The Balanced Wealth Approach

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Author :
Publisher : Simon and Schuster
ISBN 13 : 1637631634
Total Pages : 113 pages
Book Rating : 4.6/5 (376 download)

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Book Synopsis The Balanced Wealth Approach by : Thomas J. Hine

Download or read book The Balanced Wealth Approach written by Thomas J. Hine and published by Simon and Schuster. This book was released on 2023-04-04 with total page 113 pages. Available in PDF, EPUB and Kindle. Book excerpt: What good is a seven-figure portfolio if you’re buried six feet underground? Between recessions, inflation, market fluctuations, and the advancing ages of the Boomers and Gen X, many Americans are concerned about their retirement savings and wealth management for their children and grandchildren. How much will I need to save? What investment vehicles are best? What will my income be after I stop working? Is it too late to start building generational wealth? Those are all excellent questions, but none of the answers address your core values. In The Balanced Wealth Approach, CFP® and wealth manager Tom Hine reframes the retirement discussion by emphasizing healthcare as well as wealthcare. Tom invites readers to reconsider what living a rich life truly means. Combining his four decades of experience in finance with his lifetime of passion for martial arts, health, and fitness, Tom challenges his clients and readers to make wellness their number-one investment. He shares the latest research and medical practices focused on longevity, provides tips for improving and tracking your health, and offers encouragement for mental healthcare and spiritual practice. The Balanced Wealth Approach is a lifestyle that ties financial wealth to overall well-being so you can live a long, healthy, prosperous life. Think bigger with your wealth and your health, and set your sights on a vibrant, active, enriching life well into your nineties and beyond!

The Balanced Wealth Approach

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Author :
Publisher : Simon and Schuster
ISBN 13 : 1637631626
Total Pages : 113 pages
Book Rating : 4.6/5 (376 download)

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Book Synopsis The Balanced Wealth Approach by : Thomas J. Hine

Download or read book The Balanced Wealth Approach written by Thomas J. Hine and published by Simon and Schuster. This book was released on 2023-04-04 with total page 113 pages. Available in PDF, EPUB and Kindle. Book excerpt: What good is a seven-figure portfolio if you’re buried six feet underground? Between recessions, inflation, market fluctuations, and the record number of people hitting retirement age, Americans are thinking about retirement more than ever. How much will I need to save? What investing vehicles are best? When should I start? What size income can I have after I stop working? How long will it last? Those are all excellent questions . . . and none of them will matter if you’re not around to enjoy it. In The Balanced Wealth Approach, Certified Financial Planner and wealth manager Tom Hine reframes the retirement discussion by placing the emphasis on healthcare as much as wealthcare. Bringing his four decades of experience in finance together with his lifetime of passion and research into physical health, Tom challenges his clients and readers to make their personal health and wellness their number-one investment. He shares the latest research and medical practices focused on longevity, tips for improving and tracking your health, and strategies for tying your financial wealth to your physical health so you can live a long, healthy, rich life. Why work forty years for a retirement that only lasts ten? Think bigger with your wealth and your health, and set your sights on a vibrant, active, exciting life well into your nineties and beyond!

All Your Worth

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Publisher : Simon and Schuster
ISBN 13 : 0743269888
Total Pages : 304 pages
Book Rating : 4.7/5 (432 download)

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Book Synopsis All Your Worth by : Elizabeth Warren

Download or read book All Your Worth written by Elizabeth Warren and published by Simon and Schuster. This book was released on 2006-01-09 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.

Islam and Wealth

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Author :
Publisher :
ISBN 13 : 9789679787672
Total Pages : 0 pages
Book Rating : 4.7/5 (876 download)

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Book Synopsis Islam and Wealth by : Mohamed Affandi bin Nik Yusoff (Nik.)

Download or read book Islam and Wealth written by Mohamed Affandi bin Nik Yusoff (Nik.) and published by . This book was released on 2001 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The relationship between Islam and wealth has long been subject to scrutiny and varying interpretations by scholars, religious practitioners, and businessmen alike. There has long prevailed the notion that Islam views wealth with disdain, advocating only moderation in its acquisition and accumulation. This timely book is an eye opener in more ways than one; it will open the doors of opportunity and motivate Muslims to be comfortable with the task of wealth creation, something that needs to be promoted within the Muslim community today. Islam encourages reasonable wealth, but condemns excessive wealth. However, even considerable wealth is permitted by Islam provided it is accumulated legitimately and expended responsibly.

