the entire price of the book." -Bob Shorb, former associate dean of admissions and financial aid and director of student aid and family finance, Skidmore College "Students who go through college without career direction are, as Jeannie Burlowski says, 'like archers who pull the arrow back on the bow string, shoot, and then years later look around for the target.' This book helps parents set their kids up to take aim early and fire a sure shot, whether that's at medical school or at some other worthy endeavor." -Dr. Paul Amble, MD, assistant clinical professor, Yale School of Medicine "I'm a Morgan Stanley wealth management advisor, and after I read this book cover to cover I purchased 30 copies for clients. Every financial advisor needs to know the information in this book. It's valuable for all types of families-from those that think their income is too high to qualify for aid, to those that worry they'll go into debt paying for college. We utilize this book in our financial planning practice as we guide our clients to the things that matter most in their lives. If you're confused about how FAFSA works or what your kids should contribute, this book will provide clear answers. I was especially impressed with the way the book breaks down the pertinent information with chapters that align with the age of your kid. And the checklists for each chapter allow families to pick and choose the advice that best works for their family. My favorite part of the book is that it is truly a parenting book-with tips and insight for raising strong, thoughtful people who care about improving the world. The focus is on the outcome: your child becoming a successful and happy adult. If you're going to choose a financial advisor, you need to make sure that they know the specific college planning information in this book and are utilizing these ideas in their practice." -Alix Magner, financial advisor, Morgan Stanley, Minneapolis, MN "I'm a certified financial planner who cares deeply that parents are able to send their kids to college without risking their retirement. You can be sure I'll be recommending this book every chance I get." -Mike Branch, CFP, Focus Financial, Minneapolis, MN "High school guidance counselors have a difficult time covering the intricacies of the college admission and financing process in the small amount of time they have to work with a large number of students. This book fills in all the gaps-and more-for parents." -Josie Robinson, author and former high school guidance and career counselor, White Bear Lake Area High School And here's what parents like you say about LAUNCH: "We only used a small fraction of the ideas in this book, and our daughter graduated from an excellent private university at age 20 and went straight to her dream job at Disney. Read chapters 1 and 2 when your kid's in middle school!" -Liz and Tim Weatherhead, Bloomington, MN

Indebted

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Author :
Publisher : Princeton University Press
ISBN 13 : 069121722X
Total Pages : 286 pages
Book Rating : 4.6/5 (912 download)

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Book Synopsis Indebted by : Caitlin Zaloom

Download or read book Indebted written by Caitlin Zaloom and published by Princeton University Press. This book was released on 2021-05-04 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "'Indebted' takes readers into the homes of middle-class families throughout the nation to reveal the hidden consequences of student debt and the ways that financing college has transformed family life"--Amazon

How To Get A Bachelor's Degree With Little To No Debt

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781543122008
Total Pages : 76 pages
Book Rating : 4.1/5 (22 download)

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Book Synopsis How To Get A Bachelor's Degree With Little To No Debt by : Sheena Hogue

Download or read book How To Get A Bachelor's Degree With Little To No Debt written by Sheena Hogue and published by Createspace Independent Publishing Platform. This book was released on 2017-02-27 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: In "How To Get a Bachelor's Degree with Little to No Debt, Workbook Included" Sheena Hogue provides practical strategies along with questions and resources for parents and students to discuss for obtaining a Bachelor's Degree without all the debt. With Sheena's insight, you'll learn how: - Parents can prepare to send their child to college - High school students can get ahead with college courses - Parents & students can pay tuition outside of loans - Students can prepare for life after college As you learn strategies to minimize student loan debt, you'll discover the joys of the college experience with friends, professors, and connections with employers.

Say Yes to College... Say No to College Debt

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Author :
Publisher :
ISBN 13 : 9781719976275
Total Pages : 61 pages
Book Rating : 4.9/5 (762 download)

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Book Synopsis Say Yes to College... Say No to College Debt by : Nash Warfield

Download or read book Say Yes to College... Say No to College Debt written by Nash Warfield and published by . This book was released on 2018-09-19 with total page 61 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book shows parents of high school students the importance of not only attending college, but also how to pay for college without getting into college debt through student loans or parent loans.