The Value of Debt in Building Wealth

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1119049296
Total Pages : 278 pages
Book Rating : 4.1/5 (19 download)

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Book Synopsis The Value of Debt in Building Wealth by : Thomas J. Anderson

Download or read book The Value of Debt in Building Wealth written by Thomas J. Anderson and published by John Wiley & Sons. This book was released on 2017-02-06 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book of financial wisdom that your future self will thank you for reading For many adults under 40, 'debt' is a four-letter word—something that should be avoided but is all too often unavoidable. In The Value of Debt in Building Wealth, bestselling author Thomas J. Anderson encourages you to rethink that. You'll walk away from this book with an understanding of how you can use debt wisely to secure the financial future you envision for yourself and your family. Student loans, mortgages, lines of credit, and other forms of debt are all discussed in detail, with a focus on smart planning for those who are accumulating assets—and debt—now. Should you rent or buy? How important is liquidity? What is good versus bad debt? How much debt should you have? What debt-to-income and debt-to-asset ratios should you aim for? Fixed debt or floating debt? What's the best way of saving for college and retirement? These are big questions that deserve thorough answers because the choices you make now could influence the course of your life. This thought-provoking book will open your eyes to savvy financial strategies for achieving your goals faster and with healthier bank accounts. Explore strategies for smart debt management, explained by one of the nation's top financial advisors Gain an understanding of investment basics and key financial concepts you'll need to achieve your long-term goals Understand the risks of having debt and the potential risks of being debt-free Make financial decisions now that will maximize your wealth, freedom, and opportunity later This book is not about buying things you cannot afford. It is about liquidity, flexibility and optimizing your personal balance sheet. The Value of Debt in Building Wealth is full of ideas you can apply to your own situation—no matter what your current asset level. Read this book today and thank yourself later.

Family Wealth Management

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 0470824298
Total Pages : 480 pages
Book Rating : 4.4/5 (78 download)

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Book Synopsis Family Wealth Management by : Mark Haynes Daniell

Download or read book Family Wealth Management written by Mark Haynes Daniell and published by John Wiley & Sons. This book was released on 2013-11-18 with total page 480 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introducing a fresh perspective on wealth management, with proven solutions to the challenges of preserving wealth and investing well in turbulent times Family Wealth Management is coauthored by two experts in the field of private wealth - one, a former director of Bain & Company and the chairman of two of the world's largest family trusts, and the other, a CEO of a leading global family office and professor of finance from University of Toronto. The book introduces you to a unique model of wealth management that produces the desired return outcomes while being consistent with a family's overarching goals and values. The approach combines the best traditional investment and portfolio management practices with innovative new approaches designed to successfully navigate through economic climates both fair and foul. While the authors address the critical "hard" issues of asset management, they also emphasize important "soft" issues of working with families to ensure that actions are congruent with objectives, in alignment with family governance principles and designed to help sustain and grow family wealth over multiple generations. The authors provide clear guidance on how to master each component. How to establish clear family vision, values, and goals as a critical foundation to a sound wealth management strategy How to establish a practical, integrated investment framework that will ensure a consistent, disciplined approach in all environments How to set a long-term family wealth strategy and define an asset allocation model that will produce the desired results How to draft an annual investment policy statement and refine the investment tactics based on capital markets trends and changes in the family’s circumstance How to effectively monitor performance and respond to the need for change How to carefully select and manage an ecosystem of experienced, trusted financial advisors who will provide critical guidance through challenging period ahead How to successfully engage and educate the family to preserve and enhance the family’s financial wealth and human capital over the generations

The Value of Debt

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1118758617
Total Pages : 276 pages
Book Rating : 4.1/5 (187 download)

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Book Synopsis The Value of Debt by : Thomas J. Anderson

Download or read book The Value of Debt written by Thomas J. Anderson and published by John Wiley & Sons. This book was released on 2013-09-16 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: A New York Times bestseller and one of the Ten Best Business Books of 2013 by WealthManagement.com, this book brings a new vision of the value of debt in the management of individual and family wealth In this groundbreaking book, author Tom Anderson argues that, despite the reflex aversion most people have to debt—an aversion that is vociferously preached by most personal finance authors—wealthy individuals and families, as well as their financial advisors, have everything to gain and nothing to lose by learning to think holistically about debt. Anderson explains why, if strategically deployed, debt can be of enormous long-term benefit in the management of individual and family wealth. More importantly, he schools you in time-tested strategies for using debt to steadily build wealth, to generate tax-efficient retirement income, to provide a reliable source of funds in times of crisis and financial setback, and more. Takes a "strategic debt" approach to personal wealth management, emphasizing the need to appreciate the value of "indebted strengths" and for acquiring the tools needed to take advantage of those strengths Addresses how to determine your optimal debt ratio, or your debt "sweet spot" A companion website contains a proprietary tool for calculating your own optimal debt ratio, which enables you to develop a personal wealth balance sheet Offering a bold new vision of debt as a strategic asset in the management of individual and family wealth, The Value of Debt is an important resource for financial advisors, wealthy families, family offices, and professional investors.

Goals-Based Wealth Management

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1118995937
Total Pages : 272 pages
Book Rating : 4.1/5 (189 download)

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Book Synopsis Goals-Based Wealth Management by : Jean L. P. Brunel

Download or read book Goals-Based Wealth Management written by Jean L. P. Brunel and published by John Wiley & Sons. This book was released on 2015-02-20 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Take a more active role in strategic asset allocation Goals-Based Wealth Management is a manual for protecting and growing client wealth in a way that changes both the services and profitability of the firm. Written by a 35-year veteran of international wealth education and analysis, this informative guide explains a new approach to wealth management that allows individuals to take on a more active role in the allocation of their assets. Coverage includes a detailed examination of the goals-based approach, including what works and what needs to be revisited, and a clear, understandable model that allows advisors to help individuals to navigate complex processes. The companion website offers ancillary readings, practice management checklists, and assessments that help readers secure a deep understanding of the key ideas that make goals-based wealth management work. The goals-based wealth management approach was pioneered in 2002, but has seen a slow evolution and only modest refinements largely due to a lack of wide-scale adoption. This book takes the first steps toward finalizing the approach, by delineating the effective and ineffective aspects of traditional approaches, and proposing changes that could bring better value to practitioners and their clients. Understand the challenges faced by the affluent and wealthy Examine strategic asset allocation and investment policy formulation Learn a model for dealing with the asset allocation process Learn why the structure of the typical advisory firm needs to change High-net-worth individuals face very specific challenges. Goals-Based Wealth Management focuses on how those challenges can be overcome while adhering to their goals, incorporating constraints, and working within the individual's frame of reference to drive strategic allocation of their financial assets.

Balance

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Author :
Publisher : Page Two
ISBN 13 : 1774580756
Total Pages : 0 pages
Book Rating : 4.7/5 (745 download)

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Book Synopsis Balance by : Andrew Hallam

Download or read book Balance written by Andrew Hallam and published by Page Two. This book was released on 2022-01-18 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the bestselling author of Millionaire Teacher and Millionaire Expat comes a personal finance guide that shows how to maximize happiness through intentional spending, saving, and investing.

The Only Guide to a Winning Investment Strategy You'll Ever Need

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Author :
Publisher : Macmillan + ORM
ISBN 13 : 1429972955
Total Pages : 197 pages
Book Rating : 4.4/5 (299 download)

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Book Synopsis The Only Guide to a Winning Investment Strategy You'll Ever Need by : Larry E. Swedroe

Download or read book The Only Guide to a Winning Investment Strategy You'll Ever Need written by Larry E. Swedroe and published by Macmillan + ORM. This book was released on 2005-01-01 with total page 197 pages. Available in PDF, EPUB and Kindle. Book excerpt: Investment professional Larry E. Swedroe describes the crucial difference between "active" and "passive" mutual funds, and tells you how you can win the investment game through long-term investments in such indexes as the S&P 500 instead of through the active buying and selling of stocks. A revised and updated edition of an investment classic, The Only Guide to a Winning Investment Strategy You'll Ever Need remains clear, understandable, and effective. This edition contains a new chapter comparing index funds, ETFs, and passive asset class funds, an expanded section on portfolio care and maintenance, the addition of Swedroe's 15 Rules of Prudent Investing, and much more. In clear language, Swedroe shows how the newer index mutual funds out-earn, out-perform, and out-compound the older funds, and how to select a balance "passive" portfolio for the long hail that will repay you many times over. This indispensable book also provides you with valuable information about: - The efficiency of markets today - The five factors that determine expected returns of a balanced equity and fixed income portfolio - Important facts about volatility, return, and risk - Six steps to building a diversified portfolio using Modern Portfolio Theory - Implementing the winning strategy - and more.

The Simple Path to Wealth

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Author :
Publisher : Jl Collins LLC
ISBN 13 : 9781737724100
Total Pages : 286 pages
Book Rating : 4.7/5 (241 download)

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Book Synopsis The Simple Path to Wealth by : Jl Collins

Download or read book The Simple Path to Wealth written by Jl Collins and published by Jl Collins LLC. This book was released on 2021-08-16 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!

Simple Money

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Author :
Publisher : Baker Books
ISBN 13 : 1493403249
Total Pages : 209 pages
Book Rating : 4.4/5 (934 download)

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Book Synopsis Simple Money by : Tim Maurer

Download or read book Simple Money written by Tim Maurer and published by Baker Books. This book was released on 2016-02-23 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: When it comes to money management, most of us take a hands-off approach because we're just not confident that we have the know-how needed. But personal finance is actually more personal than it is finance. Tim Maurer has made a career out of distilling complex financial concepts into understandable, doable actions. In this eminently practical book, he shows readers how to - better understand their values and goals in order to simplify their money decisions - budget major expenses intelligently - reduce and eliminate debt - make vital decisions on home, auto, and life insurance - establish a world-class investment portfolio - craft a workable retirement plan - and more Readers will be relieved to see that managing their money is actually not as complicated as they thought--and that they can take control of their financial future starting today.

Unconventional Success

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Author :
Publisher : Simon and Schuster
ISBN 13 : 074327461X
Total Pages : 417 pages
Book Rating : 4.7/5 (432 download)

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Book Synopsis Unconventional Success by : David F. Swensen

Download or read book Unconventional Success written by David F. Swensen and published by Simon and Schuster. This book was released on 2005-08-09 with total page 417 pages. Available in PDF, EPUB and Kindle. Book excerpt: The bestselling author of Pioneering Portfolio Management, the definitive template for institutional fund management, returns with a book that shows individual investors how to manage their financial assets. In Unconventional Success, investment legend David F. Swensen offers incontrovertible evidence that the for-profit mutual fund industry consistently fails the average investor. From excessive management fees to the frequent "churning" of portfolios, the relentless pursuit of profits by mutual fund management companies harms individual clients. Perhaps most destructive of all are the hidden schemes that limit investor choice and reduce returns, including "pay-to-play" product-placement fees, stale-price trading scams, soft-dollar kickbacks, and 12b-1 distribution charges. Even if investors manage to emerge unscathed from an encounter with the profit-seeking mutual fund industry, individuals face the likelihood of self-inflicted pain. The common practice of selling losers and buying winners (and doing both too often) damages portfolio returns and increases tax liabilities, delivering a one-two punch to investor aspirations. In short: Nearly insurmountable hurdles confront ordinary investors. Swensen's solution? A contrarian investment alternative that promotes well-diversified, equity-oriented, "market-mimicking" portfolios that reward investors who exhibit the courage to stay the course. Swensen suggests implementing his nonconformist proposal with investor-friendly, not-for-profit investment companies such as Vanguard and TIAA-CREF. By avoiding actively managed funds and employing client-oriented mutual fund managers, investors create the preconditions for investment success. Bottom line? Unconventional Success provides the guidance and financial know-how for improving the personal investor's financial future.

The Ten Truths of Wealth Creation

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Author :
Publisher : John Girouard
ISBN 13 : 9780979157905
Total Pages : 216 pages
Book Rating : 4.1/5 (579 download)

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Book Synopsis The Ten Truths of Wealth Creation by : John E. Girouard

Download or read book The Ten Truths of Wealth Creation written by John E. Girouard and published by John Girouard. This book was released on 2007-01-11 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: This back-to-basics guide by investment guru John E. Girouard reveals how investment industry sales people give shoddy advice and sell poorly-designed investment products aimed at enriching themselves and their firms at customers' expense. The Ten Truths of Wealth Creation is not a recipe for getting rich, but an honest look at the common mistakes many make in thier financial lives, and how readers can unlock the natural money-growing opportunities that those selling investment products never talk about. Girouard explains how income is often taxed multiple times, how financial choices can minimize those taxes, and how those saved dollars can add up and grow wealth. Girouard shows how simple, common sense choices can help readers reach their money goals sooner and safer, in good times and bad.

Capital Without Borders

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Author :
Publisher : Harvard University Press
ISBN 13 : 0674743806
Total Pages : 392 pages
Book Rating : 4.6/5 (747 download)

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Book Synopsis Capital Without Borders by : Brooke Harrington

Download or read book Capital Without Borders written by Brooke Harrington and published by Harvard University Press. This book was released on 2016-09-12 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: “A timely account of how the 1% holds on to their wealth...Ought to keep wealth managers awake at night.” —Wall Street Journal “Harrington advises governments seeking to address inequality to focus not only on the rich but also on the professionals who help them game the system.” —Richard Cooper, Foreign Affairs “An insight unlike any other into how wealth management works.” —Felix Martin, New Statesman “One of those rare books where you just have to stand back in awe and wonder at the author’s achievement...Harrington offers profound insights into the world of the professional people who dedicate their lives to meeting the perceived needs of the world’s ultra-wealthy.” —Times Higher Education How do the ultra-rich keep getting richer, despite taxes on income, capital gains, property, and inheritance? Capital without Borders tackles this tantalizing question through a groundbreaking multi-year investigation of the men and women who specialize in protecting the fortunes of the world’s richest people. Brooke Harrington followed the money to the eighteen most popular tax havens in the world, interviewing wealth managers to understand how they help their high-net-worth clients dodge taxes, creditors, and disgruntled heirs—all while staying just within the letter of the law. She even trained to become a wealth manager herself in her quest to penetrate the fascinating, shadowy world of the guardians of the one percent.

Wealth Management

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Author :
Publisher : McGraw Hill Professional
ISBN 13 : 9780786304783
Total Pages : 524 pages
Book Rating : 4.3/5 (47 download)

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Book Synopsis Wealth Management by : Harold Evensky

Download or read book Wealth Management written by Harold Evensky and published by McGraw Hill Professional. This book was released on 1997 with total page 524 pages. Available in PDF, EPUB and Kindle. Book excerpt: ``Harold's diligent and scholarly approach to investing theory makes Wealth Management a thoughtful book that should be on every advisor's reading list.''--Charles R. Schwab, Chairman & CEO, The Charles Schwab Corporation. Wealth Management outlines the current state-of-the-art in financial planning, and describes respected financial planning speaker and author Harold Evensky's effective, optimal asset allocation policy that is designed to account for each client's unique goals and constraints. It provides you with concise yet thorough information on current investment theories, along with detailed reference for further study.

Broke Millennial Talks Money

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Author :
Publisher : Penguin
ISBN 13 : 052550544X
Total Pages : 304 pages
Book Rating : 4.5/5 (255 download)

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Book Synopsis Broke Millennial Talks Money by : Erin Lowry

Download or read book Broke Millennial Talks Money written by Erin Lowry and published by Penguin. This book was released on 2020-12-29 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: A comprehensive guide to talking about money in every aspect of your life, including at work, with friends and family, and in relationships, from the author of the Broke Millennial series. Let's face it--talking about money is always awkward. In this user-friendly and approachable guide, finance writer Erin Lowry helps take the stress out of these tricky conversations. With scripts, tips, and troubleshooting advice, she takes you through every possible money talk scenario, including: • how to tell your friends you can't afford the same lifestyle they can • how to ask your parents if they can afford retirement and if they'll need your support as they age • how to talk to your coworkers about your salary and negotiate with your boss • how to broach the subject of a prenup with your fiancé Lowry arms you with all of the financial knowledge you'll need in order to get the most out of each interaction, whether that's with your friends, your spouse, your employer, or your mom. It's time to demystify our money and hash out these tough topics with the important people in our lives, and this helpful book will make it all much easier.